# Happay, Zaggle vs SAP Concur Comparison

| | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.2 out of 5 | 4.0 out of 5 | 
| **Total Reviews** | 431 | 115 | 7,055 | 
| **Largest Market Segment** | Enterprise (48.7% of reviews) | Mid-Market (46.7% of reviews) | Enterprise (55.0% of reviews) | 
| **Entry Level Price** | Contact Us | No pricing available | Starting at $7.00 | 

---
## Top Pros & Cons

### Happay

Pros:
- Ease of Use (61 reviews)
- Intuitive (24 reviews)

Cons:
- Approval Issues (12 reviews)
- Slow Performance (11 reviews)

### Zaggle

Pros:
- Ease of Use (56 reviews)
- Convenience (17 reviews)

Cons:
- Approval Issues (15 reviews)
- Limited Acceptance (11 reviews)

### SAP Concur

Pros:
- Ease of Use (519 reviews)
- Expense Management (425 reviews)

Cons:
- Not Intuitive (106 reviews)
- Learning Curve (98 reviews)

---
## Ratings Comparison
| Rating | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
  | **Meets Requirements** | 9.0 (339 reviews) | 8.8 (43 reviews) | 8.7 (5928 reviews) | 
  | **Ease of Use** | 9.1 (343 reviews) | 8.5 (113 reviews) | 8.0 (6007 reviews) | 
  | **Ease of Setup** | 8.9 (182 reviews) | 9.1 (35 reviews) | 8.0 (1365 reviews) | 
  | **Ease of Admin** | 8.7 (105 reviews) | 8.3 (6 reviews) | 8.1 (887 reviews) | 
  | **Quality of Support** | 8.8 (330 reviews) | 8.2 (44 reviews) | 8.0 (4323 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.5 (103 reviews) | 7.8 (6 reviews) | 8.1 (869 reviews) | 
  | **Product Direction (% positive)** | 9.5 (344 reviews) | 8.9 (41 reviews) | 7.3 (5820 reviews) | 

---
## Pricing

### Happay

#### Entry-Level Pricing

Plan: Schedule a Demo

Price: Contact Us

Key Features:
- Manage corporate spends
- Reimbursements
- Petty cash

[Learn more about Happay](https://www.g2.com/products/happay/reviews)

#### Free Trial

No

### Zaggle

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### SAP Concur

#### Entry-Level Pricing

Plan: Base

Price: Starting at $7.00

Description: For smaller businesses with basic expense reporting needs.

Key Features:
- Concur Expense

[Browse all 3 editions](https://www.g2.com/products/sap-concur/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Happay** | 8.9/10 | 254 |
| **Zaggle** | 8.0/10 | 35 |
| **SAP Concur** | 8.4/10 | 5182 |

#### Expense Reports

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Ease of Creating Expense Reports** | 9.1 (207 reviews) ✓ Verified | 8.1 (31 reviews) | 8.5 (4517 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.8 (172 reviews) ✓ Verified | 8.1 (31 reviews) | 8.6 (3556 reviews) ✓ Verified | 
| **Smart Categorization** | 8.9 (161 reviews) | 8.2 (32 reviews) | 8.0 (3498 reviews) ✓ Verified | 
| **Digital Receipt Management** | 9.1 (177 reviews) ✓ Verified | 8.0 (31 reviews) | 8.5 (4315 reviews) ✓ Verified | 
| **Employee Reimbursement** | 9.2 (198 reviews) ✓ Verified | 8.7 (29 reviews) | 8.8 (4154 reviews) ✓ Verified | 
| **Currency Conversions** | 9.0 (142 reviews) ✓ Verified | 7.9 (29 reviews) | 8.5 (2096 reviews) ✓ Verified | 
| **Credit Card Integration** | 8.8 (150 reviews) ✓ Verified | 7.9 (28 reviews) | 8.6 (2887 reviews) ✓ Verified | 

#### Agentic AI - Expense Management

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.0 (11 reviews) | 8.1 (98 reviews) | 
| **Cross-system Integration** | Not enough data | 8.0 (11 reviews) | 8.1 (111 reviews) | 

