Link copied to clipboard # Mesh Payments vs SAP Concur Comparison - What are their main differences? Share [ Export ](/compare/mesh-payments/sap-concur/export.csv) Mesh PaymentsSAP Concur[+ Add Product](#) Reviews **Mesh Payments** [ 4.6/5(1,065) ](https://www.g2.com/products/mesh-payments/reviews#reviews) **SAP Concur** [ 4/5(7,231) ](https://www.g2.com/products/sap-concur/reviews#reviews) Pricing **Mesh Payments** **Free** · PRO **SAP Concur** **Starting at $7.00** · Base **Pricing Insights** from reviews Time to Implement **Mesh Payments** 1 monthFaster Based on 54 responses **SAP Concur** 4 months Based on 107 responses Return on Investment **Mesh Payments** 10 months7 months sooner Based on 37 responses **SAP Concur** 17 months Based on 85 responses Perceived Cost **Mesh Payments** $$$$$ **SAP Concur** $$$$$ Average Discount **Mesh Payments** 13%2% more **SAP Concur** 11% ![Mesh Payments](https://images.g2crowd.com/uploads/product/hd_favicon/5ae16062c8edaf47dda44fc1d26b7c07/mesh-payments.svg "Mesh Payments") ![SAP Concur](https://images.g2crowd.com/uploads/product/hd_favicon/fb80859373f26969a7a13ca1201dbf4c/sap-concur.svg "SAP Concur") G2 offers free advice on this comparison. 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Pros & Cons **Mesh Payments** [ Ease of Use (330) ](https://www.g2.com/products/mesh-payments/reviews?filters%5Bsentiment_snippet%5D=1771493&qs=pros-and-cons#reviews)[ Card Management (126) ](https://www.g2.com/products/mesh-payments/reviews?filters%5Bsentiment_snippet%5D=1772197&qs=pros-and-cons#reviews)[ Card Issues (105) ](https://www.g2.com/products/mesh-payments/reviews?filters%5Bsentiment_snippet%5D=1772078&qs=pros-and-cons#reviews)[ Approval Issues (77) ](https://www.g2.com/products/mesh-payments/reviews?filters%5Bsentiment_snippet%5D=1769014&qs=pros-and-cons#reviews) **SAP Concur** [ Ease of Use (528) ](https://www.g2.com/products/sap-concur/reviews?filters%5Bsentiment_snippet%5D=1303513&qs=pros-and-cons#reviews)[ Expense Management (429) ](https://www.g2.com/products/sap-concur/reviews?filters%5Bsentiment_snippet%5D=1303802&qs=pros-and-cons#reviews)[ Not Intuitive (106) ](https://www.g2.com/products/sap-concur/reviews?filters%5Bsentiment_snippet%5D=1303082&qs=pros-and-cons#reviews)[ Learning Curve (98) ](https://www.g2.com/products/sap-concur/reviews?filters%5Bsentiment_snippet%5D=1302819&qs=pros-and-cons#reviews) Integrations **Mesh Payments** Not enough data **SAP Concur** [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_6581ac213d7946f2ef27505905652457/adp-global-payroll.png "Product Avatar Image") ADP Global Payroll ](https://www.g2.com/products/adp-global-payroll/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_6581ac213d7946f2ef27505905652457/adp-hr-assist.png "Product Avatar Image") ADP HR Assist ](https://www.g2.com/products/adp-hr-assist/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_de7b0518c01aad23330b32c4acb323dd/adp-workforce-now.jpg "Product Avatar Image") Workforce Now ](https://www.g2.com/products/adp-workforce-now/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_34e9bd958c29155171cd80d177e14ddf/airbnb.jpg "Product Avatar Image") Airbnb ](https://www.g2.com/products/airbnb/reviews)[ View all ](https://www.g2.com/products/sap-concur/integrations) Screenshots **Mesh Payments** ![Mesh Payments screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1356897/Global-_1_.png) **SAP Concur** ![SAP Concur screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1360468/Home-Morning.png) Ratings Meets Requirements **Mesh Payments** 9.1 9.1928 **SAP Concur** 8.7 8.76,041 Ease of Use **Mesh Payments** 9.2 9.2970 **SAP Concur** 8.0 8.06,126 Ease of Setup **Mesh Payments** 9.0 9.0487 **SAP Concur** 8.0 8.01,476 Ease of Admin **Mesh Payments** 9.2 9.2194 **SAP Concur** 8.1 8.1925 Quality of Support **Mesh Payments** 9.2 9.2604 **SAP Concur** 8.0 8.04,423 Has the product been a good partner in doing business? **Mesh Payments** 9.4 9.4190 **SAP Concur** 8.1 8.1906 Product Direction (% positive) **Mesh Payments** 9.1 9.1929 **SAP Concur** 7.3 7.35,909 Features Expense Management[Hide 101 FeaturesShow 101 Features](javascript:void(0);) 8.2 568 8.5 5,309 Expense Reports Ease of Creating Expense Reports 8.6(won by 0.1) 494 8.5 4602 | Verified Bank / Credit Card Integration 8.7(won by 0.1) 490 8.6 3576 | Verified Smart Categorization 8.5(won