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# Mercury vs Xero Comparison - What are their main differences?

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MercuryXero[+ Add Product](#)

Pricing

**Mercury**
Free Trial

No pricing available

**Xero**
Free Trial

**$13.00** Per Month · Starter / Early

**Pricing Insights**
from reviews

Time to Implement

**Mercury**
1 month

Based on 29 responses

**Xero**
1 month

Based on 340 responses

Return on Investment

**Mercury**
6 months2 months sooner

Based on 25 responses

**Xero**
8 months

Based on 318 responses

Perceived Cost

**Mercury**
$$$$$

**Xero**
$$$$$

Average Discount

**Mercury**
9%

**Xero**
16%7% more

 ![Mercury](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_ab241284af51e4f357a469878bff13fd/mercury-mercury.jpg "Mercury")

 ![Xero](https://images.g2crowd.com/uploads/product/hd_favicon/808722a7f32bdeac24cfe7c4f9cd544a/xero.svg "Xero")

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**Pros & Cons**
from reviews

**Mercury**
[
Ease of Use (28)
](https://www.g2.com/products/mercury-mercury/reviews?filters%5Bsentiment_snippet%5D=1837676&qs=pros-and-cons#reviews)[
Easy Setup (11)
](https://www.g2.com/products/mercury-mercury/reviews?filters%5Bsentiment_snippet%5D=1838665&qs=pros-and-cons#reviews)[
Approval Issues (7)
](https://www.g2.com/products/mercury-mercury/reviews?filters%5Bsentiment_snippet%5D=1838384&qs=pros-and-cons#reviews)[
Poor Customer Support (6)
](https://www.g2.com/products/mercury-mercury/reviews?filters%5Bsentiment_snippet%5D=1838743&qs=pros-and-cons#reviews)

**Xero**
[
Ease of Use (851)
](https://www.g2.com/products/xero/reviews?filters%5Bsentiment_snippet%5D=1606342&qs=pros-and-cons#reviews)[
Invoice Management (366)
](https://www.g2.com/products/xero/reviews?filters%5Bsentiment_snippet%5D=1607677&qs=pros-and-cons#reviews)[
Missing Features (319)
](https://www.g2.com/products/xero/reviews?filters%5Bsentiment_snippet%5D=1605715&qs=pros-and-cons#reviews)[
Limited Options (173)
](https://www.g2.com/products/xero/reviews?filters%5Bsentiment_snippet%5D=1607721&qs=pros-and-cons#reviews)

Integrations

**Mercury**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_3f57e72839916bd90c2be23bb5c5d0cb/airwallex.png "Product Avatar Image")

Airwallex

](https://www.g2.com/products/airwallex/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_df92e2b99c7b4ee4640ce41b704abc56/finch-finch.png "Product Avatar Image")

Finch

](https://www.g2.com/products/finch-finch/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_9e189c9a0582c6b3467658109ad95bd9/oracle-netsuite.png "Product Avatar Image")

NetSuite

](https://www.g2.com/products/oracle-netsuite/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_8bd788c3cf77bf35b74292270a48fcdd/plaid.png "Product Avatar Image")

Plaid

](https://www.g2.com/products/plaid/reviews)[
View all
](https://www.g2.com/products/mercury-mercury/integrations)

**Xero**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_d7e41d59db49f52b44cbfbb2aae7c50e/a2x.png "Product Avatar Image")

A2X

](https://www.g2.com/products/a2x/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_fbd2153b13fc6c72bbb5b34110ab8e55/accelo%282%29.png "Product Avatar Image")

Accelo

](https://www.g2.com/products/accelo/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_4299cbf7a1ef6132ec256ec7b42b5f8b/adfin.png "Product Avatar Image")

Adfin

](https://www.g2.com/products/adfin/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_c75200a7b8bd672725086ede4e4bcfef/apple-pay-for-merchants.png "Product Avatar Image")

Apple Pay

](https://www.g2.com/products/apple-pay-for-merchants/reviews)[
View all
](https://www.g2.com/products/xero/integrations)

Screenshots

**Mercury**
 ![Mercury screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1562777/banking-screenshot.png)

**Xero**
 ![Xero screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/112171/Screen-Shot-2019-05-22-at-3.39.09-PM.png)

**Ratings**
from reviews

Meets Requirements

**Mercury**

8.2

8.276

**Xero**

8.7

8.71,393

Ease of Use

**Mercury**

8.9

8.979

**Xero**

8.9

8.91,481

Ease of Setup

**Mercury**

8.9

8.965

**Xero**

8.7

8.71,161

Ease of Admin

**Mercury**

9.2

9.243

**Xero**

8.7

8.7457

Quality of Support

**Mercury**

7.7

7.770

**Xero**

8.3

8.31,286

Has the product been a good partner in doing business?

