# Holded vs Qonto Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Qonto excels in user experience, with many praising its intuitive web interface and mobile app, which allows for quick operations. Users appreciate the application's reliability and the helpfulness of customer support, making it a strong choice for those seeking ease of use.
- **Users say** that Holded offers flexibility and is easy to set up, which is particularly beneficial for small businesses with limited resources. Recent feedback highlights its capability to scan invoices, making it a practical option for users who prioritize straightforward invoice management.
- **According to verified reviews** , Qonto stands out for its robust support system, with users noting the quick response times and availability of assistance. This level of support is crucial for businesses that may need immediate help with financial operations.
- **Reviewers mention** that Holded, while offering a good range of features, sometimes struggles to meet specific workflow needs, which can lead to configuration challenges. This aspect may be a consideration for users with more complex requirements.
- **G2 reviewers highlight** that Qonto's pricing is competitive, starting at €9.00, which many users find reasonable given the quality of service and features provided. This affordability, combined with its comprehensive offerings, makes it an attractive option for small businesses.
- **Users report** that Holded has a lower overall satisfaction score compared to Qonto, which may reflect its smaller user base and fewer recent reviews. While it has its strengths, such as invoice scanning, the limited feedback suggests that Qonto may be the more reliable choice for those seeking a well-supported and widely endorsed solution.



| | Holded | Qonto | 
|---|---|---|
| **Star Rating** | 4.2 out of 5 | 4.7 out of 5 | 
| **Total Reviews** | 25 | 162 | 
| **Largest Market Segment** | Small-Business (87.5% of reviews) | Small-Business (94.5% of reviews) | 
| **Entry Level Price** | €0.00 | €9.00 Per Month | 

---
## Top Pros & Cons

### Holded

Pros:
- Accounts Payable (1 reviews)
- Easy Upload (1 reviews)

Cons:
- Expensive (1 reviews)

### Qonto

Pros:
- Ease of Use (21 reviews)
- Customer Support (9 reviews)

Cons:
- Expensive (4 reviews)
- Implementation Issues (4 reviews)

---
## Ratings Comparison
| Rating | Holded | Qonto | 
|---|---|---|
  | **Meets Requirements** | 8.4 (19 reviews) | 8.9 (100 reviews) | 
  | **Ease of Use** | 8.8 (19 reviews) | 9.4 (101 reviews) | 
  | **Ease of Setup** | 8.3 (11 reviews) | 9.5 (89 reviews) | 
  | **Ease of Admin** | 8.5 (10 reviews) | 9.6 (38 reviews) | 
  | **Quality of Support** | 7.5 (19 reviews) | 9.1 (96 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.7 (10 reviews) | 8.6 (38 reviews) | 
  | **Product Direction (% positive)** | 8.8 (19 reviews) | 9.0 (94 reviews) | 

---
## Pricing

### Holded

#### Entry-Level Pricing

Plan: Free

Price: €0.00

Description: Get started with Holded 

Key Features:
- 30 invoices per year
- 5 free scans per year
- 1 user + accountant

[Browse all 4 editions](https://www.g2.com/products/holded/pricing)

#### Free Trial

Yes

### Qonto

#### Entry-Level Pricing

Plan: Basic

Price: €9.00 Per Month

Key Features:
- 1 x One Card Mastercard with €20,000/month payment limit
- 30 transfers or direct debits/month
- 1 account

[Browse all 6 editions](https://www.g2.com/products/qonto/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Holded** | N/A | N/A |
| **Qonto** | 8.1/10 | 72 |

#### Expense Reports

| Feature | Holded | Qonto | 
|---|---|---|
| **Ease of Creating Expense Reports** | Not enough data | 8.2 (55 reviews) | 
| **Bank / Credit Card Integration** | Not enough data | 8.8 (54 reviews) | 
| **Smart Categorization** | Not enough data | 8.2 (54 reviews) | 
| **Digital Receipt Management** | Not enough data | 8.9 (58 reviews) | 
| **Employee Reimbursement** | Not enough data | 8.1 (43 reviews) | 
| **Currency Conversions** | Not enough data | Feature Not Available | 
| **Credit Card Integration** | Not enough data | Feature Not Available | 

#### Agentic AI - Expense Management

| Feature | Holded | Qonto | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 

