# Kolleno vs Tesorio Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Tesorio excels in providing detailed, real-time control over financial transactions, making it particularly useful for organizations focused on billing and cash flow management. Users appreciate its ability to simplify tracking payments and enhance financial visibility without relying on multiple tools.
- **Users say** that Kolleno stands out for its workflow customization capabilities, which allow for tailored automation in payment chasing and daily bank reconciliations. Reviewers highlight the platform&#39;s promises to pay tracking system as a key feature that enhances their accounts receivable management.
- **According to verified reviews** , Tesorio&#39;s integration with ERP systems is a significant advantage, as it helps users match payments and reduce outstanding balances efficiently. This feature is particularly praised for facilitating smoother accounting closings and improving overall process automation.
- **Reviewers mention** that Kolleno&#39;s daily task prioritization engine is a valuable tool for managing customer payments, helping users focus on the most critical tasks. This feature, combined with its customer payment tool, is seen as a major asset for small businesses looking to streamline their accounts receivable processes.
- **G2 reviewers highlight** that while Tesorio has a strong overall satisfaction score, it faces challenges in specific areas like error handling and cash application, where users feel there is room for improvement. This feedback suggests that while Tesorio is effective, it may not fully meet all user needs in these aspects.
- **Users report** that Kolleno generally receives higher ratings for support quality and ease of use, with many finding the platform intuitive and user-friendly. This is particularly beneficial for small businesses that may not have extensive resources for training or support.



| | Kolleno | Tesorio | 
|---|---|---|
| **Star Rating** | 4.9 out of 5 | 4.7 out of 5 | 
| **Total Reviews** | 115 | 240 | 
| **Largest Market Segment** | Small-Business (53.0% of reviews) | Mid-Market (49.6% of reviews) | 
| **Entry Level Price** | Contact Us Per Month | Contact Us | 

---
## Top Pros & Cons

### Kolleno

Pros:
- Collections Efficiency (3 reviews)
- Time Saving (3 reviews)

Cons:
- Poor Navigation (1 reviews)

### Tesorio

Pros:
- Ease of Use (30 reviews)
- Automation (16 reviews)

Cons:
- Improvement Needed (12 reviews)
- Sync Issues (8 reviews)

---
## Ratings Comparison
| Rating | Kolleno | Tesorio | 
|---|---|---|
  | **Meets Requirements** | 9.7 (93 reviews) | 8.9 (191 reviews) | 
  | **Ease of Use** | 9.6 (94 reviews) | 9.3 (198 reviews) | 
  | **Ease of Setup** | 9.7 (59 reviews) | 9.3 (120 reviews) | 
  | **Ease of Admin** | 9.7 (45 reviews) | 9.2 (83 reviews) | 
  | **Quality of Support** | 9.9 (93 reviews) | 9.4 (181 reviews) | 
  | **Has the product been a good partner in doing business?** | 10.0 (45 reviews) | 9.5 (85 reviews) | 
  | **Product Direction (% positive)** | 9.9 (93 reviews) | 9.4 (177 reviews) | 

---
## Pricing

### Kolleno

#### Entry-Level Pricing

Plan: Custom

Price: Contact Us Per Month

Description: The best solution for medium-sized companies that want to automate their collections for an unlimited number of invoices.  Turn revenue into cash much faster with the Advanced plan for Kolleno

Key Features:
- Full Integration with your Business Software
- Accounts Receivable Diagnostic
- Consultation Call with our AR Experts

[Learn more about Kolleno](https://www.g2.com/products/kolleno/reviews)

#### Free Trial

No

### Tesorio

#### Entry-Level Pricing

Plan: Contact Tesorio

Price: Contact Us

Key Features:
- Tesorio Agentic Financial Operations Platform

[Learn more about Tesorio](https://www.g2.com/products/tesorio/reviews)

#### Free Trial

No

---
## Features Comparison By Category

### Credit and Collections

| Product | Score | Reviews |
|---|---|---|
| **Kolleno** | 9.5/10 | 48 |
| **Tesorio** | 8.1/10 | 123 |

#### Customer Credit

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Credit Limits** | Feature Not Available | 8.0 (27 reviews) | 
| **Collection Agencies** | Not enough data | Not enough data | 
| **Accounting Integration** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 

