# Mesh Payments vs SAP Concur Comparison
---
## AI Generated Summary
- **G2 reviewers report** that SAP Concur excels in overall user satisfaction, with a significantly higher G2 Score compared to Mesh Payments. Users appreciate its comprehensive features, such as the ability to manage expenses through both a web platform and a mobile app, making it convenient for on-the-go receipt capture.
- **Users say** that Mesh Payments offers a very intuitive user experience, particularly highlighting its straightforward setup process. Reviewers find it easy to upload receipts and manage expenses, which simplifies the workflow for finance teams.
- **Reviewers mention** that SAP Concur's robust functionality for expense submissions and reimbursement claims is a standout feature. The drag-and-drop file upload and the ability to set up various expense types and tax codes are frequently praised, making accounting tasks much easier.
- **According to verified reviews** , while Mesh Payments is appreciated for its ease of use, it lacks the extensive feature set that SAP Concur provides. Users note that while Mesh is effective for basic expense management, it may not meet the needs of larger enterprises that require more complex functionalities.
- **G2 reviewers highlight** that SAP Concur's integration capabilities with HRIS systems like Workday enhance its value, allowing for seamless approval flows and better overall management of expenses. This integration is a key advantage for organizations looking for comprehensive solutions.
- **Users report** that while both platforms have strong mobile functionalities, SAP Concur's mobile app is particularly noted for its ability to capture receipts and manage expenses efficiently, which is crucial for users who travel frequently and need to track expenses in real-time.



| | Mesh Payments | SAP Concur | 
|---|---|---|
| **Star Rating** | 4.6 out of 5 | 4.0 out of 5 | 
| **Total Reviews** | 1,067 | 7,184 | 
| **Largest Market Segment** | Mid-Market (65.5% of reviews) | Enterprise (54.8% of reviews) | 
| **Entry Level Price** | Free | Starting at $7.00 | 

---
## Top Pros & Cons

### Mesh Payments

Pros:
- Ease of Use (330 reviews)
- Card Management (126 reviews)

Cons:
- Card Issues (105 reviews)
- Approval Issues (77 reviews)

### SAP Concur

Pros:
- Ease of Use (519 reviews)
- Expense Management (425 reviews)

Cons:
- Not Intuitive (106 reviews)
- Learning Curve (98 reviews)

---
## Ratings Comparison
| Rating | Mesh Payments | SAP Concur | 
|---|---|---|
  | **Meets Requirements** | 9.1 (929 reviews) | 8.7 (6005 reviews) | 
  | **Ease of Use** | 9.2 (971 reviews) | 8.0 (6090 reviews) | 
  | **Ease of Setup** | 9.0 (488 reviews) | 8.0 (1441 reviews) | 
  | **Ease of Admin** | 9.2 (194 reviews) | 8.1 (906 reviews) | 
  | **Quality of Support** | 9.2 (605 reviews) | 8.0 (4387 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.4 (190 reviews) | 8.1 (887 reviews) | 
  | **Product Direction (% positive)** | 9.1 (930 reviews) | 7.3 (5882 reviews) | 

---
## Pricing

### Mesh Payments

#### Entry-Level Pricing

Plan: PRO

Price: Free

Description: Manage, control & automate global spend management.


Key Features:
- .

[Browse all 3 editions](https://www.g2.com/products/mesh-payments/pricing)

#### Free Trial

No

### SAP Concur

#### Entry-Level Pricing

Plan: Base

Price: Starting at $7.00

Description: For smaller businesses with basic expense reporting needs.

Key Features:
- Concur Expense

[Browse all 3 editions](https://www.g2.com/products/sap-concur/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | 8.2/10 | 568 |
| **SAP Concur** | 8.4/10 | 5272 |

#### Expense Reports

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.6 (494 reviews) | 8.5 (4575 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.7 (490 reviews) | 8.6 (3567 reviews) ✓ Verified | 
| **Smart Categorization** | 8.5 (493 reviews) | 8.0 (3505 reviews) ✓ Verified | 
| **Digital Receipt Management** | 8.9 (516 reviews) | 8.5 (4361 reviews) ✓ Verified | 
| **Employee Reimbursement** | 8.5 (462 reviews) | 8.8 (4166 reviews) ✓ Verified | 
| **Currency Conversions** | 8.4 (457 reviews) | 8.4 (2100 reviews) ✓ Verified | 
| **Corporate Card** | 8.6 (394 reviews) | 8.6 (2897 reviews) ✓ Verified | 
| **Credit Card Management** | Not enough data | Not enough data | 

