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Compare Holded and Qonto 
Featured Products
At a Glance
Market Segments
Small-Business (86.4% of reviews)
Small-Business (92.5% of reviews)
Entry-Level Pricing
€0.00
€9.00 Per Month
Holded
Star Rating
(23)4.2 out of 5
Market Segments
Small-Business (86.4% of reviews)
Pros & Cons
Entry-Level Pricing
€0.00
Browse all 4 pricing plansQonto
Star Rating
(127)4.7 out of 5
Market Segments
Small-Business (92.5% of reviews)
Pros & Cons
Entry-Level Pricing
€9.00 Per Month
Free Trial is available
Browse all 6 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Qonto excels in user experience, with many praising its intuitive interface and ease of use. Users appreciate how features can be activated with a simple click, making it a go-to application for managing finances efficiently.
- According to verified reviews, Holded offers flexibility and is easy to set up, which is particularly beneficial for small businesses with limited resources. Users have noted that it simplifies tasks like scanning invoices, making it a practical choice for those who prioritize straightforward functionality.
- Users say that Qonto's support quality is notably high, with many highlighting the responsiveness and helpfulness of the customer service team. This level of support is crucial for businesses that need quick resolutions to financial queries.
- Reviewers mention that Holded, while functional, has fewer recent updates and reviews, which may indicate a lack of ongoing development or support. This could be a concern for users looking for a product that evolves with their needs.
- G2 reviewers highlight that Qonto's features for tracking invoices and matching them to transactions are particularly useful, allowing users to manage their cash flow effectively. This capability is a significant advantage for businesses that need to keep a close eye on their finances.
- According to recent feedback, while Holded has some strong features, it struggles to compete with Qonto in terms of overall satisfaction and market presence. Users have expressed a desire for more robust features and support, which could enhance their experience.
Pricing
Entry-Level Pricing
Holded
Free
€0.00
Get started with Holded
- 30 invoices per year
- 5 free scans per year
- 1 user + accountant
Qonto
Basic
€9.00
Per Month
- 1 x One Card Mastercard with €20,000/month payment limit
- 30 transfers or direct debits/month
- 1 account
Free Trial
Holded
Free Trial is available
Qonto
Free Trial is available
Ratings
Meets Requirements
8.4
19
9.1
85
Ease of Use
8.8
19
9.6
86
Ease of Setup
8.3
11
9.6
74
Ease of Admin
8.5
10
9.6
36
Quality of Support
7.5
19
9.4
81
Has the product been a good partner in doing business?
8.7
10
8.7
36
Product Direction (% positive)
8.8
19
9.1
80
Features by Category
Expense Reports
Not enough data
8.3
54
Not enough data
8.9
52
Not enough data
8.4
53
Not enough data
9.0
56
Not enough data
8.3
42
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Agentic AI - Expense Management
Not enough data
Not enough data
Not enough data
Not enough data
Travel Management
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Client Invoicing
Not enough data
8.0
53
Not enough data
8.5
43
Not enough data
8.2
46
Mobile
Not enough data
8.9
52
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Platform
Not enough data
Feature Not Available
Not enough data
7.3
35
Administration
Not enough data
8.4
35
Administration
Not enough data
8.1
43
Not enough data
7.9
43
Not enough data
7.6
43
Not enough data
6.9
37
Not enough data
8.3
42
Platform
Not enough data
8.2
40
Not enough data
8.2
38
Not enough data
7.7
37
Not enough data
9.3
49
Not enough data
8.7
45
Not enough data
Feature Not Available
General Ledger
8.4
15
Not enough data
8.1
15
Not enough data
8.3
14
Not enough data
Accounts Receivable
8.6
15
Not enough data
8.8
15
Not enough data
8.7
15
Not enough data
Accounts Payable
8.7
14
Not enough data
8.5
16
Not enough data
8.7
13
Not enough data
Other Functionality
8.3
14
Not enough data
8.7
14
Not enough data
7.5
14
Not enough data
7.8
13
Not enough data
8.8
13
Not enough data
8.7
14
Not enough data
8.8
12
Not enough data
8.8
11
Not enough data
Reporting & Analytics
8.7
15
Not enough data
8.8
16
Not enough data
8.4
15
Not enough data
9.1
15
Not enough data
Platform
8.6
16
Not enough data
8.6
14
Not enough data
8.8
15