#### Invoice Matching

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Incomplete Payments** | 9.6 (39 reviews) | 8.3 (89 reviews) | 
| **Match Invoices and Payments** | 9.5 (45 reviews) | 8.6 (88 reviews) | 
| **Errors and Adjustments** | 9.2 (44 reviews) | 7.6 (77 reviews) | 
| **Cash Application** | 9.2 (41 reviews) | 8.2 (73 reviews) | 

#### Collections

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Partial Payments** | 9.8 (44 reviews) | 9.2 (107 reviews) | 
| **Disputed Transactions** | 9.7 (37 reviews) | 8.6 (97 reviews) | 
| **Personalized Customer Messaging** | 9.7 (43 reviews) | 8.8 (111 reviews) | 
| **Customer Profiles** | 9.7 (42 reviews) | 9.0 (107 reviews) | 
| **Electronic Payments** | Not enough data | Not enough data | 

#### Analytics

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **At Risk Customers** | 9.6 (40 reviews) | 8.9 (109 reviews) | 
| **Esimated vs Actual Receipts** | 9.4 (39 reviews) | 8.2 (95 reviews) | 
| **Collections Effectiveness** | 9.7 (44 reviews) | 8.8 (107 reviews) | 
| **Scaleability** | 9.7 (42 reviews) | 8.8 (74 reviews) | 
| **Artificial Intelligence** | 9.2 (41 reviews) | 7.4 (68 reviews) | 
| **Payment Collection** | Not enough data | Not enough data | 
| **In-House Collections** | Not enough data | Not enough data | 

#### Self Service

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Customer Portal** | 9.5 (44 reviews) | 8.1 (79 reviews) | 
| **Financial Documents** | 9.3 (41 reviews) | 7.8 (77 reviews) | 

#### Agentic AI - Credit and Collections

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 6.3 (12 reviews) | 
| **Multi-step Planning** | Not enough data | 6.0 (12 reviews) | 
| **Adaptive Learning** | Not enough data | 6.3 (12 reviews) | 

#### Additional Functionality

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Real-Time Updates** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Auto-Dialer** | Not enough data | Not enough data | 
| **Credit Card Processing** | Not enough data | Not enough data | 
| **Payment Plans** | Not enough data | Not enough data | 
| **Automated Scheduling** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Activity Tracking** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Multiple Payment Options** | Not enough data | Not enough data | 
| **Callback Scheduling** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Business Process Automation** | Not enough data | Not enough data | 
| **Email Templates** | Not enough data | Not enough data | 
| **Historical Reporting** | Not enough data | Not enough data | 
| **Multi-Channel Communication** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Reporting &amp; Statistics** | Not enough data | Not enough data | 
| **Transaction Management** | Not enough data | Not enough data | 
| **Multiple User Accounts** | Not enough data | Not enough data | 
| **Risk Assessment** | Not enough data | Not enough data | 
| **Customizable Templates** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 
| **Client Management** | Not enough data | Not enough data | 
| **Contact Management** | Not enough data | Not enough data | 
| **Automated Notices** | Not enough data | Not enough data | 
| **Call Recording** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Real-Time Analytics** | Not enough data | Not enough data | 
| **Credit Reporting** | Not enough data | Not enough data | 
| **Search/Filter** | Not enough data | Not enough data | 
| **Commission Management** | Not enough data | Not enough data | 
| **Borrower Management** | Not enough data | Not enough data | 
| **Template Management** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Monitoring** | Not enough data | Not enough data | 
| **Reminders** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 

### Cash Flow Management

| Product | Score | Reviews |
|---|---|---|
| **Kolleno** | 9.8/10 | 35 |
| **Tesorio** | 8.2/10 | 51 |

#### Cash Flow Management

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **File Exports** | 9.7 (31 reviews) | 8.1 (41 reviews) | 
| **Income and Expenses** | Feature Not Available | 7.4 (30 reviews) | 
| **Track Cash Flow** | Feature Not Available | 8.0 (42 reviews) | 

#### Cash Flow Forecasting

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Historical Data** | 9.9 (32 reviews) | 8.3 (41 reviews) | 
| **Reforecast** | Feature Not Available | 8.3 (37 reviews) | 
| **Forecast Types** | Feature Not Available | 8.2 (37 reviews) | 
| **Rolling Forecasts** | Feature Not Available | 8.1 (34 reviews) | 
| **AI** | 9.8 (7 reviews) | 7.3 (19 reviews) | 

