# Helcim vs Stripe Payments Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Helcim offers an intuitive platform that is easy to use, with a smooth onboarding process. Users appreciate the North American-based support team, which is noted for being helpful, although some complex issues may take longer to resolve.
- **Users say** that Stripe Payments excels in integration capabilities, making it easy to connect with existing tools like CRMs and backend systems. The extensive documentation is highlighted as a major advantage, making it very developer-friendly and ideal for those looking to streamline their payment processes.
- **Reviewers mention** that while Helcim is particularly well-suited for small businesses, its fee rates are praised by users in specific sectors, such as healthcare. However, some users feel that the support team sometimes struggles with more complex issues, which can be a drawback for businesses with unique needs.
- **According to verified reviews** , Stripe Payments is favored for its user-friendly interface, especially for customers. Users find it easy to build payment solutions into their websites, which enhances the overall customer experience and simplifies the management of recurrent payments and subscriptions.
- **G2 reviewers highlight** that Helcim's reporting and analytics features could use improvement, as users have noted limitations in this area. In contrast, Stripe Payments receives positive feedback for its robust reporting capabilities, which help businesses gain valuable insights into their payment processes.
- **Users report** that while Helcim has strong encryption and security features, Stripe Payments also offers solid security measures along with a more comprehensive set of features for e-commerce integration, making it a better choice for businesses looking to expand their online payment options.



| | Helcim | Stripe Payments | 
|---|---|---|
| **Star Rating** | 3.9 out of 5 | 4.2 out of 5 | 
| **Total Reviews** | 19 | 454 | 
| **Largest Market Segment** | Small-Business (84.2% of reviews) | Small-Business (79.5% of reviews) | 
| **Entry Level Price** | Pay As You Go | No pricing available | 

---
## Top Pros & Cons

### Helcim

Pros:
- Ease of Use (3 reviews)
- Easy Setup (2 reviews)

Cons:
- Pricing Issues (2 reviews)
- Account Management Issues (1 reviews)

### Stripe Payments

Pros:
- Ease of Use (40 reviews)
- Easy Payments (39 reviews)

Cons:
- High Fees (20 reviews)
- Poor Customer Support (10 reviews)

---
## Ratings Comparison
| Rating | Helcim | Stripe Payments | 
|---|---|---|
  | **Meets Requirements** | 8.2 (14 reviews) | 8.8 (365 reviews) | 
  | **Ease of Use** | 7.2 (15 reviews) | 8.8 (372 reviews) | 
  | **Ease of Setup** | 7.6 (11 reviews) | 8.7 (253 reviews) | 
  | **Ease of Admin** | 8.0 (9 reviews) | 8.6 (184 reviews) | 
  | **Quality of Support** | 8.6 (14 reviews) | 8.1 (309 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.0 (9 reviews) | 8.5 (175 reviews) | 
  | **Product Direction (% positive)** | 6.1 (12 reviews) | 8.6 (341 reviews) | 

---
## Pricing

### Helcim

#### Entry-Level Pricing

Plan: Transaction fees

Price: Pay As You Go

Description: With the Interchange Plus pricing model, Helcim passes the true cost of the transaction to you, with a small margin on top:

Key Features:
- In-person credit card fees: Interchange + 0.4% + 8¢
- Online credit card fees: Interchange + 0.5% + 25¢
- ACH/EFT (bank transfer): 0.5% + 25¢ (capped at $6 for transactions below $25,000)

[Browse all 3 editions](https://www.g2.com/products/helcim/pricing)

#### Free Trial

Yes

### Stripe Payments

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Helcim** | 7.8/10 | 8 |
| **Stripe Payments** | 8.5/10 | 255 |

#### Payment Processing

| Feature | Helcim | Stripe Payments | 
|---|---|---|
| **Encryption** | 9.3 (7 reviews) | 8.9 (196 reviews) | 
| **Credit Card Processing** | 8.3 (8 reviews) | 9.1 (223 reviews) | 
| **Mobile Payments** | Not enough data | 8.9 (192 reviews) | 
| **Digital Wallet Integration** | Not enough data | 8.5 (154 reviews) | 

#### Administration

| Feature | Helcim | Stripe Payments | 
|---|---|---|
| **Reporting & Analytics** | 6.2 (7 reviews) | 8.4 (198 reviews) | 
| **E-commerce Integration** | Not enough data | 8.9 (195 reviews) | 
| **Processing Fees** | 6.9 (8 reviews) | 7.0 (214 reviews) | 
| **POS Integration** | 8.3 (6 reviews) | 8.1 (141 reviews) | 
| **Omnichannel** | 8.1 (6 reviews) | 8.4 (144 reviews) | 
| **Levels 1 & 2** | 7.8 (6 reviews) | 8.1 (135 reviews) | 
| **Level 3** | 8.0 (5 reviews) | 8.1 (129 reviews) | 

#### Payment Options

| Feature | Helcim | Stripe Payments | 
|---|---|---|
| **Multi-Currency** | Feature Not Available | 8.6 (153 reviews) | 
| **Online payment portal** | 7.3 (5 reviews) | 8.8 (182 reviews) | 

#### Security

| Feature | Helcim | Stripe Payments | 
|---|---|---|
| **POS Verification** | 8.1 (6 reviews) | 8.2 (136 reviews) | 

#### Platform

| Feature | Helcim | Stripe Payments | 
|---|---|---|
| **Accounting integration** | 6.9 (6 reviews) | 8.6 (153 reviews) | 
| **E-commerce Integration** | 8.3 (5 reviews) | 8.9 (165 reviews) | 

### Embedded Payments

| Product | Score | Reviews |
|---|---|---|
| **Helcim** | N/A | N/A |
| **Stripe Payments** | 8.8/10 | 44 |

