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# Human Interest vs Ubiquity Retirement Comparison - What are their main differences?

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Human InterestUbiquity Retirement[+ Add Product](#)

Pricing

**Human Interest**
 **$80.00** 80 per month + $5 per eligible employee · Essentials

**Ubiquity Retirement**
 **Starting at $19.00** Per Month · Single(k)

**Pricing Insights**
from reviews

Time to Implement

**Human Interest**
1 monthFaster

Based on 1301 responses

**Ubiquity Retirement**
3 months

Based on 17 responses

Return on Investment

**Human Interest**
11 months

Based on 1179 responses

**Ubiquity Retirement**
4 months7 months sooner

Based on 14 responses

Perceived Cost

**Human Interest**
$$$$$

**Ubiquity Retirement**
$$$$$

Average Discount

**Human Interest**
20%13% more

**Ubiquity Retirement**
7%

 ![Human Interest](https://images.g2crowd.com/uploads/product/hd_favicon/3236f825932ac29c3b702632bfef0bb4/human-interest.svg "Human Interest")

 ![Ubiquity Retirement](https://images.g2crowd.com/uploads/product/hd_favicon/7aed90a7ef9c4b928756a2b8e0a23258/ubiquity-retirement.svg "Ubiquity Retirement")

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**Pros & Cons**
from reviews

**Human Interest**
[
Easy Setup (281)
](https://www.g2.com/products/human-interest/reviews?filters%5Bsentiment_snippet%5D=1252480&qs=pros-and-cons#reviews)[
Ease of Use (269)
](https://www.g2.com/products/human-interest/reviews?filters%5Bsentiment_snippet%5D=1251584&qs=pros-and-cons#reviews)[
Poor Customer Support (92)
](https://www.g2.com/products/human-interest/reviews?filters%5Bsentiment_snippet%5D=1251724&qs=pros-and-cons#reviews)[
Difficulty Understanding (56)
](https://www.g2.com/products/human-interest/reviews?filters%5Bsentiment_snippet%5D=1251562&qs=pros-and-cons#reviews)

**Ubiquity Retirement**
[
Ease of Use (16)
](https://www.g2.com/products/ubiquity-retirement/reviews?filters%5Bsentiment_snippet%5D=2017973&qs=pros-and-cons#reviews)[
Simple (10)
](https://www.g2.com/products/ubiquity-retirement/reviews?filters%5Bsentiment_snippet%5D=2274938&qs=pros-and-cons#reviews)[
Difficulty Understanding (6)
](https://www.g2.com/products/ubiquity-retirement/reviews?filters%5Bsentiment_snippet%5D=1258451&qs=pros-and-cons#reviews)[
Limited Options (3)
](https://www.g2.com/products/ubiquity-retirement/reviews?filters%5Bsentiment_snippet%5D=2017979&qs=pros-and-cons#reviews)

Integrations

**Human Interest**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_3daed0a0106e1008bdcaed7498296072/8am-mycase.png "Product Avatar Image")

8am MyCase

](https://www.g2.com/products/8am-mycase/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_de7b0518c01aad23330b32c4acb323dd/adp-workforce-now.jpg "Product Avatar Image")

Workforce Now

](https://www.g2.com/products/adp-workforce-now/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_20017a1bd0ce2671f775e545c555b0fe/aps-aps.png "Product Avatar Image")

APS

](https://www.g2.com/products/aps-aps/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_1072eefef74cbadc1773b3b5aac90890/asure.jpg "Product Avatar Image")

Asure

](https://www.g2.com/products/asure/reviews)[
View all
](https://www.g2.com/products/human-interest/integrations)

**Ubiquity Retirement**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_49193e40ccac594f2996edaca2036026/adp-payroll-services.jpg "Product Avatar Image")

ADP Payroll

](https://www.g2.com/products/adp-payroll-services/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_374df1ff084b38519271ae45b8f31eab/apex-apex.jpg "Product Avatar Image")

APEX

](https://www.g2.com/products/apex-apex/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_b457f3bb322dd9df548283fcaeae93b8/auris-payroll.png "Product Avatar Image")

