# Holded vs Sage Business Cloud Accounting Comparison

| | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Star Rating** | 4.2 out of 5 | 4.2 out of 5 | 
| **Total Reviews** | 25 | 75 | 
| **Largest Market Segment** | Small-Business (87.5% of reviews) | Small-Business (58.6% of reviews) | 
| **Entry Level Price** | €0.00 | No pricing available | 

---
## Top Pros & Cons

### Holded

Pros:
- Accounts Payable (1 reviews)
- Easy Upload (1 reviews)

Cons:
- Expensive (1 reviews)

### Sage Business Cloud Accounting

Pros:
- Ease of Use (4 reviews)
- Reporting Features (3 reviews)

Cons:
- Data Management (1 reviews)
- Inadequate Reporting (1 reviews)

---
## Ratings Comparison
| Rating | Holded | Sage Business Cloud Accounting | 
|---|---|---|
  | **Meets Requirements** | 8.4 (19 reviews) | 8.4 (58 reviews) | 
  | **Ease of Use** | 8.8 (19 reviews) | 8.6 (59 reviews) | 
  | **Ease of Setup** | 8.3 (11 reviews) | 8.6 (30 reviews) | 
  | **Ease of Admin** | 8.5 (10 reviews) | 8.2 (20 reviews) | 
  | **Quality of Support** | 7.5 (19 reviews) | 7.7 (58 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.7 (10 reviews) | 8.4 (22 reviews) | 
  | **Product Direction (% positive)** | 8.8 (19 reviews) | 7.5 (60 reviews) | 

---
## Pricing

### Holded

#### Entry-Level Pricing

Plan: Free

Price: €0.00

Description: Get started with Holded 

Key Features:
- 30 invoices per year
- 5 free scans per year
- 1 user + accountant

[Browse all 4 editions](https://www.g2.com/products/holded/pricing)

#### Free Trial

Yes

### Sage Business Cloud Accounting

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Accounting

| Product | Score | Reviews |
|---|---|---|
| **Holded** | 8.5/10 | 16 |
| **Sage Business Cloud Accounting** | 8.2/10 | 51 |

#### General Ledger

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Journal Entries** | 8.4 (15 reviews) | 8.8 (44 reviews) ✓ Verified | 
| **Tags / Dimensions** | 8.1 (15 reviews) | 8.0 (34 reviews) ✓ Verified | 
| **Audit Trail** | 8.3 (14 reviews) | 8.4 (38 reviews) ✓ Verified | 

#### Accounts Receivable

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Invoice Customization** | 8.6 (15 reviews) | 8.4 (44 reviews) ✓ Verified | 
| **AR Automation** | 8.8 (15 reviews) | 8.3 (38 reviews) ✓ Verified | 
| **Collections Automation** | 8.7 (15 reviews) | 8.1 (31 reviews) ✓ Verified | 

#### Accounts Payable

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **AP Automation** | 8.7 (14 reviews) | 8.1 (36 reviews) ✓ Verified | 
| **Payment Processing** | 8.5 (16 reviews) | 8.3 (37 reviews) ✓ Verified | 
| **Purchase Orders** | 8.7 (13 reviews) | 8.3 (39 reviews) ✓ Verified | 

#### Other Functionality

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Inventory Tracking / Ordering** | 8.3 (14 reviews) | 8.4 (32 reviews) ✓ Verified | 
| **Inventory Pricing and Costing** | 8.7 (14 reviews) | 8.2 (32 reviews) ✓ Verified | 
| **Inventory Reporting** | 7.5 (14 reviews) | 8.4 (31 reviews) ✓ Verified | 
| **Multi-Entity / Consolidation** | 7.8 (13 reviews) | 8.3 (31 reviews) ✓ Verified | 
| **Recognition Rules** | 8.8 (13 reviews) | 8.6 (36 reviews) ✓ Verified | 
| **Reconciliations** | 8.7 (14 reviews) | 8.6 (42 reviews) ✓ Verified | 
| **Payroll** | 8.8 (12 reviews) | 8.5 (27 reviews) ✓ Verified | 
| **Time and Expense** | 8.8 (11 reviews) | 8.2 (27 reviews) ✓ Verified | 

