# Mesh Payments, PayEm vs Navan (Formerly TripActions) Comparison

| | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Star Rating** | 4.6 out of 5 | 4.7 out of 5 | 4.7 out of 5 | 
| **Total Reviews** | 1,066 | 186 | 9,090 | 
| **Largest Market Segment** | Mid-Market (65.4% of reviews) | Mid-Market (66.7% of reviews) | Mid-Market (60.9% of reviews) | 
| **Entry Level Price** | Free | Contact Us | Contact Us | 

---
## Top Pros & Cons

### Mesh Payments

Pros:
- Ease of Use (330 reviews)
- Card Management (126 reviews)

Cons:
- Card Issues (105 reviews)
- Approval Issues (77 reviews)

### PayEm

Pros:
- Ease of Use (23 reviews)
- Efficiency (12 reviews)

Cons:
- Card Issues (6 reviews)
- Integration Issues (4 reviews)

### Navan (Formerly TripActions)

Pros:
- Ease of Use (1513 reviews)
- Easy Booking (645 reviews)

Cons:
- Booking Confusion (185 reviews)
- Limited Options (185 reviews)

---
## Ratings Comparison
| Rating | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
  | **Meets Requirements** | 9.1 (928 reviews) | 9.3 (147 reviews) | 9.4 (7296 reviews) | 
  | **Ease of Use** | 9.2 (970 reviews) | 9.3 (151 reviews) | 9.5 (7384 reviews) | 
  | **Ease of Setup** | 9.0 (487 reviews) | 8.9 (94 reviews) | 9.4 (1525 reviews) | 
  | **Ease of Admin** | 9.2 (194 reviews) | 9.2 (49 reviews) | 9.1 (433 reviews) | 
  | **Quality of Support** | 9.2 (604 reviews) | 9.3 (115 reviews) | 9.3 (5977 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.4 (190 reviews) | 9.5 (49 reviews) | 9.2 (446 reviews) | 
  | **Product Direction (% positive)** | 9.1 (929 reviews) | 9.0 (146 reviews) | 8.9 (6925 reviews) | 

---
## Pricing

### Mesh Payments

#### Entry-Level Pricing

Plan: PRO

Price: Free

Description: Manage, control & automate global spend management.


Key Features:
- .

[Browse all 3 editions](https://www.g2.com/products/mesh-payments/pricing)

#### Free Trial

No

### PayEm

#### Entry-Level Pricing

Plan: Standard 

Price: Contact Us

Key Features:
- Virtual cards & Physical cards
- AP Automation
- Insights dashboard

[Learn more about PayEm](https://www.g2.com/products/payem/reviews)

#### Free Trial

No

### Navan (Formerly TripActions)

#### Entry-Level Pricing

Plan: Navan Enterprise

Price: Contact Us

Description: For large-scale organizations

Key Features:
- The full suite of Navan Travel
- The full suite of Navan Expense
- Unlimited travelers and expensing users

[Browse all 2 editions](https://www.g2.com/products/navan-formerly-tripactions/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | 8.2/10 | 568 |
| **PayEm** | 8.6/10 | 92 |
| **Navan (Formerly TripActions)** | 9.2/10 | 5558 |

#### Expense Reports

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Ease of Creating Expense Reports** | 8.6 (494 reviews) | 8.9 (72 reviews) | 9.4 (1909 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.7 (490 reviews) | 9.0 (72 reviews) | 9.4 (2000 reviews) ✓ Verified | 
| **Smart Categorization** | 8.5 (493 reviews) | 8.7 (65 reviews) | 9.1 (1815 reviews) ✓ Verified | 
| **Digital Receipt Management** | 8.9 (516 reviews) | 9.0 (75 reviews) | 9.5 (2080 reviews) ✓ Verified | 
| **Employee Reimbursement** | 8.5 (462 reviews) | 9.0 (51 reviews) | 9.6 (2052 reviews) ✓ Verified | 
| **Currency Conversions** | 8.4 (457 reviews) | 8.5 (69 reviews) | 9.1 (1325 reviews) ✓ Verified | 
| **Credit Card Integration** | 8.6 (394 reviews) | 8.7 (68 reviews) | 9.4 (1808 reviews) ✓ Verified | 

