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Compare Gusto and Melio 
Featured Products
At a Glance
Market Segments
Small-Business (84.1% of reviews)
Small-Business (94.2% of reviews)
Entry-Level Pricing
Starting at $49.00 Per Month
Free
Gusto
Star Rating
(8,066)4.6 out of 5
Market Segments
Small-Business (84.1% of reviews)
Pros & Cons
Entry-Level Pricing
Starting at $49.00 Per Month
Free Trial is available
Browse all 3 pricing plansMelio
Star Rating
(245)4.5 out of 5
Market Segments
Small-Business (94.2% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Free Trial is available
Browse all 4 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Gusto excels in overall user satisfaction, with many praising its ease of use and excellent customer service. Users appreciate the ability to manage payments for both US and international contractors seamlessly, highlighting that they rarely encounter issues finding what they need.
- Users say that Melio simplifies business payments, making them easy and smooth. The scheduling and automation features are particularly noted for enhancing the payment process, allowing users to pay vendors quickly and track payments effectively.
- Reviewers mention that Gusto's implementation process is notably quick and intuitive, with many users enjoying features like On-Demand Pay and easy access to pay stubs. This contributes to a positive onboarding experience that many find beneficial.
- According to verified reviews, Melio's user interface is clean and straightforward, making it easy to set up approvals for payments. Users appreciate the flexibility of paying vendors via ACH or card, even if the vendor does not accept card payments, which adds to its convenience.
- G2 reviewers highlight that Gusto provides robust reporting and compliance features, which are essential for small businesses. Users value the ability to generate detailed reports and ensure compliance with regulations, making it a reliable partner for business operations.
- Users express concerns about Melio's support quality, noting that while it is functional, it does not match the level of support provided by Gusto. Many Gusto users commend the responsive and helpful customer service, which enhances their overall experience with the platform.
Pricing
Entry-Level Pricing
Gusto
Simple Plan
Starting at $49.00
Per Month
For small businesses or s-corps needing basic payroll.
- Full-service single-state payroll including W-2s and 1099s
- Basic support
- Employee profiles and self-service
Melio
Melio Go
Free
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
- 5 free ACH transfers per month
- 10 free syncs with QuickBooks Online & Xero
- Pay by card or bank—vendor receives check, ACH, or wire transfers
Free Trial
Gusto
Free Trial is available
Melio
Free Trial is available
Ratings
Meets Requirements
9.4
6,236
8.7
202
Ease of Use
9.5
6,441
9.2
204
Ease of Setup
9.3
5,117
9.0
150
Ease of Admin
9.3
2,209
9.0
101
Quality of Support
9.0
5,203
8.3
178
Has the product been a good partner in doing business?
9.1
2,207
8.9
101
Product Direction (% positive)
9.2
6,315
8.4
185
Features by Category
Core HR
8.8
899
Not enough data
9.0
907
Not enough data
8.1
792
Not enough data
8.6
842
Not enough data
8.8
859
Not enough data
8.7
862
Not enough data
Generative AI
7.2
472
Not enough data
Platform
8.2
2237
Not enough data
8.0
2046
Not enough data
Feature Not Available
Not enough data
8.9
2267
Not enough data
9.2
2272
Not enough data
8.9
2178
Not enough data
8.8
2239
Not enough data
9.1
2263
Not enough data
Employee Self Service
9.5
5105
|
Verified
Not enough data
8.9
4632
|
Verified
Not enough data