#### Agentic AI - Expense Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.1 (100 reviews) | 
| **Cross-system Integration** | Not enough data | 8.1 (117 reviews) | 

#### Travel Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Ease of Booking** | 8.4 (490 reviews) | 8.2 (3411 reviews) ✓ Verified | 
| **Itinerary Management** | 8.0 (451 reviews) | 8.3 (3219 reviews) ✓ Verified | 
| **Trip Notifications** | 8.0 (435 reviews) | 8.5 (3162 reviews) ✓ Verified | 
| **Advanced Integrations** | 7.8 (377 reviews) | 8.3 (2378 reviews) ✓ Verified | 
| **Online Booking** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Booking Management** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Restriction Management** | Not enough data | Not enough data | 
| **Reservations Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Travel Management** | Not enough data | Not enough data | 
| **Promotions Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Policy Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 

#### Client Invoicing

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Invoice Creation and Delivery** | 8.3 (414 reviews) | 8.3 (1568 reviews) ✓ Verified | 
| **Electronic Payments** | 8.9 (455 reviews) | 8.5 (1730 reviews) ✓ Verified | 
| **Project Accounting / Revenue Recognition** | 8.3 (401 reviews) | 8.3 (1373 reviews) ✓ Verified | 
| **Biometric Recognition** | Not enough data | Not enough data | 
| **Optical Character Recognition** | Not enough data | Not enough data | 

#### Generative AI - Expense Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Image-to-Text** | Not enough data | 8.5 (14 reviews) | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Audit Trail** | Not enough data | Not enough data | 
| **Secure Data Storage** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Duplicate Detection** | Not enough data | Not enough data | 
| **Expense Claims** | Not enough data | Not enough data | 
| **Budgeting/Forecasting** | Not enough data | Not enough data | 
| **Customizable Fields** | Not enough data | Not enough data | 
| **Spend Control** | Not enough data | Not enough data | 
| **Customizable Templates** | Not enough data | Not enough data | 
| **Access Controls/Permissions** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Automated Receipt Matching** | Not enough data | Not enough data | 
| **Mobile Receipt Upload** | Not enough data | Not enough data | 
| **Billable & Non-Billable Hours** | Not enough data | Not enough data | 
| **Financial Analysis** | Not enough data | Not enough data | 
| **Categorization/Grouping** | Not enough data | Not enough data | 
| **Single Sign On** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 

#### Mobile

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Receipt Capture** | 8.9 (456 reviews) | 8.8 (3752 reviews) ✓ Verified | 
| **Mileage Tracking** | 7.6 (374 reviews) | 8.6 (2463 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | 7.5 (370 reviews) | 8.6 (2690 reviews) ✓ Verified | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Real-Time Updates** | Not enough data | Not enough data | 

#### Platform

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.3 (343 reviews) | 7.8 (725 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 7.8 (350 reviews) | 8.1 (2088 reviews) ✓ Verified | 
| **Generative AI** | Not enough data | Not enough data | 

#### Administration

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **PCI Regulation Compliant** | 7.8 (335 reviews) | 8.3 (1163 reviews) ✓ Verified | 

#### Administration

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Business Tool Integration** | 7.9 (384 reviews) | 8.4 (1440 reviews) ✓ Verified | 
| **Workflow** | 8.3 (404 reviews) | 8.5 (1727 reviews) ✓ Verified | 
| **Automated Reminders** | 8.6 (418 reviews) | 8.4 (1600 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.3 (380 reviews) | 8.5 (1537 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.5 (398 reviews) | 8.6 (1582 reviews) ✓ Verified | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Payroll Management** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Calendar Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Task Management** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 