#### Reporting &amp; Analytics

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Financial Statements** | 8.7 (15 reviews) | 8.6 (42 reviews) ✓ Verified | 
| **Custom Reporting** | 8.8 (16 reviews) | 8.3 (37 reviews) ✓ Verified | 
| **Budgeting / Forecasting** | 8.4 (15 reviews) | 8.0 (31 reviews) ✓ Verified | 
| **Dashboards** | 9.1 (15 reviews) | 8.5 (41 reviews) ✓ Verified | 

#### Platform

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Customization** | 8.6 (16 reviews) | 8.1 (35 reviews) ✓ Verified | 
| **Workflow Capability** | 8.6 (14 reviews) | 8.2 (32 reviews) | 
| **User, Role, and Access Management** | 8.8 (15 reviews) | 8.6 (37 reviews) ✓ Verified | 
| **Internationalization** | 9.0 (13 reviews) | 8.5 (27 reviews) ✓ Verified | 
| **Performance and Reliability** | 8.6 (16 reviews) | 8.5 (42 reviews) ✓ Verified | 
| **Output Document Generation** | 8.9 (15 reviews) | 8.3 (40 reviews) ✓ Verified | 

#### Integration

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Data Import and Export Tools** | 8.9 (14 reviews) | 8.4 (42 reviews) ✓ Verified | 
| **Integration APIs** | 8.3 (13 reviews) | 8.3 (28 reviews) ✓ Verified | 
| **Breadth of Partner Applications** | 8.8 (15 reviews) | 8.0 (28 reviews) | 

#### Cash Flow

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Track Cash Flow** | 8.6 (12 reviews) | 8.5 (23 reviews) ✓ Verified | 
| **Income and Expenses** | 8.7 (13 reviews) | 8.5 (24 reviews) ✓ Verified | 
| **File Exports** | 8.5 (13 reviews) | 8.6 (22 reviews) ✓ Verified | 

#### Budgeting &amp; Forecasting

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Budgeting / Forecasting** | 8.4 (15 reviews) | 8.0 (31 reviews) ✓ Verified | 
| **Data Import** | 8.5 (13 reviews) | 8.2 (19 reviews) ✓ Verified | 
| **Versioning** | 7.9 (12 reviews) | 8.4 (15 reviews) ✓ Verified | 
| **Historical Data** | 8.2 (12 reviews) | 8.4 (20 reviews) ✓ Verified | 

#### Revenue

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Revenue Types** | 8.5 (13 reviews) | 8.6 (21 reviews) ✓ Verified | 
| **Revenue Allocation** | 8.5 (12 reviews) | 8.5 (21 reviews) ✓ Verified | 
| **Scheduling** | 8.3 (12 reviews) | Feature Not Available | 

#### Payroll

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Direct Deposit** | 8.5 (8 reviews) | Feature Not Available | 
| **Check/W-2 Printing** | 8.8 (8 reviews) | Feature Not Available | 
| **Tax Calculation** | 8.3 (9 reviews) | 8.2 (20 reviews) ✓ Verified | 
| **Reporting and Dashboards** | 8.8 (8 reviews) | 8.0 (20 reviews) ✓ Verified | 

#### AI

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Data Extraction** | Not enough data | 7.0 (5 reviews) | 
| **Invoice Processing** | Not enough data | 7.0 (5 reviews) | 
| **Expense Management** | Not enough data | 7.8 (6 reviews) | 
| **Fraud Detection** | Not enough data | 7.3 (5 reviews) | 
| **Tax Compliance** | Not enough data | Not enough data | 
| **Support Chatbots** | Not enough data | 7.3 (5 reviews) | 
| **Bank Reconciliations** | Not enough data | 7.5 (6 reviews) | 
| **Report Generation** | Not enough data | 7.7 (5 reviews) | 
| **Customizable Alerts** | Not enough data | Not enough data | 
| **Predictive Analytics** | Not enough data | Not enough data | 

