# Moss | Spend smarter vs Ramp Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Ramp excels in user satisfaction, boasting a high overall score of 86.97 compared to Moss's 64.72. Users appreciate Ramp's intuitive design, which significantly reduces the manual effort involved in expense management, as highlighted by feedback on its seamless integration with Gmail and easy receipt uploads.
- **Users say** that Ramp's implementation process is notably quick and straightforward, with many praising the ease of setup. One user mentioned, "The initial setup was super easy; I just logged in with SSO," indicating a smooth onboarding experience that many find appealing.
- **Reviewers mention** that while Moss offers a simple and intuitive interface, it doesn't quite match the level of satisfaction found with Ramp. Users have noted that Moss's expense tracking is straightforward, but some feel it lacks the advanced features that make Ramp stand out, such as its robust digital receipt management.
- **According to verified reviews** , Ramp shines in its ability to streamline expense reporting, with users highlighting features like quick submission for work expenses and effective categorization. This efficiency is a key reason why many prefer Ramp over Moss, which, while functional, doesn't provide the same level of automation.
- **G2 reviewers indicate** that Ramp's support quality is superior, with a score of 9.2 compared to Moss's 9.0. Users have expressed satisfaction with Ramp's customer service, noting that they feel supported throughout their expense management journey, which is crucial for businesses relying on timely assistance.
- **Users report** that both platforms offer free entry-level pricing, but Ramp's extensive feature set and higher user ratings make it a more attractive option for small businesses. Feedback highlights that Ramp's features are particularly beneficial for teams managing frequent travel expenses, while Moss is seen as more suited for mid-market companies with less complex needs.



| | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Star Rating** | 4.7 out of 5 | 4.8 out of 5 | 
| **Total Reviews** | 244 | 2,469 | 
| **Largest Market Segment** | Mid-Market (52.0% of reviews) | Small-Business (56.7% of reviews) | 
| **Entry Level Price** | Free | Free | 

---
## Top Pros & Cons

### Moss | Spend smarter

Pros:
- Ease of Use (38 reviews)
- Expense Management (25 reviews)

Cons:
- Approval Issues (7 reviews)
- Learning Curve (5 reviews)

### Ramp

Pros:
- Ease of Use (241 reviews)
- Efficiency (137 reviews)

Cons:
- Missing Features (34 reviews)
- Receipt Management (30 reviews)

---
## Ratings Comparison
| Rating | Moss | Spend smarter | Ramp | 
|---|---|---|
  | **Meets Requirements** | 9.4 (196 reviews) | 9.4 (1858 reviews) | 
  | **Ease of Use** | 9.4 (208 reviews) | 9.5 (1903 reviews) | 
  | **Ease of Setup** | 9.0 (146 reviews) | 9.4 (1224 reviews) | 
  | **Ease of Admin** | 9.0 (53 reviews) | 9.4 (1077 reviews) | 
  | **Quality of Support** | 9.1 (160 reviews) | 9.2 (1551 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.0 (62 reviews) | 9.5 (1063 reviews) | 
  | **Product Direction (% positive)** | 9.8 (199 reviews) | 9.7 (1763 reviews) | 

---
## Pricing

### Moss | Spend smarter

#### Entry-Level Pricing

Plan: Free Plan

Price: Free

Description: Start free with Cards or Accounts Payable. Upgrade anytime for full functionality.

Key Features:
- Up to 3 users with unlimited cards
- Up to 20 invoices per month (Accounts Payable)
- Customisable approval & verification steps

[Browse all 4 editions](https://www.g2.com/products/moss-spend-smarter/pricing)

#### Free Trial

Yes

### Ramp

#### Entry-Level Pricing

Plan: Ramp

Price: Free

Description: Control spend, automate payments, and close the books faster for greater financial health on the ultimate platform.