#### Agentic AI - Expense Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 8.0 (68 reviews) | 
| **Cross-system Integration** | Not enough data | Not enough data | 8.0 (67 reviews) | 

#### Travel Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Ease of Booking** | 8.4 (490 reviews) | 8.5 (57 reviews) | 9.5 (4762 reviews) ✓ Verified | 
| **Itinerary Management** | 8.0 (451 reviews) | 8.3 (51 reviews) | 9.4 (4518 reviews) ✓ Verified | 
| **Trip Notifications** | 8.0 (435 reviews) | 8.0 (49 reviews) | 9.5 (4628 reviews) ✓ Verified | 
| **Advanced Integrations** | 7.8 (377 reviews) | 8.2 (51 reviews) | 8.9 (3064 reviews) ✓ Verified | 

#### Client Invoicing

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Invoice Creation and Delivery** | 8.3 (414 reviews) | 8.3 (52 reviews) | 9.0 (914 reviews) | 
| **Electronic Payments** | 8.9 (455 reviews) | 8.9 (66 reviews) | 9.3 (1016 reviews) | 
| **Project Accounting / Revenue Recognition** | 8.3 (401 reviews) | 8.3 (48 reviews) | 9.0 (1133 reviews) ✓ Verified | 

#### Generative AI - Expense Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | Not enough data | 

#### Mobile

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Receipt Capture** | 8.9 (456 reviews) | 9.0 (71 reviews) | 9.5 (2000 reviews) ✓ Verified | 
| **Mileage Tracking** | 7.6 (374 reviews) | 8.0 (42 reviews) | 9.2 (1331 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | 7.5 (370 reviews) | 8.4 (42 reviews) | 9.4 (1891 reviews) ✓ Verified | 

#### Platform

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Embedded AI / Machine Learning** | 7.3 (343 reviews) | 8.3 (46 reviews) | 8.9 (1166 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 7.8 (350 reviews) | 8.9 (53 reviews) | 8.9 (1192 reviews) ✓ Verified | 

#### Administration

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **PCI Regulation Compliant** | 7.8 (335 reviews) | 8.5 (41 reviews) | 9.0 (1028 reviews) ✓ Verified | 

#### Administration

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Business Tool Integration** | 7.9 (384 reviews) | 8.6 (52 reviews) | 9.1 (1221 reviews) ✓ Verified | 
| **Workflow** | 8.3 (404 reviews) | 9.0 (65 reviews) | 9.2 (1383 reviews) ✓ Verified | 
| **Automated Reminders** | 8.6 (418 reviews) | 9.0 (71 reviews) | 9.2 (1562 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.3 (380 reviews) | 8.7 (60 reviews) | 9.2 (1366 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.5 (398 reviews) | 8.7 (65 reviews) | 9.2 (1360 reviews) ✓ Verified | 

#### Platform

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Reporting** | 8.4 (404 reviews) | 8.8 (69 reviews) | 9.2 (1262 reviews) ✓ Verified | 
| **APIs / Integration** | 7.8 (364 reviews) | 8.2 (50 reviews) | 9.0 (1042 reviews) ✓ Verified | 
| **Internationalization** | 8.1 (365 reviews) | 8.6 (56 reviews) | 9.1 (1065 reviews) | 
| **Performance and Reliability** | 8.8 (409 reviews) | 9.1 (68 reviews) | 9.4 (1691 reviews) ✓ Verified | 
| **Mobile User Support** | 8.4 (392 reviews) | 8.5 (57 reviews) | 9.4 (1641 reviews) ✓ Verified | 
| **Offline** | 7.5 (338 reviews) | 7.6 (44 reviews) | Feature Not Available | 

### SaaS Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | 8.4/10 | 227 |
| **PayEm** | 9.0/10 | 35 |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Tracking

