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At a Glance
Mercury
Mercury
Star Rating
(116)4.6 out of 5
Market Segments
Small-Business (90.5% of reviews)
Information
Pros & Cons
Entry-Level Pricing
No pricing available
Learn more about Mercury
Xero
Xero
Star Rating
(1,382)4.4 out of 5
Market Segments
Small-Business (64.0% of reviews)
Information
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plans
AI Generated Summary
AI-generated. Powered by real user reviews.
  • Users report that Xero excels in "Bank / Credit Card Integration" with a score of 8.7, making it easier for small businesses to manage their finances seamlessly. In contrast, Mercury's score of 7.5 indicates some limitations in this area, which may hinder users looking for robust integration options.
  • Reviewers mention that Xero's "Digital Invoices" feature is highly rated at 8.5, allowing for efficient invoice generation and management. Mercury, however, has a lower score of 7.5 for "Invoice Creation and Delivery," suggesting that users may find it less intuitive or feature-rich.
  • G2 users highlight Xero's superior "Ease of Setup" with a score of 8.3, which is crucial for small businesses looking to get started quickly. Mercury's score of 9.2 in this category indicates it may offer an even smoother onboarding experience, making it a strong contender for those prioritizing quick implementation.
  • Users on G2 report that Xero's "Quality of Support" is rated at 7.8, which some find lacking compared to Mercury's score of 8.2. This difference suggests that Mercury may provide more responsive and helpful customer service, a vital aspect for businesses needing assistance.
  • Reviewers mention that Xero's "Employee Reimbursement" feature scores 7.8, which is decent but not exceptional. In contrast, Mercury shines in this area with a score of 8.0, indicating a more user-friendly process for managing reimbursements, which can be a significant factor for businesses with multiple employees.
  • Users say that Xero's "Expense Reports" feature has a score of 7.9, which is satisfactory but may not meet the needs of all users. Mercury's score of 8.1 suggests a more streamlined experience for creating and managing expense reports, making it a better choice for businesses focused on expense tracking.
Pricing
Entry-Level Pricing
Mercury
No pricing available
Xero
Starter / Early
$13.00
Per Month
Browse all 3 pricing plans
Free Trial
Mercury
Free Trial is available
Xero
Free Trial is available
Ratings
Meets Requirements
8.6
68
8.8
1,121
Ease of Use
9.2
71
9.0
1,176
Ease of Setup
9.3
57
8.8
869
Ease of Admin
9.6
37
8.7
356
Quality of Support
8.3
62
8.4
1,050
Has the product been a good partner in doing business?
9.1
37
8.6
352
Product Direction (% positive)
8.8
66
8.8
1,110
Features by Category
7.0
20
8.3
282
Expense Reports
Feature Not Available
8.7
255
7.8
19
8.9
251
7.6
19
8.5
239
7.7
18
8.5
241
7.9
18
8.4
230
7.0
19
8.4
226
6.4
18
8.8
236
Agentic AI - Expense Management
Not enough data
8.9
126
Feature Not Available
9.0
127
Travel Management
Feature Not Available
7.9
213
Feature Not Available
7.4
206
Feature Not Available
7.3
204
Feature Not Available
7.7
208
Client Invoicing
7.6
17
9.0
241
6.9
18
8.8
229
Feature Not Available
8.6
229
Mobile
6.9
17
8.4
229
Feature Not Available
7.8
206
Feature Not Available
7.5
201
Platform
5.0
17
8.2
191
5.5
17
8.2
194
Administration
7.4
18
8.5
187
Administration
7.5
17
8.4
228
Feature Not Available
8.4
228
Feature Not Available
8.3
225
6.8
17
8.2
214
7.5
17
8.6
234
Platform
7.2
17
8.8
247
7.1
17
8.5
217
6.5
17
8.3
208
7.2
18
9.0
234
7.0
18
8.4
218
Feature Not Available