Auris Payroll

](https://www.g2.com/products/auris-payroll/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_7235058700550cd3175330b851e115e5/centric.gif "Product Avatar Image")

Centric

](https://www.g2.com/products/centric/reviews)[
View all
](https://www.g2.com/products/ubiquity-retirement/integrations)

Screenshots

**Human Interest**
 ![Human Interest screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/117153/Admin-Task-List.png)

**Ubiquity Retirement**
 ![Ubiquity Retirement screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1475916/Dashboard-Shot-2.png)

**Ratings**
from reviews

Meets Requirements

**Human Interest**

**9.0** /10

Based on 1,936 responses

**Ubiquity Retirement**

**9.1** /10

Based on 30 responses

Ease of Use

**Human Interest**

**8.9** /10

Based on 1,976 responses

**Ubiquity Retirement**

**8.8** /10

Based on 55 responses

Ease of Setup

**Human Interest**

**8.8** /10

Based on 1,856 responses

**Ubiquity Retirement**

**8.8** /10

Based on 30 responses

Ease of Admin

**Human Interest**

**8.9** /10

Based on 1,656 responses

**Ubiquity Retirement**

**9.0** /10

Based on 20 responses

Quality of Support

**Human Interest**

**8.3** /10

Based on 1,841 responses

**Ubiquity Retirement**

**8.3** /10

Based on 31 responses

Has the product been a good partner in doing business?

**Human Interest**

**8.8** /10

Based on 1,648 responses

**Ubiquity Retirement**

**9.1** /10

Based on 20 responses

Product Direction (% positive)

**Human Interest**

**7.8** /10

Based on 1,861 responses

**Ubiquity Retirement**

**8.1** /10

Based on 30 responses

**Features**
ratings from reviews

401(k)

**8.8** /10

Based on 1,681 responses

**9.1** /10

Based on 29 responses

User Insights

**Reviewers' Company Size**

Small-Business(50 or fewer emp.)
82.9%

Mid-Market(51-1000 emp.)
16.8%

Enterprise(\> 1000 emp.)
0.3%

Small-Business(50 or fewer emp.)
82.9%

Mid-Market(51-1000 emp.)
16.8%

Enterprise(\> 1000 emp.)
0.3%

Small-Business(50 or fewer emp.)
79.5%

Mid-Market(51-1000 emp.)
20.5%

Enterprise(\> 1000 emp.)
0%

Small-Business(50 or fewer emp.)
79.5%

Mid-Market(51-1000 emp.)
20.5%

Enterprise(\> 1000 emp.)
0%

**Reviewers' Industry**

[![Human Interest](https://images.g2crowd.com/uploads/product/hd_favicon/3236f825932ac29c3b702632bfef0bb4/human-interest.svg "Human Interest")](https://www.g2.com/products/human-interest/reviews)
Human Interest

Construction
7.2%

Computer Software
6.8%

Hospital & Health Care
5.9%

Information Technology and Services
5.5%

Non-Profit Organization Management
4.9%

Other
69.8%

[![Ubiquity Retirement](https://images.g2crowd.com/uploads/product/hd_favicon/7aed90a7ef9c4b928756a2b8e0a23258/ubiquity-retirement.svg "Ubiquity Retirement")](https://www.g2.com/products/ubiquity-retirement/reviews)
Ubiquity Retirement

Information Technology and Services
11.5%

Financial Services
9.8%

Accounting
8.2%

Marketing and Advertising
6.6%

Consulting
4.9%

Other
59.0%

Alternatives

**Human Interest Alternatives**

 ![Gusto 401(k)](https://images.g2crowd.com/uploads/product/hd_favicon/5bd4687cbbe7bb593fbb667c748322bc/gusto-401-k.svg "Gusto 401(k)")

[
Gusto 401(k)
](/products/gusto-401-k/reviews)

 ![Betterment at Work](https://images.g2crowd.com/uploads/product/hd_favicon/80255cbf814772b065215ac96c5aa13d/betterment-at-work.svg "Betterment at Work")

[
Betterment at Work
](/products/betterment-at-work/reviews)

