2026 Best Software Awards are here!See the list
Compare Melio and Plooto 
Featured Products
At a Glance
Market Segments
Small-Business (94.2% of reviews)
Small-Business (56.9% of reviews)
Entry-Level Pricing
Free
Starting at $9.00 Per Month
Melio
Star Rating
(245)4.5 out of 5
Market Segments
Small-Business (94.2% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Free Trial is available
Browse all 4 pricing plansPlooto
Star Rating
(63)4.7 out of 5
Market Segments
Small-Business (56.9% of reviews)
Pros & Cons
Entry-Level Pricing
Starting at $9.00 Per Month
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Plooto excels in user experience, with many users highlighting its efficiency in payment processing. One user noted, "It's more efficient than writing cheques," which speaks to its streamlined approach to handling transactions.
- Users say that Melio offers a smooth payment experience, particularly with its scheduling and automation features. Reviewers appreciate how it simplifies vendor payments, stating, "Melio makes paying vendors simple, fast, and trackable," showcasing its user-friendly interface.
- According to verified reviews, Plooto stands out for its integration capabilities, particularly with accounting software like QuickBooks and Xero. Users mentioned that it "integrates really well with our accounting software," making it a strong choice for businesses looking for seamless connectivity.
- Reviewers mention that Melio provides flexibility in payment options, allowing users to pay via ACH or credit card, even when vendors do not accept cards. This feature was highlighted by a user who said, "Helps me send a wire to my vendors while allowing me to use a credit card to give me more time to pay," indicating its versatility.
- G2 reviewers highlight Plooto's strong customer support, with a score that reflects high satisfaction. Users have praised the support team, stating that Plooto has been "a good partner in doing business," which is crucial for companies needing reliable assistance.
- Users report that while both platforms are user-friendly, Plooto has a slight edge in ease of setup, with many finding it intuitive. One user noted, "Easy to use," which suggests that new users may find Plooto's onboarding process more straightforward compared to Melio's.
Pricing
Entry-Level Pricing
Melio
Melio Go
Free
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
- 5 free ACH transfers per month
- 10 free syncs with QuickBooks Online & Xero
- Pay by card or bank—vendor receives check, ACH, or wire transfers
Plooto
Go Plan
Starting at $9.00
Per Month
Everything you need to start
automating payments
- Streamline invoice processing with Plooto Capture (OCR)
- Set basic approval workflows with 1 approver
- Work with 1 accountant user
Free Trial
Melio
Free Trial is available
Plooto
Free Trial is available
Ratings
Meets Requirements
8.7
202
9.3
53
Ease of Use
9.2
204
9.4
59
Ease of Setup
9.0
150
9.3
39
Ease of Admin
9.0
101
9.1
19
Quality of Support
8.3
178
9.3
51
Has the product been a good partner in doing business?
8.9
101
9.6
18
Product Direction (% positive)
8.4
185
9.8
51
Features by Category
Payment Methods
9.3
7
Not enough data
9.3
7
Not enough data
9.8
7
Not enough data
Payment Processing
8.1
7
Not enough data
9.3
7
Not enough data
8.3
7
Not enough data
8.6
7
Not enough data
8.1
7
Not enough data
8.6
7
Not enough data
9.3
7
Not enough data
Security and Compliance
7.6
7
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
8.1
7
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
Integration
7.9
7
Not enough data
7.6
7
Not enough data
7.9
7
Not enough data
Payment Types
9.4
6
Not enough data
7.5
6
Not enough data
7.2
6
Not enough data
Agentic AI - Enterprise Payment
Not enough data
Not enough data
Transactions
Not enough data
Feature Not Available
Not enough data
