# LendingPad, OnlineApplication vs Encompass Digital Mortgage Solution Comparison

| | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
| **Star Rating** | 4.7 out of 5 | 4.7 out of 5 | 4.2 out of 5 | 
| **Total Reviews** | 168 | 27 | 61 | 
| **Largest Market Segment** | Small-Business (71.1% of reviews) | Small-Business (100.0% of reviews) | Mid-Market (65.6% of reviews) | 
| **Entry Level Price** | Contact Us! | Pay As You Go 1 seat Per Month | No pricing available | 


---
## Ratings Comparison
| Rating | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
  | **Meets Requirements** | 9.2 (121 reviews) | 8.9 (19 reviews) | 8.9 (56 reviews) | 
  | **Ease of Use** | 9.1 (120 reviews) | 9.3 (19 reviews) | 8.3 (56 reviews) | 
  | **Ease of Setup** | 9.2 (39 reviews) | 9.3 (9 reviews) | 6.3 (9 reviews) | 
  | **Ease of Admin** | 9.3 (40 reviews) | 9.4 (9 reviews) | 7.8 (9 reviews) | 
  | **Quality of Support** | 9.6 (120 reviews) | 9.8 (19 reviews) | 8.0 (49 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.5 (40 reviews) | 9.8 (9 reviews) | 7.9 (8 reviews) | 
  | **Product Direction (% positive)** | 9.2 (112 reviews) | 10.0 (18 reviews) | 8.4 (57 reviews) | 

---
## Pricing

### LendingPad

#### Entry-Level Pricing

Plan: Institution Edition

Price: Contact Us!

Description: LendingPad's Institution Edition includes All features included in our Brokers and Bankers Edition, Phone Support During Standard Business Hours, Unlimited Users & Document Management, LendingPad Network Participant, Retail, Direct, Wholesale and Correspondent Channels, and API’s to Connect with Existing Systems.


[Browse all 3 editions](https://www.g2.com/products/lendingpad/pricing)

#### Free Trial

No

### OnlineApplication

#### Entry-Level Pricing

Plan: US Mortgage loan officer

Price: Pay As You Go 1 seat Per Month

Description: This license is a single seat provided on a Saas basis

Key Features:
- Full loan officer or loan advisor solution

[Learn more about OnlineApplication](https://www.g2.com/products/onlineapplication/reviews)

#### Free Trial

Yes

### Encompass Digital Mortgage Solution

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Mortgage CRM

| Product | Score | Reviews |
|---|---|---|
| **LendingPad** | N/A | N/A |
| **OnlineApplication** | N/A | N/A |
| **Encompass Digital Mortgage Solution** | N/A | N/A |

#### Loan Services

| Feature | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
| **LOS Integration - Mortage CRM** | Not enough data | Not enough data | Not enough data | 
| **Alerts - Mortgage CRM** | Not enough data | Not enough data | Not enough data | 
| **Lender Relationship - Mortgage CRM** | Not enough data | Not enough data | Not enough data | 
| **Compliance - Mortgage CRM** | Not enough data | Not enough data | Not enough data | 

#### Client Management

| Feature | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
| **Contact Management - Mortgage CRM** | Not enough data | Not enough data | Not enough data | 
| **Real Estate CRM - Mortgage CRM** | Not enough data | Not enough data | Not enough data | 
| **Email Marketing Automation - Mortgage CRM** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Mortgage CRM

| Feature | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Digital Customer Onboarding

| Product | Score | Reviews |
|---|---|---|
| **LendingPad** | N/A | N/A |
| **OnlineApplication** | 8.4/10 | 8 |
| **Encompass Digital Mortgage Solution** | N/A | N/A |

#### Process Automation

| Feature | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
| **Onboarding Flow Management** | Not enough data | 8.1 (7 reviews) | Not enough data | 
| **E-Signature** | Not enough data | 8.3 (6 reviews) | Not enough data | 
| **Data Capture** | Not enough data | 8.6 (6 reviews) | Not enough data | 
| **Auto-Capture** | Not enough data | 8.3 (5 reviews) | Not enough data | 

