Compare Melio and Venmo 
At a Glance
Market Segments
Small-Business (94.2% of reviews)
Small-Business (70.4% of reviews)
Entry-Level Pricing
Free
No pricing available
Melio
Star Rating
(245)4.5 out of 5
Market Segments
Small-Business (94.2% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Free Trial is available
Browse all 4 pricing plansVenmo
Star Rating
(248)4.5 out of 5
Market Segments
Small-Business (70.4% of reviews)
Pros & Cons
Entry-Level Pricing
No pricing available
Learn more about VenmoMelio vs Venmo
When assessing the two solutions, reviewers found Venmo easier to use. However, Melio is easier to set up and administer. Reviewers also preferred doing business with Melio overall.
- Reviewers felt that Venmo meets the needs of their business better than Melio.
- When comparing quality of ongoing product support, reviewers felt that Venmo is the preferred option.
- For feature updates and roadmaps, our reviewers preferred the direction of Melio over Venmo.
Pricing
Entry-Level Pricing
Melio
Melio Go
Free
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
- 5 free ACH transfers per month
- 10 free syncs with QuickBooks Online & Xero
- Pay by card or bank—vendor receives check, ACH, or wire transfers
Venmo
No pricing availableFree Trial
Melio
Free Trial is available
Venmo
No trial information availableRatings
Meets Requirements
8.7
202
9.1
209
Ease of Use
9.2
204
9.3
209
Ease of Setup
9.0
150
8.8
59
Ease of Admin
9.0
101
8.1
24
Quality of Support
8.3
178
8.7
157
Has the product been a good partner in doing business?
8.9
101
8.0
23
Product Direction (% positive)
8.4
185
8.2
206
Features by Category
Payment Methods
9.3
7
Not enough data
9.3
7
Not enough data
9.8
7
Not enough data
Payment Processing
8.1
7
Not enough data
9.3
7
Not enough data
8.3
7
Not enough data
8.6
7
Not enough data
8.1
7
Not enough data
8.6
7
Not enough data
9.3
7
Not enough data
Security and Compliance
7.6
7
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
8.1
7
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
Integration
7.9
7
Not enough data
7.6
7
Not enough data
7.9
7
Not enough data
Payment Types
9.4
6
Not enough data
7.5
6
Not enough data
7.2
6
Not enough data
Agentic AI - Enterprise Payment
Not enough data
Not enough data
Invoice Management
8.5
41
Not enough data
7.5
37
Not enough data
7.7
37
Not enough data
Invoice Processing
7.8
40
Not enough data
9.1
46
Not enough data
8.5
41
Not enough data
7.3
31
Not enough data
Analytics
8.7
41
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Integration
9.1
43
Not enough data
8.7
43
Not enough data
Feature Not Available
Not enough data
Risk
8.0
35
Not enough data
7.6
34
Not enough data
7.4
31
Not enough data
Recovery
7.8
28
Not enough data
8.0
33
Not enough data
Audit
6.8
30
Not enough data
7.0
28
Not enough data
6.7
30
Not enough data
6.9
32
Not enough data
Fraud
7.5
31
Not enough data
7.6
29
Not enough data
7.8
27
Not enough data
Agentic AI - AP Automation
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Invoice Generation
8.7
47
Not enough data
9.2
54
Not enough data
8.5
48
Not enough data
Invoice Processing
8.9
50
Not enough data
8.6
50
Not enough data
8.6
46
Not enough data
8.9
52
Not enough data
Analytics
9.0
59
Not enough data
8.4
48
Not enough data
8.0
44
Not enough data
9.0
56
Not enough data
Integration
8.7
55
Not enough data
8.7
55
Not enough data
8.1
42
Not enough data
8.8
49
Not enough data
Agentic AI - Invoice Management
7.4
7
Not enough data
7.6
7
Not enough data
7.1
7
Not enough data
Payment Processing
9.0
98
8.9
58
8.8
99
8.7
66
Feature Not Available
9.2
72
Feature Not Available
8.7
63
Administration
Feature Not Available
8.3
59
Feature Not Available
8.6
58
8.2
107
7.5
61
Feature Not Available
8.6
56
8.5
83
8.2
52
8.2
78
7.9
53
8.0
71
7.9
51
Payment Options
Feature Not Available
8.1
52
8.9
115
8.8
55
Security
Feature Not Available
8.5
52
Platform
8.7
103
8.3
53
8.1
72
8.2
53
Platform Basics
8.7
43
Not enough data
8.6
42
Not enough data
Platform Administration
7.4
41
Not enough data
7.4
41
Not enough data
7.8
43
Not enough data
Platform Payment Content
7.8
41
Not enough data
7.8
41
Not enough data
6.9
38
Not enough data
Reporting
9.0
34
Not enough data
7.9
31
Not enough data
8.5
35
Not enough data
Integrations
8.7
35
Not enough data
8.1
31
Not enough data
8.2
32
Not enough data
Transactions
8.1
32
Not enough data
9.2
35
Not enough data
8.9
36
Not enough data
Workflows
8.8
32
Not enough data
8.7
33
Not enough data
Agentic AI - Accounts Receivable Automation
Not enough data
Not enough data
AI - Accounts Receivable
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Melio and Venmo are categorized as Payment Processing
Unique Categories
Melio is categorized as AP Automation, Enterprise Payment, Accounts Receivable, Invoice Management, and Contractor Payments
Venmo has no unique categories
Reviews
Reviewers' Company Size
Melio
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Venmo
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
23.7%
Marketing and Advertising
9.1%
Retail
5.0%
Real Estate
4.1%
Consulting
3.7%
Other
54.4%
Marketing and Advertising
8.8%
Information Technology and Services
5.4%
Retail
3.8%
Entertainment
3.8%
Computer Software
3.3%
Other
75.0%
Alternatives
Discussions
Is Melio service legit?
4 Comments
SB
Yes, it's fantastic.Read more
What is Melio service?
2 Comments
BC
Melio is an ACH solution that allows you to send and receive payments without any fees. Read more
What is Melio app?
2 Comments
OM
Melio App allows me to conveniently and quickly pay my contractors via ACH. Read more
Can you use venmo for business?
1 Comment
HM
Yes you can use Venmo for business, however I personally wouldn’t recommend setting up a business account with them unless you are a physical retailer, it’s...Read more
What happens if you use venmo for business?
1 Comment
ES
Easy payment solution for its members and business payment fees are the cheapest. Something like 1.5% transaction fee. PayPal is the worst, almost 4%. Read more
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