by 0.5) 493 (There is a greater than 0.5 difference between this product's rating and its competitors) 8.0 3512 | Verified Digital Receipt Management 8.9(won by 0.4) 516 8.5 4386 | Verified Employee Reimbursement 8.5 462 8.8(won by 0.3) 4170 | Verified Currency Conversions 8.4 457 8.5(won by 0.1) 2104 | Verified Corporate Card 8.6(tied score) 394 8.6(tied score) 2905 | Verified Credit Card Management Not enough data Not enough data Agentic AI - Expense Management Autonomous Task Execution Not enough data 8.1(won by default) 100 Cross-system Integration Not enough data 8.2(won by default) 118 Travel Management Ease of Booking 8.4(won by 0.2) 490 8.2 3421 | Verified Itinerary Management 8.0 451 8.3(won by 0.3) 3219 | Verified Trip Notifications 8.0 435 8.5(won by 0.5) 3163 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) Advanced Integrations 7.8 377 8.3(won by 0.5) 2380 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) User Management Not enough data 10.0(won by default) 5 Online Booking Not enough data Not enough data Credit Card Management Not enough data Not enough data Booking Management Not enough data Not enough data Restriction Management Not enough data Not enough data Reservations Management Not enough data Not enough data Reimbursement Management Not enough data Not enough data Vendor Management Not enough data Not enough data Travel Management Not enough data Not enough data Promotions Management Not enough data Not enough data Workflow Management Not enough data Not enough data Receipt Management Not enough data Not enough data Supplier Management Not enough data Not enough data Compliance Management Not enough data Not enough data Policy Management Not enough data Not enough data Invoice Management Not enough data Not enough data Real-Time Notifications Not enough data Not enough data Third-Party Integrations Not enough data Not enough data Timesheet Management Not enough data Not enough data Invoice Management Not enough data Not enough data Reimbursement Management Not enough data Not enough data Real-Time Notifications Not enough data Not enough data Client Invoicing Invoice Creation and Delivery 8.3(tied score) 414 8.3(tied score) 1569 | Verified Electronic Payments 8.9(won by 0.4) 455 8.5 1730 | Verified Project Accounting / Revenue Recognition 8.3(tied score) 401 8.3(tied score) 1373 | Verified Optical Character Recognition Not enough data 7.7(won by default) 5 Biometric Recognition Not enough data Not enough data Generative AI - Expense Management Image-to-Text Not enough data 8.2(won by default) 15 Text Generation Not enough data Not enough data Text Summarization Not enough data Not enough data Additional Functionality Approval Process Control Not enough data 8.3(won by default) 6 Expense Claims Not enough data 10.0(won by default) 5 Audit Trail Not enough data Not enough data Secure Data Storage Not enough data Not enough data AI Copilot Not enough data Not enough data Data Import/Export Not enough data Not enough data Duplicate Detection Not enough data Not enough data Budgeting/Forecasting Not enough data Not enough data Customizable Fields Not enough data Not enough data Spend Control Not enough data Not enough data Customizable Templates Not enough data Not enough data Access Controls/Permissions Not enough data Not enough data Reporting & Statistics Not enough data Not enough data Automated Receipt Matching Not enough data Not enough data Mobile Receipt Upload Not enough data Not enough data Billable & Non-Billable Hours Not enough data Not enough data Financial Analysis Not enough data Not enough data Categorization/Grouping Not enough data Not enough data Single Sign On Not enough data Not enough data Activity Dashboard Not enough data Not enough data Mobile Receipt Capture 8.9(won by 0.1) 456 8.8 3766 | Verified Mileage Tracking 7.6 374 8.6(won by 1.0) 2465 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) Travel Itinerary and Flight Status Updates 7.5 370 8.6(won by 1.1) 2689 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) Expense Tracking Not enough data 10.0(won by default) 5 Real-Time Updates Not enough data Not enough data Platform Embedded AI / Machine Learning 7.3 343 7.8(won by 0.5) 729 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) Complex Approval Workflow 7.8 350 8.1(won by 0.3) 2090 | Verified Generative AI Not enough data Not