#### Platform

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Reporting** | 8.4 (404 reviews) | 8.4 (1744 reviews) ✓ Verified | 
| **APIs / Integration** | 7.8 (364 reviews) | 8.2 (1180 reviews) ✓ Verified | 
| **Internationalization** | 8.1 (365 reviews) | 8.3 (1127 reviews) ✓ Verified | 
| **Performance and Reliability** | 8.8 (409 reviews) | 8.3 (2014 reviews) ✓ Verified | 
| **Mobile User Support** | 8.4 (392 reviews) | 8.3 (1629 reviews) ✓ Verified | 
| **Offline** | 7.5 (338 reviews) | Feature Not Available | 
| **Accounting Integration** | Not enough data | Not enough data | 
| **QuickBooks Integration** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Payroll Integration** | Not enough data | Not enough data | 
| **Accounting Integration** | Not enough data | Not enough data | 

### SaaS Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | 8.4/10 | 227 |
| **SAP Concur** | N/A | N/A |

#### Tracking

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Spend Tracking ** | 9.1 (216 reviews) | Not enough data | 
| **SaaS Utilization Tracking ** | 8.7 (191 reviews) | Not enough data | 
| **User Sentiment Tracking ** | Feature Not Available | Not enough data | 

#### Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Contract Management ** | Feature Not Available | Not enough data | 
| **Application Catalog ** | 7.9 (171 reviews) | Not enough data | 
| **Dashboards and Visualizations ** | 8.4 (199 reviews) | Not enough data | 

#### Insights

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Recommendations  ** | 8.1 (172 reviews) | Not enough data | 
| **Spend Forecasting and Optimization ** | 8.0 (174 reviews) | Not enough data | 
| **Peer Benchmarking ** | Feature Not Available | Not enough data | 
| **Reporting** | 8.5 (197 reviews) | Not enough data | 

#### Agentic AI - SaaS Spend Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | 8.3/10 | 291 |
| **SAP Concur** | N/A | N/A |

#### Setup

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Data** | 8.2 (245 reviews) | Not enough data | 
| **Approvals** | 8.6 (255 reviews) | Not enough data | 
| **Alignment** | 8.4 (231 reviews) | Not enough data | 
| **Real-Time Data** | Not enough data | Not enough data | 

#### Performance

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **KPIs** | 7.8 (212 reviews) | Not enough data | 
| **Benchmarks** | 8.0 (212 reviews) | Not enough data | 
| **Forecasting** | 7.8 (211 reviews) | Not enough data | 
| **Savings** | 8.0 (217 reviews) | Not enough data | 

#### Payment Cards

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **One-time Virtual** | 8.6 (234 reviews) | Not enough data | 
| **Recurring Virtual** | 8.6 (227 reviews) | Not enough data | 
| **Physical** | 8.0 (219 reviews) | Not enough data | 

#### Reporting

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Real-Time Monitoring** | 8.6 (229 reviews) | Not enough data | 
| **Multiple Views** | 8.3 (222 reviews) | Not enough data | 
| **Data Import/Export** | 8.3 (223 reviews) | Not enough data | 
| **Budgets** | Feature Not Available | Not enough data | 
| **Real-Time Updates** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 
| **Real-Time Analytics** | Not enough data | Not enough data | 

#### Payments

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Vendor** | 8.1 (220 reviews) | Not enough data | 
| **Recurring** | 8.4 (220 reviews) | Not enough data | 
| **Employee Reimbursements** | Feature Not Available | Not enough data | 
| **ACH** | 7.6 (196 reviews) | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 

#### Fraud & Risk Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Notifications** | 8.5 (234 reviews) | Not enough data | 
| **Unique Cards** | 8.7 (233 reviews) | Not enough data | 
| **Controls** | 8.7 (228 reviews) | Not enough data | 
| **Budget Control** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Spend Control** | Not enough data | Not enough data | 
| **Prepaid Cards** | Not enough data | Not enough data | 

#### Agentic AI - Spend Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Proactive Assistance** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Reminders** | Not enough data | Not enough data | 
| **Activity Tracking** | Not enough data | Not enough data | 
| **Invoice Processing** | Not enough data | Not enough data | 
| **Accounting Integration** | Not enough data | Not enough data | 
| **Categorization/Grouping** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Configurable Workflow** | Not enough data | Not enough data | 
| **Spend Analysis** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Accounting** | Not enough data | Not enough data | 
| **Audit Management** | Not enough data | Not enough data | 
| **Approval Workflow** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Transaction History** | Not enough data | Not enough data | 
| **Purchase Order Management** | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Expense Claims** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Time & Expense Tracking** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Procurement Management** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Requisition Management** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Ad hoc Reporting** | Not enough data | Not enough data | 
| **Financial Management** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **Rules-Based Workflow** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Purchasing & Receiving** | Not enough data | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | N/A | N/A |
| **SAP Concur** | 9.2/10 | 144 |