#### Mobile Applications - Accounting

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Cloud Integration** | Not enough data | Not enough data | 
| **Notifications** | Not enough data | Not enough data | 
| **UI** | Not enough data | Not enough data | 
| **Offline** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 

#### Agentic AI - Accounting

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Holded** | 7.9/10 | 11 |
| **Sage Business Cloud Accounting** | N/A | N/A |

#### Invoice Generation

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Templates** | 7.4 (11 reviews) | Not enough data | 
| **Digital Invoices** | 8.0 (9 reviews) | Not enough data | 
| **Recurring Invoices** | 8.1 (9 reviews) | Not enough data | 

#### Invoice Processing

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Approvals** | 8.5 (8 reviews) | Not enough data | 
| **Batch Processing** | 8.0 (9 reviews) | Not enough data | 
| **Consolidation** | 8.0 (10 reviews) | Not enough data | 
| **Match Invoices** | 7.5 (10 reviews) | Not enough data | 

#### Analytics

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Due Dates** | 7.9 (11 reviews) | Not enough data | 
| **Cashflow** | 7.8 (9 reviews) | Not enough data | 
| **KPIs** | 8.7 (9 reviews) | Not enough data | 
| **Payment Tracking** | 7.8 (10 reviews) | Not enough data | 

#### Integration

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Accounting** | 7.5 (10 reviews) | Not enough data | 
| **Payments** | 7.7 (11 reviews) | Not enough data | 
| **ERP** | 7.4 (11 reviews) | Not enough data | 
| **Account Sync** | 7.8 (10 reviews) | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **Holded** | 8.9/10 | 8 |
| **Sage Business Cloud Accounting** | N/A | N/A |

#### Bill Generation

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Templates** | 8.5 (8 reviews) | Not enough data | 
| **Digital Billing** | 8.3 (8 reviews) | Not enough data | 
| **Recurring Billing** | 9.0 (7 reviews) | Not enough data | 

#### Bill Processing

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Consolidation** | 9.0 (8 reviews) | Not enough data | 
| **Batch Invoicing** | 8.6 (6 reviews) | Not enough data | 
| **Management** | 9.2 (8 reviews) | Not enough data | 

#### Integration

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Accounting** | 9.4 (6 reviews) | Not enough data | 
| **Payments** | 9.0 (8 reviews) | Not enough data | 
| **ERP** | 8.8 (7 reviews) | Not enough data | 

#### Agentic AI - Billing

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounting &amp; Finance

| Product | Score | Reviews |
|---|---|---|
| **Holded** | N/A | N/A |
| **Sage Business Cloud Accounting** | N/A | N/A |

#### Agentic AI - Accounting &amp; Finance

| Feature | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Accounting Software](https://www.g2.com/categories/accounting)

**Unique to Holded (2):** [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Billing Software](https://www.g2.com/categories/billing)



---
## Reviewer Demographics

### By Company Size

| Segment | Holded | Sage Business Cloud Accounting | 
|---|---|---|
| **Small-Business** | 87.5% | 58.6% | 
| **Mid-Market** | 8.3% | 34.3% | 
| **Enterprise** | 4.2% | 7.1% | 

### By Industry

#### Holded

- **Marketing and Advertising:** 22.7%
- **Apparel &amp; Fashion:** 9.1%
- **Accounting:** 4.5%
- **Civil Engineering:** 4.5%
- **Computer Networking:** 4.5%
- **Construction:** 4.5%
- **Food &amp; Beverages:** 4.5%
- **Health, Wellness and Fitness:** 4.5%
- **Hospital &amp; Health Care:** 4.5%
- **Information Technology and Services:** 4.5%
- **Other:** 31.8%

#### Sage Business Cloud Accounting

- **Accounting:** 44.9%
- **Information Technology and Services:** 7.2%
- **Financial Services:** 5.8%
- **Banking:** 4.3%
- **Non-Profit Organization Management:** 4.3%
- **Consumer Services:** 4.3%
- **Retail:** 2.9%
- **Professional Training &amp; Coaching:** 2.9%
- **Machinery:** 2.9%
- **Airlines/Aviation:** 1.4%
- **Other:** 18.8%