enough data Administration PCI Regulation Compliant 7.8 335 8.3(won by 0.5) 1163 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) Administration Business Tool Integration 7.9 384 8.3(won by 0.4) 1449 | Verified Workflow 8.3 404 8.5(won by 0.2) 1740 | Verified Automated Reminders 8.6(won by 0.2) 418 8.4 1600 | Verified Policy Compliance Management 8.3 380 8.5(won by 0.2) 1545 | Verified User, Role, and Access Management 8.5 398 8.6(won by 0.1) 1585 | Verified Workflow Management Not enough data 9.0(won by default) 5 Timesheet Management Not enough data Not enough data Payroll Management Not enough data Not enough data Employee Management Not enough data Not enough data Invoice Management Not enough data Not enough data Calendar Management Not enough data Not enough data Workflow Management Not enough data Not enough data Task Management Not enough data Not enough data Mobile Access Not enough data Not enough data Mobile Access Not enough data Not enough data Compliance Management Not enough data Not enough data Platform Reporting 8.4(tied score) 404 8.4(tied score) 1753 | Verified APIs / Integration 7.8 364 8.2(won by 0.4) 1183 | Verified Internationalization 8.1 365 8.3(won by 0.2) 1128 | Verified Performance and Reliability 8.8(won by 0.5) 409 (There is a greater than 0.5 difference between this product's rating and its competitors) 8.3 2026 | Verified Mobile User Support 8.4(won by 0.1) 392 8.3 1630 | Verified Offline 7.5(won by default) 338 Feature Not Available Accounting Integration Not enough data Not enough data QuickBooks Integration Not enough data Not enough data Real-Time Reporting Not enough data Not enough data Third-Party Integrations Not enough data Not enough data Payroll Integration Not enough data Not enough data Accounting Integration Not enough data Not enough data Travel Management[Hide 79 FeaturesShow 79 Features](javascript:void(0);) 8.4 523 8.5 4,867 Expense Reporting Expense Automation 8.5 102 8.9(won by 0.4) 417 | Verified Integration 8.4 95 8.5(won by 0.1) 368 | Verified Compliance 8.3 96 8.9(won by 0.6) 383 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) Mobile Functionality 8.3 100 8.6(won by 0.3) 395 | Verified Accounting Integration Not enough data Not enough data Third-Party Integrations Not enough data Not enough data Travel Management Ease of Booking 8.4(won by 0.2) 490 8.2 3421 | Verified Itinerary Management 8.0 451 8.3(won by 0.3) 3219 | Verified Trip Notifications 8.0 435 8.5(won by 0.5) 3163 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) Advanced Integrations 7.8 377 8.3(won by 0.5) 2380 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) User Management Not enough data 10.0(won by default) 5 Online Booking Not enough data Not enough data Credit Card Management Not enough data Not enough data Booking Management Not enough data Not enough data Restriction Management Not enough data Not enough data Reservations Management Not enough data Not enough data Reimbursement Management Not enough data Not enough data Vendor Management Not enough data Not enough data Travel Management Not enough data Not enough data Promotions Management Not enough data Not enough data Workflow Management Not enough data Not enough data Receipt Management Not enough data Not enough data Supplier Management Not enough data Not enough data Compliance Management Not enough data Not enough data Policy Management Not enough data Not enough data Invoice Management Not enough data Not enough data Real-Time Notifications Not enough data Not enough data Third-Party Integrations Not enough data Not enough data Timesheet Management Not enough data Not enough data Invoice Management Not enough data Not enough data Reimbursement Management Not enough data Not enough data Real-Time Notifications Not enough data Not enough data Approval Rules 8.4 93 8.8(won by 0.4) 391 | Verified Workflows 8.1 93 8.9(won by 0.8) 392 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) Submit 8.4 98 9.2(won by 0.8) 430 | Verified (There is a greater than 0.5 difference between this product's rating and its competitors) AI - Travel Management Personalization Not enough data 8.2(won by default) 102 Predictive Analytics Not enough data 8.1(won by default) 100 Cost Savings Not enough data 8.3(won by default) 107 Efficiency Not enough data 8.3(won by default) 104 Real-Time Assistance Not enough data 