#### Identity Verification

| Feature | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
| **ID Scanning** | Not enough data | 8.9 (6 reviews) | Not enough data | 
| **KYC** | Not enough data | 8.3 (6 reviews) | Not enough data | 
| **Credit Check** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI -  Digital Customer Onboarding

| Feature | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Mortgage Point of Sale (POS)

| Product | Score | Reviews |
|---|---|---|
| **LendingPad** | N/A | N/A |
| **OnlineApplication** | N/A | N/A |
| **Encompass Digital Mortgage Solution** | N/A | N/A |

#### Borrower Tools

| Feature | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
| **Borrower Portal** | Not enough data | Not enough data | Not enough data | 
| **Comparison** | Not enough data | Not enough data | Not enough data | 

#### Lender Tools

| Feature | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
| **Loan Pipeline** | Not enough data | Not enough data | Not enough data | 
| **Credit Pull** | Not enough data | Not enough data | Not enough data | 
| **Workflows** | Not enough data | Not enough data | Not enough data | 
| **Mobility** | Not enough data | Not enough data | Not enough data | 

#### Core Functionality

| Feature | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
| **Integrations** | Not enough data | Not enough data | Not enough data | 
| **Customization** | Not enough data | Not enough data | Not enough data | 
| **Document Management** | Not enough data | Not enough data | Not enough data | 

### Loan Origination

| Product | Score | Reviews |
|---|---|---|
| **LendingPad** | N/A | N/A |
| **OnlineApplication** | N/A | N/A |
| **Encompass Digital Mortgage Solution** | N/A | N/A |

#### Agentic AI - Loan Origination

| Feature | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Loan Origination Software](https://www.g2.com/categories/loan-origination)


**Unique to OnlineApplication (1):** [Digital Customer Onboarding Software](https://www.g2.com/categories/digital-customer-onboarding)

**Unique to Encompass Digital Mortgage Solution (2):** [Mortgage CRM Software](https://www.g2.com/categories/mortgage-crm), [Mortgage Point of Sale (POS) Software](https://www.g2.com/categories/mortgage-point-of-sale-pos)


---
## Reviewer Demographics

### By Company Size

| Segment | LendingPad | OnlineApplication | Encompass Digital Mortgage Solution | 
|---|---|---|---|
| **Small-Business** | 71.1% | 100.0% | 13.1% | 
| **Mid-Market** | 13.9% | 0% | 65.6% | 
| **Enterprise** | 15.1% | 0% | 21.3% | 

### By Industry

#### LendingPad

- **Financial Services:** 62.7%
- **Real Estate:** 21.7%
- **Banking:** 13.3%
- **Wholesale:** 1.2%
- **Consumer Services:** 0.6%
- **Accounting:** 0.6%

#### OnlineApplication

- **Financial Services:** 80.0%
- **Banking:** 16.0%
- **Executive Office:** 4.0%

#### Encompass Digital Mortgage Solution

- **Financial Services:** 70.5%
- **Banking:** 21.3%
- **Real Estate:** 3.3%
- **Wholesale:** 1.6%
- **Law Enforcement:** 1.6%
- **Computer Software:** 1.6%

---
## Alternatives

### Alternatives to LendingPad

- [Floify](https://www.g2.com/products/floify/reviews) — 4.8/5 stars (57 reviews)
- [Calyx](https://www.g2.com/products/calyx-software-calyx/reviews) — 3.8/5 stars (26 reviews)
- [TurnKey Lender](https://www.g2.com/products/turnkey-lender/reviews) — 4.7/5 stars (19 reviews)
- [Finflux](https://www.g2.com/products/m2p-fintech-finflux/reviews) — 4.6/5 stars (106 reviews)
- [CloudBankin](https://www.g2.com/products/cloudbankin/reviews) — 5.0/5 stars (127 reviews)
- [Encompass360](https://www.g2.com/products/ellie-mae-encompass360/reviews) — 4.0/5 stars (23 reviews)
- [nCino's Mortgage Suite](https://www.g2.com/products/ncino-s-mortgage-suite/reviews) — 4.9/5 stars (95 reviews)
- [Abrigo Loan Origination](https://www.g2.com/products/abrigo-loan-origination/reviews) — 4.6/5 stars (82 reviews)
- [Mortgage Automator](https://www.g2.com/products/mortgage-automator-mortgage-automator/reviews) — 4.9/5 stars (72 reviews)
- [Upgrade](https://www.g2.com/products/upgrade/reviews) — 4.3/5 stars (30 reviews)