6.1
188
Not enough data
8.6
894
General Ledger
Not enough data
8.7
766
|
Verified
Not enough data
8.4
727
|
Verified
Not enough data
8.6
738
|
Verified
Accounts Receivable
Not enough data
8.7
785
|
Verified
Not enough data
8.5
689
Not enough data
8.3
706
|
Verified
Accounts Payable
Not enough data
8.6
684
Not enough data
8.8
741
|
Verified
Not enough data
8.6
713
|
Verified
Other Functionality
Not enough data
8.1
645
Not enough data
8.1
645
Not enough data
8.3
633
|
Verified
Not enough data
8.0
664
|
Verified
Not enough data
8.5
697
|
Verified
Not enough data
9.0
757
|
Verified
Not enough data
8.4
680
|
Verified
Not enough data
8.5
682
Reporting & Analytics
Not enough data
8.9
780
|
Verified
Not enough data
8.7
757
|
Verified
Not enough data
8.5
670
|
Verified
Not enough data
8.8
770
|
Verified
Platform
Not enough data
8.4
718
|
Verified
Not enough data
8.4
692
Not enough data
8.7
743
|
Verified
Not enough data
8.4
650
|
Verified
Not enough data
8.9
751
|
Verified
Not enough data
8.7
704
|
Verified
Integration
Not enough data
8.7
724
|
Verified
Not enough data
8.7
648
Not enough data
8.6
679
|
Verified
Cash Flow
Not enough data
8.8
614
|
Verified
Not enough data
9.1
634
|
Verified
Not enough data
8.8
603
|
Verified
Budgeting & Forecasting
Not enough data
8.5
670
|
Verified
Not enough data
8.8
607
|
Verified
Not enough data
8.5
572
|
Verified
Not enough data
8.6
599
|
Verified
Revenue
Not enough data
8.8
623
|
Verified
Not enough data
8.7
611
|
Verified
Not enough data
8.5
580
|
Verified
Payroll
Not enough data
8.4
559
|
Verified
Not enough data
8.2
545
|
Verified
Not enough data
8.6
586
|
Verified
Not enough data
8.9
599
|
Verified
AI
Not enough data
8.4
432
Not enough data
8.9
433
Not enough data
8.8
433
Not enough data
8.6
431
Not enough data
8.6
429
Not enough data
8.3
426
Not enough data
9.0
434
Not enough data
8.9
433
Not enough data
8.8
425
Not enough data
8.6
426
Mobile Applications - Accounting
Not enough data
8.9
419
Not enough data
8.9
413
Not enough data
8.9
417
Not enough data
7.7
389
Not enough data
9.0
414
Not enough data
9.0
415
Agentic AI - Accounting
Not enough data
8.7
387
Nonprofit AccountingHide 9 FeaturesShow 9 Features
Not enough data
8.7
877
General Ledger
Not enough data
8.7
766
|
Verified
Not enough data
8.4
727
|
Verified
Not enough data
8.6
738
|
Verified
Accounts Receivable
Not enough data
8.7
785
|
Verified
Not enough data
8.5
689
Not enough data
8.3
706
|
Verified
Accounts Payable
Not enough data
8.6
684
Not enough data
8.8
741
|
Verified
Not enough data
8.6
713
|
Verified
7.4
33
Not enough data
Setup
Feature Not Available
Not enough data
7.5
29
Not enough data
Feature Not Available
Not enough data
Performance
Feature Not Available
Not enough data
Feature Not Available
Not enough data
5.7
28
Not enough data
Feature Not Available
Not enough data
Payment Cards
Feature Not Available
Not enough data
7.9
30
Not enough data
7.1
30
Not enough data
Reporting
8.2
30
Not enough data
6.9
27
Not enough data
7.4
26
Not enough data
Feature Not Available
Not enough data
Payments
7.1
25
Not enough data
7.0
26
Not enough data
7.0
26
Not enough data
8.7
26
Not enough data
Fraud & Risk Management
7.8
26
Not enough data
Feature Not Available
Not enough data
8.3
26
Not enough data
Agentic AI - Spend Management
Feature Not Available
Not enough data
Not enough data
Not enough data
Invoice Management
Not enough data
Not enough data
Feature Not Available
Not enough data
Not enough data
Not enough data
Invoice Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Feature Not Available
Not enough data
Analytics
Not enough data
