Link copied to clipboard # Moss vs Payhawk Comparison - What are their main differences? Share [ Export ](/compare/moss-2026-10-31/payhawk/export.csv) Moss | Spend smarterPayhawk[+ Add Product](#) Pricing **Moss** Free Trial **Free** · Free Plan **Payhawk** **Contact Us** Per Month · Travel **Pricing Insights** from reviews Time to Implement **Moss** 1 monthFaster Based on 24 responses **Payhawk** 2 months Based on 138 responses Return on Investment **Moss** 7 months Based on 21 responses **Payhawk** 7 months Based on 135 responses Perceived Cost **Moss** $$$$$ **Payhawk** $$$$$ Average Discount **Moss** 10% **Payhawk** 12%2% more ![Moss](https://images.g2crowd.com/uploads/product/hd_favicon/93da5453280e40885e987a57f3d50ad4/moss-2026-10-31.svg "Moss") ![Payhawk](https://images.g2crowd.com/uploads/product/hd_favicon/7b069fcb391f44a31949b1c79da7f6fd/payhawk.svg "Payhawk") G2 offers free advice on this comparison. Chat with an expert How would you like to receive Software Advice? ![](/assets/advisor_router/laptop_form-f1a7012279826105416befde8d882ffc7589b1f9db09c93a1379d601cafe8e0d.svg) FormAnswer questions at your own pace, no call required. ![](/assets/advisor_router/ai_agent-4d78629a3ba354fed449a65c60df3a6f2eda90fb98411b711df4b25d7be52a38.svg) AI AgentChat live and get a recommendation in minutes. ![](/assets/advisor_router/phone_call_picker-c48821ec36f4182d8ee3e54cfbd3937500eec54d7b7e0cfb80dc80a8a733842f.svg) Phone CallTalk it through live with a software advisor. **Pros & Cons** from reviews **Moss** [ Ease of Use (38) ](https://www.g2.com/products/moss-2026-10-31/reviews?filters%5Bsentiment_snippet%5D=1682838&qs=pros-and-cons#reviews)[ Expense Management (25) ](https://www.g2.com/products/moss-2026-10-31/reviews?filters%5Bsentiment_snippet%5D=1683538&qs=pros-and-cons#reviews)[ Approval Issues (7) ](https://www.g2.com/products/moss-2026-10-31/reviews?filters%5Bsentiment_snippet%5D=1682585&qs=pros-and-cons#reviews)[ Learning Curve (5) ](https://www.g2.com/products/moss-2026-10-31/reviews?filters%5Bsentiment_snippet%5D=1682570&qs=pros-and-cons#reviews) **Payhawk** [ Ease of Use (361) ](https://www.g2.com/products/payhawk/reviews?filters%5Bsentiment_snippet%5D=1337824&qs=pros-and-cons#reviews)[ Expense Management (173) ](https://www.g2.com/products/payhawk/reviews?filters%5Bsentiment_snippet%5D=1339120&qs=pros-and-cons#reviews)[ Approval Issues (46) ](https://www.g2.com/products/payhawk/reviews?filters%5Bsentiment_snippet%5D=1337888&qs=pros-and-cons#reviews)[ Missing Features (44) ](https://www.g2.com/products/payhawk/reviews?filters%5Bsentiment_snippet%5D=1339102&qs=pros-and-cons#reviews) Integrations **Moss** [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_575ba6c02c194851615e3b59f84a7fdf/datev.jpg "Product Avatar Image") Datev ](https://www.g2.com/products/datev/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_69054bc7d40597b06fc3905720ccc914/microsoft-outlook.png "Product Avatar Image") Outlook ](https://www.g2.com/products/microsoft-outlook/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_dddf04b9da03a135b51bce613ca06d47/personio.png "Product Avatar Image") Personio ](https://www.g2.com/products/personio/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_6b0135578182be9b7a3554a808a64d72/quickbooks-free.png "Product Avatar Image") QuickBooks Free ](https://www.g2.com/products/quickbooks-free/reviews)[ View all ](https://www.g2.com/products/moss-2026-10-31/integrations) **Payhawk** [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_d9b940c1d469b716b129d1a92e33ba8c/10015c57-38ee-43af-994c-f051eee1e638.jpg "Product Avatar Image") Bank of America HSA ](https://www.g2.com/products/bank-of-america-hsa/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_575ba6c02c194851615e3b59f84a7fdf/datev.jpg "Product Avatar Image") Datev ](https://www.g2.com/products/datev/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_9a4b1c59a10899f84ef2b2071e2037ce/dynamics-365-sales.png "Product Avatar Image") Microsoft Dynamics 365 Sales ](https://www.g2.com/products/dynamics-365-sales/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_100c2ee54b10c3517075370f68b715ea/software-of-excellence-exact.png "Product Avatar Image") EXACT V12 ](https://www.g2.com/products/software-of-excellence-exact/reviews)[ View all ](https://www.g2.com/products/payhawk/integrations) Screenshots **Moss** ![Moss screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1486391/-My-Moss.png) **Payhawk** ![Payhawk screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1913352/dashboard-and-AI-OFFICE.png) **Ratings** from reviews Meets Requirements **Moss** 9.4 9.4207 **Payhawk** 8.9 8.9797 Ease of Use **Moss** 9.4 9.4219 **Payhawk** 9.1 9.1820 Ease of Setup **Moss** 9.1 9.1157 **Payhawk** 8.7 8.7642 Ease of Admin **Moss** 9.0 9.056 **Payhawk** 8.8 8.8376 Quality of Support **Moss** 9.1 9.1167 **Payhawk** 9.2 9.2657 Has the product been a good partner in doing business? **Moss** 9.0 9.065 **Payhawk** 8.9 8.9365 Product Direction (% positive) **Moss** 9.8 9.8206 **Payhawk** 9.2 9.2793 **Features** ratings from reviews Expense Management 8.7 199 8.3 709 Invoice Management 8.4 51 8.2 285 Spend Management 8.7 63 8.3 274 Payment Card Issuance Not enough data 8.3 291 Travel Management Not enough data 7.6 585 AP Automation Not enough data 8.3 83 User Insights **Reviewers' Company Size** Small-Business(50 or fewer emp.) 42.1% Mid-Market(51-1000 emp.) 52.9% Enterprise(\> 1000 emp.) 5.0% Small-Business(50 or fewer emp.) 42.1% Mid-Market(51-1000 emp.) 52.9% Enterprise(\> 1000 emp.) 5.0% Small-Business(50 or fewer emp.) 31.0% Mid-Market(51-1000 emp.) 59.8% Enterprise(\> 1000 emp.) 9.2% Small-Business(50 or fewer emp.) 31.0% Mid-Market(51-1000 emp.) 59.8% Enterprise(\> 1000 emp.) 9.2% **Reviewers' Industry** [![Moss](https://images.g2crowd.com/uploads/product/hd_favicon/93da5453280e40885e987a57f3d50ad4/moss-2026-10-31.svg "Moss")](https://www.g2.com/products/moss-2026-10-31/reviews) Moss Computer Software 13.4% Information Technology and Services 9.1% Market Research 7.4% Marketing and Advertising 5.6% Hospitality 4.8% Other 59.7% [![Payhawk](https://images.g2crowd.com/uploads/product/hd_favicon/7b069fcb391f44a31949b1c79da7f6fd/payhawk.svg "Payhawk")](https://www.g2.com/products/payhawk/reviews) Payhawk Computer Software 14.5% Information Technology and Services 11.1% Financial Services 6.6% Accounting 6.4% Marketing and Advertising 4.0% Other 57.5% Alternatives **Moss Alternatives** ![Pleo](https://images.g2crowd.com/uploads/product/hd_favicon/9b9e5089dd272c72b07287343925e21b/pleo.svg "Pleo") [ Pleo ](/products/pleo/reviews) ![Spendesk](https://images.g2crowd.com/uploads/product/hd_favicon/ef51fda01e5a82d3ae3d2d2adcc8aeed/spendesk.svg "Spendesk") [ Spendesk ](/products/spendesk/reviews) ![Ramp](https://images.g2crowd.com/uploads/product/hd_favicon/6a582a4fcd932a8ba3e2d4d73af44e65/ramp-financial-ramp.svg "Ramp") [ Ramp ](/products/ramp-financial-ramp/reviews) ![Rydoo](https://images.g2crowd.com/uploads/product/hd_favicon/75d4ab5fbf1147d2f55e4974820970a9/rydoo.svg "Rydoo") [ Rydoo ](/products/rydoo/reviews) **Payhawk