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Spend Tracking ** | 9.1 (216 reviews) | 9.4 (27 reviews) | Not enough data | 
| **SaaS Utilization Tracking ** | 8.7 (191 reviews) | 9.0 (21 reviews) | Not enough data | 
| **User Sentiment Tracking ** | Feature Not Available | 8.9 (22 reviews) | Not enough data | 

#### Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Contract Management ** | Feature Not Available | 8.9 (20 reviews) | Not enough data | 
| **Application Catalog ** | 7.9 (171 reviews) | 8.9 (19 reviews) | Not enough data | 
| **Dashboards and Visualizations ** | 8.4 (199 reviews) | 9.2 (28 reviews) | Not enough data | 

#### Insights

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Recommendations  ** | 8.1 (172 reviews) | 8.7 (20 reviews) | Not enough data | 
| **Spend Forecasting and Optimization ** | 8.0 (174 reviews) | 8.9 (19 reviews) | Not enough data | 
| **Peer Benchmarking ** | Feature Not Available | 8.5 (16 reviews) | Not enough data | 
| **Reporting** | 8.5 (197 reviews) | 9.2 (28 reviews) | Not enough data | 

#### Agentic AI - SaaS Spend Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Mileage Tracking

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | N/A | N/A |
| **PayEm** | N/A | N/A |
| **Navan (Formerly TripActions)** | 8.8/10 | 69 |

#### Setup

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Vehicles** | Not enough data | Not enough data | 8.4 (54 reviews) | 
| **Employees** | Not enough data | Not enough data | 8.5 (56 reviews) | 
| **Travel Types** | Not enough data | Not enough data | 9.1 (58 reviews) | 
| **Locations** | Not enough data | Not enough data | 8.9 (56 reviews) | 

#### Tracking

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Mileage** | Not enough data | Not enough data | 9.2 (57 reviews) | 
| **Logs** | Not enough data | Not enough data | 8.7 (51 reviews) | 
| **Automation** | Not enough data | Not enough data | 8.7 (53 reviews) | 

#### Reimbursement

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Reimbursement** | Not enough data | Not enough data | 9.1 (58 reviews) | 
| **Expenses** | Not enough data | Not enough data | 9.2 (54 reviews) | 
| **Workflows** | Not enough data | Not enough data | 8.7 (54 reviews) | 

#### Platform - Mileage Tracking

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Reporting** | Not enough data | Not enough data | 8.6 (52 reviews) | 
| **Customer Support** | Not enough data | Not enough data | 8.8 (51 reviews) | 

#### Agentic AI - Mileage Tracking

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 8.6 (17 reviews) | 
| **Adaptive Learning** | Not enough data | Not enough data | 8.9 (18 reviews) | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | 8.3/10 | 290 |
| **PayEm** | 9.0/10 | 47 |
| **Navan (Formerly TripActions)** | 9.2/10 | 684 |

#### Setup

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Data** | 8.2 (245 reviews) | 9.0 (32 reviews) | Feature Not Available | 
| **Approvals** | 8.6 (254 reviews) | 9.0 (37 reviews) | 9.3 (529 reviews) | 
| **Alignment** | 8.4 (231 reviews) | 9.0 (32 reviews) | 9.3 (450 reviews) | 

#### Performance

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **KPIs** | 7.8 (212 reviews) | 8.2 (22 reviews) | Feature Not Available | 
| **Benchmarks** | 8.0 (212 reviews) | 8.7 (24 reviews) | Feature Not Available | 
| **Forecasting** | 7.8 (211 reviews) | 8.4 (23 reviews) | Feature Not Available | 
| **Savings** | 8.0 (217 reviews) | 8.7 (27 reviews) | 9.0 (391 reviews) | 

#### Payment Cards

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **One-time Virtual** | 8.6 (234 reviews) | 9.2 (34 reviews) | 9.3 (403 reviews) | 
| **Recurring Virtual** | 8.6 (227 reviews) | 9.2 (35 reviews) | 9.1 (374 reviews) | 
| **Physical** | 8.0 (219 reviews) | 8.8 (31 reviews) | 9.3 (417 reviews) | 