8.5(won by default) 103 Reporting/Analytics Not enough data Not enough data Real-Time Analytics Not enough data Not enough data Agentic AI - Travel Management Autonomous Task Execution Not enough data 8.3(won by default) 55 Proactive Assistance Not enough data 8.2(won by default) 55 Employee Risk Management Emergency Assistance Integration Not enough data Not enough data Policy Enforcement & Compliance Not enough data Not enough data Traveler Tracking Not enough data Not enough data Risk Alerts & Safety Notifications Not enough data Not enough data Expense Tracking Not enough data Not enough data Real-time Alerts Not enough data Not enough data Sustainability & Reporting Sustainability Reporting Not enough data Not enough data Green Travel Recommendations Not enough data Not enough data Carbon Emissions Tracking Not enough data Not enough data Real-Time Reporting Not enough data Not enough data Additional Functionality API Not enough data Not enough data Dashboard Not enough data Not enough data Approval Process Control Not enough data Not enough data Financial Analysis Not enough data Not enough data Dashboard Creation Not enough data Not enough data Billing & Invoicing Not enough data Not enough data Expense Claims Not enough data Not enough data Budget Control Not enough data Not enough data Generative AI Not enough data Not enough data Reminders Not enough data Not enough data Electronic Payments Not enough data Not enough data Activity Dashboard Not enough data Not enough data Multi-Currency Not enough data Not enough data Real-Time Updates Not enough data Not enough data Multi-Language Not enough data Not enough data Customizable Reports Not enough data Not enough data Spend Control Not enough data Not enough data Reporting & Statistics Not enough data Not enough data Mobile Access Not enough data Not enough data Spend Analysis Not enough data Not enough data Categorization/Grouping Not enough data Not enough data Real-Time Data Not enough data Not enough data Single Sign On Not enough data Not enough data AI Copilot Not enough data Not enough data Employee Self Service Not enough data Not enough data SaaS Spend Management[Hide 17 FeaturesShow 17 Features](javascript:void(0);) 8.4 227 Not enough data Tracking Spend Tracking 9.1(won by default) 216 Not enough data SaaS Utilization Tracking 8.7(won by default) 191 Not enough data User Sentiment Tracking Feature Not Available Not enough data Management Application Catalog 7.9(won by default) 171 Not enough data Dashboards and Visualizations 8.4(won by default) 199 Not enough data Contract Management Feature Not Available Not enough data Insights Recommendations 8.1(won by default) 172 Not enough data Spend Forecasting and Optimization 8.0(won by default) 174 Not enough data Reporting 8.5(won by default) 197 Not enough data Peer Benchmarking Feature Not Available Not enough data Agentic AI - SaaS Spend Management Autonomous Task Execution Not enough data Not enough data Multi-step Planning Not enough data Not enough data Cross-system Integration Not enough data Not enough data Adaptive Learning Not enough data Not enough data Natural Language Interaction Not enough data Not enough data Proactive Assistance Not enough data Not enough data Decision Making Not enough data Not enough data Spend Management[Hide 69 FeaturesShow 69 Features](javascript:void(0);) 8.3 290 Not enough data Setup Data 8.2(won by default) 245 Not enough data Approvals 8.6(won by default) 254 Not enough data Alignment 8.4(won by default) 231 Not enough data Real-Time Data Not enough data Not enough data Performance KPIs 7.8(won by default) 212 Not enough data Benchmarks 8.0(won by default) 212 Not enough data Forecasting 7.8(won by default) 211 Not enough data Savings 8.0(won by default) 217 Not enough data Payment Cards One-time Virtual 8.6(won by default) 234 Not enough data Recurring Virtual 8.6(won by default) 227 Not enough data Physical 8.0(won by default) 219 Not enough data Reporting Real-Time Monitoring 8.6(won by default) 228 Not enough data Multiple Views 8.3(won by default) 222 Not enough data Data Import/Export 8.3(won by default) 223 Not enough data Budgets Feature Not Available Not enough data Real-Time Updates Not enough data Not enough data Real-Time Reporting Not enough data Not enough data Real-Time Analytics Not enough data Not enough data Payments Vendor 