Alternatives** ![Spendesk](https://images.g2crowd.com/uploads/product/hd_favicon/ef51fda01e5a82d3ae3d2d2adcc8aeed/spendesk.svg "Spendesk") [ Spendesk ](/products/spendesk/reviews) ![Pleo](https://images.g2crowd.com/uploads/product/hd_favicon/9b9e5089dd272c72b07287343925e21b/pleo.svg "Pleo") [ Pleo ](/products/pleo/reviews) ![Ramp](https://images.g2crowd.com/uploads/product/hd_favicon/6a582a4fcd932a8ba3e2d4d73af44e65/ramp-financial-ramp.svg "Ramp") [ Ramp ](/products/ramp-financial-ramp/reviews) ![Expensify](https://images.g2crowd.com/uploads/product/hd_favicon/f79420536dbcd8d48061c55d4e6d0ab6/expensify.svg "Expensify") [ Expensify ](/products/expensify/reviews) ## Moss | Spend smarter vs Payhawk FAQs Generated using AI Last updated: August 15, 2026 ### What is the difference between Payhawk vs Moss | Spend smarter? Moss | Spend smarter stands out for its higher G2 rating and stronger Meets Requirements score, while Payhawk is noted for its advanced approval workflows and broader feature set. | [Payhawk](https://www.g2.com/products/payhawk/reviews) | [Moss | Spend smarter](https://www.g2.com/products/moss-spend-smarter/reviews) | | --- | --- | | 4.5/5 (906 reviews) | 4.7/5 (248 reviews) | | Mid-Market | Mid-Market | | 8.8 | 9.0 | | 9.2 | 9.1 | | Ease of Use (439 all-time mentions) | Ease of Use (38 all-time mentions) | ### How do the pricing models of Payhawk and Moss | Spend smarter compare? Moss | Spend smarter is rated higher for value, with a stronger Meets Requirements score and positive price-performance sentiment. - **Payhawk:** Reviewers highlight that Payhawk is priced better than some other platforms they have used, but some mention the price is quite high. - **Moss | Spend smarter:** Reviewers describe the price-performance ratio as absolutely fair and note that automation quickly amortizes the tool's cost. ### What are the best alternatives to Payhawk and Moss | Spend smarter? The top 3 alternatives to Payhawk and Moss | Spend smarter are Spendesk, Pleo, and Ramp. | Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength | | --- | --- | --- | --- | --- | | [Payhawk](https://www.g2.com/products/payhawk/reviews) | 4.5/5 (906 reviews) | Mid-Market | Priced better than some other platforms, but some reviewers mention high cost | Ease of Use (439 all-time mentions) | | [Moss | Spend smarter](https://www.g2.com/products/moss-spend-smarter/reviews) | 4.7/5 (248 reviews) | Mid-Market | Described as absolutely fair price-performance ratio | Ease of Use (38 all-time mentions) | | [Spendesk](https://www.g2.com/products/spendesk/reviews) | 4.6/5 (413 reviews) | Mid-Market | — | — | | [Pleo](https://www.g2.com/products/pleo/reviews) | 4.7/5 (1435 reviews) | Small-Business | — | — | | [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) | 4.8/5 (2497 reviews) | Small-Business | — | — | ### Which Expense Management features should I prioritize when comparing Payhawk and Moss | Spend smarter? Buyers should prioritize Ease of Use, Expense Management, Integrations, Automation, and Approval Workflows when comparing Payhawk and Moss | Spend smarter. - **Ease of Use:** Payhawk (439 all-time mentions), Moss | Spend smarter (38 all-time mentions) - **Expense Management:** Payhawk (222 all-time mentions), Moss | Spend smarter (25 all-time mentions) - **Integrations:** Payhawk (101 all-time mentions), Moss | Spend smarter (11 all-time mentions) - **Automation:** Payhawk (97 all-time mentions), Moss | Spend smarter (12 all-time mentions) - **Approval Workflows:** Payhawk offers complex approval workflow features not present in Moss | Spend smarter ### What are the pros