#### Travel Management

| Feature | Holded | Qonto | 
|---|---|---|
| **Ease of Booking** | Not enough data | Feature Not Available | 
| **Itinerary Management** | Not enough data | Feature Not Available | 
| **Trip Notifications** | Not enough data | Feature Not Available | 
| **Advanced Integrations** | Not enough data | Feature Not Available | 

#### Client Invoicing

| Feature | Holded | Qonto | 
|---|---|---|
| **Invoice Creation and Delivery** | Not enough data | 7.8 (55 reviews) | 
| **Electronic Payments** | Not enough data | 8.3 (46 reviews) | 
| **Project Accounting / Revenue Recognition** | Not enough data | 8.0 (47 reviews) | 

#### Generative AI - Expense Management

| Feature | Holded | Qonto | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | Holded | Qonto | 
|---|---|---|
| **Receipt Capture** | Not enough data | 8.8 (55 reviews) | 
| **Mileage Tracking** | Not enough data | Feature Not Available | 
| **Travel Itinerary and Flight Status Updates** | Not enough data | Feature Not Available | 

#### Platform

| Feature | Holded | Qonto | 
|---|---|---|
| **Embedded AI / Machine Learning** | Not enough data | Feature Not Available | 
| **Complex Approval Workflow** | Not enough data | 7.2 (37 reviews) | 

#### Administration

| Feature | Holded | Qonto | 
|---|---|---|
| **PCI Regulation Compliant** | Not enough data | 8.1 (36 reviews) | 

#### Administration

| Feature | Holded | Qonto | 
|---|---|---|
| **Business Tool Integration** | Not enough data | 8.0 (46 reviews) | 
| **Workflow** | Not enough data | 7.7 (45 reviews) | 
| **Automated Reminders** | Not enough data | 7.5 (44 reviews) | 
| **Policy Compliance Management** | Not enough data | 6.7 (38 reviews) | 
| **User, Role, and Access Management** | Not enough data | 8.1 (44 reviews) | 

#### Platform

| Feature | Holded | Qonto | 
|---|---|---|
| **Reporting** | Not enough data | 7.9 (42 reviews) | 
| **APIs / Integration** | Not enough data | 8.0 (40 reviews) | 
| **Internationalization** | Not enough data | 7.5 (38 reviews) | 
| **Performance and Reliability** | Not enough data | 9.1 (53 reviews) | 
| **Mobile User Support** | Not enough data | 8.5 (47 reviews) | 
| **Offline** | Not enough data | Feature Not Available | 

### Accounting

| Product | Score | Reviews |
|---|---|---|
| **Holded** | 8.5/10 | 16 |
| **Qonto** | N/A | N/A |

#### General Ledger

| Feature | Holded | Qonto | 
|---|---|---|
| **Journal Entries** | 8.4 (15 reviews) | Not enough data | 
| **Tags / Dimensions** | 8.1 (15 reviews) | Not enough data | 
| **Audit Trail** | 8.3 (14 reviews) | Not enough data | 

#### Accounts Receivable

| Feature | Holded | Qonto | 
|---|---|---|
| **Invoice Customization** | 8.6 (15 reviews) | Not enough data | 
| **AR Automation** | 8.8 (15 reviews) | Not enough data | 
| **Collections Automation** | 8.7 (15 reviews) | Not enough data | 

#### Accounts Payable

| Feature | Holded | Qonto | 
|---|---|---|
| **AP Automation** | 8.7 (14 reviews) | Not enough data | 
| **Payment Processing** | 8.5 (16 reviews) | Not enough data | 
| **Purchase Orders** | 8.7 (13 reviews) | Not enough data | 

#### Other Functionality

| Feature | Holded | Qonto | 
|---|---|---|
| **Inventory Tracking / Ordering** | 8.3 (14 reviews) | Not enough data | 
| **Inventory Pricing and Costing** | 8.7 (14 reviews) | Not enough data | 
| **Inventory Reporting** | 7.5 (14 reviews) | Not enough data | 
| **Multi-Entity / Consolidation** | 7.8 (13 reviews) | Not enough data | 
| **Recognition Rules** | 8.8 (13 reviews) | Not enough data | 
| **Reconciliations** | 8.7 (14 reviews) | Not enough data | 
| **Payroll** | 8.8 (12 reviews) | Not enough data | 
| **Time and Expense** | 8.8 (11 reviews) | Not enough data | 