Key Features:
- Unlimited cards and smart controls
- Automated receipt collection and matching
- Expense and mileage reimbursements

[Browse all 3 editions](https://www.g2.com/products/ramp-financial-ramp/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Moss | Spend smarter** | 8.7/10 | 189 |
| **Ramp** | 9.0/10 | 1301 |

#### Expense Reports

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.9 (155 reviews) | 9.1 (913 reviews) | 
| **Bank / Credit Card Integration** | Feature Not Available | 9.3 (1057 reviews) | 
| **Smart Categorization** | 8.8 (151 reviews) | 9.0 (1007 reviews) | 
| **Digital Receipt Management** | 9.4 (169 reviews) | 9.6 (1162 reviews) | 
| **Employee Reimbursement** | 9.1 (151 reviews) | 9.4 (918 reviews) | 
| **Currency Conversions** | Feature Not Available | 8.6 (485 reviews) | 

#### Agentic AI - Expense Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | 7.6 (32 reviews) | 7.5 (49 reviews) | 
| **Cross-system Integration** | 7.9 (32 reviews) | 8.3 (50 reviews) | 

#### Travel Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Itinerary Management** | Feature Not Available | 8.1 (465 reviews) | 
| **Advanced Integrations** | 8.4 (129 reviews) | 8.5 (506 reviews) | 

#### Generative AI - Expense Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Receipt Capture** | 9.4 (163 reviews) | 9.6 (1137 reviews) | 

#### Platform

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Embedded AI / Machine Learning** | Feature Not Available | 8.6 (686 reviews) | 
| **Complex Approval Workflow** | Feature Not Available | 8.8 (729 reviews) | 

#### Administration

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **PCI Regulation Compliant** | 8.4 (117 reviews) | 8.9 (502 reviews) | 

#### Administration

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Business Tool Integration** | 8.6 (142 reviews) | 9.1 (853 reviews) | 
| **Workflow** | 8.8 (145 reviews) | 9.3 (963 reviews) | 
| **Automated Reminders** | 8.9 (150 reviews) | 9.4 (1105 reviews) | 
| **Policy Compliance Management** | 8.6 (135 reviews) | 9.3 (998 reviews) | 
| **User, Role, and Access Management** | 8.9 (137 reviews) | 9.4 (1069 reviews) | 

#### Platform

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Reporting** | 8.6 (131 reviews) | 9.1 (922 reviews) | 
| **APIs / Integration** | 8.3 (122 reviews) | 8.9 (696 reviews) | 
| **Internationalization** | 8.6 (124 reviews) | Feature Not Available | 
| **Performance and Reliability** | 9.4 (153 reviews) | 9.5 (1063 reviews) | 
| **Mobile User Support** | 9.1 (142 reviews) | 9.1 (739 reviews) | 
| **Offline** | 7.6 (119 reviews) | Feature Not Available | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Moss | Spend smarter** | 8.7/10 | 63 |
| **Ramp** | 9.1/10 | 1052 |

#### Setup

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Data** | 8.3 (40 reviews) | 9.0 (671 reviews) | 
| **Approvals** | 8.9 (45 reviews) | 9.3 (836 reviews) | 
| **Alignment** | 8.5 (41 reviews) | 9.2 (478 reviews) | 

#### Performance

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **KPIs** | 8.2 (38 reviews) | Feature Not Available | 
| **Benchmarks** | 8.0 (36 reviews) | Feature Not Available | 
| **Forecasting** | 8.2 (36 reviews) | 8.2 (460 reviews) | 
| **Savings** | 8.4 (36 reviews) | 8.8 (592 reviews) | 

#### Payment Cards

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **One-time Virtual** | 9.5 (46 reviews) | 9.4 (637 reviews) | 
| **Recurring Virtual** | 9.3 (48 reviews) | 9.5 (670 reviews) | 
| **Physical** | 9.3 (52 reviews) | 9.5 (739 reviews) | 

#### Reporting

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Real time** | 9.2 (48 reviews) | 9.5 (733 reviews) | 
| **Multiple Views** | 8.5 (35 reviews) | 9.2 (613 reviews) | 
| **Export** | 8.7 (38 reviews) | 9.1 (596 reviews) | 
| **Budgets** | 8.5 (42 reviews) | Feature Not Available | 

#### Payments

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Vendor** | 8.7 (42 reviews) | 9.2 (584 reviews) | 
| **Recurring** | 9.0 (39 reviews) | 9.2 (599 reviews) | 
| **Employee Reimbursements** | 9.2 (45 reviews) | 9.2 (681 reviews) | 
| **ACH** | 8.2 (33 reviews) | 9.2 (575 reviews) | 