#### Reporting

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Real time** | 8.6 (228 reviews) | 9.1 (37 reviews) | 9.3 (427 reviews) | 
| **Multiple Views** | 8.3 (222 reviews) | 8.8 (34 reviews) | 9.2 (378 reviews) | 
| **Export** | 8.3 (223 reviews) | 9.0 (37 reviews) | 9.1 (365 reviews) | 
| **Budgets** | Feature Not Available | 8.9 (29 reviews) | 9.2 (372 reviews) | 

#### Payments

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Vendor** | 8.1 (220 reviews) | 9.3 (31 reviews) | Feature Not Available | 
| **Recurring** | 8.4 (220 reviews) | 9.3 (34 reviews) | 9.2 (351 reviews) | 
| **Employee Reimbursements** | Feature Not Available | 9.1 (27 reviews) | 9.5 (537 reviews) | 
| **ACH** | 7.6 (196 reviews) | 8.5 (20 reviews) | 9.2 (377 reviews) | 

#### Fraud & Risk Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Notifications** | 8.5 (234 reviews) | 9.4 (36 reviews) | 9.4 (450 reviews) | 
| **Unique Cards** | 8.7 (233 reviews) | 9.4 (39 reviews) | 9.2 (393 reviews) | 
| **Controls** | 8.7 (228 reviews) | 9.4 (37 reviews) | 9.3 (388 reviews) | 

#### Agentic AI - Spend Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Proactive Assistance** | Not enough data | Not enough data | 8.6 (21 reviews) | 

### Procure to Pay

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | N/A | N/A |
| **PayEm** | 8.4/10 | 27 |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Planning

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Processes** | Not enough data | 8.4 (25 reviews) | Not enough data | 
| **Contracts** | Not enough data | 7.3 (20 reviews) | Not enough data | 
| **Content** | Not enough data | 8.1 (22 reviews) | Not enough data | 
| **Requisition** | Not enough data | 8.0 (18 reviews) | Not enough data | 

#### Execution

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Sourcing** | Not enough data | 8.1 (19 reviews) | Not enough data | 
| **Purchasing** | Not enough data | 8.9 (24 reviews) | Not enough data | 
| **Invoicing** | Not enough data | 8.6 (23 reviews) | Not enough data | 

#### Analytics

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Visibility** | Not enough data | 8.9 (21 reviews) | Not enough data | 
| **Performance** | Not enough data | 8.9 (24 reviews) | Not enough data | 
| **Spend** | Not enough data | 8.7 (25 reviews) | Not enough data | 

#### Agentic AI -  Procure to Pay

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | 

### Accounts Payable (AP) and Spend Analysis

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | N/A | N/A |
| **PayEm** | 8.5/10 | 14 |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Data Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Consolidation** | Not enough data | 8.5 (11 reviews) | Not enough data | 
| **Classification** | Not enough data | 8.5 (12 reviews) | Not enough data | 
| **External Sources** | Not enough data | 8.2 (11 reviews) | Not enough data | 
| **Integration** | Not enough data | 8.1 (12 reviews) | Not enough data | 
| **Cleaning** | Not enough data | 8.1 (12 reviews) | Not enough data | 

#### Agentic AI -  Accounts Payable (AP) and Spend Analysis

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

#### Analytics

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Benchmarking** | Not enough data | 8.3 (9 reviews) | Not enough data | 
| **KPIs** | Not enough data | 8.5 (10 reviews) | Not enough data | 
| **Compliance** | Not enough data | 8.6 (11 reviews) | Not enough data | 
| **Errors** | Not enough data | 7.9 (12 reviews) | Not enough data | 

#### Recovery

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Historical payments** | Not enough data | 8.8 (12 reviews) | Not enough data | 
| **Overpayments** | Not enough data | 8.9 (12 reviews) | Not enough data | 

