Compare Klarna and PayPal Payments 
Featured Products
At a Glance
Market Segments
Small-Business (82.7% of reviews)
Small-Business (64.3% of reviews)
Entry-Level Pricing
No pricing available
$0 per month
Klarna
Star Rating
(56)3.1 out of 5
Market Segments
Small-Business (82.7% of reviews)
Pros & Cons
Entry-Level Pricing
No pricing available
Learn more about KlarnaPayPal Payments
Star Rating
(2,691)4.4 out of 5
Market Segments
Small-Business (64.3% of reviews)
Pros & Cons
Entry-Level Pricing
$0 per month
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that PayPal Payments excels in user satisfaction, boasting a high overall score that reflects its reliability and quality. Users appreciate the quick payment process and the buyer protection it offers, making it a trusted choice for many.
- Users say that Klarna provides flexible payment options, which can be particularly beneficial during tough financial times. The ability to split purchases into multiple interest-free payments or pay later without fees is a feature that resonates well with customers looking for manageable payment solutions.
- Reviewers mention that PayPal Payments integrates seamlessly into the customer payment journey, enhancing the checkout experience. Many users find that it simplifies the process, providing a familiar and trustworthy payment method that encourages conversions.
- According to verified reviews, Klarna has evolved from a simple payment platform to a more comprehensive solution, but some users feel it still lacks the robust features and support that PayPal Payments offers. This can lead to challenges for businesses looking for a more complete payment processing solution.
- Users highlight that PayPal Payments offers a quick implementation process, with many praising the intuitive onboarding experience. This ease of setup allows businesses to start accepting payments almost immediately, which is a significant advantage over competitors.
- G2 reviewers note that while Klarna has a strong focus on small businesses, its overall user satisfaction ratings are lower compared to PayPal Payments. Users have expressed concerns about the quality of support and the platform's ability to meet their specific needs, which can impact day-to-day usability.
Pricing
Entry-Level Pricing
Klarna
No pricing availablePayPal Payments
On Website - Basic
$0
per month
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment
Free Trial
Klarna
No trial information availablePayPal Payments
No trial information availableRatings
Meets Requirements
7.1
30
9.0
2,185
Ease of Use
7.0
30
9.1
2,215
Ease of Setup
8.1
8
8.9
675
Ease of Admin
Not enough data
8.4
329
Quality of Support
6.4
28
8.3
2,068
Has the product been a good partner in doing business?
Not enough data
8.1
326
Product Direction (% positive)
5.7
30
8.3
2,156
Features by Category
Payment Options
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
9.0
1594
Not enough data
9.2
1611
Not enough data
8.4
1175
Not enough data
8.4
1099
Not enough data
Feature Not Available
Not enough data
9.0
587
Not enough data
9.0
606
Administration
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.5
1509
Not enough data
8.5
1354
Not enough data
Feature Not Available
Not enough data
8.6
482
Not enough data
8.4
469
Not enough data
8.4
457
Security
Not enough data
8.6
637
Not enough data
Feature Not Available
Not enough data
8.6
1160
Not enough data
8.8
1345
Not enough data
8.6
474
Development
Not enough data
8.4
1280
Not enough data
Feature Not Available
Not enough data
8.5
1098
Not enough data
8.7
1198
Platform
Not enough data
8.9
1459
Not enough data
8.9
1338
Not enough data
8.9
1318
Not enough data
8.7
1074
Not enough data
8.6
1064
Not enough data
Feature Not Available
Not enough data
8.6
465
Not enough data
8.8
489
Agentic AI - Payment Gateways
Not enough data
8.9
60
Not enough data
8.6
59
Not enough data
8.7
59
Administration - Installment Payment and Buy Now Pay Later (BNPL)
7.6
20
9.0
175
7.0
16
9.0
169
7.1
19
8.8
174
5.5
14
8.6
161
Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)
7.4
23
8.9
177
7.9
21
8.8
175
7.0
18
8.9
161
7.5
23
8.8
166
Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features
Not enough data
9.1
27
Not enough data
9.0
27
Not enough data
9.1
27
Payment Processing
Not enough data
9.3
248
Not enough data
9.1
223
Not enough data
9.3
232
Not enough data
9.2
232
Administration
Not enough data
9.0
213
Not enough data
9.0
223
Not enough data
7.5
259
Not enough data
8.8
202
Not enough data
8.6
482
Not enough data
8.4
469
Not enough data
8.4
457
Payment Options
Not enough data
9.0
587
Not enough data
9.0
606
Security
Not enough data
8.6
474
Platform
Not enough data
8.6
465
Not enough data
8.8
489
Architecture
Not enough data
8.9
41
Not enough data
8.8
41
Not enough data
9.2
42
Processing
Not enough data
9.3
42
Not enough data
9.2
42
Not enough data
9.0
41
Not enough data
9.3
42
Not enough data
9.3
42
Risk & Compliance
Not enough data
8.9
41
Not enough data
9.0
42
Not enough data
9.1
42
Analytics
Not enough data
9.1
42
Not enough data
9.1
42
Not enough data
8.7
42
Agentic AI - Payments Orchestration
Not enough data
9.4
33
Not enough data
9.4
34
Engagement
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Live selling
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Generative AI
Not enough data
Not enough data
Agentic AI - SAP Store
Not enough data
9.3
7
Not enough data
9.3
7
Not enough data
9.5
7
Not enough data
9.5
7
Not enough data
9.8
7
Not enough data
9.5
7
Not enough data
9.8
7
Categories
Categories
Shared Categories
Klarna and PayPal Payments are categorized as Installment Payment and Buy Now Pay Later (BNPL)
Unique Categories
Klarna is categorized as Live Commerce
PayPal Payments is categorized as Payments Orchestration, SAP Store, Payment Processing, and Payment Gateways
Reviews
Reviewers' Company Size
Klarna
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
PayPal Payments
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Retail
17.3%
Apparel & Fashion
9.6%
Consumer Services
5.8%
Alternative Dispute Resolution
3.8%
Health, Wellness and Fitness
3.8%
Other
59.6%
Computer Software
6.9%
Information Technology and Services
6.8%
Marketing and Advertising
6.7%
Retail
5.5%
Internet
3.7%
Other
70.5%
Discussions
Klarna has no discussions with answers
What is PayPal Credit used for?
8 Comments
SR
Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private.Read more
Allow visa gift card
8 Comments
US
I think there is a reason why not only PayPal but other services also doesn't allow Visa gift card because I also have tried with many other services.Read more
PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension
7 Comments
JL
I have one similar story - https://www.reddit.com/r/paypal/comments/jeuc6o/victory_funds_returned_after_a_long_battle_with/Read more
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