**Mercury**

8.2

8.243

**Xero**

8.6

8.6449

Product Direction (% positive)

**Mercury**

8.4

8.472

**Xero**

8.7

8.71,338

**Features**
ratings from reviews

Expense Management

7.0

21

8.1

385

Accounting

Not enough data

8.3

1,421

Billing

Not enough data

8.4

292

Nonprofit Accounting

Not enough data

8.7

1,099

Invoice Management

Not enough data

8.5

329

Inventory Control

Not enough data

9.0

136

Spend Management

7.5

38

Not enough data

User Insights

**Reviewers' Company Size**

Small-Business(50 or fewer emp.)
90.4%

Mid-Market(51-1000 emp.)
7.9%

Enterprise(\> 1000 emp.)
1.8%

Small-Business(50 or fewer emp.)
90.4%

Mid-Market(51-1000 emp.)
7.9%

Enterprise(\> 1000 emp.)
1.8%

Small-Business(50 or fewer emp.)
72.5%

Mid-Market(51-1000 emp.)
21.9%

Enterprise(\> 1000 emp.)
5.6%

Small-Business(50 or fewer emp.)
72.5%

Mid-Market(51-1000 emp.)
21.9%

Enterprise(\> 1000 emp.)
5.6%

**Reviewers' Industry**

[![Mercury](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_ab241284af51e4f357a469878bff13fd/mercury-mercury.jpg "Mercury")](https://www.g2.com/products/mercury-mercury/reviews)
Mercury

Computer Software
17.7%

Information Technology and Services
15.0%

Marketing and Advertising
9.7%

Wholesale
5.3%

Accounting
3.5%

Other
48.7%

[![Xero](https://images.g2crowd.com/uploads/product/hd_favicon/808722a7f32bdeac24cfe7c4f9cd544a/xero.svg "Xero")](https://www.g2.com/products/xero/reviews)
Xero

Accounting
23.9%

Information Technology and Services
8.8%

Computer Software
6.4%

Marketing and Advertising
4.9%

Construction
3.4%

Other
52.5%

Alternatives

**Mercury Alternatives**

 ![Brex](https://images.g2crowd.com/uploads/product/hd_favicon/ea743ad0d0041273376b3852a36669cc/brex.svg "Brex")

[
Brex
](/products/brex/reviews)

 ![Rho](https://images.g2crowd.com/uploads/product/hd_favicon/7a6348005e4fccd94cf2f599ed5f72fe/rho.svg "Rho")

[
Rho
](/products/rho/reviews)

 ![Ramp](https://images.g2crowd.com/uploads/product/hd_favicon/6a582a4fcd932a8ba3e2d4d73af44e65/ramp-financial-ramp.svg "Ramp")

[
Ramp
](/products/ramp-financial-ramp/reviews)

 ![SAP Concur](https://images.g2crowd.com/uploads/product/hd_favicon/fb80859373f26969a7a13ca1201dbf4c/sap-concur.svg "SAP Concur")

[
SAP Concur
](/products/sap-concur/reviews)

**Xero Alternatives**

 ![NetSuite](https://images.g2crowd.com/uploads/product/hd_favicon/4b02508eaf1eed7c1c991b5f0ce3fab7/oracle-netsuite.svg "NetSuite")

[
NetSuite
](/products/oracle-netsuite/reviews)

 ![QuickBooks Online](https://images.g2crowd.com/uploads/product/hd_favicon/b25008554ea0586db2f358c9fa996493/quickbooks-online.svg "QuickBooks Online")

[
QuickBooks Online
](/products/quickbooks-online/reviews)

 ![FreshBooks](https://images.g2crowd.com/uploads/product/hd_favicon/58c5a614d757ea3d7bd5a61ee1fd9c75/freshbooks.svg "FreshBooks")

[
FreshBooks
](/products/freshbooks/reviews)

 ![Sage Intacct](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_14f9ce34aa0bb0f679b3f8e617a83f09/sage-intacct.jpg "Sage Intacct")

[
Sage Intacct
](/products/sage-intacct/reviews)