#### AP Data Processing

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Workflows** | Not enough data | 8.6 (12 reviews) | Not enough data | 
| **Transparency** | Not enough data | 8.8 (12 reviews) | Not enough data | 
| **Controls** | Not enough data | 9.0 (12 reviews) | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | N/A | N/A |
| **PayEm** | 9.2/10 | 21 |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Invoice Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Capture** | Not enough data | 9.6 (16 reviews) | Not enough data | 
| **Supplier Portal** | Not enough data | Feature Not Available | Not enough data | 
| **Repository** | Not enough data | 9.2 (14 reviews) | Not enough data | 

#### Invoice Processing

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Matching** | Not enough data | 9.1 (15 reviews) | Not enough data | 
| **Payments** | Not enough data | 9.4 (17 reviews) | Not enough data | 
| **Workflows** | Not enough data | 9.4 (18 reviews) | Not enough data | 
| **Tax Compliance** | Not enough data | 8.7 (13 reviews) | Not enough data | 

#### Analytics

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Due Dates** | Not enough data | 9.0 (16 reviews) | Not enough data | 
| **Benchmarking** | Not enough data | Feature Not Available | Not enough data | 
| **KPIs** | Not enough data | 9.0 (10 reviews) | Not enough data | 

#### Integration

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Accounting** | Not enough data | 9.2 (16 reviews) | Not enough data | 
| **Payment Integration** | Not enough data | 9.1 (15 reviews) | Not enough data | 
| **ERP** | Not enough data | 9.4 (14 reviews) | Not enough data | 

#### Risk

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Analysis** | Not enough data | 8.6 (15 reviews) | Not enough data | 
| **Identification** | Not enough data | 9.1 (13 reviews) | Not enough data | 
| **Scoring** | Not enough data | 9.2 (12 reviews) | Not enough data | 

#### Recovery

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Recoup** | Not enough data | 8.7 (9 reviews) | Not enough data | 
| **Reporting** | Not enough data | 9.3 (12 reviews) | Not enough data | 

#### Audit

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Filters** | Not enough data | 9.2 (14 reviews) | Not enough data | 
| **Post Audits** | Not enough data | 9.2 (12 reviews) | Not enough data | 
| **Overpayments** | Not enough data | 9.1 (11 reviews) | Not enough data | 
| **Duplicates** | Not enough data | 9.2 (11 reviews) | Not enough data | 

#### Fraud

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Vendor Checks** | Not enough data | 9.4 (13 reviews) | Not enough data | 
| **Data Generation** | Not enough data | 9.5 (13 reviews) | Not enough data | 
| **Monitoring** | Not enough data | 9.6 (14 reviews) | Not enough data | 

#### Agentic AI - AP Automation

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | 8.4/10 | 523 |
| **PayEm** | N/A | N/A |
| **Navan (Formerly TripActions)** | 8.8/10 | 5907 |

#### Expense Reporting

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Expense Automation** | 8.5 (102 reviews) | Not enough data | 9.2 (2324 reviews) ✓ Verified | 
| **Integration** | 8.4 (95 reviews) | Not enough data | 9.0 (1990 reviews) ✓ Verified | 
| **Compliance** | 8.3 (96 reviews) | Not enough data | 9.2 (2091 reviews) ✓ Verified | 
| **Mobile Functionality** | 8.3 (100 reviews) | Not enough data | 9.3 (2652 reviews) ✓ Verified | 

#### Travel Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Ease of Booking** | 8.4 (490 reviews) | 8.5 (57 reviews) | 9.5 (4762 reviews) ✓ Verified | 
| **Itinerary Management** | 8.0 (451 reviews) | 8.3 (51 reviews) | 9.4 (4518 reviews) ✓ Verified | 
| **Trip Notifications** | 8.0 (435 reviews) | 8.0 (49 reviews) | 9.5 (4628 reviews) ✓ Verified | 
| **Advanced Integrations** | 7.8 (377 reviews) | 8.2 (51 reviews) | 8.9 (3064 reviews) ✓ Verified | 

#### Approval 

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Rules** | 8.4 (93 reviews) | Not enough data | 9.2 (2488 reviews) ✓ Verified | 
| **Workflows** | 8.1 (93 reviews) | Not enough data | 9.2 (2223 reviews) ✓ Verified | 
| **Submit** | 8.4 (98 reviews) | Not enough data | 9.4 (2580 reviews) ✓ Verified | 

