Compare Melio and SAP Concur 
At a Glance
Market Segments
Small-Business (94.2% of reviews)
Enterprise (55.1% of reviews)
Entry-Level Pricing
Free
$9/report average price*
Melio
Star Rating
(245)4.5 out of 5
Market Segments
Small-Business (94.2% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Free Trial is available
Browse all 4 pricing plansSAP Concur
Star Rating
(6,941)4.0 out of 5
Market Segments
Enterprise (55.1% of reviews)
Pros & Cons
Entry-Level Pricing
$9/report average price*
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that SAP Concur excels in managing business expenses, offering extensive capabilities that allow users to handle both personal and team expenses seamlessly. Users appreciate the ability to book and manage business travel, including flights and accommodations, all within the same app.
- Users say Melio stands out for its user-friendliness and exceptional customer service. Many find the integration with QuickBooks Online to be seamless, which significantly saves time and money, making it a great choice for small businesses looking for straightforward payment solutions.
- Reviewers mention that SAP Concur's implementation process is quick and intuitive, with many praising its AI-driven enhancements that improve accuracy and productivity. This makes it easier for teams to adapt and integrate the software into their existing workflows.
- According to verified reviews, Melio shines in its automation features, which help streamline business payments. Users highlight the ease of scheduling payments and the ability to add notes, making the payment process smooth and efficient.
- G2 reviewers note that while SAP Concur has a higher overall satisfaction score, Melio's ease of use is particularly appealing, with users giving it high marks for its straightforward interface and ease of setup, which is crucial for small businesses with limited resources.
- Users report that SAP Concur provides robust support, with many finding the customer service to be very responsive and helpful. In contrast, while Melio also receives positive feedback for support, some users feel that it may not have the same depth of resources available for larger enterprises.
Pricing
Entry-Level Pricing
Melio
Melio Go
Free
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
- 5 free ACH transfers per month
- 10 free syncs with QuickBooks Online & Xero
- Pay by card or bank—vendor receives check, ACH, or wire transfers
SAP Concur
Automate
$9
/report average price*
Automate spending processes for more visibility and control.
- Automated expense reporting and receipt capture
- Customizable spending policies
- Dashboard reporting for visibility
Free Trial
Melio
Free Trial is available
SAP Concur
Free Trial is available
Ratings
Meets Requirements
8.7
202
8.7
5,886
Ease of Use
9.2
204
8.0
5,944
Ease of Setup
9.0
150
8.0
1,312
Ease of Admin
9.0
101
8.1
881
Quality of Support
8.3
178
8.0
4,290
Has the product been a good partner in doing business?
8.9
101
8.1
863
Product Direction (% positive)
8.4
185
7.3
5,783
Features by Category
Expense Reports
Not enough data
8.5
4485
|
Verified
Not enough data
8.6
3552
|
Verified
Not enough data
8.0
3494
|
Verified
Not enough data
8.5
4286
|
Verified
Not enough data
8.8
4152
|
Verified
Not enough data
8.5
2097
|
Verified
Not enough data
8.6
2877
|
Verified
Agentic AI - Expense Management
Not enough data
8.2
100
Not enough data
8.2
112
Travel Management
Not enough data
8.2
3383
|
Verified
Not enough data
8.3
3215
|
Verified
Not enough data
8.5
3161
|
Verified
Not enough data
8.3
2374
|
Verified
Client Invoicing
Not enough data
8.3
1563
|
Verified
Not enough data
8.5
1733
|
Verified
Not enough data
8.3
1374
|
Verified
Mobile
Not enough data
8.8
3707
|
Verified
Not enough data
8.6
2459
|
Verified
Not enough data
8.6
2693
|
Verified
Platform
Not enough data
7.8
711
|
Verified
Not enough data
8.1
2080
|
Verified
Administration
Not enough data
8.3
1166
|
Verified
Administration
Not enough data
8.4
1411
|
Verified
Not enough data
8.4
1670
|
Verified
Not enough data
8.4
1595
|
Verified
Not enough data
8.5
1517
|
Verified
Not enough data
8.6
1578
|
Verified
Platform
Not enough data
8.4
1723
|
Verified
Not enough data
8.2
1172
|
Verified
Not enough data
8.3
1127
|
Verified
Not enough data
8.3
1960
|
Verified
Not enough data
8.3
1612
|
Verified
Not enough data
Feature Not Available
Payment Methods
9.3
7
Not enough data
9.3
7
Not enough data
9.8
7
Not enough data
Payment Processing
8.1
7
Not enough data
9.3
7
Not enough data
8.3
7
Not enough data
8.6
7
Not enough data
8.1
7
Not enough data
8.6
7
Not enough data
9.3
7
Not enough data
Security and Compliance
7.6
7
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
8.1
7
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