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Integration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Risk
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Recovery
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Audit
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Fraud
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Not enough data
Not enough data
Agentic AI - AP Automation
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Not enough data
8.7
275
Invoice Generation
Not enough data
8.6
245
Not enough data
9.0
245
Not enough data
9.0
240
Invoice Processing
Not enough data
8.7
237
Not enough data
8.7
237
Not enough data
8.4
235
Not enough data
9.0
244
Analytics
Not enough data
8.9
237
Not enough data
8.6
238
Not enough data
8.3
225
Not enough data
8.7
240
Integration
Not enough data
9.0
248
Not enough data
8.8
241
Not enough data
8.2
231
Not enough data
8.6
241
Agentic AI - Invoice Management
Not enough data
8.5
146
Not enough data
8.5
147
Not enough data
8.5
148
Not enough data
8.9
110
Multichannel inventory management
Not enough data
8.7
101
Not enough data
8.8
101
Not enough data
8.6
101
3PL inventory management
Not enough data
8.9
101
Not enough data
8.8
101
Not enough data
8.7
100
Inventory Management
Not enough data
9.0
102
Not enough data
8.9
101
Not enough data
8.8
99
Not enough data
8.8
100
Not enough data
9.2
100
Inventory Management Platform Features
Not enough data
9.1
106
Not enough data
9.1
107
Not enough data
8.9
106
Not enough data
8.8
103
Not enough data
8.8
103
Not enough data
9.1
107
Not enough data
8.9
105
Not enough data
9.2
104
Not enough data
9.3
106
Not enough data
9.3
106
Not enough data
8.6
259
Bill Generation
Not enough data
8.5
225
Not enough data
8.8
230
Not enough data
8.8
231
Bill Processing
Not enough data
8.3
222
Not enough data
8.5
223
Not enough data
8.7
226
Integration
Not enough data
8.9
235
Not enough data
8.7
229
Not enough data
8.1
217
Agentic AI - Billing
Not enough data
8.6
136
Accounting & FinanceHide 1 FeatureShow 1 Feature
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Mercury
Mercury
Xero
Xero
Mercury and Xero are categorized as Expense Management
Unique Categories
Mercury
Mercury is categorized as Spend Management and AP Automation
Reviews
Reviewers' Company Size
Mercury
Mercury
Small-Business(50 or fewer emp.)
90.5%
Mid-Market(51-1000 emp.)
8.6%
Enterprise(> 1000 emp.)
1.0%
Xero
Xero
Small-Business(50 or fewer emp.)
64.0%
Mid-Market(51-1000 emp.)
29.1%
Enterprise(> 1000 emp.)
6.9%
Reviewers' Industry
Mercury
Mercury
Computer Software
19.0%
Information Technology and Services
13.3%
Marketing and Advertising
7.6%
Wholesale
5.7%
Management Consulting
3.8%
Other
50.5%
Xero
Xero
Accounting
18.7%
Information Technology and Services
7.7%
Computer Software
6.3%
Marketing and Advertising
5.6%
Apparel & Fashion
5.1%
Other
56.5%
Alternatives
Mercury
Mercury Alternatives
Brex
Brex
Add Brex
Rho
Rho
Add Rho
Ramp
Ramp
Add Ramp
SAP Concur
SAP Concur
Add SAP Concur
Xero
Xero Alternatives
NetSuite
NetSuite
Add NetSuite
QuickBooks Online
QuickBooks Online
Add QuickBooks Online
FreshBooks
FreshBooks
Add FreshBooks
Sage Intacct
Sage Intacct
Add Sage Intacct
Discussions
Mercury
Mercury Discussions
Monty the Mongoose crying
Mercury has no discussions with answers
Xero
Xero Discussions
What is Xero software used for?
3 Comments
Bryant A.
BA
Bookkeeping and Accounting. Read more
Is XERO a good accounting software?
3 Comments
RB
Xerox is user-friendly accounting software. Read more
What is Xero used for?
3 Comments
Mitesh P.
MP
Accounting, bookkeeping, tax return, payroll, expenses management etc. For small or medium businessRead more