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Compare Melio and QuickBooks Payments 
Featured Products
At a Glance
Market Segments
Small-Business (94.2% of reviews)
Small-Business (82.6% of reviews)
Entry-Level Pricing
Free
No pricing available
Melio
Star Rating
(245)4.5 out of 5
Market Segments
Small-Business (94.2% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Free Trial is available
Browse all 4 pricing plansQuickBooks Payments
Star Rating
(26)3.4 out of 5
Market Segments
Small-Business (82.6% of reviews)
Pros & Cons
Entry-Level Pricing
No pricing available
Learn more about QuickBooks PaymentsSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Melio excels in user experience, with many praising its clean interface and smooth payment processes. Users appreciate features like scheduling and automation, which streamline business payments and make them easy to track.
- According to verified reviews, QuickBooks Payments integrates seamlessly with QuickBooks, allowing for quick cash deposits and automatic matching with invoices. However, some users mention that it can struggle to meet specific workflow needs, leading to configuration challenges.
- Users say that Melio's flexibility in payment options is a significant advantage, allowing payments via ACH or credit card—even for vendors who don’t accept cards. This feature is particularly beneficial for businesses looking to manage cash flow effectively.
- Reviewers mention that QuickBooks Payments offers solid customer support, with users highlighting the ease of use and frequency of assistance. However, the overall satisfaction ratings indicate that Melio's support quality is notably higher, contributing to a more positive user experience.
- G2 reviewers highlight Melio's strong performance in payment tracking and approvals, which many find intuitive and efficient. This contrasts with QuickBooks Payments, where users have expressed a desire for improved tracking capabilities and more robust reporting features.
- According to recent feedback, Melio's ability to facilitate vendor payments while providing options for credit card use gives users more time to manage their finances. In comparison, QuickBooks Payments, while effective for QuickBooks users, may not offer the same level of flexibility for managing vendor relationships.
Pricing
Entry-Level Pricing
Melio
Melio Go
Free
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
- 5 free ACH transfers per month
- 10 free syncs with QuickBooks Online & Xero
- Pay by card or bank—vendor receives check, ACH, or wire transfers
QuickBooks Payments
No pricing availableFree Trial
Melio
Free Trial is available
QuickBooks Payments
No trial information availableRatings
Meets Requirements
8.7
202
7.6
17
Ease of Use
9.2
204
7.5
18
Ease of Setup
9.0
150
8.2
10
Ease of Admin
9.0
101
8.1
7
Quality of Support
8.3
178
6.7
16
Has the product been a good partner in doing business?
8.9
101
7.6
7
Product Direction (% positive)
8.4
185
7.3
13
Features by Category
Payment Methods
9.3
7
Not enough data
9.3
7
Not enough data
9.8
7
Not enough data
Payment Processing
8.1
7
Not enough data
9.3
7
Not enough data
8.3
7
Not enough data
8.6
7
Not enough data
8.1
7
Not enough data
8.6
7
Not enough data
9.3
7
Not enough data
Security and Compliance
7.6
7
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
8.1
7
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
Integration
7.9
7
Not enough data
7.6
7
Not enough data
7.9
7
Not enough data
Payment Types
9.4
6
Not enough data
7.5
6
Not enough data
7.2
6
Not enough data
Agentic AI - Enterprise Payment
Not enough data
Not enough data
Invoice Management
8.5
41
Not enough data
7.5
37
Not enough data
7.7
37
Not enough data
Invoice Processing
7.8
40
Not enough data
9.1
46
Not enough data
8.5
41
Not enough data
7.3
31
Not enough data
Analytics
8.7
41
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Integration
9.1
43
Not enough data
8.7
43
Not enough data
Feature Not Available
Not enough data
Risk
8.0
35
Not enough data
7.6
34
Not enough data
7.4
31
Not enough data
Recovery
7.8
28
Not enough data
8.0
33
Not enough data
Audit
6.8
30
Not enough data
7.0
28
Not enough data
6.7
30
Not enough data
6.9
32
Not enough data
Fraud
7.5
31
Not enough data
7.6
29
Not enough data
7.8
27
Not enough data
Agentic AI - AP Automation
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Invoice Generation
8.7
47
Not enough data
9.2
54
Not enough data
8.5
48
Not enough data
Invoice Processing
8.9
50
Not enough data
8.6
50
Not enough data
8.6
46
Not enough data
8.9
52
Not enough data
Analytics
9.0
59
Not enough data
8.4
48
Not enough data
8.0
44
Not enough data
9.0
56
Not enough data
Integration
8.7
55
Not enough data
8.7
55
Not enough data
8.1
42
Not enough data
8.8
49
Not enough data
Agentic AI - Invoice Management
7.4
7
Not enough data
7.6
7
Not enough data
7.1
7
Not enough data
Payment Processing
9.0
98
7.5
10
8.8
99
7.1
11
Feature Not Available
7.2
10
Feature Not Available
7.2
9
Administration
Feature Not Available
7.2
9
Feature Not Available
7.4
9
8.2
107
5.6
12
Feature Not Available
7.2
9
8.5
83
7.2
9
8.2
78
7.2
9
8.0
71
6.7
8
Payment Options
Feature Not Available
6.9
7
8.9
115
7.3
10
Security
Feature Not Available
6.8
10
Platform
8.7
103
7.2
12
8.1
72
7.3
8
Platform Basics
8.7
43
Not enough data
8.6
42
Not enough data
Platform Administration
7.4
41
Not enough data
7.4
41
Not enough data
7.8
43
Not enough data
Platform Payment Content
7.8
41
Not enough data
7.8
41
Not enough data
6.9
38
Not enough data
Reporting
9.0
34
Not enough data
7.9
31
Not enough data
8.5
35
Not enough data
Integrations
8.7
35
Not enough data
8.1
31
Not enough data
8.2
32
Not enough data
Transactions
8.1
32
Not enough data
9.2
35
Not enough data
8.9
36
Not enough data
Workflows
8.8
32
Not enough data
8.7
33
Not enough data
Agentic AI - Accounts Receivable Automation
Not enough data
Not enough data
AI - Accounts Receivable
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Melio and QuickBooks Payments are categorized as Payment Processing
Unique Categories
Melio is categorized as AP Automation, Enterprise Payment, Accounts Receivable, Invoice Management, and Contractor Payments
QuickBooks Payments has no unique categories
Reviews
Reviewers' Company Size
Melio
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
QuickBooks Payments
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
23.7%
Marketing and Advertising
9.1%
Retail
5.0%
Real Estate
4.1%
Consulting
3.7%
Other
54.4%
Accounting
17.4%
Transportation/Trucking/Railroad
8.7%
Marketing and Advertising
8.7%
Health, Wellness and Fitness
8.7%
Consumer Services
8.7%
Other
47.8%
Alternatives
Discussions
Is Melio service legit?
4 Comments
SB
Yes, it's fantastic.Read more
What is Melio service?
2 Comments
BC
Melio is an ACH solution that allows you to send and receive payments without any fees. Read more
What is Melio app?
2 Comments
OM
Melio App allows me to conveniently and quickly pay my contractors via ACH. Read more
QuickBooks Payments has no discussions with answers
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