#### Invoice Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Capture** | Not enough data | 9.2 (108 reviews) | 
| **Supplier Portal** | Not enough data | Feature Not Available | 
| **Repository** | Not enough data | 9.2 (99 reviews) | 

#### Invoice Processing

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Matching** | Not enough data | 9.3 (99 reviews) | 
| **Payments** | Not enough data | 9.2 (103 reviews) | 
| **Workflows** | Not enough data | 9.4 (106 reviews) | 
| **Tax Compliance** | Not enough data | 9.3 (98 reviews) | 
| **Recurring Payments** | Not enough data | Not enough data | 

#### Analytics

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Due Dates** | Not enough data | 9.2 (106 reviews) | 
| **Benchmarking** | Not enough data | Feature Not Available | 
| **KPIs** | Not enough data | 9.2 (98 reviews) | 

#### Integration

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Accounting** | Not enough data | 9.4 (109 reviews) | 
| **Payment Integration** | Not enough data | 9.3 (102 reviews) | 
| **ERP** | Not enough data | 9.2 (108 reviews) | 
| **ERP integration** | Not enough data | Not enough data | 

#### Risk

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Analysis** | Not enough data | Feature Not Available | 
| **Identification** | Not enough data | Feature Not Available | 
| **Scoring** | Not enough data | Feature Not Available | 

#### Recovery

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Recoup** | Not enough data | 9.0 (99 reviews) | 
| **Reporting** | Not enough data | 9.1 (102 reviews) | 

#### Audit

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Filters** | Not enough data | 9.2 (98 reviews) | 
| **Post Audits** | Not enough data | Feature Not Available | 
| **Overpayments** | Not enough data | 9.1 (97 reviews) | 
| **Duplicates** | Not enough data | 9.3 (102 reviews) | 

#### Fraud

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Vendor Checks** | Not enough data | 9.1 (97 reviews) | 
| **Data Generation** | Not enough data | 9.1 (102 reviews) | 
| **Monitoring** | Not enough data | 9.3 (100 reviews) | 

#### Agentic AI - AP Automation

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 9.4 (23 reviews) | 
| **Proactive Assistance** | Not enough data | 9.3 (23 reviews) | 
| **Decision Making** | Not enough data | 9.4 (22 reviews) | 

#### Additional Functionality

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Data Import/Export** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Online Banking** | Not enough data | Not enough data | 
| **1099 Preparation** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Fraud Detection** | Not enough data | Not enough data | 
| **Duplicate Payment Alert** | Not enough data | Not enough data | 
| **Document Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Inventory Management** | Not enough data | Not enough data | 
| **Check Writing** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | Not enough data | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Status Tracking** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Cash Management** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Anomaly Detection** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **ACH Payment Processing** | Not enough data | Not enough data | 
| **Invoice Processing** | Not enough data | Not enough data | 
| **Aging Tracking** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **General Ledger** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Bank Reconciliation** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Electronic Funds Transfer** | Not enough data | Not enough data | 
| **Purchase Order Reconciliation** | Not enough data | Not enough data | 
| **Financial Management** | Not enough data | Not enough data | 
| **Workflow Automation** | Not enough data | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | N/A | N/A |
| **SAP Concur** | 8.8/10 | 554 |

#### Invoice Generation

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Templates** | Not enough data | 8.6 (369 reviews) ✓ Verified | 
| **Digital Invoices** | Not enough data | 8.9 (392 reviews) ✓ Verified | 
| **Recurring Invoices** | Not enough data | 8.8 (356 reviews) ✓ Verified | 

#### Invoice Processing

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Approvals** | Not enough data | 8.9 (441 reviews) ✓ Verified | 
| **Batch Processing** | Not enough data | Feature Not Available | 
| **Consolidation** | Not enough data | Feature Not Available | 
| **Match Invoices** | Not enough data | 9.0 (228 reviews) ✓ Verified | 

