# Moneris Gateway vs PayPal Payments Comparison
---
## AI Generated Summary
- **G2 reviewers report** that PayPal Payments excels in user experience, with many praising its **ease of use** and intuitive setup process. Users appreciate features like the auto bank transfer, which simplifies transactions, making it a go-to choice for small businesses.
- **Users say** that Moneris Gateway offers solid functionality, particularly in **transaction reporting** and accessibility. However, some find it less user-friendly compared to PayPal Payments, which may hinder quick adoption for new users.
- **Reviewers mention** that PayPal Payments has a significant advantage in **market presence** , with a vast number of reviews indicating high satisfaction. This extensive feedback highlights its reliability and effectiveness in various payment scenarios.
- **According to verified reviews** , Moneris Gateway is noted for its detailed transaction information and batch processing capabilities, which some users find beneficial for managing multiple transactions efficiently, though it lacks the universal appeal of PayPal.
- **Users highlight** that PayPal Payments is particularly advantageous for international transactions, as many clients already have PayPal accounts, making it easier to recommend and implement across borders.
- **G2 reviewers indicate** that while Moneris Gateway has its strengths, such as user-friendly devices, it struggles with overall satisfaction compared to PayPal Payments, which consistently receives higher ratings for support and product direction.



| | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Star Rating** | 3.5 out of 5 | 4.4 out of 5 | 
| **Total Reviews** | 12 | 2,736 | 
| **Largest Market Segment** | Small-Business (36.4% of reviews) | Small-Business (64.8% of reviews) | 
| **Entry Level Price** | No pricing available | $0 per month | 

---
## Top Pros & Cons

### Moneris Gateway

**Not enough data**

### PayPal Payments

Pros:
- Ease of Use (474 reviews)
- Easy Payments (326 reviews)

Cons:
- High Fees (234 reviews)
- Expensive (196 reviews)

---
## Ratings Comparison
| Rating | Moneris Gateway | PayPal Payments | 
|---|---|---|
  | **Meets Requirements** | 8.0 (9 reviews) | 9.0 (2224 reviews) | 
  | **Ease of Use** | 7.6 (9 reviews) | 9.1 (2254 reviews) | 
  | **Ease of Setup** | Not enough data | 8.9 (714 reviews) | 
  | **Ease of Admin** | Not enough data | 8.4 (330 reviews) | 
  | **Quality of Support** | 7.4 (9 reviews) | 8.3 (2100 reviews) | 
  | **Has the product been a good partner in doing business?** | Not enough data | 8.1 (327 reviews) | 
  | **Product Direction (% positive)** | 7.4 (9 reviews) | 8.3 (2192 reviews) | 

---
## Pricing

### Moneris Gateway

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### PayPal Payments

#### Entry-Level Pricing

Plan: On Website - Basic

Price: $0 per month

Key Features:
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment

[Browse all 3 editions](https://www.g2.com/products/paypal/pricing)

#### Free Trial

No

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **Moneris Gateway** | 7.4/10 | 9 |
| **PayPal Payments** | 8.7/10 | 2082 |

#### Payment Options

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Not enough data | Feature Not Available | 
| **Recurring Billing** | Not enough data | Feature Not Available | 
| **Instant Payment** | Not enough data | 9.0 (1612 reviews) | 
| **Accepted Credit Cards and Debit Cards** | 9.0 (8 reviews) | 9.2 (1627 reviews) | 
| **ACH Payments and eCheck Processing** | Not enough data | 8.4 (1178 reviews) | 
| **Split Payments** | 8.3 (6 reviews) | 8.4 (1109 reviews) | 
| **Real-Time Payments** | 8.9 (6 reviews) | Feature Not Available | 
| **Multi-Currency** | Not enough data | 9.0 (607 reviews) | 
| **Online payment portal** | Not enough data | 9.1 (625 reviews) | 

#### Administration

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Reporting/Dashboards** | 7.7 (5 reviews) | Feature Not Available | 
| **User, Role, and Access Management** | 6.1 (6 reviews) | Feature Not Available | 
| **Payout Time** | Not enough data | 8.5 (1521 reviews) | 
| **Manual Payment Entry** | Not enough data | 8.6 (1365 reviews) | 
| **Dispute Resolution** | Not enough data | Feature Not Available | 
| **Omnichannel** | Not enough data | 8.6 (496 reviews) | 
| **Levels 1 & 2** | Not enough data | 8.5 (479 reviews) | 
| **Level 3** | Not enough data | 8.4 (466 reviews) | 