### Alternatives to OnlineApplication

- [TeamSupport](https://www.g2.com/products/teamsupport/reviews) — 4.4/5 stars (891 reviews)
- [iDenfy](https://www.g2.com/products/idenfy/reviews) — 4.9/5 stars (216 reviews)
- [CloudBankin](https://www.g2.com/products/cloudbankin/reviews) — 5.0/5 stars (127 reviews)
- [Finflux](https://www.g2.com/products/m2p-fintech-finflux/reviews) — 4.6/5 stars (106 reviews)
- [Floify](https://www.g2.com/products/floify/reviews) — 4.8/5 stars (57 reviews)
- [nCino's Mortgage Suite](https://www.g2.com/products/ncino-s-mortgage-suite/reviews) — 4.9/5 stars (95 reviews)
- [TurnKey Lender](https://www.g2.com/products/turnkey-lender/reviews) — 4.7/5 stars (19 reviews)
- [Abrigo Loan Origination](https://www.g2.com/products/abrigo-loan-origination/reviews) — 4.6/5 stars (82 reviews)
- [The Mortgage Office Loan Servicing](https://www.g2.com/products/the-mortgage-office-loan-servicing/reviews) — 4.9/5 stars (79 reviews)
- [ComplyCube](https://www.g2.com/products/complycube/reviews) — 5.0/5 stars (68 reviews)

### Alternatives to Encompass Digital Mortgage Solution

- [MeridianLink Mortgage](https://www.g2.com/products/meridianlink-mortgage/reviews) — 3.8/5 stars (19 reviews)
- [Floify](https://www.g2.com/products/floify/reviews) — 4.8/5 stars (57 reviews)
- [Calyx](https://www.g2.com/products/calyx-software-calyx/reviews) — 3.8/5 stars (26 reviews)
- [nCino's Mortgage Suite](https://www.g2.com/products/ncino-s-mortgage-suite/reviews) — 4.9/5 stars (95 reviews)
- [TurnKey Lender](https://www.g2.com/products/turnkey-lender/reviews) — 4.7/5 stars (19 reviews)
- [Finflux](https://www.g2.com/products/m2p-fintech-finflux/reviews) — 4.6/5 stars (106 reviews)
- [BNTouch Mortgage CRM](https://www.g2.com/products/bntouch-mortgage-crm/reviews) — 4.5/5 stars (67 reviews)
- [Total Expert](https://www.g2.com/products/total-expert/reviews) — 4.5/5 stars (150 reviews)
- [Shape Mortgage Software](https://www.g2.com/products/shape-mortgage-software/reviews) — 4.9/5 stars (98 reviews)
- [CloudBankin](https://www.g2.com/products/cloudbankin/reviews) — 5.0/5 stars (127 reviews)

---
## Top Discussions

### LendingPad

- Title: [How many loans you want to close in one month per person?](https://www.g2.com/discussions/35555-how-many-loans-you-want-to-close-in-one-month-per-person) — 4 comments, 1 upvote
  > **Top comment:** "I don't want to close I DO close 100+ loans a month using Lending Pad!"
- Title: [Is lending pad a CRM?](https://www.g2.com/discussions/is-lending-pad-a-crm) — 2 comments *(includes official response)*
  > **Top comment:** "No, LendingPad is not a CRM, but we have the ability for any user to integrate their preferred CRM! "
- Title: [What does loan origination software do?](https://www.g2.com/discussions/what-does-loan-origination-software-do) — 2 comments
  > **Top comment:** "It converts a loan application into a more detailed database for loan officers to work up the details of your loan and submit the application to the lender."
- Title: [Best Practices with LendingPad](https://www.g2.com/discussions/best-practices-with-lendingpad) — 1 comment, 1 upvote
  > **Top comment:** "sending documents via built-in Print Forms"
- Title: [Understanding what Landing pad actually does.](https://www.g2.com/discussions/understanding-what-landing-pad-actually-does) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Our live support team is made up of mortgage professionals with extensive industry knowledge. Encompassing decades of mortgage experience, we understand how..."

### OnlineApplication

No discussions available for this product.

### Encompass Digital Mortgage Solution

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/lendingpad-vs-onlineapplication-vs-encompass-digital-mortgage-solution)