#### Analytics

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Due Dates** | Not enough data | Feature Not Available | 
| **Cashflow** | Not enough data | 8.7 (326 reviews) ✓ Verified | 
| **KPIs** | Not enough data | 8.8 (297 reviews) ✓ Verified | 
| **Payment Tracking** | Not enough data | 9.1 (233 reviews) ✓ Verified | 

#### Integration

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Accounting** | Not enough data | 8.9 (361 reviews) ✓ Verified | 
| **Payments** | Not enough data | Feature Not Available | 
| **ERP** | Not enough data | 8.8 (333 reviews) ✓ Verified | 
| **Account Sync** | Not enough data | 8.9 (211 reviews) ✓ Verified | 

#### Agentic AI - Invoice Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Cross-system Integration** | Not enough data | 8.7 (48 reviews) | 
| **Adaptive Learning** | Not enough data | 8.8 (47 reviews) | 
| **Proactive Assistance** | Not enough data | 8.8 (48 reviews) | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | 8.4/10 | 523 |
| **SAP Concur** | 8.5/10 | 4851 |

#### Expense Reporting

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Expense Automation** | 8.5 (102 reviews) | 8.9 (416 reviews) ✓ Verified | 
| **Integration** | 8.4 (95 reviews) | 8.5 (368 reviews) ✓ Verified | 
| **Compliance** | 8.3 (96 reviews) | 8.9 (382 reviews) ✓ Verified | 
| **Mobile Functionality** | 8.3 (100 reviews) | 8.6 (394 reviews) ✓ Verified | 
| **Accounting Integration** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 

#### Travel Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Ease of Booking** | 8.4 (490 reviews) | 8.2 (3411 reviews) ✓ Verified | 
| **Itinerary Management** | 8.0 (451 reviews) | 8.3 (3219 reviews) ✓ Verified | 
| **Trip Notifications** | 8.0 (435 reviews) | 8.5 (3162 reviews) ✓ Verified | 
| **Advanced Integrations** | 7.8 (377 reviews) | 8.3 (2378 reviews) ✓ Verified | 
| **Online Booking** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Booking Management** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Restriction Management** | Not enough data | Not enough data | 
| **Reservations Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Travel Management** | Not enough data | Not enough data | 
| **Promotions Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Policy Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 

#### Approval 

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Rules** | 8.4 (93 reviews) | 8.8 (391 reviews) ✓ Verified | 
| **Workflows** | 8.1 (93 reviews) | 8.9 (391 reviews) ✓ Verified | 
| **Submit** | 8.4 (98 reviews) | 9.2 (429 reviews) ✓ Verified | 

#### AI - Travel Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Personalization** | Not enough data | 8.2 (102 reviews) | 
| **Predictive Analytics** | Not enough data | 8.1 (100 reviews) | 
| **Cost Savings** | Not enough data | 8.3 (107 reviews) | 
| **Efficiency** | Not enough data | 8.3 (104 reviews) | 
| **Real-Time Assistance** | Not enough data | 8.5 (103 reviews) | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **Real-Time Analytics** | Not enough data | Not enough data | 

#### Agentic AI - Travel Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.3 (55 reviews) | 
| **Proactive Assistance** | Not enough data | 8.2 (55 reviews) | 

#### Employee Risk Management

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Real-time Alerts** | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **API** | Not enough data | Not enough data | 
| **Dashboard** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Financial Analysis** | Not enough data | Not enough data | 
| **Dashboard Creation** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Expense Claims** | Not enough data | Not enough data | 
| **Budget Control** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Reminders** | Not enough data | Not enough data | 
| **Electronic Payments** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Real-Time Updates** | Not enough data | Not enough data | 
| **Multi-Language** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Spend Control** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Spend Analysis** | Not enough data | Not enough data | 
| **Categorization/Grouping** | Not enough data | Not enough data | 
| **Real-Time Data** | Not enough data | Not enough data | 
| **Single Sign On** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Employee Self Service** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | N/A | N/A |
| **SAP Concur** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Mesh Payments | SAP Concur | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (2):** [Travel Management Software](https://www.g2.com/categories/travel-management), [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to Mesh Payments (2):** [Spend Management Software](https://www.g2.com/categories/spend-management), [SaaS Spend Management Software](https://www.g2.com/categories/saas-spend-management)

**Unique to SAP Concur (2):** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Invoice Management Software](https://www.g2.com/categories/invoice-management)