8.1(won by default) 220 Not enough data Recurring 8.4(won by default) 220 Not enough data ACH 7.6(won by default) 196 Not enough data Employee Reimbursements Feature Not Available Not enough data Reimbursement Management Not enough data Not enough data Fraud & Risk Management Notifications 8.5(won by default) 234 Not enough data Unique Cards 8.7(won by default) 233 Not enough data Controls 8.7(won by default) 228 Not enough data Budget Control Not enough data Not enough data Approval Process Control Not enough data Not enough data Spend Control Not enough data Not enough data Prepaid Cards Not enough data Not enough data Agentic AI - Spend Management Proactive Assistance Not enough data Not enough data Additional Functionality Reminders Not enough data Not enough data Activity Tracking Not enough data Not enough data Invoice Processing Not enough data Not enough data Accounting Integration Not enough data Not enough data Categorization/Grouping Not enough data Not enough data Reporting & Statistics Not enough data Not enough data Configurable Workflow Not enough data Not enough data Spend Analysis Not enough data Not enough data Expense Tracking Not enough data Not enough data Third-Party Integrations Not enough data Not enough data Accounting Not enough data Not enough data Audit Management Not enough data Not enough data Approval Workflow Not enough data Not enough data AI Copilot Not enough data Not enough data Supplier Management Not enough data Not enough data Invoice Management Not enough data Not enough data Billing & Invoicing Not enough data Not enough data Transaction History Not enough data Not enough data Purchase Order Management Not enough data Not enough data Audit Trail Not enough data Not enough data Generative AI Not enough data Not enough data Expense Claims Not enough data Not enough data Workflow Management Not enough data Not enough data Time & Expense Tracking Not enough data Not enough data Multi-Currency Not enough data Not enough data Vendor Management Not enough data Not enough data Procurement Management Not enough data Not enough data Credit Card Management Not enough data Not enough data Compliance Management Not enough data Not enough data Requisition Management Not enough data Not enough data Customizable Reports Not enough data Not enough data Ad hoc Reporting Not enough data Not enough data Financial Management Not enough data Not enough data API Not enough data Not enough data Rules-Based Workflow Not enough data Not enough data Receipt Management Not enough data Not enough data Activity Dashboard Not enough data Not enough data Purchasing & Receiving Not enough data Not enough data AP Automation[Hide 69 FeaturesShow 69 Features](javascript:void(0);) Not enough data 9.2 144 Invoice Management Capture Not enough data 9.2(won by default) 108 Repository Not enough data 9.2(won by default) 99 Supplier Portal Not enough data Feature Not Available Invoice Processing Matching Not enough data 9.3(won by default) 99 Payments Not enough data 9.2(won by default) 103 Workflows Not enough data 9.4(won by default) 106 Tax Compliance Not enough data 9.3(won by default) 98 Recurring Payments Not enough data Not enough data Analytics Due Dates Not enough data 9.2(won by default) 106 KPIs Not enough data 9.2(won by default) 98 Benchmarking Not enough data Feature Not Available Integration Accounting Not enough data 9.4(won by default) 109 Payment Integration Not enough data 9.3(won by default) 102 ERP Not enough data 9.2(won by default) 108 ERP integration Not enough data Not enough data Risk Analysis Not enough data Feature Not Available Identification Not enough data Feature Not Available Scoring Not enough data Feature Not Available Recovery Recoup Not enough data 9.0(won by default) 99 Reporting Not enough data 9.1(won by default) 102 Audit Filters Not enough data 9.2(won by default) 98 Overpayments Not enough data 9.1(won by default) 97 Duplicates Not enough data 9.3(won by default) 102 Post Audits Not enough data Feature Not Available Fraud Vendor Checks Not enough data 9.1(won by default) 97 Data Generation Not enough data 9.1(won by default) 102 Monitoring Not enough data 9.3(won by default) 100 Agentic AI - AP Automation Autonomous Task Execution Not enough data 9.4(won by default) 23 Proactive Assistance Not enough data 9.3(won by default) 23 Decision Making Not enough