#### Security

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **PCI Compliance** | 6.7 (5 reviews) | 8.6 (648 reviews) | 
| **Fraud Protection Tools** | 8.3 (5 reviews) | Feature Not Available | 
| **Data Tokenization** | Not enough data | 8.7 (1171 reviews) | 
| **Two-Factor Authentication** | 6.7 (5 reviews) | 8.8 (1361 reviews) | 
| **POS Verification** | Not enough data | 8.7 (483 reviews) | 

#### Development

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 6.0 (5 reviews) | 8.4 (1291 reviews) | 
| **APIs** | Not enough data | Feature Not Available | 
| **Accounting Software Integration** | Not enough data | 8.5 (1110 reviews) | 
| **E-Commerce Software Integration** | Not enough data | 8.7 (1209 reviews) | 

#### Platform

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Performance and Reliability** | 7.2 (6 reviews) | 8.9 (1471 reviews) | 
| **Internationalization - Currency/Language** | Not enough data | 8.9 (1350 reviews) | 
| **Internationalization - Operating Country** | Not enough data | 8.9 (1329 reviews) | 
| **API / Integrations** | 6.7 (5 reviews) | 8.7 (1084 reviews) | 
| **PCI Regulation Compliance** | 7.0 (5 reviews) | 8.6 (1075 reviews) | 
| **Supplemental Technology** | Not enough data | Feature Not Available | 
| **Accounting integration** | Not enough data | 8.6 (477 reviews) | 
| **E-commerce Integration** | Not enough data | 8.8 (506 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.1 (71 reviews) | 
| **Cross-system Integration** | Not enough data | 8.8 (69 reviews) | 
| **Decision Making** | Not enough data | 8.8 (70 reviews) | 

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **Moneris Gateway** | N/A | N/A |
| **PayPal Payments** | 9.1/10 | 221 |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Email Notifications** | Not enough data | 9.1 (188 reviews) | 
| **Invoicing** | Not enough data | 9.1 (181 reviews) | 
| **Customer Portal** | Not enough data | 8.9 (186 reviews) | 
| **Loyalty Management** | Not enough data | 8.7 (173 reviews) | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Payment Gateway** | Not enough data | 9.0 (190 reviews) | 
| **Payment Tracking** | Not enough data | 8.9 (188 reviews) | 
| **E-commerce Integration** | Not enough data | 9.0 (174 reviews) | 
| **Payment Scheduling** | Not enough data | 8.9 (178 reviews) | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Adaptive Learning** | Not enough data | 9.5 (38 reviews) | 
| **Proactive Assistance** | Not enough data | 9.3 (38 reviews) | 
| **Decision Making** | Not enough data | 9.4 (38 reviews) | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Moneris Gateway** | N/A | N/A |
| **PayPal Payments** | 8.8/10 | 789 |

#### Payment Processing

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Encryption** | Not enough data | 9.3 (269 reviews) | 
| **Credit Card Processing** | Not enough data | 9.1 (239 reviews) | 
| **Mobile Payments** | Not enough data | 9.3 (247 reviews) | 
| **Digital Wallet Integration** | Not enough data | 9.2 (254 reviews) | 

#### Administration

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Reporting & Analytics** | Not enough data | 9.0 (227 reviews) | 
| **E-commerce Integration** | Not enough data | 9.1 (239 reviews) | 
| **Processing Fees** | Not enough data | 7.4 (286 reviews) | 
| **POS Integration** | Not enough data | 8.9 (212 reviews) | 
| **Omnichannel** | Not enough data | 8.6 (496 reviews) | 
| **Levels 1 & 2** | Not enough data | 8.5 (479 reviews) | 
| **Level 3** | Not enough data | 8.4 (466 reviews) | 

#### Payment Options

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Multi-Currency** | Not enough data | 9.0 (607 reviews) | 
| **Online payment portal** | Not enough data | 9.1 (625 reviews) | 

#### Security

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **POS Verification** | Not enough data | 8.7 (483 reviews) | 

#### Platform

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Accounting integration** | Not enough data | 8.6 (477 reviews) | 
| **E-commerce Integration** | Not enough data | 8.8 (506 reviews) | 

### Payments Orchestration

| Product | Score | Reviews |
|---|---|---|
| **Moneris Gateway** | N/A | N/A |
| **PayPal Payments** | 9.3/10 | 65 |

#### Architecture

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Unified API** | Not enough data | 9.2 (49 reviews) | 
| **POL** | Not enough data | 9.1 (48 reviews) | 
| **Integrations** | Not enough data | 9.5 (51 reviews) | 

#### Processing

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Validation** | Not enough data | 9.4 (51 reviews) | 
| **Automation** | Not enough data | 9.4 (51 reviews) | 
| **Cross Border** | Not enough data | 9.3 (50 reviews) | 
| **Routing** | Not enough data | 9.5 (50 reviews) | 
| **Reconciliation** | Not enough data | 9.5 (50 reviews) | 