---
## Alternatives

### Alternatives to Holded

- [Odoo ERP](https://www.g2.com/products/odoo-odoo-erp/reviews) — 4.2/5 stars (351 reviews)
- [Xero](https://www.g2.com/products/xero/reviews) — 4.4/5 stars (1689 reviews)
- [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) — 4.0/5 stars (3854 reviews)
- [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) — 4.3/5 stars (1766 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (979 reviews)
- [SAP Business One](https://www.g2.com/products/sap-business-one/reviews) — 4.3/5 stars (541 reviews)
- [Microsoft Dynamics 365 Business Central](https://www.g2.com/products/microsoft-microsoft-dynamics-365-business-central/reviews) — 4.0/5 stars (906 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (895 reviews)
- [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews) — 4.1/5 stars (4858 reviews)
- [Certinia Financial Management Cloud](https://www.g2.com/products/certinia-financial-management-cloud/reviews) — 4.0/5 stars (437 reviews)

### Alternatives to Sage Business Cloud Accounting

- [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) — 4.0/5 stars (3854 reviews)
- [Xero](https://www.g2.com/products/xero/reviews) — 4.4/5 stars (1689 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (979 reviews)
- [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews) — 4.1/5 stars (4858 reviews)
- [Odoo ERP](https://www.g2.com/products/odoo-odoo-erp/reviews) — 4.2/5 stars (351 reviews)
- [QuickBooks Online Advanced](https://www.g2.com/products/quickbooks-online-advanced/reviews) — 4.4/5 stars (557 reviews)
- [Zoho Books](https://www.g2.com/products/zoho-books/reviews) — 4.4/5 stars (327 reviews)
- [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) — 4.3/5 stars (1766 reviews)
- [SAP Business One](https://www.g2.com/products/sap-business-one/reviews) — 4.3/5 stars (541 reviews)
- [Wave](https://www.g2.com/products/wave/reviews) — 4.3/5 stars (326 reviews)

---
## Top Discussions

### Holded

- Title: [I like this apk for Android Holded expands our development](https://www.g2.com/discussions/40401-i-like-this-apk-for-android-holded-expands-our-development) — 22 comments, 2 upvotes
  > **Top comment:** "Here is a suggestion for you, I think you will like this game: https://techtodown.com/choices-apk-mod-1/"
- Title: [How can I change the graphics that show my sales?](https://www.g2.com/discussions/how-can-i-change-the-graphics-that-show-my-sales) — 7 comments, 1 upvote *(includes official response)*
  > **Top comment:** "Hey Lowin.

You can&#39;t change the graphics currently — but I&#39;ll pass this on to our Product team for sure.

You can change the views and filters of your..."
- Title: [I would like to know if there is any way I can contact technical support directly by call](https://www.g2.com/discussions/i-would-like-to-know-if-there-is-any-way-i-can-contact-technical-support-directly-by-call) — 3 comments, 1 upvote
  > **Top comment:** "Hi Jhonatan,

Here are Holded&#39;s contact details: https://www.holded.com/contact "
- Title: [Can I set up notifications to keep an eye on my sales?](https://www.g2.com/discussions/can-i-set-up-notifications-to-keep-an-eye-on-my-sales) — 2 comments, 1 upvote *(includes official response)*
  > **Top comment:** "Hey Marcus,

We don&#39;t have notifications for Sales yet — but we do for overdue invoices. So you can keep track of bills that haven&#39;t been paid.

These..."
- Title: [Can u please tell me about this apps?](https://www.g2.com/discussions/can-u-please-tell-me-about-this-apps) — 1 comment, 1 upvote
  > **Top comment:** "If someone is blocking you on SnapChat, the first step is to check your chat history. To do this, open the Snapchat app and tap on the Chat tab. Then, scroll..."

### Sage Business Cloud Accounting

- Title: [What is Sage Business Cloud Accounting used for?](https://www.g2.com/discussions/what-is-sage-business-cloud-accounting-used-for) — 1 comment
  > **Top comment:** "Sage business cloud accounting is a software where we used to account income and expenses."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/holded-vs-sage-business-cloud-accounting)