#### AI - Travel Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Personalization** | Not enough data | Not enough data | 8.1 (543 reviews) | 
| **Predictive Analytics** | Not enough data | Not enough data | 8.0 (534 reviews) | 
| **Cost Savings** | Not enough data | Not enough data | 8.1 (534 reviews) | 
| **Efficiency** | Not enough data | Not enough data | 8.3 (535 reviews) | 
| **Real-Time Assistance** | Not enough data | Not enough data | 8.3 (539 reviews) | 

#### Agentic AI - Travel Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 8.0 (158 reviews) | 
| **Proactive Assistance** | Not enough data | Not enough data | 7.9 (161 reviews) | 

#### Employee Risk Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | 9.4 (8 reviews) | 
| **Traveler Tracking** | Not enough data | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | Not enough data | 

### Payment Card Issuance

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | N/A | N/A |
| **PayEm** | N/A | N/A |
| **Navan (Formerly TripActions)** | 8.9/10 | 6 |

#### Card Management

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Card Types** | Not enough data | Not enough data | Not enough data | 
| **Card Controls** | Not enough data | Not enough data | 9.7 (5 reviews) | 
| **Card Personalization** | Not enough data | Not enough data | Not enough data | 
| **Configuration** | Not enough data | Not enough data | Not enough data | 
| **Fulfillment** | Not enough data | Not enough data | Not enough data | 
| **Replacement** | Not enough data | Not enough data | 8.0 (5 reviews) | 

#### Controls

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Tokenization** | Not enough data | Not enough data | Not enough data | 
| **Security** | Not enough data | Not enough data | Not enough data | 
| **Card Networks** | Not enough data | Not enough data | Not enough data | 
| **Integration** | Not enough data | Not enough data | Not enough data | 
| **Testing** | Not enough data | Not enough data | Not enough data | 
| **APIs** | Not enough data | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Mesh Payments** | N/A | N/A |
| **PayEm** | N/A | N/A |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (2):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to Mesh Payments (2):** [SaaS Spend Management Software](https://www.g2.com/categories/saas-spend-management), [Travel Management Software](https://www.g2.com/categories/travel-management)

**Unique to PayEm (4):** [SaaS Spend Management Software](https://www.g2.com/categories/saas-spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Accounts Payable (AP) & Spend Analysis Software](https://www.g2.com/categories/accounts-payable-ap-and-spend-analysis), [Procure to Pay Software](https://www.g2.com/categories/procure-to-pay)

**Unique to Navan (Formerly TripActions) (3):** [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance), [Travel Management Software](https://www.g2.com/categories/travel-management), [Mileage Tracking Software](https://www.g2.com/categories/mileage-tracking)


---
## Reviewer Demographics

### By Company Size

| Segment | Mesh Payments | PayEm | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Small-Business** | 29.4% | 29.4% | 8.3% | 
| **Mid-Market** | 65.4% | 66.7% | 60.9% | 
| **Enterprise** | 5.2% | 3.9% | 30.7% | 

### By Industry

#### Mesh Payments

- **Computer Software:** 27.3%
- **Information Technology and Services:** 11.2%
- **Marketing and Advertising:** 8.1%
- **Computer & Network Security:** 6.6%
- **Financial Services:** 4.4%
- **Accounting:** 2.9%
- **Internet:** 2.2%
- **Health, Wellness and Fitness:** 2.1%
- **Automotive:** 2.0%
- **Computer Games:** 1.4%
- **Other:** 31.8%

#### PayEm

- **Computer Software:** 32.8%
- **Information Technology and Services:** 12.2%
- **Accounting:** 6.1%
- **Marketing and Advertising:** 6.1%
- **Computer & Network Security:** 5.0%
- **Hospital & Health Care:** 3.3%
- **Real Estate:** 2.8%
- **Health, Wellness and Fitness:** 2.2%
- **Financial Services:** 2.2%
- **Human Resources:** 1.7%
- **Other:** 25.6%