#### Travel Management

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Ease of Booking** | 9.0 (176 reviews) | 8.1 (26 reviews) | 8.2 (3397 reviews) ✓ Verified | 
| **Itinerary Management** | 8.6 (145 reviews) | 8.1 (24 reviews) | 8.3 (3216 reviews) ✓ Verified | 
| **Trip Notifications** | 8.7 (140 reviews) | 8.1 (23 reviews) | 8.5 (3160 reviews) ✓ Verified | 
| **Advanced Integrations** | 8.8 (150 reviews) | 7.9 (24 reviews) | 8.3 (2373 reviews) ✓ Verified | 

#### Client Invoicing

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | 8.3 (24 reviews) | 8.3 (1563 reviews) ✓ Verified | 
| **Electronic Payments** | 8.8 (168 reviews) | 8.1 (24 reviews) | 8.5 (1730 reviews) ✓ Verified | 
| **Project Accounting / Revenue Recognition** | 8.6 (140 reviews) | 8.0 (24 reviews) | 8.3 (1372 reviews) ✓ Verified | 

#### Generative AI - Expense Management

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | Not enough data | 

#### Mobile

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Receipt Capture** | 9.0 (173 reviews) ✓ Verified | 8.5 (27 reviews) | 8.8 (3720 reviews) ✓ Verified | 
| **Mileage Tracking** | 9.0 (140 reviews) ✓ Verified | 7.6 (21 reviews) | 8.6 (2460 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | 8.7 (124 reviews) | 7.6 (22 reviews) | 8.6 (2690 reviews) ✓ Verified | 

#### Platform

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Embedded AI / Machine Learning** | 8.7 (142 reviews) ✓ Verified | 7.7 (21 reviews) | 7.8 (716 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 8.8 (156 reviews) ✓ Verified | 7.7 (21 reviews) | 8.1 (2083 reviews) ✓ Verified | 

#### Administration

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **PCI Regulation Compliant** | 8.9 (138 reviews) ✓ Verified | 8.3 (22 reviews) | 8.3 (1163 reviews) ✓ Verified | 

#### Administration

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Business Tool Integration** | 8.8 (153 reviews) ✓ Verified | 7.9 (21 reviews) | 8.3 (1422 reviews) ✓ Verified | 
| **Workflow** | 8.9 (175 reviews) ✓ Verified | 8.0 (21 reviews) | 8.4 (1696 reviews) ✓ Verified | 
| **Automated Reminders** | 8.9 (177 reviews) ✓ Verified | 8.3 (21 reviews) | 8.4 (1598 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.9 (168 reviews) ✓ Verified | 8.0 (20 reviews) | 8.5 (1519 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.9 (186 reviews) ✓ Verified | 8.2 (21 reviews) | 8.6 (1577 reviews) ✓ Verified | 

#### Platform

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Reporting** | 9.1 (173 reviews) ✓ Verified | 8.1 (24 reviews) | 8.4 (1726 reviews) ✓ Verified | 
| **APIs / Integration** | 8.8 (136 reviews) | 7.9 (21 reviews) | 8.2 (1174 reviews) ✓ Verified | 
| **Internationalization** | Feature Not Available | 7.9 (20 reviews) | 8.3 (1124 reviews) ✓ Verified | 
| **Performance and Reliability** | 9.0 (177 reviews) ✓ Verified | 8.1 (24 reviews) | 8.3 (1977 reviews) ✓ Verified | 
| **Mobile User Support** | 9.0 (167 reviews) ✓ Verified | 8.0 (24 reviews) | 8.3 (1618 reviews) ✓ Verified | 
| **Offline** | Feature Not Available | 7.8 (19 reviews) | Feature Not Available | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **Happay** | 9.0/10 | 60 |
| **Zaggle** | N/A | N/A |
| **SAP Concur** | N/A | N/A |

#### Payment Methods

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **ACH** | 8.7 (22 reviews) | Not enough data | Not enough data | 
| **Credit and Debit** | 9.1 (47 reviews) | Not enough data | Not enough data | 
| **Wire Transfer** | 8.8 (24 reviews) | Not enough data | Not enough data | 

#### Payment Processing 

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Batch Processing** | 9.1 (35 reviews) | Not enough data | Not enough data | 
| **Payments Scheduling** | 9.1 (37 reviews) | Not enough data | Not enough data | 
| **Automated Workflows** | 9.3 (34 reviews) | Not enough data | Not enough data | 
| **Self Service** | 9.1 (49 reviews) | Not enough data | Not enough data | 
| **Reconciliation** | 9.4 (41 reviews) | Not enough data | Not enough data | 
| **Settlements** | 9.2 (45 reviews) | Not enough data | Not enough data | 
| **Payment Tracking** | 9.4 (50 reviews) | Not enough data | Not enough data | 

