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Compare Melio and Payoneer 
At a Glance
Market Segments
Small-Business (94.2% of reviews)
Small-Business (59.7% of reviews)
Entry-Level Pricing
Free
No pricing available
Melio
Star Rating
(245)4.5 out of 5
Market Segments
Small-Business (94.2% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Free Trial is available
Browse all 4 pricing plansPayoneer
Star Rating
(353)3.2 out of 5
Market Segments
Small-Business (59.7% of reviews)
Pros & Cons
Entry-Level Pricing
No pricing available
Learn more about PayoneerMelio vs Payoneer
When assessing the two solutions, reviewers found Melio easier to use, set up, and administer. Reviewers also preferred doing business with Melio overall.
- Reviewers felt that Melio meets the needs of their business better than Payoneer.
- When comparing quality of ongoing product support, reviewers felt that Melio is the preferred option.
- For feature updates and roadmaps, our reviewers preferred the direction of Melio over Payoneer.
Pricing
Entry-Level Pricing
Melio
Melio Go
Free
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
- 5 free ACH transfers per month
- 10 free syncs with QuickBooks Online & Xero
- Pay by card or bank—vendor receives check, ACH, or wire transfers
Payoneer
No pricing availableFree Trial
Melio
Free Trial is available
Payoneer
No trial information availableRatings
Meets Requirements
8.7
202
7.3
285
Ease of Use
9.2
204
7.6
290
Ease of Setup
9.0
150
7.0
79
Ease of Admin
9.0
101
6.1
25
Quality of Support
8.3
178
6.7
278
Has the product been a good partner in doing business?
8.9
101
4.9
26
Product Direction (% positive)
8.4
185
7.0
277
Features by Category
Payment Options
Not enough data
6.6
80
Not enough data
7.8
86
Not enough data
7.6
106
Not enough data
7.8
94
Not enough data
7.7
85
Not enough data
7.2
75
Not enough data
7.6
95
Feature Not Available
7.9
96
8.9
115
7.1
90
Administration
Not enough data
7.4
102
Not enough data
7.6
97
Not enough data
7.4
107
Not enough data
7.3
92
Not enough data
7.1
90
8.5
83
6.6
75
8.2
78
6.6
73
8.0
71
6.5
69
Security
Not enough data
7.1
56
Not enough data
8.1
96
Not enough data
7.9
78
Not enough data
8.0
98
Feature Not Available
6.9
67
Development
Not enough data
7.5
80
Not enough data
7.7
77
Not enough data
7.6
80
Not enough data
7.8
77
Platform
Not enough data
7.5
99
Not enough data
8.0
99
Not enough data
7.9
98
Not enough data
7.9
74
Not enough data
7.8
76
Not enough data
8.1
73
8.7
103
7.0
69
8.1
72
7.3
68
Agentic AI - Payment Gateways
Not enough data
7.6
9
Not enough data
8.1
9
Not enough data
8.3
10
Payment Methods
9.3
7
6.2
19
9.3
7
6.4
20
9.8
7
6.7
21
Payment Processing
8.1
7
5.2
17
9.3
7
4.9
21
8.3
7
5.0
19
8.6
7
6.7
20
8.1
7
6.1
20
8.6
7
6.1
20
9.3
7
6.2
23
Security and Compliance
7.6
7
7.1
18
7.6
7
6.2
17
7.6
7
6.9
20
8.1
7
7.5
19
7.6
7
6.3
15
7.6
7
6.9
15
Integration
7.9
7
6.6
16
7.6
7
7.3
19
7.9
7
6.3
16
Payment Types
9.4
6
5.2
17
7.5
6
5.2
19
7.2
6
5.2
18
Agentic AI - Enterprise Payment
Not enough data
Not enough data
Invoice Management
8.5
41
Not enough data
7.5
37
Not enough data
7.7
37
Not enough data
Invoice Processing
7.8
40
Not enough data
9.1
46
Not enough data
8.5
41
Not enough data
7.3
31
Not enough data
Analytics
8.7
41
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Integration
9.1
43
Not enough data
8.7
43
Not enough data
Feature Not Available
Not enough data
Risk
8.0
35
Not enough data
7.6
34
Not enough data
7.4
31
Not enough data
Recovery
7.8
28
Not enough data
8.0
33
Not enough data
Audit
6.8
30
Not enough data
7.0
28
Not enough data
6.7
30
Not enough data
6.9
32
Not enough data
Fraud
7.5
31