#### Navan (Formerly TripActions)

- **Computer Software:** 23.4%
- **Information Technology and Services:** 16.9%
- **Marketing and Advertising:** 4.8%
- **Financial Services:** 4.7%
- **Hospital & Health Care:** 2.5%
- **Transportation/Trucking/Railroad:** 2.2%
- **Automotive:** 2.1%
- **Internet:** 2.0%
- **Computer & Network Security:** 1.8%
- **Health, Wellness and Fitness:** 1.7%
- **Other:** 38.0%

---
## Alternatives

### Alternatives to Mesh Payments

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2102 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (1971 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [BetterCloud](https://www.g2.com/products/bettercloud/reviews) — 4.4/5 stars (482 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)

### Alternatives to PayEm

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1925 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [SAP Ariba](https://www.g2.com/products/sap-ariba/reviews) — 4.1/5 stars (787 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2102 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)

### Alternatives to Navan (Formerly TripActions)

- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (1971 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [Amex GBT Egencia](https://www.g2.com/products/amex-gbt-egencia/reviews) — 4.5/5 stars (888 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2386 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2102 reviews)

---
## Top Discussions

### Mesh Payments

- Title: [How do I create a mesh account?](https://www.g2.com/discussions/how-do-i-create-a-mesh-account) — 1 comment
  > **Top comment:** "To create an account, go to their website, and in the top right corner, provide your email address and click the big green button that says "Get Started.""
- Title: [How do I add money to my mesh?](https://www.g2.com/discussions/how-do-i-add-money-to-my-mesh) — 1 comment *(includes official response)*
  > **Top comment:** "Thanks for your inquiry. You can add funds to your account via the Mesh platform, where you can see your balance and manage your budget in real time. For..."
- Title: [How do you use mesh payment?](https://www.g2.com/discussions/how-do-you-use-mesh-payment) — 1 comment
  > **Top comment:** "Comment deleted by user."
- Title: [What is mesh payment system?](https://www.g2.com/discussions/what-is-mesh-payment-system) — 1 comment
  > **Top comment:** "It's a flexible system that helps you issue virtual credit cards to employees and is very useful."

### PayEm

No discussions available for this product.

### Navan (Formerly TripActions)

- Title: [In what ways has Navan transformed corporate travel and expense management for modern businesses?](https://www.g2.com/discussions/in-what-ways-has-navan-transformed-corporate-travel-and-expense-management-for-modern-businesses) — 4 comments
  > **Top comment:** "Gamechanger. With places I've worked in the past, I had to collect receipts, scan them, upload them, categorize them, and then wait to get reimbursed or for..."
- Title: [Can we use Trip action to track mobility?](https://www.g2.com/discussions/15669-can-we-use-trip-action-to-track-mobility) — 4 comments, 2 upvotes
  > **Top comment:** "Hi Jayshree,  TripActions provides corporate travel and finance managers with robust reporting and analytics for those traveling within the organization.  I..."
- Title: [I book international travel by hosting fitness retreats.](https://www.g2.com/discussions/i-book-international-travel-by-hosting-fitness-retreats) — 3 comments, 1 upvote
  > **Top comment:** "Now without thinking much, book the flight ticket to China. It is an amalgamation of culture, technology, and tradition. Travelers all over the world every..."
- Title: [Is there a way for my receipts to get automatically loaded to my TripActions account?](https://www.g2.com/discussions/24818-is-there-a-way-for-my-receipts-to-get-automatically-loaded-to-my-tripactions-account) — 2 comments, 1 upvote
  > **Top comment:** "yes. If you have the application in your phone, you may "scan" the receipt and it will be loaded automatically. The smart app may classify it and you may..."
- Title: [How could i transfer my amazon points to friends or relatives](https://www.g2.com/discussions/15485-how-could-i-transfer-my-amazon-points-to-friends-or-relatives) — 2 comments, 1 upvote
  > **Top comment:** "You're sent a code from Amazon to upload as a gift card.  Instead of you uploading it to your account, I think you can just email it to your friend/family..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/mesh-payments-vs-payem-vs-navan-formerly-tripactions)