9.0
4693
|
Verified
Not enough data
Administration
9.4
4936
|
Verified
Not enough data
9.0
4575
|
Verified
Not enough data
9.6
5041
|
Verified
Not enough data
8.9
4432
|
Verified
Not enough data
9.2
4640
|
Verified
Not enough data
8.8
4155
|
Verified
Not enough data
9.1
4358
|
Verified
Not enough data
9.2
4528
|
Verified
Not enough data
9.2
4535
|
Verified
Not enough data
Taxes
9.3
4815
|
Verified
Not enough data
9.2
4691
|
Verified
Not enough data
Feature Not Available
Not enough data
Integration
8.6
4080
|
Verified
Not enough data
8.8
4104
|
Verified
Not enough data
8.8
4156
|
Verified
Not enough data
8.6
3899
|
Verified
Not enough data
Platform
9.0
4558
|
Verified
Not enough data
9.2
4558
|
Verified
Not enough data
9.3
4761
|
Verified
Not enough data
9.2
4435
|
Verified
Not enough data
Benefits Administration Platform Features
9.0
1357
Not enough data
8.9
1312
Not enough data
8.4
1217
Not enough data
9.0
1323
Not enough data
9.0
1305
Not enough data
9.2
1343
Not enough data
9.0
1275
Not enough data
8.8
1250
Not enough data
Benefits Administration Platform Features
9.0
1357
Not enough data
8.9
1312
Not enough data
8.4
1217
Not enough data
9.0
1323
Not enough data
9.0
1305
Not enough data
9.2
1343
Not enough data
9.0
1275
Not enough data
9.1
928
Not enough data
8.8
1250
Not enough data
8.5
1058
Not enough data
8.3
975
Not enough data
8.9
1040
Not enough data
Generative AI
7.2
838
Not enough data
7.2
835
Not enough data
7.1
830
Not enough data
Platform
8.2
2237
Not enough data
8.0
2046
Not enough data
Feature Not Available
Not enough data
8.9
2267
Not enough data
9.2
2272
Not enough data
8.9
2178
Not enough data
8.8
2239
Not enough data
9.1
2263
Not enough data
Payment Methods
Not enough data
9.3
7
Not enough data
9.3
7
Not enough data
9.8
7
Payment Processing
Not enough data
8.1
7
Not enough data
9.3
7
Not enough data
8.3
7
Not enough data
8.6
7
Not enough data
8.1
7
Not enough data
8.6
7
Not enough data
9.3
7
Security and Compliance
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
8.1
7
Not enough data
7.6
7
Not enough data
7.6
7
Integration
Not enough data
7.9
7
Not enough data
7.6
7
Not enough data
7.9
7
Payment Types
Not enough data
9.4
6
Not enough data
7.5
6
Not enough data
7.2
6
Agentic AI - Enterprise Payment
Not enough data
Not enough data
Invoice Management
Not enough data
8.5
41
Not enough data
7.5
37
Not enough data
7.7
37
Invoice Processing
Not enough data
7.8
40
Not enough data
9.1
46
Not enough data
8.5
41
Not enough data
7.3
31
Analytics
Not enough data
8.7
41
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Integration
Not enough data
9.1
43
Not enough data
8.7
43
Not enough data
Feature Not Available
Risk
Not enough data
8.0
35
Not enough data
7.6
34
Not enough data
7.4
31
Recovery
Not enough data
7.8
28
Not enough data
8.0
33
Audit
Not enough data
6.8
30
Not enough data
7.0
28
Not enough data
6.7
30
Not enough data
6.9
32
Fraud
Not enough data
7.5
31
Not enough data
7.6
29
Not enough data
7.8
27
Agentic AI - AP Automation
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Invoice Generation
Not enough data
8.7
47
Not enough data
9.2
54
Not enough data
8.5
48
Invoice Processing
Not enough data
8.9
50
Not enough data
8.6
50
Not enough data
8.6
46
Not enough data
8.9
52
Analytics
Not enough data
9.0
59
Not enough data
8.4
48
Not enough data
8.0
44
Not enough data
9.0
56
Integration
Not enough data
8.7
55
Not enough data
8.7
55
Not enough data
8.1
42
Not enough data
8.8
49
Agentic AI - Invoice Management
Not enough data
7.4
7
Not enough data
7.6
7
Not enough data
7.1
7
Platform Basics
8.5
183
Not enough data
9.2
191
Not enough data
8.9
183