Not enough data
9.0
13
Not enough data
8.6
16
Not enough data
8.9
15
Not enough data
Integration
8.9
14
Not enough data
8.3
13
Not enough data
8.8
15
Not enough data
Cash Flow
8.6
12
Not enough data
8.7
13
Not enough data
8.5
13
Not enough data
Budgeting & Forecasting
8.4
15
Not enough data
8.5
13
Not enough data
7.9
12
Not enough data
8.2
12
Not enough data
Revenue
8.5
13
Not enough data
8.5
12
Not enough data
8.3
12
Not enough data
Payroll
8.5
8
Not enough data
8.8
8
Not enough data
8.3
9
Not enough data
8.8
8
Not enough data
AI
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Mobile Applications - Accounting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting
Not enough data
Not enough data
Setup
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Performance
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Cards
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Reporting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payments
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Fraud & Risk Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Spend Management
Not enough data
Not enough data
Accounts Payable (AP) and Spend AnalysisHide 15 FeaturesShow 15 Features
Not enough data
Not enough data
Data Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounts Payable (AP) and Spend Analysis
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Recovery
Not enough data
Not enough data
Not enough data
Not enough data
AP Data Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Invoice Generation
7.4
11
8.1
21
8.0
9
8.7
19
8.1
9
8.1
18
Invoice Processing
8.5
8
7.4
15
8.0
9
7.7
14
8.0
10
8.6
13
7.5
10
9.0
17
Analytics
7.9
11
8.4
15
7.8
9
8.7
15
8.7
9
7.7
14
7.8
10
8.2
15
Integration
7.5
10
9.1
19
7.7
11
9.4
18
7.4
11
8.2
14
7.8
10
9.5
17
Agentic AI - Invoice Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Cash Flow Management
Not enough data
8.9
29
Not enough data
9.0
31
Not enough data
9.0
29
Cash Flow Forecasting
Not enough data
8.5
28
Not enough data
7.9
26
Not enough data
7.8
24
Not enough data
7.6
25
Not enough data
7.7
25
Analytics
Not enough data
8.1
26
Not enough data
8.2
26
Not enough data
8.2
25
Not enough data
8.1
24
Financial Data Transfer
Not enough data
8.3
27
Not enough data
8.2
26
Not enough data
8.1
25
Not enough data
8.3
27
Not enough data
8.5
24
Agentic AI - Cash Flow Management
Not enough data
Not enough data
Bill Generation
8.5
8
Not enough data
8.3
8
Not enough data
9.0
7
Not enough data
Bill Processing
9.0
8
Not enough data
8.6
6
Not enough data
9.2
8
Not enough data
Integration
9.4
6
Not enough data
9.0
8
Not enough data
8.8
7
Not enough data
Agentic AI - Billing
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Holded and Qonto are categorized as Invoice Management
Unique Categories
Holded is categorized as Accounting and Billing
Qonto is categorized as Spend Management, Cash Flow Management, Expense Management, and Accounts Payable (AP) and Spend Analysis
Reviews
Reviewers' Company Size
Holded
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Qonto
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Marketing and Advertising
22.7%
Apparel & Fashion
9.1%
Transportation/Trucking/Railroad
4.5%
Retail
4.5%
Real Estate
4.5%
Other
54.5%
Consulting
7.5%
Financial Services
7.5%
Accounting
7.5%
Computer Software
5.4%
Professional Training & Coaching
4.3%
Other
67.7%
Discussions
I like this apk for Android Holded expands our development
22 Comments
JB
Great article… Check out our website https://newminimilitia.com/mini-militia-maps/ Mini Militia MapsRead more
How can I change the graphics that show my sales?
7 Comments
AB
I've tried it out, but it doesn't appear to have much of an impact on gaming. I also use a 3080.
When the only window active is WMR home, Desktop Window...Read more
I would like to know if there is any way I can contact technical support directly by call
3 Comments
JA
Yes, try contact on holded.com
Also, If you use an Android device, put one of the best Android antivirus apps on it to protect it from corrupted apps and...Read more
What is Qonto used for?
1 Comment
Official Response from Qonto
Hello,
Thanks for reaching out with your question. Qonto is used as a financial solution tailored for small and medium-sized enterprises, startups, and...Read more
Qonto has no more discussions with answers
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