8.6
27
Not enough data
8.5
27
Not enough data
8.0
29
Compliance
Not enough data
9.3
29
Not enough data
9.1
27
Not enough data
9.2
28
Integration
Not enough data
9.1
29
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Agentic AI - Remittance & Money Transfer
Not enough data
9.4
6
Invoice Management
8.5
41
9.3
27
7.5
37
Feature Not Available
7.7
37
9.3
25
Invoice Processing
7.8
40
9.4
27
9.1
46
9.3
28
8.5
41
9.6
26
7.3
31
9.2
25
Analytics
8.7
41
9.3
25
Feature Not Available
Feature Not Available
Feature Not Available
8.8
25
Integration
9.1
43
9.3
29
8.7
43
Feature Not Available
Feature Not Available
8.8
18
Risk
8.0
35
Feature Not Available
7.6
34
Feature Not Available
7.4
31
Feature Not Available
Recovery
7.8
28
Feature Not Available
8.0
33
8.3
26
Audit
6.8
30
Feature Not Available
7.0
28
Feature Not Available
6.7
30
8.8
23
6.9
32
8.7
26
Fraud
7.5
31
8.9
25
7.6
29
9.0
24
7.8
27
8.9
25
Agentic AI - AP Automation
Not enough data
9.4
6
Not enough data
9.2
6
Not enough data
9.3
5
Invoice Generation
8.7
47
Not enough data
9.2
54
Not enough data
8.5
48
Not enough data
Invoice Processing
8.9
50
Not enough data
8.6
50
Not enough data
8.6
46
Not enough data
8.9
52
Not enough data
Analytics
9.0
59
Not enough data
8.4
48
Not enough data
8.0
44
Not enough data
9.0
56
Not enough data
Integration
8.7
55
Not enough data
8.7
55
Not enough data
8.1
42
Not enough data
8.8
49
Not enough data
Agentic AI - Invoice Management
7.4
7
Not enough data
7.6
7
Not enough data
7.1
7
Not enough data
Payment Processing
9.0
98
Not enough data
8.8
99
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Administration
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.2
107
Not enough data
Feature Not Available
Not enough data
8.5
83
Not enough data
8.2
78
Not enough data
8.0
71
Not enough data
Payment Options
Feature Not Available
Not enough data
8.9
115
Not enough data
Security
Feature Not Available
Not enough data
Platform
8.7
103
Not enough data
8.1
72
Not enough data
Platform Basics
8.7
43
Not enough data
8.6
42
Not enough data
Platform Administration
7.4
41
Not enough data
7.4
41
Not enough data
7.8
43
Not enough data
Platform Payment Content
7.8
41
Not enough data
7.8
41
Not enough data
6.9
38
Not enough data
Reporting
9.0
34
9.0
12
7.9
31
Feature Not Available
8.5
35
8.8
12
Integrations
8.7
35
9.7
12
8.1
31
8.3
12
8.2
32
Feature Not Available
Transactions
8.1
32
Feature Not Available
9.2
35
9.4
12
8.9
36
9.3
12
Workflows
8.8
32
8.9
12
8.7
33
8.8
12
Agentic AI - Accounts Receivable Automation
Not enough data
9.3
5
AI - Accounts Receivable
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Melio and Plooto are categorized as AP Automation and Accounts Receivable
Unique Categories
Melio is categorized as Payment Processing, Enterprise Payment, Invoice Management, and Contractor Payments
Plooto is categorized as Cross-border payments software
Reviews
Reviewers' Company Size
Melio
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Plooto
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
23.7%
Marketing and Advertising
9.1%
Retail
5.0%
Real Estate
4.1%
Consulting
3.7%
Other
54.4%
Accounting
59.7%
Non-Profit Organization Management
6.5%
Mining & Metals
3.2%
Manufacturing
1.6%
Consulting
1.6%
Other
27.4%
Discussions
Is Melio service legit?
4 Comments
SB
Yes, it's fantastic.Read more
What is Melio service?
2 Comments
BC
Melio is an ACH solution that allows you to send and receive payments without any fees. Read more
What is Melio app?
2 Comments
OM
Melio App allows me to conveniently and quickly pay my contractors via ACH. Read more
Plooto has no discussions with answers
Hunting for software insights?
With over 3 million reviews, we can provide the specific details that help you make an informed software buying decision for your business. Finding the right product is important, let us help.