and cons of Payhawk vs Moss | Spend smarter? Payhawk's headline strength is its ease of use and advanced approval workflows, while Moss | Spend smarter is praised for its intuitive interface and strong value. - **Payhawk strengths:** Ease of Use (439 all-time mentions), Expense Management (222), Customer Support (212), Time-saving (167), Integrations (101), Automation (97), Approval workflows and spend controls. - **Payhawk trade-offs:** Some reviewers mention high pricing and occasional integration or configuration complexity. - **Moss | Spend smarter strengths:** Ease of Use (38 all-time mentions), Expense Management (25), Convenience (21), Efficiency (19), Price-performance ratio, Intuitive UI, Fast setup, and digital card issuance. - **Moss | Spend smarter trade-offs:** Reviewers note limitations in managing manual payments and occasional feature gaps in the mobile app compared to the web version. ### Is Payhawk or Moss | Spend smarter better for small businesses? Moss | Spend smarter is better suited for small businesses, with a higher Meets Requirements score and strong small-business reviewer sentiment. - **Payhawk:** Largest segment is Mid-Market; reviewers highlight ease of use and integrations, but some mention higher pricing as a consideration for smaller companies. - **Moss | Spend smarter:** Largest segment is Mid-Market; reviewers from small companies praise its intuitive interface, fast setup, and efficient expense management, making it attractive for small-business needs. ### Which Expense Management platform has better integrations? Payhawk is favored for integrations, with more reviewer-cited integration mentions and broader third-party tool coverage. - **Payhawk:** Integrates with Xero (36 all-time mentions), NetSuite (35), and Exact (19); reviewers frequently highlight integration with accounting and ERP systems. - **Moss | Spend smarter:** Integrates with Datev (13 all-time mentions), Xero (9), and Personio (temporal-qualitative mention); reviewers note smooth integration with accounting tools and HR platforms. ### How do Payhawk and Moss | Spend smarter compare on customer support? Payhawk and Moss | Spend smarter are rated at parity for Quality of Support, with scores of 9.2 and 9.1 respectively. - **Payhawk:** Reviewers consistently praise responsive and proactive customer support, with 212 all-time mentions of Customer Support. - **Moss | Spend smarter:** Reviewers describe support as quick, competent, and helpful, with 10 all-time mentions of Customer Support and positive onboarding experiences. ### Which is easier to implement, Payhawk or Moss | Spend smarter? Moss | Spend smarter has a slightly higher Ease of Setup score (9.0 vs 8.8), but both products are rated highly for implementation. - **Payhawk:** Reviewers describe setup as easy and straightforward, with many citing fast onboarding and helpful support during implementation. - **Moss | Spend smarter:** Reviewers highlight very easy and quick setup, with frequent mentions of smooth onboarding and minimal learning curve. ### Which product has better Spend? Payhawk is more frequently cited for Spend, with higher all-time mention counts and advanced spend control features. - **Payhawk:** Expense Management (222 all-time mentions), Expense Tracking (80), advanced spend controls, approval workflows, and real-time visibility features. - **Moss | Spend smarter:** Expense Management (25 all-time mentions), reviewers note digital card issuance and real-time spend tracking, but with fewer mentions and less emphasis on advanced spend controls.