#### Security and Compliance

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **PCI Compliant** | 8.7 (25 reviews) | Not enough data | Not enough data | 
| **P2PE** | 8.8 (24 reviews) | Not enough data | Not enough data | 
| **Fraud Management** | 8.7 (25 reviews) | Not enough data | Not enough data | 
| **SSL Encryption** | 9.0 (25 reviews) | Not enough data | Not enough data | 
| **SOX** | 8.5 (21 reviews) | Not enough data | Not enough data | 
| **SOC** | 8.6 (22 reviews) | Not enough data | Not enough data | 

#### Integration

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Agnostic Integration** | 8.8 (19 reviews) | Not enough data | Not enough data | 
| **Reporting Consolidation** | 9.1 (31 reviews) | Not enough data | Not enough data | 
| **Plugins and APIs** | 8.6 (23 reviews) | Not enough data | Not enough data | 

#### Payment Types

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **AP Automation** | 8.8 (19 reviews) | Not enough data | Not enough data | 
| **E-Commerce** | 8.9 (35 reviews) | Not enough data | Not enough data | 
| **Retail** | 9.1 (33 reviews) | Not enough data | Not enough data | 

#### Agentic AI - Enterprise Payment

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Happay** | N/A | N/A |
| **Zaggle** | 8.8/10 | 6 |
| **SAP Concur** | N/A | N/A |

#### Setup

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Data** | Not enough data | 9.0 (5 reviews) | Not enough data | 
| **Approvals** | Not enough data | 9.0 (5 reviews) | Not enough data | 
| **Alignment** | Not enough data | Not enough data | Not enough data | 

#### Performance

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **KPIs** | Not enough data | Not enough data | Not enough data | 
| **Benchmarks** | Not enough data | Not enough data | Not enough data | 
| **Forecasting** | Not enough data | Not enough data | Not enough data | 
| **Savings** | Not enough data | Not enough data | Not enough data | 

#### Payment Cards

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **One-time Virtual** | Not enough data | Not enough data | Not enough data | 
| **Recurring Virtual** | Not enough data | Not enough data | Not enough data | 
| **Physical** | Not enough data | Not enough data | Not enough data | 

#### Reporting

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Real time** | Not enough data | Not enough data | Not enough data | 
| **Multiple Views** | Not enough data | Not enough data | Not enough data | 
| **Export** | Not enough data | Not enough data | Not enough data | 
| **Budgets** | Not enough data | Not enough data | Not enough data | 

#### Payments

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Vendor** | Not enough data | 8.3 (5 reviews) | Not enough data | 
| **Recurring** | Not enough data | Not enough data | Not enough data | 
| **Employee Reimbursements** | Not enough data | Not enough data | Not enough data | 
| **ACH** | Not enough data | Not enough data | Not enough data | 

#### Fraud &amp; Risk Management

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Notifications** | Not enough data | Not enough data | Not enough data | 
| **Unique Cards** | Not enough data | Not enough data | Not enough data | 
| **Controls** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Spend Management

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **Happay** | N/A | N/A |
| **Zaggle** | N/A | N/A |
| **SAP Concur** | 9.2/10 | 142 |

#### Invoice Management

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Capture** | Not enough data | Not enough data | 9.2 (107 reviews) | 
| **Supplier Portal** | Not enough data | Not enough data | Feature Not Available | 
| **Repository** | Not enough data | Not enough data | 9.2 (99 reviews) | 

#### Invoice Processing

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Matching** | Not enough data | Not enough data | 9.3 (98 reviews) | 
| **Payments** | Not enough data | Not enough data | 9.2 (103 reviews) | 
| **Workflows** | Not enough data | Not enough data | 9.3 (105 reviews) | 
| **Tax Compliance** | Not enough data | Not enough data | 9.3 (98 reviews) | 

#### Analytics

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Due Dates** | Not enough data | Not enough data | 9.2 (106 reviews) | 
| **Benchmarking** | Not enough data | Not enough data | Feature Not Available | 
| **KPIs** | Not enough data | Not enough data | 9.2 (98 reviews) | 