#### Risk & Compliance

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Failed payments** | Not enough data | 9.1 (48 reviews) | 
| **Tokenization** | Not enough data | 9.2 (50 reviews) | 
| **Compliance** | Not enough data | 9.4 (50 reviews) | 

#### Analytics

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Consolidation** | Not enough data | 9.3 (50 reviews) | 
| **Optimization** | Not enough data | 9.4 (50 reviews) | 
| **Fraud** | Not enough data | 9.0 (50 reviews) | 

#### Agentic AI - Payments Orchestration

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.5 (41 reviews) | 
| **Cross-system Integration** | Not enough data | 9.6 (41 reviews) | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **Moneris Gateway** | N/A | N/A |
| **PayPal Payments** | 9.8/10 | 19 |

#### Agentic AI - SAP Store

| Feature | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.7 (18 reviews) | 
| **Multi-step Planning** | Not enough data | 9.7 (18 reviews) | 
| **Cross-system Integration** | Not enough data | 9.8 (18 reviews) | 
| **Adaptive Learning** | Not enough data | 9.8 (18 reviews) | 
| **Natural Language Interaction** | Not enough data | 9.9 (18 reviews) | 
| **Proactive Assistance** | Not enough data | 9.8 (18 reviews) | 
| **Decision Making** | Not enough data | 9.9 (18 reviews) | 

---
## Categories
**Shared Categories (1):** [Payment Gateways](https://www.g2.com/categories/payment-gateways)


**Unique to PayPal Payments (4):** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [SAP Store Software](https://www.g2.com/categories/sap-store), [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl)


---
## Reviewer Demographics

### By Company Size

| Segment | Moneris Gateway | PayPal Payments | 
|---|---|---|
| **Small-Business** | 36.4% | 64.8% | 
| **Mid-Market** | 27.3% | 23.1% | 
| **Enterprise** | 36.4% | 12.1% | 

### By Industry

#### Moneris Gateway

- **Leisure, Travel & Tourism:** 18.2%
- **Retail:** 9.1%
- **Restaurants:** 9.1%
- **Hospitality:** 9.1%
- **Hospital & Health Care:** 9.1%
- **Financial Services:** 9.1%
- **Entertainment:** 9.1%
- **Electrical/Electronic Manufacturing:** 9.1%
- **Education Management:** 9.1%
- **Computer Software:** 9.1%

#### PayPal Payments

- **Information Technology and Services:** 6.9%
- **Marketing and Advertising:** 6.7%
- **Computer Software:** 6.7%
- **Retail:** 5.4%
- **Internet:** 3.7%
- **Accounting:** 2.9%
- **Education Management:** 2.7%
- **Apparel & Fashion:** 2.3%
- **Financial Services:** 2.3%
- **Higher Education:** 2.2%
- **Other:** 58.1%

---
## Alternatives

### Alternatives to Moneris Gateway

- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (248 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.1/5 stars (218 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [Borderless AI](https://www.g2.com/products/borderless-ai/reviews) — 4.9/5 stars (152 reviews)
- [NMI Gateway](https://www.g2.com/products/nmi-gateway/reviews) — 4.7/5 stars (104 reviews)
- [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) — 4.7/5 stars (138 reviews)

### Alternatives to PayPal Payments

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (448 reviews)
- [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)

---
## Top Discussions

### Moneris Gateway

No discussions available for this product.

### PayPal Payments

- Title: [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) — 8 comments, 5 upvotes
  > **Top comment:** "Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private."
- Title: [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) — 8 comments, 3 upvotes
  > **Top comment:** "I think there is a reason why not only PayPal but other services also doesn't allow Visa gift card because I also have tried with many other services."
- Title: [PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension](https://www.g2.com/discussions/paypal-is-not-returning-usd-40-000-they-kept-for-180-days-after-account-suspension) — 7 comments, 1 upvote
  > **Top comment:** "I have one similar story - https://www.reddit.com/r/paypal/comments/jeuc6o/victory_funds_returned_after_a_long_battle_with/"
- Title: [how to add money to paypal](https://www.g2.com/discussions/how-to-add-money-to-paypal) — 5 comments, 1 upvote
  > **Top comment:** "To add using cash You can go to Walmart Walgreens 711 Dollar General & many other stores and simply tell the cashier you'd like to reload your PayPal card ..."
- Title: [Approved paypal credit](https://www.g2.com/discussions/45405-approved-paypal-credit) — 4 comments, 1 upvote
  > **Top comment:** "lal16877@gmail.com,reciev paypal"

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/moneris-gateway-vs-paypal)