data 9.4(won by default) 22 Additional Functionality Data Import/Export Not enough data Not enough data Invoice Management Not enough data Not enough data Online Banking Not enough data Not enough data 1099 Preparation Not enough data Not enough data Generative AI Not enough data Not enough data Receipt Management Not enough data Not enough data AI Copilot Not enough data Not enough data Fraud Detection Not enough data Not enough data Duplicate Payment Alert Not enough data Not enough data Document Management Not enough data Not enough data Compliance Management Not enough data Not enough data Inventory Management Not enough data Not enough data Check Writing Not enough data Not enough data Mobile Access Not enough data Not enough data Audit Trail Not enough data Not enough data Reporting/Analytics Not enough data Not enough data Multi-Currency Not enough data Not enough data Status Tracking Not enough data Not enough data Activity Dashboard Not enough data Not enough data Cash Management Not enough data Not enough data Alerts/Notifications Not enough data Not enough data Billing & Invoicing Not enough data Not enough data Vendor Management Not enough data Not enough data Anomaly Detection Not enough data Not enough data API Not enough data Not enough data ACH Payment Processing Not enough data Not enough data Invoice Processing Not enough data Not enough data Aging Tracking Not enough data Not enough data Supplier Management Not enough data Not enough data General Ledger Not enough data Not enough data Expense Tracking Not enough data Not enough data Bank Reconciliation Not enough data Not enough data Workflow Management Not enough data Not enough data Customizable Reports Not enough data Not enough data Approval Process Control Not enough data Not enough data Electronic Funds Transfer Not enough data Not enough data Purchase Order Reconciliation Not enough data Not enough data Financial Management Not enough data Not enough data Workflow Automation Not enough data Not enough data Invoice Management[Hide 18 FeaturesShow 18 Features](javascript:void(0);) Not enough data 8.8 554 Invoice Generation Templates Not enough data 8.6(won by default) 369 | Verified Digital Invoices Not enough data 8.9(won by default) 392 | Verified Recurring Invoices Not enough data 8.8(won by default) 356 | Verified Invoice Processing Approvals Not enough data 8.9(won by default) 441 | Verified Match Invoices Not enough data 9.0(won by default) 228 | Verified Batch Processing Not enough data Feature Not Available Consolidation Not enough data Feature Not Available Analytics Cashflow Not enough data 8.7(won by default) 326 | Verified KPIs Not enough data 8.8(won by default) 297 | Verified Payment Tracking Not enough data 9.1(won by default) 233 | Verified Due Dates Not enough data Feature Not Available Integration Accounting Not enough data 8.9(won by default) 361 | Verified ERP Not enough data 8.8(won by default) 333 | Verified Account Sync Not enough data 8.9(won by default) 211 | Verified Payments Not enough data Feature Not Available Agentic AI - Invoice Management Cross-system Integration Not enough data 8.7(won by default) 48 Adaptive Learning Not enough data 8.8(won by default) 47 Proactive Assistance Not enough data 8.8(won by default) 48 Show 1 feature category with incomplete data Accounting & Finance[Hide 1 FeatureShow 1 Feature](javascript:void(0);) Not enough data Not enough data Agentic AI - Accounting & Finance Autonomous Task Execution Not enough data Not enough data User Insights Reviewers' Company Size [![Mesh Payments](https://images.g2crowd.com/uploads/product/hd_favicon/5ae16062c8edaf47dda44fc1d26b7c07/mesh-payments.svg "Mesh Payments")](https://www.g2.com/products/mesh-payments/reviews) Mesh Payments Small-Business(50 or fewer emp.) 29.4% Mid-Market(51-1000 emp.) 65.4% Enterprise(\> 1000 emp.) 5.2% [![SAP Concur](https://images.g2crowd.com/uploads/product/hd_favicon/fb80859373f26969a7a13ca1201dbf4c/sap-concur.svg "SAP Concur")](https://www.g2.com/products/sap-concur/reviews) SAP Concur Small-Business(50 or fewer emp.) 9.1% Mid-Market(51-1000 emp.) 36.4% Enterprise(\> 1000 emp.) 54.6% Small-Business (50 or fewer emp.) 29.4% 9.1% Mid-Market (51-1000 emp.) 65.4% 36.4% Enterprise (\> 1000 emp.) 5.2% 54.6% Reviewers' Industry [![Mesh Payments](https://images.g2crowd.com/uploads/product/hd_favicon/5ae16062c8edaf47dda44fc1d26b7c07/mesh-payments.svg "Mesh Payments")](https://www.g2.com/products/mesh-payments/reviews) Mesh Payments Computer Software 27.4% Information Technology and Services 11.2% Marketing and Advertising 8.1% Computer & Network Security 6.6% Financial Services 4.4% Other 42.3% [![SAP Concur](https://images.g2crowd.com/uploads/product/hd_favicon/fb80859373f26969a7a13ca1201dbf4c/sap-concur.svg "SAP Concur")](https://www.g2.com/products/sap-concur/reviews) SAP Concur Information Technology and Services 8.4% Computer Software 7.0% Hospital & Health Care 5.5% Higher Education 4.3% Financial Services 4.0% Other 70.8% FAQs ## Mesh Payments vs SAP Concur FAQs Generated using AI Last updated: August 16, 2026 ### What is the difference between SAP Concur vs Mesh Payments? Mesh Payments stands out for higher reviewer satisfaction and ease of use, while SAP Concur is favored for its robust enterprise features and integrations. | [SAP Concur](https://www.g2.com/products/sap-concur/reviews) | [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) | | --- | --- | | 4.0/5 (7,183 reviews) | 4.6/5 (1,067 reviews) | | Enterprise | Mid-Market | | 8.0 | 9.0 | | 8.0 | 9.2 | | Expense Management (424 all-time mentions) | Ease of Use (330 all-time mentions) | ### How do the pricing models of SAP Concur and Mesh Payments compare? Mesh Payments is rated as the stronger value, with higher satisfaction on price and cost-related dimensions. - **SAP Concur:** Reviewers frequently cite SAP Concur as expensive, with several noting that pricing is less favorable for small and mid-sized businesses. - **Mesh Payments:** In recent reviews, many highlight Mesh Payments as offering strong value, with positive sentiment around cost-effectiveness and satisfaction with what they pay. - **Switching reasons:** Reviewers mention switching to Mesh Payments for better value and lower perceived cost, especially for growing companies seeking more flexible expense management. ### What are the best alternatives to SAP Concur and Mesh Payments? The top 3 alternatives to SAP Concur and Mesh Payments are Ramp, Webexpenses, and PayEm. | Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength | | --- | --- | --- | --- | --- | | [SAP Concur](https://www.g2.com/products/sap-concur/reviews) | 4.0/5 (7,183) | Enterprise | Reviewers cite higher cost, especially for smaller businesses | Expense Management (424 all-time mentions) | | [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) | 4.6/5 (1,067) | Mid-Market | Reviewers highlight strong value and cost-effectiveness | Ease of Use (330 all-time mentions) | | [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) | 4.8/5 (2,497) | Small-Business | Reviewers praise transparent pricing and ROI | Automation and spend control | | [Webexpenses](https://www.g2.com/products/signifo-webexpenses/reviews) | 4.3/5 (2,424) | Mid-Market | Reviewers note competitive pricing for mid-sized companies | Ease of use and reporting | | [PayEm](https://www.g2.com/products/payem/reviews) | 4.7/5 (186) | Mid-Market | Reviewers mention flexible pricing and strong support | Global payments and automation | ### Which Expense Management features should I prioritize when comparing SAP Concur and Mesh Payments? Buyers comparing SAP Concur and Mesh Payments should prioritize ease of use, card management, integrations, reporting, and automation. - **Ease of Use:** SAP Concur (518 all-time mentions), Mesh Payments (330 all-time mentions) - **Card Management:** SAP Concur (88 all-time mentions), Mesh Payments (126 all-time mentions) - **Integrations:** SAP Concur (113 all-time mentions), Mesh Payments (integration flexibility cited in recent reviews) - **Reporting:** SAP Concur (reporting cited in recent reviews), Mesh Payments (reporting and dashboarding noted as areas for improvement in recent reviews) - **Automation:** SAP Concur (179 all-time mentions), Mesh Payments (automation and workflow efficiency cited in recent reviews) ### What are the pros and cons of SAP Concur vs Mesh Payments? SAP Concur's headline strength is robust enterprise expense management, while Mesh Payments excels in ease of use and card management. - **SAP Concur strengths:** Expense Management (424 all-time mentions), Efficiency (271), Easy Upload (219), Automation (179), Integrations (113), Mobile App (136) - **SAP Concur trade-offs:** Learning