---
## Reviewer Demographics

### By Company Size

| Segment | Mesh Payments | SAP Concur | 
|---|---|---|
| **Small-Business** | 29.4% | 9.0% | 
| **Mid-Market** | 65.5% | 36.3% | 
| **Enterprise** | 5.2% | 54.8% | 

### By Industry

#### Mesh Payments

- **Computer Software:** 27.3%
- **Information Technology and Services:** 11.2%
- **Marketing and Advertising:** 8.1%
- **Computer & Network Security:** 6.6%
- **Financial Services:** 4.4%
- **Accounting:** 2.9%
- **Internet:** 2.3%
- **Health, Wellness and Fitness:** 2.1%
- **Automotive:** 2.0%
- **Computer Games:** 1.4%
- **Other:** 31.7%

#### SAP Concur

- **Information Technology and Services:** 8.3%
- **Computer Software:** 7.1%
- **Hospital & Health Care:** 5.5%
- **Higher Education:** 4.4%
- **Financial Services:** 4.0%
- **Marketing and Advertising:** 3.3%
- **Accounting:** 3.2%
- **Internet:** 2.8%
- **Non-Profit Organization Management:** 2.6%
- **Retail:** 2.6%
- **Other:** 56.3%

---
## Alternatives

### Alternatives to Mesh Payments

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2497 reviews)
- [PayEm](https://www.g2.com/products/payem/reviews) — 4.7/5 stars (186 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9297 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5663 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1619 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2236 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (2104 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1559 reviews)

### Alternatives to SAP Concur

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2497 reviews)
- [Webexpenses](https://www.g2.com/products/signifo-webexpenses/reviews) — 4.3/5 stars (2425 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1978 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1619 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (420 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (6156 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (906 reviews)
- [Quadient Accounts Payable](https://www.g2.com/products/quadient-accounts-payable/reviews) — 4.4/5 stars (270 reviews)

---
## Top Discussions

### Mesh Payments

- Title: [How do I create a mesh account?](https://www.g2.com/discussions/how-do-i-create-a-mesh-account) — 1 comment
  > **Top comment:** "To create an account, go to their website, and in the top right corner, provide your email address and click the big green button that says "Get Started.""
- Title: [How do I add money to my mesh?](https://www.g2.com/discussions/how-do-i-add-money-to-my-mesh) — 1 comment *(includes official response)*
  > **Top comment:** "Thanks for your inquiry. You can add funds to your account via the Mesh platform, where you can see your balance and manage your budget in real time. For..."
- Title: [How do you use mesh payment?](https://www.g2.com/discussions/how-do-you-use-mesh-payment) — 1 comment
  > **Top comment:** "Comment deleted by user."
- Title: [What is mesh payment system?](https://www.g2.com/discussions/what-is-mesh-payment-system) — 1 comment
  > **Top comment:** "It's a flexible system that helps you issue virtual credit cards to employees and is very useful."

### SAP Concur

- Title: [Is it now possible to book trains?](https://www.g2.com/discussions/is-it-now-possible-to-book-trains) — 8 comments, 3 upvotes
  > **Top comment:** "Yes, you are able to book rail tickets."
- Title: [What is SAP Concur used for?](https://www.g2.com/discussions/what-is-sap-concur-used-for) — 6 comments, 2 upvotes
  > **Top comment:** "Concur is used for logging and submitting expenses, travel, mileage, etc."
- Title: [How much does SAP concur cost?](https://www.g2.com/discussions/how-much-does-sap-concur-cost) — 2 comments
  > **Top comment:** "9$ per month"
- Title: [Implementation experiences?](https://www.g2.com/discussions/implementation-experiences) — 2 comments, 1 upvote
  > **Top comment:** "Until some time ago was not a cheap tool but i believe they changed their license model to accommodate small companies.
I used it in the past and required..."
- Title: [what is the best way to put the Hotel expense by single night rate with out the 1/1000 of the place](https://www.g2.com/discussions/what-is-the-best-way-to-put-the-hotel-expense-by-single-night-rate-with-out-the-1-1000-of-the-place) — 2 comments, 1 upvote
  > **Top comment:** "You'll first start by putting in the nights you stay, then it will break out your hotel equally by the nights you stayed. Then you'll want to go into each..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/mesh-payments-vs-sap-concur)