#### Analytics

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Variance Analysis** | 9.6 (13 reviews) | 7.9 (36 reviews) | 
| **Reports** | 9.7 (32 reviews) | 8.4 (43 reviews) | 
| **Forecast Comparison** | Feature Not Available | 8.2 (37 reviews) | 
| **Forward Looking** | Feature Not Available | 8.2 (39 reviews) | 

#### Financial Data Transfer

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Data Transfer** | 9.9 (30 reviews) | 8.3 (38 reviews) | 
| **Data Exchange** | 9.9 (30 reviews) | 8.4 (39 reviews) | 
| **Reporting** | 9.7 (32 reviews) | 8.8 (41 reviews) | 
| **Access** | 9.9 (32 reviews) | 8.8 (42 reviews) | 
| **Integration** | 9.7 (32 reviews) | 8.7 (42 reviews) | 

#### Agentic AI -  Cash Flow Management

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounts Receivable

| Product | Score | Reviews |
|---|---|---|
| **Kolleno** | 9.7/10 | 84 |
| **Tesorio** | 8.6/10 | 80 |

#### Reporting

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Status** | 9.9 (77 reviews) | 9.1 (74 reviews) | 
| **Customer Credit** | 9.6 (76 reviews) | 8.4 (26 reviews) | 
| **History** | 9.9 (82 reviews) | 8.9 (75 reviews) | 
| **Sales Tax Management** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Customer Statements** | Not enough data | Not enough data | 

#### Integrations

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Accounting** | 9.7 (82 reviews) | 8.8 (72 reviews) | 
| **ERP** | 9.8 (81 reviews) | 8.4 (67 reviews) | 
| **CPM** | 9.5 (72 reviews) | Feature Not Available | 

#### Transactions

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Credits** | 9.6 (76 reviews) | Feature Not Available | 
| **Invoices** | 9.7 (82 reviews) | 9.1 (75 reviews) | 
| **Partial Payments** | 9.7 (82 reviews) | 8.8 (70 reviews) | 

#### Workflows

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Approvals** | 9.6 (77 reviews) | 8.7 (27 reviews) | 
| **Bank Reconciliation** | 9.6 (83 reviews) | 8.2 (67 reviews) | 

#### Agentic AI - Accounts Receivable Automation

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 7.2 (12 reviews) | 

#### AI - Accounts Receivable

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Generative** | Not enough data | Not enough data | 
| **Responses** | Not enough data | Not enough data | 
| **Predictive Analytics** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Reporting &amp; Statistics** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Real-Time Data** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **ACH Payment Processing** | Not enough data | Not enough data | 
| **Invoice Processing** | Not enough data | Not enough data | 
| **Billing &amp; Invoicing** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Contact Database** | Not enough data | Not enough data | 
| **Aging Tracking** | Not enough data | Not enough data | 
| **Purchase Order Management** | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | Not enough data | 
| **Discount Management** | Not enough data | Not enough data | 
| **General Ledger** | Not enough data | Not enough data | 
| **Document Management** | Not enough data | Not enough data | 
| **Receivables Ledger** | Not enough data | Not enough data | 
| **Recurring/Subscription Billing** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Credit Card Processing** | Not enough data | Not enough data | 
| **Task Management** | Not enough data | Not enough data | 
| **Customizable Templates** | Not enough data | Not enough data | 
| **Forecasting** | Not enough data | Not enough data | 
| **Cash Flow Management** | Not enough data | Not enough data | 
| **Self Service Portal** | Not enough data | Not enough data | 
| **Reminders** | Not enough data | Not enough data | 
| **Check Processing** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Overpayment Processing** | Not enough data | Not enough data | 
| **Financial Management** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Payment Collection** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **Profit/Loss Statement** | Not enough data | Not enough data | 

### Accounting &amp; Finance

| Product | Score | Reviews |
|---|---|---|
| **Kolleno** | N/A | N/A |
| **Tesorio** | N/A | N/A |

#### Agentic AI - Accounting &amp; Finance

| Feature | Kolleno | Tesorio | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (3):** [Credit and Collections Software](https://www.g2.com/categories/credit-and-collections), [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable), [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management)




---
## Reviewer Demographics

### By Company Size

| Segment | Kolleno | Tesorio | 
|---|---|---|
| **Small-Business** | 53.0% | 17.5% | 
| **Mid-Market** | 35.7% | 49.6% | 
| **Enterprise** | 11.3% | 32.9% | 

