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# Mastercard API vs Plaid Comparison - What are their main differences?

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Mastercard APIPlaid[+ Add Product](#)

Pricing

**Mastercard API**
No pricing available

**Plaid**
No pricing available

**Pricing Insights**
from reviews

Time to Implement

**Mastercard API**
Not enough reviews yet

**Plaid**
1 month

Based on 5 responses

Return on Investment

**Mastercard API**
Not enough reviews yet

**Plaid**
8 months

Based on 8 responses

Perceived Cost

**Mastercard API**
Not enough reviews yet

**Plaid**
$$$$$

Average Discount

**Mastercard API**
Not enough reviews yet

**Plaid**
Not enough reviews yet

**Pros & Cons**
from reviews

**Mastercard API**
Not enough data

**Plaid**
[
Ease of Use (12)
](https://www.g2.com/products/plaid/reviews?filters%5Bsentiment_snippet%5D=1073114&qs=pros-and-cons#reviews)[
Easy Integrations (6)
](https://www.g2.com/products/plaid/reviews?filters%5Bsentiment_snippet%5D=1073197&qs=pros-and-cons#reviews)[
System Errors (5)
](https://www.g2.com/products/plaid/reviews?filters%5Bsentiment_snippet%5D=1073359&qs=pros-and-cons#reviews)[
Access Limitations (4)
](https://www.g2.com/products/plaid/reviews?filters%5Bsentiment_snippet%5D=2307042&qs=pros-and-cons#reviews)

Integrations

**Mastercard API**
Not enough data

**Plaid**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_38f0f5a25fcf7152e668f3d2fb33f797/base44.jpg "Product Avatar Image")

Base44

](https://www.g2.com/products/base44/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_7659953594fb37d7d23115bd99087bc1/dwolla.png "Product Avatar Image")

Dwolla

](https://www.g2.com/products/dwolla/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_52fd8f8f06976e9295d7843645e0fbd0/flinks.png "Product Avatar Image")

Flinks

](https://www.g2.com/products/flinks/reviews)[
View all
](https://www.g2.com/products/plaid/integrations)

Screenshots

**Mastercard API**
No screenshot available

**Plaid**
 ![Plaid screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1400603/Plaid-Link-Flow-2.jpeg)

**Ratings**
from reviews

Meets Requirements

**Mastercard API**

9.4

9.46

**Plaid**

8.5

8.541

Ease of Use

**Mastercard API**

7.8

7.86

**Plaid**

8.6

8.643

Ease of Setup

**Mastercard API**
Not enough data

**Plaid**

8.4

8.424

Ease of Admin

**Mastercard API**
Not enough data

**Plaid**

8.8

8.813

Quality of Support

**Mastercard API**

8.9

8.96

**Plaid**

7.8

7.837

Has the product been a good partner in doing business?

**Mastercard API**
Not enough data

**Plaid**

8.6

8.615

Product Direction (% positive)

**Mastercard API**

10.0

10.06

**Plaid**

8.0

8.040

**Features**
ratings from reviews

User Insights

**Reviewers' Company Size**

Small-Business(50 or fewer emp.)
45.5%

Mid-Market(51-1000 emp.)
45.5%

Enterprise(\> 1000 emp.)
9.1%

Small-Business(50 or fewer emp.)
45.5%

Mid-Market(51-1000 emp.)
45.5%

Enterprise(\> 1000 emp.)
9.1%

Small-Business(50 or fewer emp.)
66.7%

Mid-Market(51-1000 emp.)
20.8%

Enterprise(\> 1000 emp.)
12.5%

Small-Business(50 or fewer emp.)
66.7%

Mid-Market(51-1000 emp.)
20.8%

Enterprise(\> 1000 emp.)
12.5%

**Reviewers' Industry**

[![Mastercard API](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_a62c200ecb01f45602276c7e3c066029/mastercard-api.jpeg "Mastercard API")](https://www.g2.com/products/mastercard-api/reviews)
Mastercard API

Accounting
27.3%

Information Technology and Services
18.2%

Financial Services
18.2%

Hospitality
9.1%

E-Learning
9.1%

Other
18.2%

[![Plaid](https://images.g2crowd.com/uploads/product/hd_favicon/a217ca9a1fbe19450dde06a181a36ae2/plaid.svg "Plaid")](https://www.g2.com/products/plaid/reviews)
Plaid

Financial Services
27.1%

Computer Software
8.3%

Accounting
4.2%

Banking
4.2%

Consumer Services
4.2%

Other
52.1%

Alternatives

**Mastercard API Alternatives**

 ![Stripe Connect](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-connect.svg "Stripe Connect")

[
Stripe Connect
](/products/stripe-connect/reviews)

 ![Merge Unified](https://images.g2crowd.com/uploads/product/hd_favicon/2d3e34055ca4170a9fc61ef5f4e7ac26/merge-unified.svg "Merge Unified")

[
Merge Unified
](/products/merge-unified/reviews)

 ![Finch](https://images.g2crowd.com/uploads/product/hd_favicon/397cc77ddf87eb7f8f43853bca7eeeb6/finch-finch.svg "Finch")

[
Finch
](/products/finch-finch/reviews)

 ![Flinks](https://images.g2crowd.com/uploads/product/hd_favicon/a700d808769427bbc6b01dba59c131ee/flinks.svg "Flinks")

[
Flinks
](/products/flinks/reviews)

**Plaid Alternatives**

 ![Flinks](https://images.g2crowd.com/uploads/product/hd_favicon/a700d808769427bbc6b01dba59c131ee/flinks.svg "Flinks")

[
Flinks
](/products/flinks/reviews)

 ![Mastercard Open Banking (formerly Finicity)](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_e3d76f361f5c3e78265cdb5ccc9a184e/mastercard-open-banking-formerly-finicity.png "Mastercard Open Banking (formerly Finicity)")

[
Mastercard Open Banking...
](/products/mastercard-open-banking-formerly-finicity/reviews)

 ![Stripe Connect](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-connect.svg "Stripe Connect")

[
Stripe Connect
](/products/stripe-connect/reviews)

 ![Lightico](https://images.g2crowd.com/uploads/product/hd_favicon/54566e7073be7499d2618ba1ff6cb656/lightico.svg "Lightico")

[
Lightico
](/products/lightico/reviews)

## Mastercard API vs Plaid

- Reviewers felt that Mastercard API meets the needs of their business better than Plaid.
- When comparing quality of ongoing product support, reviewers felt that Mastercard API is the preferred option.
- For feature updates and roadmaps, our reviewers preferred the direction of Mastercard API over Plaid.