Compare Gusto and Melio 
Featured Products
At a Glance
Market Segments
Small-Business (83.9% of reviews)
Small-Business (94.2% of reviews)
Entry-Level Pricing
Starting at $49.00 Per Month
Free
Gusto
Star Rating
(9,330)4.6 out of 5
Market Segments
Small-Business (83.9% of reviews)
Pros & Cons
Entry-Level Pricing
Starting at $49.00 Per Month
Free Trial is available
Browse all 3 pricing plansMelio
Star Rating
(247)4.4 out of 5
Market Segments
Small-Business (94.2% of reviews)
Pros & Cons
Entry-Level Pricing
Free
Free Trial is available
Browse all 4 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Gusto excels in providing a user-friendly experience, with many users appreciating its intuitive design for managing payroll, onboarding, and benefits. One user noted, "I primarily use Gusto to run payroll, onboard and offboard employees, track benefits, and stay compliant with tax agencies," highlighting its organized approach to HR systems.
- Users say that Melio stands out for its exceptional customer service and seamless integration with QuickBooks Online. Reviewers have mentioned that the integration "saves us time and money," making it a strong choice for businesses already using QuickBooks.
- According to verified reviews, Gusto's implementation process is praised for its speed and simplicity, with users noting that it is "simple to use" and "always fast with updates/emails." This quick onboarding is a significant advantage for businesses looking to get up and running without delays.
- Reviewers mention that while Melio is user-friendly, it may not offer the same depth of features as Gusto, particularly in areas like compliance and reporting. Users have expressed that Gusto's comprehensive payroll structure helps avoid compliance issues, which is crucial for small businesses.
- G2 reviewers highlight that Gusto's overall satisfaction ratings are significantly higher, reflecting its strong market presence and user loyalty. With a G2 Score of 92.24, users feel that Gusto is a reliable partner in managing their HR needs, while Melio's score of 48.46 indicates room for improvement.
- Users have noted that Melio's free entry-level pricing is appealing, especially for small businesses looking to minimize costs. However, some users feel that Gusto's pricing is reasonable for the extensive features it offers, making it a worthwhile investment for those needing robust HR solutions.
Pricing
Entry-Level Pricing
Gusto
Simple Plan
Starting at $49.00
Per Month
For small businesses or s-corps needing basic payroll.
- Full-service single-state payroll including W-2s and 1099s
- Basic support
- Employee profiles and self-service
Melio
Melio Go
Free
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
- 5 free ACH transfers per month
- 10 free syncs with QuickBooks Online & Xero
- Pay by card or bank—vendor receives check, ACH, or wire transfers
Free Trial
Gusto
Free Trial is available
Melio
Free Trial is available
Ratings
Meets Requirements
9.4
6,845
8.6
204
Ease of Use
9.5
7,062
9.2
206
Ease of Setup
9.3
5,671
8.9
152
Ease of Admin
9.3
2,367
9.1
102
Quality of Support
9.0
5,690
8.3
179
Has the product been a good partner in doing business?
9.1
2,364
8.9
102
Product Direction (% positive)
9.2
6,907
8.3
187
Features by Category
Core HR
8.8
906
Not enough data
9.0
939
Not enough data
8.1
798
Not enough data
8.6
846
Not enough data
8.8
872
Not enough data
8.7
878
Not enough data
Generative AI
7.2
473
Not enough data
Platform
8.2
2246
Not enough data
8.0
2048
Not enough data
Feature Not Available
Not enough data
8.9
2288
Not enough data
9.2
2287
Not enough data
8.9
2193
Not enough data
8.8
2254
Not enough data
9.1
2273
Not enough data
Employee Self Service
9.5
5287
|
Verified
Not enough data
8.9
4734
|
Verified
Not enough data
9.0
4780
|
Verified
Not enough data
Administration
9.4
5138
|
Verified
Not enough data
9.1
4686
|
Verified
Not enough data
9.6
5133
|
Verified
Not enough data
8.9
4471
|
Verified
Not enough data
9.2
4680
|
Verified
Not enough data
8.8
4169
|
Verified
Not enough data
9.1
4378
|
Verified
Not enough data
9.2
4559
|
Verified
Not enough data
9.2
4551
|
Verified
Not enough data
Taxes
9.3
4943
|
Verified
Not enough data
9.2
4791
|
Verified
Not enough data
Feature Not Available
Not enough data
Integration