#### Integration

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Accounting** | Not enough data | Not enough data | 9.3 (108 reviews) | 
| **Payment Integration** | Not enough data | Not enough data | 9.3 (102 reviews) | 
| **ERP** | Not enough data | Not enough data | 9.2 (106 reviews) | 

#### Risk

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Analysis** | Not enough data | Not enough data | Feature Not Available | 
| **Identification** | Not enough data | Not enough data | Feature Not Available | 
| **Scoring** | Not enough data | Not enough data | Feature Not Available | 

#### Recovery

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Recoup** | Not enough data | Not enough data | 9.0 (99 reviews) | 
| **Reporting** | Not enough data | Not enough data | 9.2 (102 reviews) | 

#### Audit

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Filters** | Not enough data | Not enough data | 9.2 (98 reviews) | 
| **Post Audits** | Not enough data | Not enough data | Feature Not Available | 
| **Overpayments** | Not enough data | Not enough data | 9.1 (97 reviews) | 
| **Duplicates** | Not enough data | Not enough data | 9.3 (102 reviews) | 

#### Fraud

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Vendor Checks** | Not enough data | Not enough data | 9.1 (97 reviews) | 
| **Data Generation** | Not enough data | Not enough data | 9.1 (102 reviews) | 
| **Monitoring** | Not enough data | Not enough data | 9.3 (100 reviews) | 

#### Agentic AI - AP Automation

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 9.4 (23 reviews) | 
| **Proactive Assistance** | Not enough data | Not enough data | 9.3 (23 reviews) | 
| **Decision Making** | Not enough data | Not enough data | 9.4 (22 reviews) | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Happay** | N/A | N/A |
| **Zaggle** | N/A | N/A |
| **SAP Concur** | 8.8/10 | 549 |

#### Invoice Generation

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Templates** | Not enough data | Not enough data | 8.6 (368 reviews) ✓ Verified | 
| **Digital Invoices** | Not enough data | Not enough data | 8.9 (391 reviews) ✓ Verified | 
| **Recurring Invoices** | Not enough data | Not enough data | 8.8 (355 reviews) ✓ Verified | 

#### Invoice Processing

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Approvals** | Not enough data | Not enough data | 8.9 (438 reviews) ✓ Verified | 
| **Batch Processing** | Not enough data | Not enough data | Feature Not Available | 
| **Consolidation** | Not enough data | Not enough data | Feature Not Available | 
| **Match Invoices** | Not enough data | Not enough data | 9.0 (227 reviews) ✓ Verified | 

#### Analytics

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Due Dates** | Not enough data | Not enough data | Feature Not Available | 
| **Cashflow** | Not enough data | Not enough data | 8.7 (326 reviews) ✓ Verified | 
| **KPIs** | Not enough data | Not enough data | 8.8 (297 reviews) ✓ Verified | 
| **Payment Tracking** | Not enough data | Not enough data | 9.1 (231 reviews) ✓ Verified | 

#### Integration

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Accounting** | Not enough data | Not enough data | 8.8 (358 reviews) ✓ Verified | 
| **Payments** | Not enough data | Not enough data | Feature Not Available | 
| **ERP** | Not enough data | Not enough data | 8.8 (330 reviews) ✓ Verified | 
| **Account Sync** | Not enough data | Not enough data | 8.9 (211 reviews) ✓ Verified | 

#### Agentic AI - Invoice Management

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 8.7 (46 reviews) | 
| **Adaptive Learning** | Not enough data | Not enough data | 8.8 (47 reviews) | 
| **Proactive Assistance** | Not enough data | Not enough data | 8.8 (48 reviews) | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **Happay** | 9.0/10 | 232 |
| **Zaggle** | N/A | N/A |
| **SAP Concur** | 8.5/10 | 4828 |

#### Expense Reporting

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Expense Automation** | 9.1 (33 reviews) | Not enough data | 8.9 (414 reviews) ✓ Verified | 
| **Integration** | 8.6 (30 reviews) | Not enough data | 8.5 (367 reviews) ✓ Verified | 
| **Compliance** | 8.9 (28 reviews) | Not enough data | 8.9 (382 reviews) ✓ Verified | 
| **Mobile Functionality** | 8.9 (35 reviews) | Not enough data | 8.7 (393 reviews) ✓ Verified | 