#### Fraud & Risk Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Notifications** | 8.8 (40 reviews) | 9.3 (753 reviews) | 
| **Unique Cards** | 9.1 (43 reviews) | 9.4 (721 reviews) | 
| **Controls** | 9.2 (40 reviews) | 9.4 (723 reviews) | 

#### Agentic AI - Spend Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Proactive Assistance** | 8.1 (12 reviews) | 7.9 (69 reviews) | 

### Procure to Pay

| Product | Score | Reviews |
|---|---|---|
| **Moss | Spend smarter** | N/A | N/A |
| **Ramp** | 8.4/10 | 43 |

#### Planning

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Processes** | Not enough data | 9.1 (37 reviews) | 
| **Contracts** | Not enough data | 8.0 (36 reviews) | 
| **Content** | Not enough data | 8.5 (36 reviews) | 
| **Requisition** | Not enough data | 8.2 (34 reviews) | 

#### Execution

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Sourcing** | Not enough data | 8.2 (35 reviews) | 
| **Purchasing** | Not enough data | 8.8 (37 reviews) | 
| **Invoicing** | Not enough data | 8.0 (34 reviews) | 

#### Analytics

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Visibility** | Not enough data | 9.0 (38 reviews) | 
| **Performance** | Not enough data | 9.1 (38 reviews) | 
| **Spend** | Not enough data | 8.7 (42 reviews) | 

#### Agentic AI -  Procure to Pay

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Multi-step Planning** | Not enough data | 7.6 (9 reviews) | 

### Procurement Spend Analysis

| Product | Score | Reviews |
|---|---|---|
| **Moss | Spend smarter** | N/A | N/A |
| **Ramp** | 8.6/10 | 56 |

#### Data Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Consolidation** | Not enough data | 8.6 (50 reviews) | 
| **Classification** | Not enough data | 9.1 (51 reviews) | 
| **External Sources** | Not enough data | 8.2 (47 reviews) | 
| **Integration** | Not enough data | 9.1 (50 reviews) | 
| **Cleaning** | Not enough data | 8.8 (48 reviews) | 

#### Agentic AI -  Accounts Payable (AP) and Spend Analysis

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Decision Making** | Not enough data | 7.6 (18 reviews) | 

#### Analytics

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Benchmarking** | Not enough data | 7.9 (45 reviews) | 
| **KPIs** | Not enough data | 8.0 (44 reviews) | 
| **Compliance** | Not enough data | 8.3 (46 reviews) | 
| **Errors** | Not enough data | 8.7 (47 reviews) | 

#### Recovery

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Historical payments** | Not enough data | 9.0 (47 reviews) | 
| **Overpayments** | Not enough data | 8.1 (43 reviews) | 

#### AP Data Processing

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Workflows** | Not enough data | 9.0 (47 reviews) | 
| **Transparency** | Not enough data | 9.1 (47 reviews) | 
| **Controls** | Not enough data | 9.3 (46 reviews) | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **Moss | Spend smarter** | N/A | N/A |
| **Ramp** | 8.3/10 | 146 |

#### Invoice Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Capture** | Not enough data | 9.2 (130 reviews) | 
| **Supplier Portal** | Not enough data | Feature Not Available | 
| **Repository** | Not enough data | 8.7 (123 reviews) | 

#### Invoice Processing

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Matching** | Not enough data | 8.9 (131 reviews) | 
| **Payments** | Not enough data | 9.2 (134 reviews) | 
| **Workflows** | Not enough data | 9.1 (134 reviews) | 
| **Tax Compliance** | Not enough data | Feature Not Available | 

#### Analytics

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Due Dates** | Not enough data | 9.1 (130 reviews) | 
| **Benchmarking** | Not enough data | Feature Not Available | 
| **KPIs** | Not enough data | Feature Not Available | 

#### Integration

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Accounting** | Not enough data | 9.1 (136 reviews) | 
| **Payment Integration** | Not enough data | Feature Not Available | 
| **ERP** | Not enough data | 8.6 (120 reviews) | 

#### Risk

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Analysis** | Not enough data | Feature Not Available | 
| **Identification** | Not enough data | Feature Not Available | 
| **Scoring** | Not enough data | Feature Not Available | 