#### Reporting & Analytics

| Feature | Holded | Qonto | 
|---|---|---|
| **Financial Statements** | 8.7 (15 reviews) | Not enough data | 
| **Custom Reporting** | 8.8 (16 reviews) | Not enough data | 
| **Budgeting / Forecasting** | 8.4 (15 reviews) | Not enough data | 
| **Dashboards** | 9.1 (15 reviews) | Not enough data | 

#### Platform

| Feature | Holded | Qonto | 
|---|---|---|
| **Customization** | 8.6 (16 reviews) | Not enough data | 
| **Workflow Capability** | 8.6 (14 reviews) | Not enough data | 
| **User, Role, and Access Management** | 8.8 (15 reviews) | Not enough data | 
| **Internationalization** | 9.0 (13 reviews) | Not enough data | 
| **Performance and Reliability** | 8.6 (16 reviews) | Not enough data | 
| **Output Document Generation** | 8.9 (15 reviews) | Not enough data | 

#### Integration

| Feature | Holded | Qonto | 
|---|---|---|
| **Data Import and Export Tools** | 8.9 (14 reviews) | Not enough data | 
| **Integration APIs** | 8.3 (13 reviews) | Not enough data | 
| **Breadth of Partner Applications** | 8.8 (15 reviews) | Not enough data | 

#### Cash Flow

| Feature | Holded | Qonto | 
|---|---|---|
| **Track Cash Flow** | 8.6 (12 reviews) | Not enough data | 
| **Income and Expenses** | 8.7 (13 reviews) | Not enough data | 
| **File Exports** | 8.5 (13 reviews) | Not enough data | 

#### Budgeting & Forecasting

| Feature | Holded | Qonto | 
|---|---|---|
| **Budgeting / Forecasting** | 8.4 (15 reviews) | Not enough data | 
| **Data Import** | 8.5 (13 reviews) | Not enough data | 
| **Versioning** | 7.9 (12 reviews) | Not enough data | 
| **Historical Data** | 8.2 (12 reviews) | Not enough data | 

#### Revenue

| Feature | Holded | Qonto | 
|---|---|---|
| **Revenue Types** | 8.5 (13 reviews) | Not enough data | 
| **Revenue Allocation** | 8.5 (12 reviews) | Not enough data | 
| **Scheduling** | 8.3 (12 reviews) | Not enough data | 

#### Payroll

| Feature | Holded | Qonto | 
|---|---|---|
| **Direct Deposit** | 8.5 (8 reviews) | Not enough data | 
| **Check/W-2 Printing** | 8.8 (8 reviews) | Not enough data | 
| **Tax Calculation** | 8.3 (9 reviews) | Not enough data | 
| **Reporting and Dashboards** | 8.8 (8 reviews) | Not enough data | 

#### AI

| Feature | Holded | Qonto | 
|---|---|---|
| **Data Extraction** | Not enough data | Not enough data | 
| **Invoice Processing** | Not enough data | Not enough data | 
| **Expense Management** | Not enough data | Not enough data | 
| **Fraud Detection** | Not enough data | Not enough data | 
| **Tax Compliance** | Not enough data | Not enough data | 
| **Support Chatbots** | Not enough data | Not enough data | 
| **Bank Reconciliations** | Not enough data | Not enough data | 
| **Report Generation** | Not enough data | Not enough data | 
| **Customizable Alerts** | Not enough data | Not enough data | 
| **Predictive Analytics** | Not enough data | Not enough data | 

#### Mobile Applications - Accounting

| Feature | Holded | Qonto | 
|---|---|---|
| **Cloud Integration** | Not enough data | Not enough data | 
| **Notifications** | Not enough data | Not enough data | 
| **UI** | Not enough data | Not enough data | 
| **Offline** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 

#### Agentic AI - Accounting

| Feature | Holded | Qonto | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Holded** | N/A | N/A |
| **Qonto** | N/A | N/A |

#### Setup

| Feature | Holded | Qonto | 
|---|---|---|
| **Data** | Not enough data | Not enough data | 
| **Approvals** | Not enough data | Not enough data | 
| **Alignment** | Not enough data | Not enough data | 