Not enough data
Platform Performance
8.8
189
Not enough data
8.5
177
Not enough data
Platform Functionality
9.1
184
Not enough data
8.5
180
Not enough data
8.8
177
Not enough data
Platform Additional Functionality
8.8
180
Not enough data
8.4
174
Not enough data
8.1
171
Not enough data
Generative AI
7.3
157
Not enough data
Payment Processing
Not enough data
9.0
98
Not enough data
8.8
99
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Administration
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.2
107
Not enough data
Feature Not Available
Not enough data
8.5
83
Not enough data
8.2
78
Not enough data
8.0
71
Payment Options
Not enough data
Feature Not Available
Not enough data
8.9
115
Security
Not enough data
Feature Not Available
Platform
Not enough data
8.7
103
Not enough data
8.1
72
Platform Basics
9.2
773
8.7
43
9.2
778
8.6
42
Platform Administration
8.6
711
7.4
41
9.1
754
7.4
41
9.0
762
7.8
43
Platform Payment Content
9.0
757
7.8
41
8.4
651
7.8
41
9.1
734
6.9
38
Reporting
Not enough data
9.0
34
Not enough data
7.9
31
Not enough data
8.5
35
Integrations
Not enough data
8.7
35
Not enough data
8.1
31
Not enough data
8.2
32
Transactions
Not enough data
8.1
32
Not enough data
9.2
35
Not enough data
8.9
36
Workflows
Not enough data
8.8
32
Not enough data
8.7
33
Agentic AI - Accounts Receivable Automation
Not enough data
Not enough data
AI - Accounts Receivable
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Generative AI
Not enough data
Not enough data
Not enough data
Not enough data
Generative AI
Not enough data
Not enough data
Agentic AI - Onboarding
7.6
240
Not enough data
7.9
242
Not enough data
7.8
243
Not enough data
7.9
244
Not enough data
8.0
246
Not enough data
Platform Content
8.7
1148
Not enough data
9.1
1171
Not enough data
9.2
1167
Not enough data
8.4
1085
Not enough data
8.8
1098
Not enough data
8.6
1091
Not enough data
Platform Additional Functionality
9.2
1146
Not enough data
8.7
1091
Not enough data
8.5
1064
Not enough data
8.9
1110
Not enough data
9.1
1131
Not enough data
Platform Data
8.4
1018
Not enough data
8.7
1057
Not enough data
8.8
1041
Not enough data
Platform
8.2
2237
Not enough data
8.0
2046
Not enough data
Feature Not Available
Not enough data
8.9
2267
Not enough data
9.2
2272
Not enough data
8.9
2178
Not enough data
8.8
2239
Not enough data
9.1
2263
Not enough data
Recruiting and Onboarding
8.0
992
Not enough data
9.0
1094
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Gusto and Melio are categorized as Contractor Payments
Unique Categories
Gusto is categorized as Onboarding, Benefits Administration, Core HR, Payroll, and Contractor Management
Melio is categorized as AP Automation, Payment Processing, Enterprise Payment, Accounts Receivable, and Invoice Management
Reviews
Reviewers' Company Size
Gusto
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Melio
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
5.5%
Computer Software
5.3%
Accounting
5.2%
Health, Wellness and Fitness
4.8%
Hospital & Health Care
4.5%
Other
74.6%
Accounting
23.7%
Marketing and Advertising
9.1%
Retail
5.0%
Real Estate
4.1%
Consulting
3.7%
Other
54.4%
Discussions
Is there an app for Gusto payroll?
4 Comments
MM
Yes it’s gusto wallet but it’s used by employees or payees not payroll provider.
Read more
Why doesn't Gusto take responsibility and rectify the pay problems that they have caused?
2 Comments
Official Response from Gusto
Hi there, we see you've been in touch with several customer support advocates and managers to help go through the situation as well as provide options for...Read more
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