#### Recovery

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Recoup** | Not enough data | Feature Not Available | 
| **Reporting** | Not enough data | Feature Not Available | 

#### Audit

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Filters** | Not enough data | Feature Not Available | 
| **Post Audits** | Not enough data | Feature Not Available | 
| **Overpayments** | Not enough data | 8.1 (114 reviews) | 
| **Duplicates** | Not enough data | 8.7 (122 reviews) | 

#### Fraud

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Vendor Checks** | Not enough data | Feature Not Available | 
| **Data Generation** | Not enough data | Feature Not Available | 
| **Monitoring** | Not enough data | Feature Not Available | 

#### Agentic AI - AP Automation

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 6.1 (14 reviews) | 
| **Proactive Assistance** | Not enough data | 5.8 (14 reviews) | 
| **Decision Making** | Not enough data | 6.7 (15 reviews) | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Moss | Spend smarter** | 8.4/10 | 51 |
| **Ramp** | N/A | N/A |

#### Invoice Generation

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Templates** | 7.9 (32 reviews) | Not enough data | 
| **Digital Invoices** | 9.0 (37 reviews) | Not enough data | 
| **Recurring Invoices** | 8.5 (34 reviews) | Not enough data | 

#### Invoice Processing

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Approvals** | 8.7 (39 reviews) | Not enough data | 
| **Batch Processing** | 8.4 (33 reviews) | Not enough data | 
| **Consolidation** | 8.0 (32 reviews) | Not enough data | 
| **Match Invoices** | 8.8 (41 reviews) | Not enough data | 

#### Analytics

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Due Dates** | 8.4 (29 reviews) | Not enough data | 
| **Cashflow** | 8.4 (27 reviews) | Not enough data | 
| **KPIs** | 7.7 (24 reviews) | Not enough data | 
| **Payment Tracking** | 8.6 (30 reviews) | Not enough data | 

#### Integration

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Accounting** | 9.0 (42 reviews) | Not enough data | 
| **Payments** | 9.0 (38 reviews) | Not enough data | 
| **ERP** | 8.5 (33 reviews) | Not enough data | 
| **Account Sync** | 8.9 (36 reviews) | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Cross-system Integration** | 7.9 (14 reviews) | Not enough data | 
| **Adaptive Learning** | 7.7 (13 reviews) | Not enough data | 
| **Proactive Assistance** | 8.1 (13 reviews) | Not enough data | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **Moss | Spend smarter** | N/A | N/A |
| **Ramp** | 8.8/10 | 986 |

#### Expense Reporting

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Expense Automation** | Not enough data | 9.5 (120 reviews) | 
| **Integration** | Not enough data | 9.4 (115 reviews) | 
| **Compliance** | Not enough data | 9.4 (114 reviews) | 
| **Mobile Functionality** | Not enough data | 9.4 (118 reviews) | 

#### Travel Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Itinerary Management** | Feature Not Available | 8.1 (465 reviews) | 
| **Advanced Integrations** | 8.4 (129 reviews) | 8.5 (506 reviews) | 

#### Approval 

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Rules** | Not enough data | 9.5 (116 reviews) | 
| **Workflows** | Not enough data | 9.5 (108 reviews) | 
| **Submit** | Not enough data | 9.7 (121 reviews) | 

#### AI - Travel Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Personalization** | Not enough data | 8.0 (39 reviews) | 
| **Predictive Analytics** | Not enough data | 8.0 (39 reviews) | 
| **Cost Savings** | Not enough data | 8.3 (39 reviews) | 
| **Efficiency** | Not enough data | 8.8 (39 reviews) | 
| **Real-Time Assistance** | Not enough data | 8.8 (39 reviews) | 

#### Agentic AI - Travel Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.1 (21 reviews) | 
| **Proactive Assistance** | Not enough data | 8.1 (21 reviews) | 

#### Employee Risk Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | 

### Procurement Orchestration

| Product | Score | Reviews |
|---|---|---|
| **Moss | Spend smarter** | N/A | N/A |
| **Ramp** | N/A | N/A |

#### Purchase Requisition and Approval Workflow - Procurement Orchestration

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Notifcations** | Not enough data | Not enough data | 
| **Workflows** | Not enough data | Not enough data | 
| **Purchase Orders** | Not enough data | Not enough data | 