Integration
7.9
7
Not enough data
7.6
7
Not enough data
7.9
7
Not enough data
Payment Types
9.4
6
Not enough data
7.5
6
Not enough data
7.2
6
Not enough data
Agentic AI - Enterprise Payment
Not enough data
Not enough data
Invoice Management
8.5
41
9.2
110
7.5
37
Feature Not Available
7.7
37
9.2
102
Invoice Processing
7.8
40
9.3
101
9.1
46
9.2
105
8.5
41
9.3
108
7.3
31
9.3
101
Analytics
8.7
41
9.3
109
Feature Not Available
Feature Not Available
Feature Not Available
9.2
101
Integration
9.1
43
9.3
111
8.7
43
9.3
105
Feature Not Available
9.2
108
Risk
8.0
35
Feature Not Available
7.6
34
Feature Not Available
7.4
31
Feature Not Available
Recovery
7.8
28
9.0
102
8.0
33
9.2
105
Audit
6.8
30
9.2
101
7.0
28
Feature Not Available
6.7
30
9.1
100
6.9
32
9.3
105
Fraud
7.5
31
9.1
100
7.6
29
9.1
105
7.8
27
9.3
103
Agentic AI - AP Automation
Not enough data
9.5
26
Not enough data
9.4
26
Not enough data
9.5
25
Invoice Generation
8.7
47
8.6
371
|
Verified
9.2
54
8.9
393
|
Verified
8.5
48
8.8
358
|
Verified
Invoice Processing
8.9
50
9.0
440
|
Verified
8.6
50
Feature Not Available
8.6
46
Feature Not Available
8.9
52
9.0
229
|
Verified
Analytics
9.0
59
Feature Not Available
8.4
48
8.7
329
|
Verified
8.0
44
8.8
300
|
Verified
9.0
56
9.1
232
|
Verified
Integration
8.7
55
8.9
361
|
Verified
8.7
55
Feature Not Available
8.1
42
8.8
333
|
Verified
8.8
49
8.9
214
|
Verified
Agentic AI - Invoice Management
7.4
7
8.7
49
7.6
7
8.9
50
7.1
7
8.9
51
Payment Processing
9.0
98
Not enough data
8.8
99
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Administration
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.2
107
Not enough data
Feature Not Available
Not enough data
8.5
83
Not enough data
8.2
78
Not enough data
8.0
71
Not enough data
Payment Options
Feature Not Available
Not enough data
8.9
115
Not enough data
Security
Feature Not Available
Not enough data
Platform
8.7
103
Not enough data
8.1
72
Not enough data
Expense Reporting
Not enough data
8.9
415
|
Verified
Not enough data
8.5
365
|
Verified
Not enough data
8.9
382
|
Verified
Not enough data
8.7
395
|
Verified
Travel Management
Not enough data
8.2
3383
|
Verified
Not enough data
8.3
3215
|
Verified
Not enough data
8.5
3161
|
Verified
Not enough data
8.3
2374
|
Verified
Approval
Not enough data
8.8
393
|
Verified
Not enough data
8.9
392
|
Verified
Not enough data
9.2
426
|
Verified
AI - Travel Management
Not enough data
8.2
104
Not enough data
8.2
103
Not enough data
8.3
108
Not enough data
8.4
106
Not enough data
8.5
105
Agentic AI - Travel Management
Not enough data
8.4
58
Not enough data
8.3
58
Platform Basics
8.7
43
Not enough data
8.6
42
Not enough data
Platform Administration
7.4
41
Not enough data
7.4
41
Not enough data
7.8
43
Not enough data
Platform Payment Content
7.8
41
Not enough data
7.8
41
Not enough data
6.9
38
Not enough data
Reporting
9.0
34
Not enough data
7.9
31
Not enough data
8.5
35
Not enough data
Integrations
8.7
35
Not enough data
8.1
31
Not enough data
8.2
32
Not enough data
Transactions
8.1
32
Not enough data
9.2
35
Not enough data
8.9
36
Not enough data
Workflows
8.8
32
Not enough data
8.7
33
Not enough data
Agentic AI - Accounts Receivable Automation
Not enough data
Not enough data
AI - Accounts Receivable
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Melio and SAP Concur are categorized as AP Automation and Invoice Management
Unique Categories
Melio is categorized as Payment Processing, Enterprise Payment, Accounts Receivable, and Contractor Payments
SAP Concur is categorized as Travel Management and Expense Management
Reviews
Reviewers' Company Size
Melio
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
SAP Concur
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
23.7%
Marketing and Advertising
9.1%
Retail
5.0%
Real Estate
4.1%
Consulting
3.7%
Other
54.4%
Information Technology and Services
8.3%
Computer Software
7.1%
Hospital & Health Care
5.5%
Higher Education
4.4%
Financial Services
4.0%
Other
70.7%
Discussions
Is Melio service legit?
4 Comments
SB
Yes, it's fantastic.Read more
What is Melio service?
2 Comments
BC
Melio is an ACH solution that allows you to send and receive payments without any fees. Read more
What is Melio app?
2 Comments
OM
Melio App allows me to conveniently and quickly pay my contractors via ACH. Read more
Is it now possible to book trains?
8 Comments
MA
Yes, you can book trains. From my experience, Via rail in Canada.Read more
What is SAP Concur used for?
4 Comments
JM
Concur is used for logging and submitting expenses, travel, mileage, etc.Read more
What's the best way to export all your expenses? Is that even something you can do?
2 Comments
JR
You should be able to select all and then submit them all to a report. Read more
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