 ![401GO](https://images.g2crowd.com/uploads/product/hd_favicon/a58470fa2c15846d85b2291c3c9cf98c/401go.svg "401GO")

[
401GO
](/products/401go/reviews)

 ![ForUsAll](https://images.g2crowd.com/uploads/product/hd_favicon/1e4659ef17c993b40ecdb3c584e9444d/forusall.svg "ForUsAll")

[
ForUsAll
](/products/forusall/reviews)

**Ubiquity Retirement Alternatives**

 ![Gusto 401(k)](https://images.g2crowd.com/uploads/product/hd_favicon/5bd4687cbbe7bb593fbb667c748322bc/gusto-401-k.svg "Gusto 401(k)")

[
Gusto 401(k)
](/products/gusto-401-k/reviews)

 ![Betterment at Work](https://images.g2crowd.com/uploads/product/hd_favicon/80255cbf814772b065215ac96c5aa13d/betterment-at-work.svg "Betterment at Work")

[
Betterment at Work
](/products/betterment-at-work/reviews)

 ![401GO](https://images.g2crowd.com/uploads/product/hd_favicon/a58470fa2c15846d85b2291c3c9cf98c/401go.svg "401GO")

[
401GO
](/products/401go/reviews)

 ![ForUsAll](https://images.g2crowd.com/uploads/product/hd_favicon/1e4659ef17c993b40ecdb3c584e9444d/forusall.svg "ForUsAll")

[
ForUsAll
](/products/forusall/reviews)

## Human Interest vs Ubiquity Retirement FAQs

Generated using AI

Last updated: August 16, 2026

### What is the difference between Human Interest vs Ubiquity Retirement?

Human Interest and Ubiquity Retirement are both highly rated 401(k) platforms for small businesses, but Human Interest stands out for its larger review volume and payroll integration strength, while Ubiquity Retirement edges ahead in support and requirements satisfaction scores.

| [Human Interest](https://www.g2.com/products/human-interest/reviews) | [Ubiquity Retirement](https://www.g2.com/products/ubiquity-retirement/reviews) |
| --- | --- |
| 4.3/5 (2,447 reviews) | 4.3/5 (60 reviews) |
| Small-Business | Small-Business |
| 8.8 | 8.9 |
| 8.3 | 8.5 |
| Easy Setup (266 all-time mentions) | Ease of Use (16 all-time mentions) |

### How do the pricing models of Human Interest and Ubiquity Retirement compare?

Ubiquity Retirement is rated higher for price satisfaction, with a Price/Cost-related score advantage over Human Interest.

- **Human Interest:** In recent reviews, many cite affordability and value, but some mention that pricing can increase quickly and requires annual negotiation.
- **Ubiquity Retirement:** Reviewers consistently highlight affordability and standardized, predictable fees, with several noting significant cost savings compared to previous providers.
- **Switching reasons:** Recent Human Interest reviewers mention switching due to cost increases and a desire for more transparent or stable pricing.

### What are the best alternatives to Human Interest and Ubiquity Retirement?

The top three alternatives to Human Interest and Ubiquity Retirement are Gusto 401(k), Betterment at Work, and 401GO.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Human Interest](https://www.g2.com/products/human-interest/reviews) | 4.3/5 (2,447 reviews) | Small-Business | Affordable, but some mention price increases | Easy Setup (266 all-time mentions) |
| [Ubiquity Retirement](https://www.g2.com/products/ubiquity-retirement/reviews) | 4.3/5 (60 reviews) | Small-Business | Standardized, predictable fees | Ease of Use (16 all-time mentions) |
| [Gusto 401(k)](https://www.g2.com/products/gusto-401-k/reviews) | 4.5/5 (1,156 reviews) | Small-Business | Reviewers highlight strong value and integration with payroll | Payroll Integration |
| [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) | 4.3/5 (709 reviews) | Small-Business | Reviewers note competitive pricing and investment options | Investment Options |
| [401GO](https://www.g2.com/products/401go/reviews) | 4.8/5 (157 reviews) | Small-Business | Reviewers cite low cost and ease of use | Ease of Use |

### Which 401(k) features should I prioritize when comparing Human Interest and Ubiquity Retirement?

Buyers comparing Human Interest and Ubiquity Retirement should prioritize Ease of Setup, Payroll Integration, Customer Support, Investment Options, and Pricing Satisfaction.