#### Payments - Embedded Payments

| Feature | Helcim | Stripe Payments | 
|---|---|---|
| **Processing** | Not enough data | 9.4 (41 reviews) | 
| **Fraud Protection** | Not enough data | 8.8 (41 reviews) | 
| **Payment Methods** | Not enough data | 9.5 (41 reviews) | 

#### Personalization - Embedded Payments

| Feature | Helcim | Stripe Payments | 
|---|---|---|
| **Customer Onboarding** | Not enough data | 8.9 (40 reviews) | 
| **Checkout Customization** | Not enough data | 8.7 (39 reviews) | 
| **Localization** | Not enough data | 8.5 (39 reviews) | 
| **Merchant Portal** | Not enough data | 9.0 (39 reviews) | 

#### Setup - Embedded Payments

| Feature | Helcim | Stripe Payments | 
|---|---|---|
| **Payment Flows** | Not enough data | 8.8 (39 reviews) | 
| **APIs** | Not enough data | 9.3 (41 reviews) | 
| **Dispute Management** | Not enough data | 8.1 (38 reviews) | 

#### Analytics - Embedded Payments

| Feature | Helcim | Stripe Payments | 
|---|---|---|
| **Transactions** | Not enough data | 9.2 (39 reviews) | 
| **Reconciliation** | Not enough data | 8.9 (38 reviews) | 
| **Revenue** | Not enough data | 9.0 (40 reviews) | 

#### Agentic AI - Embedded Payments

| Feature | Helcim | Stripe Payments | 
|---|---|---|
| **Cross-system Integration** | Not enough data | 7.8 (9 reviews) | 

### Omnichannel Commerce

| Product | Score | Reviews |
|---|---|---|
| **Helcim** | N/A | N/A |
| **Stripe Payments** | N/A | N/A |

#### Reporting

| Feature | Helcim | Stripe Payments | 
|---|---|---|
| **Reports & Analytics** | Not enough data | Not enough data | 
| **Data Transfer Tools** | Not enough data | Not enough data | 

#### Omnichannel Features 

| Feature | Helcim | Stripe Payments | 
|---|---|---|
| **Retail Management** | Not enough data | Not enough data | 
| **POS Integration** | Not enough data | Not enough data | 
| **Social Media Integration** | Not enough data | Not enough data | 
| **Customer Service Integration** | Not enough data | Not enough data | 
| **Marketing Tools** | Not enough data | Not enough data | 
| **E-commerce Integration** | Not enough data | Not enough data | 
| **ERP Integration** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing)

**Unique to Helcim (1):** [Omnichannel Commerce Software](https://www.g2.com/categories/omnichannel-commerce)

**Unique to Stripe Payments (1):** [Embedded Payments Software](https://www.g2.com/categories/embedded-payments)


---
## Reviewer Demographics

### By Company Size

| Segment | Helcim | Stripe Payments | 
|---|---|---|
| **Small-Business** | 84.2% | 79.5% | 
| **Mid-Market** | 15.8% | 17.0% | 
| **Enterprise** | 0% | 3.4% | 

### By Industry

#### Helcim

- **Health, Wellness and Fitness:** 15.8%
- **Leisure, Travel & Tourism:** 10.5%
- **Computer Software:** 10.5%
- **Apparel & Fashion:** 10.5%
- **Consulting:** 5.3%
- **Wholesale:** 5.3%
- **Restaurants:** 5.3%
- **Recreational Facilities and Services:** 5.3%
- **Non-Profit Organization Management:** 5.3%
- **Information Technology and Services:** 5.3%
- **Other:** 21.1%

#### Stripe Payments

- **Computer Software:** 9.4%
- **Information Technology and Services:** 8.0%
- **Marketing and Advertising:** 7.6%
- **Non-Profit Organization Management:** 6.2%
- **Health, Wellness and Fitness:** 5.5%
- **Retail:** 4.8%
- **Consumer Services:** 3.0%
- **Financial Services:** 2.8%
- **Accounting:** 2.5%
- **Consulting:** 2.5%
- **Other:** 47.7%

---
## Alternatives

### Alternatives to Helcim

- [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) — 4.4/5 stars (367 reviews)
- [Shopify Plus](https://www.g2.com/products/shopify-plus/reviews) — 4.4/5 stars (871 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews)
- [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4118 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (584 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1806 reviews)
- [Thryv](https://www.g2.com/products/thryv/reviews) — 4.3/5 stars (2011 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (977 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (369 reviews)
- [Salesforce B2C Commerce](https://www.g2.com/products/salesforce-b2c-commerce/reviews) — 4.3/5 stars (593 reviews)

### Alternatives to Stripe Payments

- [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) — 4.8/5 stars (105 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (584 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews)
- [checkout.com](https://www.g2.com/products/checkout-com/reviews) — 4.6/5 stars (71 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [8am CPACharge](https://www.g2.com/products/8am-cpacharge/reviews) — 4.7/5 stars (105 reviews)
- [Nuvei](https://www.g2.com/products/nuvei/reviews) — 4.3/5 stars (20 reviews)
- [QuickBooks Payments](https://www.g2.com/products/quickbooks-payments/reviews) — 3.9/5 stars (45 reviews)

---
## Top Discussions

### Helcim

No discussions available for this product.

### Stripe Payments

- Title: [What is Stripe Payments used for?](https://www.g2.com/discussions/what-is-stripe-payments-used-for) — 1 comment, 1 upvote
  > **Top comment:** "Stripe payment is a payment processor. They handle support many payment types and store the payment information in their PCI compliant application. Users can..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/helcim-vs-stripe-stripe-payments)