# Juspay, PayU vs Paytm Business Comparison | | Juspay | PayU | Paytm Business | |---|---|---|---| | **Star Rating** | 4.6 out of 5 | 3.1 out of 5 | 4.5 out of 5 | | **Total Reviews** | 13 | 25 | 282 | | **Largest Market Segment** | Small-Business (61.5% of reviews) | Small-Business (79.2% of reviews) | Small-Business (55.2% of reviews) | | **Entry Level Price** | Contact Us | No pricing available | No pricing available | --- ## Top Pros & Cons ### Juspay Pros: - Ease of Use (3 reviews) - Easy Payments (2 reviews) Cons: - Payment Issues (2 reviews) - Email Functionality (1 reviews) ### PayU Pros: - Ease of Use (2 reviews) - Affordable (1 reviews) Cons: - Delays (2 reviews) - Difficult Setup (2 reviews) ### Paytm Business Pros: - Ease of Use (4 reviews) - Convenience (3 reviews) Cons: - Poor Customer Support (3 reviews) - Extra Charges (2 reviews) --- ## Ratings Comparison | Rating | Juspay | PayU | Paytm Business | |---|---|---|---| | **Meets Requirements** | 8.5 (10 reviews) | 7.0 (18 reviews) | 9.0 (70 reviews) | | **Ease of Use** | 9.0 (10 reviews) | 7.9 (19 reviews) | 9.5 (71 reviews) | | **Ease of Setup** | 10.0 (5 reviews) | 5.9 (9 reviews) | 9.2 (19 reviews) | | **Ease of Admin** | Not enough data | 5.0 (7 reviews) | 8.9 (9 reviews) | | **Quality of Support** | 9.0 (10 reviews) | 6.2 (17 reviews) | 8.1 (69 reviews) | | **Has the product been a good partner in doing business?** | Not enough data | 4.5 (7 reviews) | 8.9 (148 reviews) | | **Product Direction (% positive)** | 10.0 (10 reviews) | 6.8 (18 reviews) | 9.1 (66 reviews) | --- ## Pricing ### Juspay #### Entry-Level Pricing Plan: Custom Price: Contact Us Description: Get in touch to explore a custom pricing plan tailored to your business needs: Key Features: - Payment Orchestration - Checkout Design Studio - Seamless Authentication [Learn more about Juspay](https://www.g2.com/products/juspay/reviews) #### Free Trial No ### PayU #### Entry-Level Pricing No pricing available #### Free Trial No information available ### Paytm Business #### Entry-Level Pricing No pricing available #### Free Trial No information available --- ## Features Comparison By Category ### Payment Gateways | Product | Score | Reviews | |---|---|---| | **Juspay** | N/A | N/A | | **PayU** | 7.9/10 | 15 | | **Paytm Business** | 8.6/10 | 67 | #### Payment Options | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Coupons, Discounts, Promotions, and Gift Cards** | Not enough data | 6.2 (10 reviews) | 7.7 (57 reviews) | | **Recurring Billing** | Not enough data | 6.5 (11 reviews) | 8.3 (48 reviews) | | **Instant Payment** | Not enough data | 7.9 (13 reviews) | 9.1 (59 reviews) | | **Accepted Credit Cards and Debit Cards** | Not enough data | 9.1 (13 reviews) | 9.0 (55 reviews) | | **ACH Payments and eCheck Processing** | Not enough data | 6.0 (8 reviews) | 8.5 (43 reviews) | | **Split Payments** | Not enough data | 4.8 (7 reviews) | 8.5 (45 reviews) | | **Real-Time Payments** | Not enough data | 8.2 (11 reviews) | 9.1 (62 reviews) | | **Multi-Currency** | Not enough data | Not enough data | 7.1 (38 reviews) | | **Online payment portal** | 8.3 (5 reviews) | 8.8 (8 reviews) | 9.0 (48 reviews) | #### Administration | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Reporting/Dashboards** | Not enough data | 7.1 (11 reviews) | 8.6 (53 reviews) | | **User, Role, and Access Management** | Not enough data | 7.1 (11 reviews) | 8.9 (51 reviews) | | **Payout Time** | Not enough data | 6.9 (12 reviews) | 8.4 (54 reviews) | | **Manual Payment Entry** | Not enough data | 7.0 (9 reviews) | 8.3 (48 reviews) | | **Dispute Resolution** | Not enough data | 6.2 (11 reviews) | 8.3 (47 reviews) | | **Omnichannel** | 8.0 (5 reviews) | 8.3 (5 reviews) | 8.7 (37 reviews) | | **Levels 1 & 2** | Not enough data | 7.0 (5 reviews) | 8.6 (37 reviews) | | **Level 3** | Not enough data | 6.3 (5 reviews) | 8.6 (37 reviews) | #### Security | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **PCI Compliance** | Not enough data | 6.4 (7 reviews) | 8.3 (25 reviews) | | **Fraud Protection Tools** | Not enough data | 7.4 (11 reviews) | 8.9 (49 reviews) | | **Data Tokenization** | Not