Link copied to clipboard # Mastercard Open Banking (formerly Finicity) vs Plaid Comparison - What are their main differences? Share [ Export ](/compare/mastercard-open-banking-formerly-finicity/plaid/export.csv) Mastercard Open Banking...Plaid[+ Add Product](#) Pricing **Mastercard Open Banking (formerly Finicity)** **varies by API and volume** ยท Finicity Pay **Plaid** No pricing available **Pricing Insights** from reviews Time to Implement **Mastercard Open Banking (formerly Finicity)** Not enough reviews yet **Plaid** 1 month Based on 5 responses Return on Investment **Mastercard Open Banking (formerly Finicity)** Not enough reviews yet **Plaid** 8 months Based on 8 responses Perceived Cost **Mastercard Open Banking (formerly Finicity)** Not enough reviews yet **Plaid** $$$$$ Average Discount **Mastercard Open Banking (formerly Finicity)** Not enough reviews yet **Plaid** Not enough reviews yet **Pros & Cons** from reviews **Mastercard Open Banking (formerly Finicity)** [ Ease of Use (2) ](https://www.g2.com/products/mastercard-open-banking-formerly-finicity/reviews?filters%5Bsentiment_snippet%5D=1266038&qs=pros-and-cons#reviews)[ API Usability (1) ](https://www.g2.com/products/mastercard-open-banking-formerly-finicity/reviews?filters%5Bsentiment_snippet%5D=1943740&qs=pros-and-cons#reviews)[ Delays in Process (1) ](https://www.g2.com/products/mastercard-open-banking-formerly-finicity/reviews?filters%5Bsentiment_snippet%5D=1943739&qs=pros-and-cons#reviews) **Plaid** [ Ease of Use (12) ](https://www.g2.com/products/plaid/reviews?filters%5Bsentiment_snippet%5D=1073114&qs=pros-and-cons#reviews)[ Easy Integrations (6) ](https://www.g2.com/products/plaid/reviews?filters%5Bsentiment_snippet%5D=1073197&qs=pros-and-cons#reviews)[ System Errors (5) ](https://www.g2.com/products/plaid/reviews?filters%5Bsentiment_snippet%5D=1073359&qs=pros-and-cons#reviews)[ Access Limitations (4) ](https://www.g2.com/products/plaid/reviews?filters%5Bsentiment_snippet%5D=2307042&qs=pros-and-cons#reviews) Integrations **Mastercard Open Banking (formerly Finicity)** Not enough data **Plaid** [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_38f0f5a25fcf7152e668f3d2fb33f797/base44.jpg "Product Avatar Image") Base44 ](https://www.g2.com/products/base44/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_7659953594fb37d7d23115bd99087bc1/dwolla.png "Product Avatar Image") Dwolla ](https://www.g2.com/products/dwolla/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_52fd8f8f06976e9295d7843645e0fbd0/flinks.png "Product Avatar Image") Flinks ](https://www.g2.com/products/flinks/reviews)[ View all ](https://www.g2.com/products/plaid/integrations) Screenshots **Mastercard Open Banking (formerly Finicity)** ![Mastercard Open Banking (formerly Finicity) screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/167560/Finicity-Screenshots-01.jpg) **Plaid** ![Plaid screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1400603/Plaid-Link-Flow-2.jpeg) **Ratings** from reviews Meets Requirements **Mastercard Open Banking (formerly Finicity)** 8.1 8.17 **Plaid** 8.5 8.541 Ease of Use **Mastercard Open Banking (formerly Finicity)** 7.2 7.26 **Plaid** 8.6 8.643 Ease of Setup **Mastercard Open Banking (formerly Finicity)** 8.9 8.96 **Plaid** 8.4 8.424 Ease of Admin **Mastercard Open Banking (formerly Finicity)** Not enough data **Plaid** 8.8 8.813 Quality of Support **Mastercard Open Banking (formerly Finicity)** 7.0 7.05 **Plaid** 7.8 7.837 Has the product been a good partner in doing business? **Mastercard Open Banking (formerly Finicity)** Not enough data **Plaid** 8.6 8.615 Product Direction (% positive) **Mastercard Open Banking (formerly Finicity)** 8.1 8.16 **Plaid** 8.0 8.040 **Features** ratings from reviews User Insights **Reviewers' Company Size** Small-Business(50 or fewer emp.) 77.8% Mid-Market(51-1000 emp.) 22.2% Enterprise(\> 1000 emp.) 0% Small-Business(50 or fewer emp.) 77.8% Mid-Market(51-1000 emp.) 22.2% Enterprise(\> 1000 emp.) 0% Small-Business(50 or fewer emp.) 66.7% Mid-Market(51-1000 emp.) 20.8% Enterprise(\> 1000 emp.) 12.5% Small-Business(50 or fewer emp.) 66.7% Mid-Market(51-1000 emp.) 20.8% Enterprise(\> 1000 emp.) 12.5% **Reviewers' Industry** [![Mastercard Open Banking (formerly Finicity)](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_e3d76f361f5c3e78265cdb5ccc9a184e/mastercard-open-banking-formerly-finicity.png "Mastercard Open Banking (formerly Finicity)")](https://www.g2.com/products/mastercard-open-banking-formerly-finicity/reviews) Mastercard Open Banking (formerly Finicity) Information Technology and Services 22.2% Marketing and Advertising 11.1% Hospitality 11.1% Food & Beverages 11.1% Computer Software 11.1% Other 33.3% [![Plaid](https://images.g2crowd.com/uploads/product/hd_favicon/a217ca9a1fbe19450dde06a181a36ae2/plaid.svg "Plaid")](https://www.g2.com/products/plaid/reviews) Plaid Financial Services 27.1% Computer Software 8.3% Accounting 4.2% Banking 4.2% Consumer Services 4.2% Other 52.1% Alternatives **Mastercard Open Banking (formerly Finicity) Alternatives** ![Lightico](https://images.g2crowd.com/uploads/product/hd_favicon/54566e7073be7499d2618ba1ff6cb656/lightico.svg "Lightico") [ Lightico ](/products/lightico/reviews) ![Birdeye](https://images.g2crowd.com/uploads/product/hd_favicon/514fe0a03abf96030f2ff069dc84ec93/birdeye.svg "Birdeye") [ Birdeye ](/products/birdeye/reviews) ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments") [ PayPal Payments ](/products/paypal/reviews) ![Thryv](https://images.g2crowd.com/uploads/product/hd_favicon/c3c934e3769404a1244124d1025ae050/thryv.svg "Thryv") [ Thryv ](/products/thryv/reviews) **Plaid Alternatives** ![Flinks](https://images.g2crowd.com/uploads/product/hd_favicon/a700d808769427bbc6b01dba59c131ee/flinks.svg "Flinks") [ Flinks ](/products/flinks/reviews) ![Stripe Connect](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-connect.svg "Stripe Connect") [ Stripe Connect ](/products/stripe-connect/reviews) ![Lightico](https://images.g2crowd.com/uploads/product/hd_favicon/54566e7073be7499d2618ba1ff6cb656/lightico.svg "Lightico") [ Lightico ](/products/lightico/reviews) ![Sift](https://images.g2crowd.com/uploads/product/hd_favicon/f682c573a00195be16077ed50bf716c8/sift-s-ai-powered-fraud-decisioning-platform-sift.svg "Sift") [ Sift ](/products/sift-s-ai-powered-fraud-decisioning-platform-sift/reviews) ## Mastercard Open Banking (formerly Finicity) vs Plaid - Reviewers felt that Plaid meets the needs of their business better than Mastercard Open Banking (formerly Finicity). - When comparing quality of ongoing product support, reviewers felt that Plaid is the preferred option. - For feature updates and roadmaps, our reviewers preferred the direction of Mastercard Open Banking (formerly Finicity) over Plaid.