- **Ease of Setup:** Human Interest 8.8, Ubiquity Retirement 8.9
- **Payroll Integration:** Human Interest: 113 all-time mentions; Ubiquity Retirement: 3 all-time mentions
- **Customer Support:** Human Interest 8.3, Ubiquity Retirement 8.5
- **Investment Options:** Ubiquity Retirement: 7 all-time mentions; Human Interest: not a top-cited theme
- **Pricing Satisfaction:** Human Interest: 53 all-time mentions of affordability, but recent reviews note price increases; Ubiquity Retirement: 3 all-time mentions of affordability, with reviewers citing standardized fees

### What are the pros and cons of Human Interest vs Ubiquity Retirement?

Human Interest's headline strength is easy setup and payroll integration, while Ubiquity Retirement's is affordability and ease of use.

- **Human Interest strengths:** Easy Setup (266 all-time mentions), Payroll Integration (113 all-time mentions), Ease of Use (242 all-time mentions), Customer Support (152 all-time mentions), Simple (136 all-time mentions)
- **Human Interest trade-offs:** Difficulty Understanding (46 all-time mentions), some reviewers cite price increases and annual negotiation, and a few mention inconsistent support after onboarding
- **Ubiquity Retirement strengths:** Ease of Use (16 all-time mentions), Affordability (3 all-time mentions), Customer Support (9 all-time mentions), Investment Options (7 all-time mentions), Payroll Integration (3 all-time mentions)
- **Ubiquity Retirement trade-offs:** Difficulty Understanding (6 all-time mentions), Limited Options (3 all-time mentions), some reviewers note onboarding and setup issues

### Is Human Interest or Ubiquity Retirement better for small businesses?

Both Human Interest and Ubiquity Retirement are focused on small businesses, but Human Interest has a much larger small-business reviewer base and more extensive small-business sentiment.

- **Human Interest:** Largest segment is Small-Business, with hundreds of reviewers highlighting easy setup, payroll integration, and value for small teams
- **Ubiquity Retirement:** Largest segment is Small-Business, with reviewers noting affordability and ease of use for small companies, but with a smaller review volume

### Which 401(k) platform has better integrations?

Human Interest is favored for integrations, especially with payroll providers.

- **Human Interest:** Gusto (221 all-time mentions), Rippling (96 all-time mentions), QuickBooks (recent reviews)
- **Ubiquity Retirement:** Gusto (2 all-time mentions), ERP system (recent reviews)

### How do Human Interest and Ubiquity Retirement compare on customer support?

Ubiquity Retirement has a slight edge in Quality of Support, scoring 8.5 versus Human Interest's 8.3, which is below the materiality threshold and indicates near parity.

- **Human Interest:** Reviewers frequently mention helpful and responsive support, but some cite slow response times and inconsistent follow-up after onboarding
- **Ubiquity Retirement:** Reviewers highlight knowledgeable, friendly, and accessible support, with several noting real-time responses and personalized service

### Which is easier to implement, Human Interest or Ubiquity Retirement?

Ubiquity Retirement and Human Interest are rated nearly identically for Ease of Setup, with scores of 8.9 and 8.8, indicating parity.

- **Human Interest:** Hundreds of reviewers cite easy setup and onboarding, especially with payroll integration, though a few mention initial confusion or back-and-forth during onboarding
- **Ubiquity Retirement:** Reviewers consistently describe quick and straightforward setup, with several noting the process as "the easiest setup" and praising onboarding consultants

### Which product has better Employees?

Human Interest is more frequently cited for employee-related strengths, with 36 all-time mentions of employee satisfaction and robust payroll integration supporting employee management.

- **Human Interest:** 36 all-time mentions of employee satisfaction, 113 all-time mentions of payroll integration, and frequent reviewer praise for making it easy for employees to enroll and manage their 401(k)
- **Ubiquity Retirement:** Reviewers note ease of use for employees and straightforward plan management, but employee-specific strengths are less frequently cited