Curve (98), Complexity (73), Pricing concerns for smaller businesses, Interface can feel outdated or cluttered - **Mesh Payments strengths:** Ease of Use (330), Card Management (126), Receipt Management (121), Virtual Cards (110), Convenience (90), Digital Wallet Integration (88) - **Mesh Payments trade-offs:** Card Issues (105), Approval Issues (77), Limited Acceptance (52), Integration flexibility cited as an area for improvement in recent reviews ### Is SAP Concur or Mesh Payments better for small businesses? Mesh Payments is the better fit for small businesses, with a higher satisfaction rating and a focus on mid-market and small-business needs. - **SAP Concur:** Largest segment is Enterprise; reviewers note SAP Concur is often too complex and costly for small businesses. - **Mesh Payments:** Largest segment is Mid-Market; reviewers highlight ease of use, fast setup, and value for smaller organizations. ### Which Expense Management platform has better integrations? SAP Concur is favored for integrations, with more reviewer-cited integration mentions and broader ERP connectivity. - **SAP Concur:** Integrations with NetSuite and Expensify are cited, with 113 all-time mentions for integrations overall. - **Mesh Payments:** Reviewers mention integration with accounting software and digital wallets, with recent feedback requesting deeper integrations and open API support. ### How do SAP Concur and Mesh Payments compare on customer support? Mesh Payments leads on Quality of Support, with a 1.2-point advantage over SAP Concur (9.2 vs 8.0). - **SAP Concur:** Reviewers describe support as generally responsive but note delays and the need for improvement in complex cases. - **Mesh Payments:** Reviewers consistently praise fast, helpful, and efficient customer support, with many citing immediate responses and proactive assistance. ### Which is easier to implement, SAP Concur or Mesh Payments? Mesh Payments is easier to implement, with a 1-point higher Ease of Setup score (9.0 vs 8.0). - **SAP Concur:** Reviewers describe setup as straightforward but note that configuration can be complex for larger organizations and may require specialized IT skills. - **Mesh Payments:** Reviewers highlight very simple and fast setup, with many citing a painless onboarding process and easy card issuance. ### Which product has better Reporting? SAP Concur is favored for Reporting, with more reviewer-cited strengths and higher mention counts. - **SAP Concur:** Reporting is frequently cited as a strength in recent reviews, with 424 all-time mentions for Expense Management and multiple reviewers highlighting robust data export and analysis capabilities. - **Mesh Payments:** Reviewers note reporting and dashboarding as areas for improvement, with some positive feedback on real-time visibility but fewer mentions of advanced reporting features. Alternatives **Mesh Payments Alternatives** ![Ramp](https://images.g2crowd.com/uploads/product/hd_favicon/6a582a4fcd932a8ba3e2d4d73af44e65/ramp-financial-ramp.svg "Ramp") [ Ramp ](/products/ramp-financial-ramp/reviews) ![PayEm](https://images.g2crowd.com/uploads/product/hd_favicon/5ed04435c3dc30cbfbc67d09dd3c7833/payem.svg "PayEm") [ PayEm ](/products/payem/reviews) ![Navan (Formerly TripActions)](https://images.g2crowd.com/uploads/product/hd_favicon/a51f79a29d04ad2be64cec35266596eb/navan-formerly-tripactions.svg "Navan (Formerly TripActions)") [ Navan (Formerly TripActions) ](/products/navan-formerly-tripactions/reviews) ![Expensify](https://images.g2crowd.com/uploads/product/hd_favicon/f79420536dbcd8d48061c55d4e6d0ab6/expensify.svg "Expensify") [ Expensify ](/products/expensify/reviews) **SAP Concur Alternatives** ![Webexpenses](https://images.g2crowd.com/uploads/product/hd_favicon/8be1cc4e0c190affb85fd96b00a7995b/signifo-webexpenses.svg "Webexpenses") [ Webexpenses ](/products/signifo-webexpenses/reviews) ![Ramp](https://images.g2crowd.com/uploads/product/hd_favicon/6a582a4fcd932a8ba3e2d4d73af44e65/ramp-financial-ramp.svg "Ramp") [ Ramp ](/products/ramp-financial-ramp/reviews) ![Stampli](https://images.g2crowd.com/uploads/product/hd_favicon/db5b196831e229857ef330aa175cc061/stampli%282%29.svg "Stampli") [ Stampli ](/products/stampli/reviews) ![Brex](https://images.g2crowd.com/uploads/product/hd_favicon/ea743ad0d0041273376b3852a36669cc/brex.svg "Brex") [ Brex ](/products/brex/reviews)