#### Supplier Management - Procurement Orchestration

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Tracking** | Not enough data | Not enough data | 
| **Onboarding** | Not enough data | Not enough data | 
| **Database** | Not enough data | Not enough data | 

#### Spend Management - Procurement Orchestration

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Analysis** | Not enough data | Not enough data | 
| **Visibility** | Not enough data | Not enough data | 

#### Compliance and Risk Management - Procurement Orchestration

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Risk Assessment** | Not enough data | Not enough data | 
| **Compliance** | Not enough data | Not enough data | 
| **Audits** | Not enough data | Not enough data | 

#### Workflow Automation - Procurement Orchestration

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Routing** | Not enough data | Not enough data | 
| **Configuration** | Not enough data | Not enough data | 
| **Approvals** | Not enough data | Not enough data | 

#### Agentic AI - Procurement Orchestration

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Moss | Spend smarter** | N/A | N/A |
| **Ramp** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Vendor Management

| Product | Score | Reviews |
|---|---|---|
| **Moss | Spend smarter** | N/A | N/A |
| **Ramp** | 7.4/10 | 76 |

#### Agentic AI - Vendor Management

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Decision Making** | Not enough data | 6.4 (15 reviews) | 

#### Revenue Recognition

| Feature | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Usage Tracking** | Not enough data | 8.6 (73 reviews) | 
| **Deferred Revenue** | Not enough data | 7.1 (68 reviews) | 
| **Revenue Accrual** | Not enough data | 7.3 (68 reviews) | 

---
## Categories
**Shared Categories (2):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Spend Management Software](https://www.g2.com/categories/spend-management)

**Unique to Moss | Spend smarter (1):** [Invoice Management Software](https://www.g2.com/categories/invoice-management)

**Unique to Ramp (6):** [Procurement Spend Analysis](https://www.g2.com/categories/procurement-spend-analysis), [Procure to Pay Software](https://www.g2.com/categories/procure-to-pay), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Travel Management Software](https://www.g2.com/categories/travel-management), [Vendor Management Software](https://www.g2.com/categories/vendor-management), [Procurement Orchestration Software](https://www.g2.com/categories/procurement-orchestration)


---
## Reviewer Demographics

### By Company Size

| Segment | Moss | Spend smarter | Ramp | 
|---|---|---|
| **Small-Business** | 43.6% | 56.7% | 
| **Mid-Market** | 52.0% | 40.8% | 
| **Enterprise** | 4.4% | 2.5% | 

### By Industry

#### Moss | Spend smarter

- **Computer Software:** 12.7%
- **Information Technology and Services:** 9.5%
- **Market Research:** 7.7%
- **Marketing and Advertising:** 5.9%
- **Hospitality:** 5.0%
- **Consulting:** 3.6%
- **Hospital & Health Care:** 3.6%
- **Accounting:** 3.2%
- **Financial Services:** 2.7%
- **Pharmaceuticals:** 2.7%
- **Other:** 43.2%

#### Ramp

- **Computer Software:** 14.1%
- **Information Technology and Services:** 9.0%
- **Non-Profit Organization Management:** 6.8%
- **Financial Services:** 5.2%
- **Construction:** 4.7%
- **Accounting:** 4.1%
- **Marketing and Advertising:** 3.5%
- **Hospital & Health Care:** 3.1%
- **Health, Wellness and Fitness:** 2.7%
- **Religious Institutions:** 2.6%
- **Other:** 44.3%

---
## Alternatives

### Alternatives to Moss | Spend smarter

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### Alternatives to Ramp

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- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1609 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9288 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7160 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2236 reviews)
- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1067 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (417 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (897 reviews)

---
## Top Discussions

### Moss | Spend smarter

No discussions available for this product.

### Ramp

- Title: [When can we expect a native iOS app? When can we see Microsoft identity integration?](https://www.g2.com/discussions/when-can-we-expect-a-native-ios-app-when-can-we-see-microsoft-identity-integration) — 3 comments, 1 upvote
  > **Top comment:** "Hi Jason - Happy to share that our team is heads-down working on a beta release for iOS due in August. No plans for Microsoft SSO on the roadmap, but if..."

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