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Compare N2F and Qonto 
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At a Glance
Market Segments
Small-Business (68.0% of reviews)
Small-Business (92.2% of reviews)
Entry-Level Pricing
Starting at €4.80 1 User Per Year
€9.00 Per Month
N2F
Star Rating
(25)4.7 out of 5
Market Segments
Small-Business (68.0% of reviews)
Pros & Cons
Entry-Level Pricing
Starting at €4.80 1 User Per Year
Browse all 3 pricing plansQonto
Star Rating
(112)4.7 out of 5
Market Segments
Small-Business (92.2% of reviews)
Pros & Cons
Entry-Level Pricing
€9.00 Per Month
Free Trial is available
Browse all 6 pricing plansN2F vs Qonto
When assessing the two solutions, reviewers found Qonto easier to use, set up, and administer. However, reviewers preferred doing business with N2F overall.
- Reviewers felt that N2F meets the needs of their business better than Qonto.
- When comparing quality of ongoing product support, reviewers felt that Qonto is the preferred option.
- For feature updates and roadmaps, our reviewers preferred the direction of Qonto over N2F.
Pricing
Entry-Level Pricing
N2F
Business
Starting at €4.80
1 User Per Year
Freelance, artisan,
liberal profession
- https://www.n2f.com/
Qonto
Basic
€9.00
Per Month
- 1 x One Card Mastercard with €20,000/month payment limit
- 30 transfers or direct debits/month
- 1 account
Free Trial
N2F
Free Trial is available
Qonto
Free Trial is available
Ratings
Meets Requirements
9.3
23
9.1
82
Ease of Use
9.6
23
9.7
83
Ease of Setup
9.3
9
9.6
71
Ease of Admin
9.0
7
9.6
36
Quality of Support
9.2
21
9.4
78
Has the product been a good partner in doing business?
9.4
6
8.7
36
Product Direction (% positive)
8.9
22
9.2
77
Features by Category
Expense Reports
9.7
22
8.3
53
8.6
19
8.9
52
9.0
21
8.4
53
9.6
22
9.0
55
9.7
20
8.3
42
9.3
19
Feature Not Available
8.8
14
Feature Not Available
Agentic AI - Expense Management
Not enough data
Not enough data
Not enough data
Not enough data
Travel Management
9.4
16
Feature Not Available
7.9
19
Feature Not Available
Feature Not Available
Feature Not Available
8.8
15
Feature Not Available
Client Invoicing
Feature Not Available
8.0
53
Feature Not Available
8.5
43
Feature Not Available
8.2
46
Mobile
8.9
20
8.9
51
8.5
20
Feature Not Available
8.2
17
Feature Not Available
Platform
8.9
15
Feature Not Available
9.3
16
7.3
35
Administration
9.4
13
8.4
35
Administration
9.0
15
8.1
43
9.2
18
7.9
43
9.4
18
7.6
43
9.5
16
6.9
37
9.4
17
8.3
42
Platform
9.1
19
8.2
40
8.6
15
8.2
38
9.0
16
7.7
37
9.6
17
9.2
48
9.7
17
8.7
45
9.3
16
Feature Not Available
Setup
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Performance
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Cards
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Reporting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payments
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Fraud & Risk Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Spend Management
Not enough data
Not enough data
Accounts Payable (AP) and Spend AnalysisHide 15 FeaturesShow 15 Features
Not enough data
Not enough data
Data Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounts Payable (AP) and Spend Analysis
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Recovery
Not enough data
Not enough data
Not enough data
Not enough data
AP Data Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Invoice Generation
Not enough data
8.1
21
Not enough data
8.7
19
Not enough data
8.1
18
Invoice Processing
Not enough data
7.4
15
Not enough data
7.7
14
Not enough data
8.6
13
Not enough data
9.0
17
Analytics
Not enough data
8.4
15
Not enough data
8.7
15
Not enough data
7.7
14
Not enough data
8.2
15
Integration
Not enough data
9.1
19
Not enough data
9.4
18
Not enough data
8.2
14
Not enough data
9.5
17
Agentic AI - Invoice Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Cash Flow Management
Not enough data
8.9
29
Not enough data
9.0
31
Not enough data
9.0
29
Cash Flow Forecasting
Not enough data
8.5
28
Not enough data
7.9
26
Not enough data
7.8
24
Not enough data
7.6
25
Not enough data
7.7
25
Analytics
Not enough data
8.1
26
Not enough data
8.2
26
Not enough data
8.2
25
Not enough data
8.1
24
Financial Data Transfer
Not enough data
8.3
27
Not enough data
8.2
26
Not enough data
8.1
25
Not enough data
8.3
27
Not enough data
8.5
24
Agentic AI - Cash Flow Management
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
N2F and Qonto are categorized as Expense Management
Unique Categories
N2F has no unique categories
Qonto is categorized as Spend Management, Cash Flow Management, Invoice Management, and Accounts Payable (AP) and Spend Analysis
Reviews
Reviewers' Company Size
N2F
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Qonto
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
12.0%
Consulting
8.0%
Mechanical or Industrial Engineering
8.0%
Computer & Network Security
8.0%
Retail
4.0%
Other
60.0%
Consulting
7.8%
Financial Services
7.8%
Accounting
7.8%
Computer Software
5.6%
Professional Training & Coaching
4.4%
Other
66.7%
Discussions
What is N2F used for?
1 Comment
VC
N2F is an awesome expense management software which helps to simplify and streamline of processing & handling expenses reports. It helps in expense report...Read more
N2F has no more discussions with answers
What is Qonto used for?
1 Comment
Official Response from Qonto
Hello,
Thanks for reaching out with your question. Qonto is used as a financial solution tailored for small and medium-sized enterprises, startups, and...Read more
Qonto has no more discussions with answers
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