#### Travel Management

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Ease of Booking** | 9.0 (176 reviews) | 8.1 (26 reviews) | 8.2 (3397 reviews) ✓ Verified | 
| **Itinerary Management** | 8.6 (145 reviews) | 8.1 (24 reviews) | 8.3 (3216 reviews) ✓ Verified | 
| **Trip Notifications** | 8.7 (140 reviews) | 8.1 (23 reviews) | 8.5 (3160 reviews) ✓ Verified | 
| **Advanced Integrations** | 8.8 (150 reviews) | 7.9 (24 reviews) | 8.3 (2373 reviews) ✓ Verified | 

#### Approval 

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Rules** | 8.7 (31 reviews) | Not enough data | 8.8 (391 reviews) ✓ Verified | 
| **Workflows** | 8.7 (34 reviews) | Not enough data | 8.9 (391 reviews) ✓ Verified | 
| **Submit** | 9.0 (35 reviews) | Not enough data | 9.2 (427 reviews) ✓ Verified | 

#### AI - Travel Management

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Personalization** | 9.4 (13 reviews) | Not enough data | 8.2 (101 reviews) | 
| **Predictive Analytics** | 8.9 (14 reviews) | Not enough data | 8.1 (100 reviews) | 
| **Cost Savings** | 9.2 (13 reviews) | Not enough data | 8.3 (107 reviews) | 
| **Efficiency** | 9.0 (13 reviews) | Not enough data | 8.3 (104 reviews) | 
| **Real-Time Assistance** | 9.0 (13 reviews) | Not enough data | 8.5 (103 reviews) | 

#### Agentic AI - Travel Management

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 8.3 (55 reviews) | 
| **Proactive Assistance** | Not enough data | Not enough data | 8.2 (55 reviews) | 

#### Employee Risk Management

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | Not enough data | 
| **Policy Enforcement &amp; Compliance** | Not enough data | Not enough data | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | Not enough data | 
| **Risk Alerts &amp; Safety Notifications** | Not enough data | Not enough data | Not enough data | 

#### Sustainability &amp; Reporting

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | Not enough data | 

### Accounting &amp; Finance

| Product | Score | Reviews |
|---|---|---|
| **Happay** | N/A | N/A |
| **Zaggle** | N/A | N/A |
| **SAP Concur** | N/A | N/A |

#### Agentic AI - Accounting &amp; Finance

| Feature | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to Happay (2):** [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Travel Management Software](https://www.g2.com/categories/travel-management)

**Unique to Zaggle (1):** [Spend Management Software](https://www.g2.com/categories/spend-management)

**Unique to SAP Concur (3):** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Travel Management Software](https://www.g2.com/categories/travel-management)


---
## Reviewer Demographics

### By Company Size

| Segment | Happay | Zaggle | SAP Concur | 
|---|---|---|---|
| **Small-Business** | 12.4% | 17.8% | 8.7% | 
| **Mid-Market** | 38.9% | 46.7% | 36.3% | 
| **Enterprise** | 48.7% | 35.6% | 55.0% | 

### By Industry

#### Happay

- **Accounting:** 17.2%
- **Financial Services:** 10.0%
- **Information Technology and Services:** 8.9%
- **Hospitality:** 8.6%
- **Management Consulting:** 6.2%
- **Computer Software:** 4.5%
- **Consulting:** 2.9%
- **Retail:** 2.2%
- **Consumer Goods:** 1.9%
- **Food &amp; Beverages:** 1.9%
- **Other:** 35.6%

#### Zaggle

- **Information Technology and Services:** 23.7%
- **Computer Software:** 11.4%
- **Financial Services:** 6.1%
- **Accounting:** 5.3%
- **Computer &amp; Network Security:** 5.3%
- **Food &amp; Beverages:** 4.4%
- **Pharmaceuticals:** 4.4%
- **Construction:** 3.5%
- **Telecommunications:** 2.6%
- **Consumer Goods:** 2.6%
- **Other:** 30.7%

#### SAP Concur

- **Information Technology and Services:** 8.3%
- **Computer Software:** 7.0%
- **Hospital &amp; Health Care:** 5.5%
- **Higher Education:** 4.4%
- **Financial Services:** 4.0%
- **Marketing and Advertising:** 3.3%
- **Accounting:** 3.0%
- **Internet:** 2.8%
- **Non-Profit Organization Management:** 2.6%
- **Retail:** 2.6%
- **Other:** 56.4%