enough data | 6.9 (9 reviews) | 8.6 (47 reviews) | | **Two-Factor Authentication** | Not enough data | 7.6 (12 reviews) | 9.2 (54 reviews) | | **POS Verification** | Not enough data | 8.7 (5 reviews) | 8.8 (41 reviews) | #### Development | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Customization (Fields, Objects, and Layouts)** | Not enough data | 6.7 (11 reviews) | 8.5 (48 reviews) | | **APIs** | Not enough data | 7.6 (11 reviews) | 8.4 (48 reviews) | | **Accounting Software Integration** | Not enough data | 7.2 (10 reviews) | 8.4 (49 reviews) | | **E-Commerce Software Integration** | Not enough data | 7.4 (12 reviews) | 9.0 (51 reviews) | #### Platform | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Performance and Reliability** | Not enough data | 7.7 (13 reviews) | 8.8 (53 reviews) | | **Internationalization - Currency/Language** | Not enough data | 6.3 (10 reviews) | 8.1 (45 reviews) | | **Internationalization - Operating Country** | Not enough data | 6.5 (9 reviews) | 8.3 (43 reviews) | | **API / Integrations** | Not enough data | 7.8 (9 reviews) | 8.7 (47 reviews) | | **PCI Regulation Compliance** | Not enough data | 7.3 (8 reviews) | 8.4 (48 reviews) | | **Supplemental Technology** | Not enough data | 6.7 (8 reviews) | 8.8 (44 reviews) | | **Accounting integration** | 8.0 (5 reviews) | 8.3 (6 reviews) | 8.8 (38 reviews) | | **E-commerce Integration** | Not enough data | 8.3 (6 reviews) | 8.9 (41 reviews) | #### Agentic AI - Payment Gateways | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | Not enough data | ### Payment Analytics | Product | Score | Reviews | |---|---|---| | **Juspay** | N/A | N/A | | **PayU** | N/A | N/A | | **Paytm Business** | N/A | N/A | #### Data Sources | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Internal** | Not enough data | Not enough data | Not enough data | | **External** | Not enough data | Not enough data | Not enough data | | **Consolidation** | Not enough data | Not enough data | Not enough data | #### Analysis | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **KPIs** | Not enough data | Not enough data | Not enough data | | **Compliance** | Not enough data | Not enough data | Not enough data | | **Dashboards** | Not enough data | Not enough data | Not enough data | ### Payment Processing | Product | Score | Reviews | |---|---|---| | **Juspay** | 8.4/10 | 8 | | **PayU** | 7.5/10 | 10 | | **Paytm Business** | N/A | N/A | #### Payment Processing | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Encryption** | 7.9 (7 reviews) | 7.5 (6 reviews) | Not enough data | | **Credit Card Processing** | 8.6 (7 reviews) | 7.6 (7 reviews) | Not enough data | | **Mobile Payments** | 9.0 (7 reviews) | 7.6 (7 reviews) | Not enough data | | **Digital Wallet Integration** | 8.5 (8 reviews) | 7.1 (7 reviews) | Not enough data | #### Administration | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Reporting & Analytics** | 8.9 (6 reviews) | 6.9 (6 reviews) | Not enough data | | **E-commerce Integration** | 9.4 (6 reviews) | 7.2 (6 reviews) | Not enough data | | **Processing Fees** | 7.3 (5 reviews) | 5.8 (6 reviews) | Not enough data | | **POS Integration** | 8.6 (6 reviews) | 6.0 (5 reviews) | Not enough data | | **Omnichannel** | 8.0 (5 reviews) | 8.3 (5 reviews) | 8.7 (37 reviews) | | **Levels 1 & 2** | Not enough data | 7.0 (5 reviews) | 8.6 (37 reviews) | | **Level 3** | Not enough data | 6.3 (5 reviews) | 8.6 (37 reviews) | #### Payment Options | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Multi-Currency** | Not enough data | Not enough data | 7.1 (38 reviews) | | **Online payment portal** | 8.3 (5 reviews) | 8.8 (8 reviews) | 9.0 (48 reviews) | #### Security | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **POS Verification** | Not enough data | 8.7 (5 reviews) | 8.8 (41 reviews) | #### Platform | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Accounting integration** | 8.0 (5 reviews) | 8.3 (6 reviews) | 8.8 (38 reviews) | | **E-commerce Integration** | Not enough data | 8.3 (6 reviews) | 8.9 (41 reviews) | ### Payments Orchestration | Product | Score | Reviews | |---|---|---| | **Juspay** | N/A | N/A | | **PayU** | N/A | N/A | | **Paytm Business** | N/A | N/A | #### Architecture | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Unified API** | Not enough data | Not enough data | Not enough data | | **POL** | Not enough data | Not enough data | Not enough data | | **Integrations** | Not enough data | Not enough data | Not enough data | #### Processing | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Validation** | Not enough data | Not enough data | Not enough data | | **Automation** | Not enough data | Not enough data | Not enough data | | **Cross Border** | Not enough data | Not enough data | Not enough data | | **Routing** | Not enough data | Not enough data | Not enough data | | **Reconciliation** | Not enough data | Not enough data | Not enough data | #### Risk & Compliance | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Failed payments** | Not enough data | Not enough data | Not enough data | | **Tokenization** | Not enough data | Not enough data | Not enough data | | **Compliance** | Not enough data | Not enough data | Not enough data | #### Analytics | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Consolidation** | Not enough data | Not enough data | Not enough data | | **Optimization** | Not enough data | Not enough data | Not enough data | | **Fraud** | Not enough data | Not enough data | Not enough data | #### Agentic AI - Payments Orchestration | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | Not enough data | ### Embedded Payments | Product | Score | Reviews | |---|---|---| | **Juspay** | N/A | N/A | | **PayU** | N/A | N/A | | **Paytm Business** | N/A | N/A | #### Payments - Embedded Payments | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Processing** | Not enough data | Not enough data | Not enough data | | **Fraud Protection** | Not enough data | Not enough data | Not enough data | | **Payment Methods** | Not enough data | Not enough data | Not enough data | #### Personalization - Embedded Payments | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Customer Onboarding** | Not enough data | Not enough data | Not enough data | | **Checkout Customization** | Not enough data | Not enough data | Not enough data | | **Localization** | Not enough data | Not enough data | Not enough data | | **Merchant Portal** | Not enough data | Not enough data | Not enough data | #### Setup - Embedded Payments | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Payment Flows** | Not enough data | Not enough data | Not enough data | | **APIs** | Not enough data | Not enough data | Not enough data | | **Dispute Management** | Not enough data | Not enough data | Not enough data | #### Analytics - Embedded Payments | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Transactions** | Not enough data | Not enough data | Not enough data | | **Reconciliation** | Not enough data | Not enough data | Not enough data | | **Revenue** | Not enough data | Not enough data | Not enough data | #### Agentic AI - Embedded Payments | Feature | Juspay | PayU | Paytm Business | |---|---|---|---| | **Cross-system Integration** | Not enough data | Not enough data | Not enough data | --- ## Categories **Shared Categories (1):** [Payment Gateways](https://www.g2.com/categories/payment-gateways) **Unique to Juspay (4):** [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [Payment Analytics Software](https://www.g2.com/categories/payment-analytics), [Embedded Payments Software](https://www.g2.com/categories/embedded-payments) **Unique to PayU (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing) --- ## Reviewer Demographics ### By Company Size | Segment | Juspay | PayU | Paytm Business | |---|---|---|---| | **Small-Business** | 61.5% | 79.2% | 55.2% | | **Mid-Market** | 30.8% | 12.5% | 31.9% | | **Enterprise** | 7.7% | 8.3% | 13.0% | ### By Industry #### Juspay - **Luxury Goods & Jewelry:** 15.4% - **Information Technology and Services:** 15.4% - **Retail:** 7.7% - **Media Production:** 7.7% - **Marketing and Advertising:** 7.7% - **Insurance:** 7.7% - **Education Management:** 7.7% - **Dairy:** 7.7% - **Consumer Goods:** 7.7% - **Automotive:** 7.7% - **Other:** 