#### Performance

| Feature | Holded | Qonto | 
|---|---|---|
| **KPIs** | Not enough data | Not enough data | 
| **Benchmarks** | Not enough data | Not enough data | 
| **Forecasting** | Not enough data | Not enough data | 
| **Savings** | Not enough data | Not enough data | 

#### Payment Cards

| Feature | Holded | Qonto | 
|---|---|---|
| **One-time Virtual** | Not enough data | Not enough data | 
| **Recurring Virtual** | Not enough data | Not enough data | 
| **Physical** | Not enough data | Not enough data | 

#### Reporting

| Feature | Holded | Qonto | 
|---|---|---|
| **Real time** | Not enough data | Not enough data | 
| **Multiple Views** | Not enough data | Not enough data | 
| **Export** | Not enough data | Not enough data | 
| **Budgets** | Not enough data | Not enough data | 

#### Payments

| Feature | Holded | Qonto | 
|---|---|---|
| **Vendor** | Not enough data | Not enough data | 
| **Recurring** | Not enough data | Not enough data | 
| **Employee Reimbursements** | Not enough data | Not enough data | 
| **ACH** | Not enough data | Not enough data | 

#### Fraud & Risk Management

| Feature | Holded | Qonto | 
|---|---|---|
| **Notifications** | Not enough data | Not enough data | 
| **Unique Cards** | Not enough data | Not enough data | 
| **Controls** | Not enough data | Not enough data | 

#### Agentic AI - Spend Management

| Feature | Holded | Qonto | 
|---|---|---|
| **Proactive Assistance** | Not enough data | Not enough data | 

### Accounts Payable (AP) and Spend Analysis

| Product | Score | Reviews |
|---|---|---|
| **Holded** | N/A | N/A |
| **Qonto** | N/A | N/A |

#### Data Management

| Feature | Holded | Qonto | 
|---|---|---|
| **Consolidation** | Not enough data | Not enough data | 
| **Classification** | Not enough data | Not enough data | 
| **External Sources** | Not enough data | Not enough data | 
| **Integration** | Not enough data | Not enough data | 
| **Cleaning** | Not enough data | Not enough data | 

#### Agentic AI -  Accounts Payable (AP) and Spend Analysis

| Feature | Holded | Qonto | 
|---|---|---|
| **Decision Making** | Not enough data | Not enough data | 

#### Analytics

| Feature | Holded | Qonto | 
|---|---|---|
| **Benchmarking** | Not enough data | Not enough data | 
| **KPIs** | Not enough data | Not enough data | 
| **Compliance** | Not enough data | Not enough data | 
| **Errors** | Not enough data | Not enough data | 

#### Recovery

| Feature | Holded | Qonto | 
|---|---|---|
| **Historical payments** | Not enough data | Not enough data | 
| **Overpayments** | Not enough data | Not enough data | 

#### AP Data Processing

| Feature | Holded | Qonto | 
|---|---|---|
| **Workflows** | Not enough data | Not enough data | 
| **Transparency** | Not enough data | Not enough data | 
| **Controls** | Not enough data | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Holded** | 7.9/10 | 11 |
| **Qonto** | 8.5/10 | 26 |

#### Invoice Generation

| Feature | Holded | Qonto | 
|---|---|---|
| **Templates** | 7.4 (11 reviews) | 8.1 (21 reviews) | 
| **Digital Invoices** | 8.0 (9 reviews) | 8.8 (20 reviews) | 
| **Recurring Invoices** | 8.1 (9 reviews) | 8.1 (18 reviews) | 

#### Invoice Processing

| Feature | Holded | Qonto | 
|---|---|---|
| **Approvals** | 8.5 (8 reviews) | 7.4 (15 reviews) | 
| **Batch Processing** | 8.0 (9 reviews) | 7.7 (14 reviews) | 
| **Consolidation** | 8.0 (10 reviews) | 8.6 (13 reviews) | 
| **Match Invoices** | 7.5 (10 reviews) | 9.1 (18 reviews) | 

#### Analytics

| Feature | Holded | Qonto | 
|---|---|---|
| **Due Dates** | 7.9 (11 reviews) | 8.4 (15 reviews) | 
| **Cashflow** | 7.8 (9 reviews) | 8.7 (15 reviews) | 
| **KPIs** | 8.7 (9 reviews) | 7.7 (14 reviews) | 
| **Payment Tracking** | 7.8 (10 reviews) | 8.2 (15 reviews) | 