Not enough data
7.6
29
Not enough data
7.8
27
Not enough data
Agentic AI - AP Automation
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Invoice Generation
8.7
47
Not enough data
9.2
54
Not enough data
8.5
48
Not enough data
Invoice Processing
8.9
50
Not enough data
8.6
50
Not enough data
8.6
46
Not enough data
8.9
52
Not enough data
Analytics
9.0
59
Not enough data
8.4
48
Not enough data
8.0
44
Not enough data
9.0
56
Not enough data
Integration
8.7
55
Not enough data
8.7
55
Not enough data
8.1
42
Not enough data
8.8
49
Not enough data
Agentic AI - Invoice Management
7.4
7
Not enough data
7.6
7
Not enough data
7.1
7
Not enough data
Payment Processing
9.0
98
6.2
33
8.8
99
6.3
33
Feature Not Available
6.5
34
Feature Not Available
6.5
34
Administration
Feature Not Available
6.3
36
Feature Not Available
6.0
34
8.2
107
5.5
36
Feature Not Available
6.0
32
8.5
83
6.6
75
8.2
78
6.6
73
8.0
71
6.5
69
Payment Options
Feature Not Available
7.9
96
8.9
115
7.1
90
Security
Feature Not Available
6.9
67
Platform
8.7
103
7.0
69
8.1
72
7.3
68
Architecture
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
8.3
6
Not enough data
7.7
5
Not enough data
Not enough data
Risk & Compliance
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
7.7
5
Agentic AI - Payments Orchestration
Not enough data
Not enough data
Not enough data
Not enough data
Platform Basics
8.7
43
Not enough data
8.6
42
Not enough data
Platform Administration
7.4
41
Not enough data
7.4
41
Not enough data
7.8
43
Not enough data
Platform Payment Content
7.8
41
Not enough data
7.8
41
Not enough data
6.9
38
Not enough data
Reporting
9.0
34
Not enough data
7.9
31
Not enough data
8.5
35
Not enough data
Integrations
8.7
35
Not enough data
8.1
31
Not enough data
8.2
32
Not enough data
Transactions
8.1
32
Not enough data
9.2
35
Not enough data
8.9
36
Not enough data
Workflows
8.8
32
Not enough data
8.7
33
Not enough data
Agentic AI - Accounts Receivable Automation
Not enough data
Not enough data
AI - Accounts Receivable
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Melio and Payoneer are categorized as AP Automation, Payment Processing, and Enterprise Payment
Reviews
Reviewers' Company Size
Melio
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Payoneer
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
23.7%
Marketing and Advertising
9.1%
Retail
5.0%
Real Estate
4.1%
Consulting
3.7%
Other
54.4%
Information Technology and Services
14.0%
Internet
11.0%
Marketing and Advertising
9.8%
Computer Software
8.0%
Design
4.8%
Other
52.4%
Discussions
Is Melio service legit?
4 Comments
SB
Yes, it's fantastic.Read more
What is Melio service?
2 Comments
BC
Melio is an ACH solution that allows you to send and receive payments without any fees. Read more
What is Melio app?
2 Comments
OM
Melio App allows me to conveniently and quickly pay my contractors via ACH. Read more
What to do if I have not received payment in my bank and Payoneer tells me that it has been sent.
2 Comments
SO
Maybe there can be some issues from the side of Payoneer and you should talk to their customer service support for the help. Well, If you wanna buy something...Read more
How can I use my Payoneer MasterCard for free?
2 Comments
AS
I try to use my paynoeer Mastercard for online shopping or making payments in USD or my local currency, which usually doesn't add extra fees. I avoid using...Read more
What is Payoneer used for?
2 Comments
TH
It's used for receiving payments, especially for freelancers. You get paid into your account and with the provided ATM card you can withdraw cash at any...Read more
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