7.7% #### PayU - **Retail:** 12.5% - **Computer Software:** 8.3% - **Information Technology and Services:** 8.3% - **Accounting:** 4.2% - **Building Materials:** 4.2% - **Business Supplies and Equipment:** 4.2% - **Consumer Goods:** 4.2% - **Education Management:** 4.2% - **E-Learning:** 4.2% - **Entertainment:** 4.2% - **Other:** 41.7% #### Paytm Business - **Information Technology and Services:** 13.7% - **Computer Software:** 8.9% - **Accounting:** 5.5% - **Financial Services:** 5.5% - **Marketing and Advertising:** 5.5% - **Banking:** 4.8% - **Food & Beverages:** 4.8% - **Education Management:** 4.4% - **Logistics and Supply Chain:** 4.4% - **Higher Education:** 3.3% - **Other:** 39.1% --- ## Alternatives ### Alternatives to Juspay - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2737 reviews) - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews) - [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4056 reviews) - [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (973 reviews) - [Thryv](https://www.g2.com/products/thryv/reviews) — 4.2/5 stars (1995 reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews) - [Karbon](https://www.g2.com/products/karbon-2025-03-03/reviews) — 4.8/5 stars (824 reviews) - [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews) ### Alternatives to PayU - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2737 reviews) - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews) - [Razorpay](https://www.g2.com/products/razorpay/reviews) — 4.2/5 stars (117 reviews) - [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews) - [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (248 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) — 4.4/5 stars (366 reviews) - [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4056 reviews) ### Alternatives to Paytm Business - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2737 reviews) - [Razorpay](https://www.g2.com/products/razorpay/reviews) — 4.2/5 stars (117 reviews) - [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (248 reviews) - [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews) - [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) — 4.7/5 stars (138 reviews) - [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.1/5 stars (218 reviews) - [NMI Gateway](https://www.g2.com/products/nmi-gateway/reviews) — 4.7/5 stars (104 reviews) - [Borderless AI](https://www.g2.com/products/borderless-ai/reviews) — 4.9/5 stars (152 reviews) --- ## Top Discussions ### Juspay No discussions available for this product. ### PayU - Title: [Payouts](https://www.g2.com/discussions/12162-payouts) — 2 comments, 1 upvote > **Top comment:** "Withdraw" - Title: [What is PayU used for?](https://www.g2.com/discussions/what-is-payu-used-for) — 1 comment > **Top comment:** "Payu is a payment gateway for collecting payments on your website or app. " ### Paytm Business - Title: [What are the benefits of using Paytm?](https://www.g2.com/discussions/what-are-the-benefits-of-using-paytm) — 3 comments > **Top comment:** "Transactions can be processed quickly and our data can be kept very safe. Everything is at our fingertips." - Title: [Which countries can use Paytm?](https://www.g2.com/discussions/which-countries-can-use-paytm) — 2 comments > **Top comment:** "M" - Title: [What are the features of Paytm?](https://www.g2.com/discussions/paytm-business-what-are-the-features-of-paytm) — 2 comments > **Top comment:** "Paytm business customer care helpline number 8001136713" - Title: [Paytm customer care number for refund money](https://www.g2.com/discussions/paytm-customer-care-number-for-refund-money) — 2 comments, 1 upvote > **Top comment:** "Paytm Customer Care Number 082934 26754 // 089279 24595 To help resolve your queries," - Title: [Paytm customer care number | PAYTM UPI Customer Service](https://www.g2.com/discussions/paytm-customer-care-number-paytm-upi-customer-service) — 2 comments, 1 upvote > **Top comment:** "Paytm Customer Care Number 082934 26754 // 089279 24595 To help resolve your queries," --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/juspay-vs-payu-vs-paytm-business)