#### Integration

| Feature | Holded | Qonto | 
|---|---|---|
| **Accounting** | 7.5 (10 reviews) | 9.1 (19 reviews) | 
| **Payments** | 7.7 (11 reviews) | 9.4 (19 reviews) | 
| **ERP** | 7.4 (11 reviews) | 8.2 (14 reviews) | 
| **Account Sync** | 7.8 (10 reviews) | 9.5 (17 reviews) | 

#### Agentic AI - Invoice Management

| Feature | Holded | Qonto | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 

### Cash Flow Management

| Product | Score | Reviews |
|---|---|---|
| **Holded** | N/A | N/A |
| **Qonto** | 8.3/10 | 38 |

#### Cash Flow Management

| Feature | Holded | Qonto | 
|---|---|---|
| **File Exports** | Not enough data | 8.9 (29 reviews) | 
| **Income and Expenses** | Not enough data | 9.1 (33 reviews) | 
| **Track Cash Flow** | Not enough data | 9.1 (30 reviews) | 

#### Cash Flow Forecasting

| Feature | Holded | Qonto | 
|---|---|---|
| **Historical Data** | Not enough data | 8.7 (31 reviews) | 
| **Reforecast** | Not enough data | 7.9 (26 reviews) | 
| **Forecast Types** | Not enough data | 7.8 (24 reviews) | 
| **Rolling Forecasts** | Not enough data | 7.6 (25 reviews) | 
| **AI** | Not enough data | 7.7 (25 reviews) | 

#### Analytics

| Feature | Holded | Qonto | 
|---|---|---|
| **Variance Analysis** | Not enough data | 8.1 (26 reviews) | 
| **Reports** | Not enough data | 8.2 (26 reviews) | 
| **Forecast Comparison** | Not enough data | 8.2 (25 reviews) | 
| **Forward Looking** | Not enough data | 8.1 (24 reviews) | 

#### Financial Data Transfer

| Feature | Holded | Qonto | 
|---|---|---|
| **Data Transfer** | Not enough data | 8.3 (27 reviews) | 
| **Data Exchange** | Not enough data | 8.2 (26 reviews) | 
| **Reporting** | Not enough data | 8.1 (26 reviews) | 
| **Access** | Not enough data | 8.3 (27 reviews) | 
| **Integration** | Not enough data | 8.5 (24 reviews) | 

#### Agentic AI -  Cash Flow Management

| Feature | Holded | Qonto | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **Holded** | 8.9/10 | 8 |
| **Qonto** | N/A | N/A |

#### Bill Generation

| Feature | Holded | Qonto | 
|---|---|---|
| **Templates** | 8.5 (8 reviews) | Not enough data | 
| **Digital Billing** | 8.3 (8 reviews) | Not enough data | 
| **Recurring Billing** | 9.0 (7 reviews) | Not enough data | 

#### Bill Processing

| Feature | Holded | Qonto | 
|---|---|---|
| **Consolidation** | 9.0 (8 reviews) | Not enough data | 
| **Batch Invoicing** | 8.6 (6 reviews) | Not enough data | 
| **Management** | 9.2 (8 reviews) | Not enough data | 

#### Integration

| Feature | Holded | Qonto | 
|---|---|---|
| **Accounting** | 9.4 (6 reviews) | Not enough data | 
| **Payments** | 9.0 (8 reviews) | Not enough data | 
| **ERP** | 8.8 (7 reviews) | Not enough data | 

#### Agentic AI - Billing

| Feature | Holded | Qonto | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Holded** | N/A | N/A |
| **Qonto** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Holded | Qonto | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Invoice Management Software](https://www.g2.com/categories/invoice-management)

**Unique to Holded (2):** [Accounting Software](https://www.g2.com/categories/accounting), [Billing Software](https://www.g2.com/categories/billing)

**Unique to Qonto (4):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management), [Expense Management Software](https://www.g2.com/categories/expense-management), [Accounts Payable (AP) & Spend Analysis Software](https://www.g2.com/categories/accounts-payable-ap-and-spend-analysis)


---
## Reviewer Demographics

### By Company Size

| Segment | Holded | Qonto | 
|---|---|---|
| **Small-Business** | 87.5% | 94.5% | 
| **Mid-Market** | 8.3% | 5.5% | 
| **Enterprise** | 4.2% | 0% | 