### By Industry

#### Kolleno

- **Financial Services:** 15.2%
- **Information Technology and Services:** 10.1%
- **Computer Software:** 10.1%
- **Staffing and Recruiting:** 7.1%
- **Accounting:** 5.1%
- **Legal Services:** 5.1%
- **Hospitality:** 4.0%
- **Consulting:** 3.0%
- **Insurance:** 3.0%
- **Marketing and Advertising:** 3.0%
- **Other:** 34.3%

#### Tesorio

- **Computer Software:** 37.0%
- **Information Technology and Services:** 18.7%
- **Accounting:** 13.6%
- **Marketing and Advertising:** 4.7%
- **Financial Services:** 3.8%
- **Telecommunications:** 2.6%
- **Computer &amp; Network Security:** 1.7%
- **Internet:** 1.7%
- **Medical Devices:** 1.7%
- **Real Estate:** 1.3%
- **Other:** 13.2%

---
## Alternatives

### Alternatives to Kolleno

- [Invoiced](https://www.g2.com/products/invoiced/reviews) — 4.5/5 stars (416 reviews)
- [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (511 reviews)
- [Upflow](https://www.g2.com/products/upflow-upflow/reviews) — 4.8/5 stars (234 reviews)
- [HighRadius Accounts Receivables](https://www.g2.com/products/highradius-corporation/reviews) — 4.3/5 stars (237 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1810 reviews)
- [Agicap](https://www.g2.com/products/agicap/reviews) — 4.4/5 stars (370 reviews)
- [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) — 4.3/5 stars (4433 reviews)
- [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1211 reviews)
- [Datarails](https://www.g2.com/products/datarails/reviews) — 4.6/5 stars (371 reviews)
- [Celonis](https://www.g2.com/products/celonis/reviews) — 4.5/5 stars (322 reviews)

### Alternatives to Tesorio

- [Invoiced](https://www.g2.com/products/invoiced/reviews) — 4.5/5 stars (416 reviews)
- [Quadient Accounts Receivable](https://www.g2.com/products/quadient-accounts-receivable/reviews) — 4.4/5 stars (154 reviews)
- [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (511 reviews)
- [HighRadius Accounts Receivables](https://www.g2.com/products/highradius-corporation/reviews) — 4.3/5 stars (237 reviews)
- [Gaviti](https://www.g2.com/products/gaviti/reviews) — 4.4/5 stars (190 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1810 reviews)
- [Upflow](https://www.g2.com/products/upflow-upflow/reviews) — 4.8/5 stars (234 reviews)
- [Versapay](https://www.g2.com/products/versapay/reviews) — 4.1/5 stars (101 reviews)
- [Growfin](https://www.g2.com/products/growfin/reviews) — 4.5/5 stars (68 reviews)
- [Agicap](https://www.g2.com/products/agicap/reviews) — 4.4/5 stars (370 reviews)

---
## Top Discussions

### Kolleno

No discussions available for this product.

### Tesorio

- Title: [How do I use Tesorio to its full potential with its existing features?](https://www.g2.com/discussions/how-do-i-use-tesorio-to-its-full-potential-with-its-existing-features) — 2 comments, 1 upvote *(includes official response)*
  > **Top comment:** "Tesorio&#39;s Customer Success Managers will work with you and your team to make the most out of Tesorio&#39;s features. To learn more about how other companies are..."
- Title: [Is there any scope, if you can make the Sync option on real time basis.?](https://www.g2.com/discussions/is-there-any-scope-if-you-can-make-the-sync-option-on-real-time-basis) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Tesorio Administrators have the ability to initiate a sync at anytime. Updates made in Tesorio to Contacts, Notes, Emails, and Payment Application are always..."
- Title: [What is the best way to use Tesorio to its fuller capacity?](https://www.g2.com/discussions/what-is-the-best-way-to-use-tesorio-to-its-fuller-capacity) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Tesorio&#39;s Customer Success Managers will work with you and your team to make the most out of Tesorio&#39;s features. To learn more about how other companies are..."
- Title: [Is it possible in Tesorio to provide us in Collections the entire account of a customer that shows all payments being applied to its invoices?](https://www.g2.com/discussions/is-it-possible-in-tesorio-to-provide-us-in-collections-the-entire-account-of-a-customer-that-shows-all-payments-being-applied-to-its-invoices) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Yes, Tesorio provides a complete view for each customer including open/cleared invoices, applied/unapplied credit memos, and applied/unapplied payments. The..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/kolleno-vs-tesorio)