---
## Alternatives

### Alternatives to Happay

- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5640 reviews)
- [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1521 reviews)
- [itilite](https://www.g2.com/products/itilite/reviews) — 4.4/5 stars (714 reviews)
- [Sage Expense Management](https://www.g2.com/products/sage-expense-management/reviews) — 4.6/5 stars (1784 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2384 reviews)
- [myBiz by MakeMyTrip](https://www.g2.com/products/mybiz-by-makemytrip/reviews) — 4.5/5 stars (1052 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (1969 reviews)
- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1574 reviews)

### Alternatives to Zaggle

- [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1521 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5640 reviews)
- [Sage Expense Management](https://www.g2.com/products/sage-expense-management/reviews) — 4.6/5 stars (1784 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1574 reviews)
- [BILL Spend &amp; Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2100 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [myBiz by MakeMyTrip](https://www.g2.com/products/mybiz-by-makemytrip/reviews) — 4.5/5 stars (1052 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5319 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)

### Alternatives to SAP Concur

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Webexpenses](https://www.g2.com/products/signifo-webexpenses/reviews) — 4.4/5 stars (2124 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1925 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1574 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (407 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5319 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5640 reviews)

---
## Top Discussions

### Happay

- Title: [Is there any option to use Happay in PC](https://www.g2.com/discussions/is-there-any-option-to-use-happay-in-pc) — 3 comments, 1 upvote
  > **Top comment:** "Yes. www.happay.in"
- Title: [What is Happay used for?](https://www.g2.com/discussions/what-is-happay-used-for) — 2 comments
  > **Top comment:** "Happay is the preferred solution for employees, managers, and finance teams for fast, transparent, compliant, and error-free travel and expense management."
- Title: [Why there is no option to call the respective next level of person to take a follow up if he&#39;s not commenting back on your comment.](https://www.g2.com/discussions/why-there-is-no-option-to-call-the-respective-next-level-of-person-to-take-a-follow-up-if-he-s-not-commenting-back-on-your-comment) — 2 comments, 1 upvote
  > **Top comment:** "Mostly its the line manager who has to approve the happay, and mostly its a automated process that flows over mails, hence its not necessary to have a  call..."
- Title: [Do you want to solve for petty expenses and tech subscription](https://www.g2.com/discussions/do-you-want-to-solve-for-petty-expenses-and-tech-subscription) — 1 comment, 1 upvote
  > **Top comment:** "Hi Arpan,

Yes Happay is a pioneer in Petty Cash Management. 

Regards,
Himanshu"
- Title: [What is the need of creating a report for every expense?](https://www.g2.com/discussions/what-is-the-need-of-creating-a-report-for-every-expense) — 1 comment, 1 upvote
  > **Top comment:** "Not necessarily. You can group the expenses into different reports or group the all of them in one and name it. In months, weeks or events. "

### Zaggle

No discussions available for this product.

### SAP Concur

- Title: [Is it now possible to book trains?](https://www.g2.com/discussions/is-it-now-possible-to-book-trains) — 8 comments, 3 upvotes
  > **Top comment:** "Yes, you are able to book rail tickets."
- Title: [What is SAP Concur used for?](https://www.g2.com/discussions/what-is-sap-concur-used-for) — 6 comments, 2 upvotes
  > **Top comment:** "Concur is used for logging and submitting expenses, travel, mileage, etc."
- Title: [How much does SAP concur cost?](https://www.g2.com/discussions/how-much-does-sap-concur-cost) — 2 comments
  > **Top comment:** "9$ per month"
- Title: [Implementation experiences?](https://www.g2.com/discussions/implementation-experiences) — 2 comments, 1 upvote
  > **Top comment:** "Until some time ago was not a cheap tool but i believe they changed their license model to accommodate small companies.
I used it in the past and required..."
- Title: [what is the best way to put the Hotel expense by single night rate with out the 1/1000 of the place](https://www.g2.com/discussions/what-is-the-best-way-to-put-the-hotel-expense-by-single-night-rate-with-out-the-1-1000-of-the-place) — 2 comments, 1 upvote
  > **Top comment:** "You&#39;ll first start by putting in the nights you stay, then it will break out your hotel equally by the nights you stayed. Then you&#39;ll want to go into each..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/happay-vs-zaggle-vs-sap-concur)