### By Industry

#### Holded

- **Marketing and Advertising:** 22.7%
- **Apparel & Fashion:** 9.1%
- **Accounting:** 4.5%
- **Civil Engineering:** 4.5%
- **Computer Networking:** 4.5%
- **Construction:** 4.5%
- **Food & Beverages:** 4.5%
- **Health, Wellness and Fitness:** 4.5%
- **Hospital & Health Care:** 4.5%
- **Information Technology and Services:** 4.5%
- **Other:** 31.8%

#### Qonto

- **Accounting:** 9.3%
- **Consulting:** 6.5%
- **Financial Services:** 6.5%
- **Computer Software:** 6.5%
- **Information Technology and Services:** 4.6%
- **Marketing and Advertising:** 3.7%
- **Professional Training & Coaching:** 3.7%
- **Management Consulting:** 2.8%
- **Arts and Crafts:** 2.8%
- **Real Estate:** 2.8%
- **Other:** 50.9%

---
## Alternatives

### Alternatives to Holded

- [Odoo ERP](https://www.g2.com/products/odoo-odoo-erp/reviews) — 4.2/5 stars (349 reviews)
- [Xero](https://www.g2.com/products/xero/reviews) — 4.4/5 stars (1587 reviews)
- [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) — 4.0/5 stars (3823 reviews)
- [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) — 4.3/5 stars (1765 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (973 reviews)
- [SAP Business One](https://www.g2.com/products/sap-business-one/reviews) — 4.3/5 stars (540 reviews)
- [Microsoft Dynamics 365 Business Central](https://www.g2.com/products/microsoft-microsoft-dynamics-365-business-central/reviews) — 4.0/5 stars (903 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)
- [NetSuite](https://www.g2.com/products/netsuite/reviews) — 4.1/5 stars (4776 reviews)
- [Certinia Financial Management Cloud](https://www.g2.com/products/certinia-financial-management-cloud/reviews) — 4.0/5 stars (437 reviews)

### Alternatives to Qonto

- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2414 reviews)
- [Agicap](https://www.g2.com/products/agicap/reviews) — 4.4/5 stars (349 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9089 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1926 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5639 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7055 reviews)

---
## Top Discussions

### Holded

- Title: [I like this apk for Android Holded expands our development](https://www.g2.com/discussions/40401-i-like-this-apk-for-android-holded-expands-our-development) — 22 comments, 2 upvotes
  > **Top comment:** "Here is a suggestion for you, I think you will like this game: https://techtodown.com/choices-apk-mod-1/"
- Title: [How can I change the graphics that show my sales?](https://www.g2.com/discussions/how-can-i-change-the-graphics-that-show-my-sales) — 7 comments, 1 upvote *(includes official response)*
  > **Top comment:** "Hey Lowin.

You can't change the graphics currently — but I'll pass this on to our Product team for sure.

You can change the views and filters of your..."
- Title: [I would like to know if there is any way I can contact technical support directly by call](https://www.g2.com/discussions/i-would-like-to-know-if-there-is-any-way-i-can-contact-technical-support-directly-by-call) — 3 comments, 1 upvote
  > **Top comment:** "Hi Jhonatan,

Here are Holded's contact details: https://www.holded.com/contact "
- Title: [Can I set up notifications to keep an eye on my sales?](https://www.g2.com/discussions/can-i-set-up-notifications-to-keep-an-eye-on-my-sales) — 2 comments, 1 upvote *(includes official response)*
  > **Top comment:** "Hey Marcus,

We don't have notifications for Sales yet — but we do for overdue invoices. So you can keep track of bills that haven't been paid.

These..."
- Title: [Can u please tell me about this apps?](https://www.g2.com/discussions/can-u-please-tell-me-about-this-apps) — 1 comment, 1 upvote
  > **Top comment:** "If someone is blocking you on SnapChat, the first step is to check your chat history. To do this, open the Snapchat app and tap on the Chat tab. Then, scroll..."

### Qonto

- Title: [What is Qonto used for?](https://www.g2.com/discussions/what-is-qonto-used-for) — 1 comment *(includes official response)*
  > **Top comment:** "Hello, 

Thanks for reaching out with your question. Qonto is used as a financial solution tailored for small and medium-sized enterprises, startups, and..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/holded-vs-qonto)