8.6
4142
|
Verified
Not enough data
8.8
4127
|
Verified
Not enough data
8.8
4177
|
Verified
Not enough data
8.6
3903
|
Verified
Not enough data
Platform
9.0
4647
|
Verified
Not enough data
9.2
4596
|
Verified
Not enough data
9.3
4959
|
Verified
Not enough data
9.2
4500
|
Verified
Not enough data
Benefits Administration Platform Features
9.0
1361
Not enough data
8.9
1315
Not enough data
8.4
1220
Not enough data
9.0
1335
Not enough data
9.1
1308
Not enough data
9.2
1349
Not enough data
9.0
1277
Not enough data
8.8
1253
Not enough data
Benefits Administration Platform Features
9.0
1361
Not enough data
8.9
1315
Not enough data
8.4
1220
Not enough data
9.0
1335
Not enough data
9.1
1308
Not enough data
9.2
1349
Not enough data
9.0
1277
Not enough data
9.1
930
Not enough data
8.8
1253
Not enough data
8.5
1059
Not enough data
8.3
976
Not enough data
8.9
1042
Not enough data
Generative AI
7.2
839
Not enough data
7.2
836
Not enough data
7.1
831
Not enough data
Platform
8.2
2246
Not enough data
8.0
2048
Not enough data
Feature Not Available
Not enough data
8.9
2288
Not enough data
9.2
2287
Not enough data
8.9
2193
Not enough data
8.8
2254
Not enough data
9.1
2273
Not enough data
Payment Methods
Not enough data
9.3
7
Not enough data
9.3
7
Not enough data
9.8
7
Payment Processing
Not enough data
8.1
7
Not enough data
9.3
7
Not enough data
8.3
7
Not enough data
8.6
7
Not enough data
8.1
7
Not enough data
8.6
7
Not enough data
9.3
7
Security and Compliance
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
7.6
7
Not enough data
8.1
7
Not enough data
7.6
7
Not enough data
7.6
7
Integration
Not enough data
7.9
7
Not enough data
7.6
7
Not enough data
7.9
7
Payment Types
Not enough data
9.4
6
Not enough data
7.5
6
Not enough data
7.2
6
Agentic AI - Enterprise Payment
Not enough data
Not enough data
Automation
Not enough data
Not enough data
Logistics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Management
Not enough data
Not enough data
9.3
7
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
10.0
7
Not enough data
Not enough data
Not enough data
Monitoring
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Invoice Management
Not enough data
8.5
41
Not enough data
7.5
37
Not enough data
7.7
37
Invoice Processing
Not enough data
7.8
40
Not enough data
9.1
46
Not enough data
8.5
41
Not enough data
7.3
31
Analytics
Not enough data
8.7
41
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Integration
Not enough data
9.1
43
Not enough data
8.7
43
Not enough data
Feature Not Available
Risk
Not enough data
8.0
35
Not enough data
7.6
34
Not enough data
7.4
31
Recovery
Not enough data
7.8
28
Not enough data
8.0
33
Audit
Not enough data
6.8
30
Not enough data
7.0
28
Not enough data
6.7
30
Not enough data
6.9
32
Fraud
Not enough data
7.5
31
Not enough data
7.6
29
Not enough data
7.8
27
Agentic AI - AP Automation
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Invoice Generation
Not enough data
8.7
47
Not enough data
9.2
54
Not enough data
8.5
48
Invoice Processing
Not enough data
8.9
50
Not enough data
8.6
50
Not enough data
8.6
46
Not enough data
8.9
52
Analytics
Not enough data
9.0
59
Not enough data
8.4
48
Not enough data
8.0
44
Not enough data
9.0
56
Integration
Not enough data
8.7
55
Not enough data
8.7
55
Not enough data
8.1
42
Not enough data
8.8
49
Agentic AI - Invoice Management
Not enough data
7.4
7
Not enough data
7.6
7
Not enough data
7.1
7
Platform Basics
8.5
183
Not enough data
9.2
192
Not enough data
8.9
183
Not enough data
Platform Performance
8.8
190
Not enough data
8.5
177
Not enough data
Platform Functionality
9.0
185
Not enough data
8.5
180
Not enough data
8.8
177
Not enough data
Platform Additional Functionality
8.8
180
Not enough data
8.4
174
Not enough data
8.1
171
Not enough data
Generative AI
7.3
157
Not enough data
Payment Processing
Not enough data
9.0
98
Not enough data
8.8
99
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Administration
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.2
109
Not enough data
Feature Not Available
Not enough data
8.5
83
Not enough data
8.2
78
Not enough data
8.0
71
Payment Options
Not enough data
Feature Not Available
Not enough data
8.9
115
Security
Not enough data
Feature Not Available
Platform
Not enough data
8.7
103
Not enough data
8.1
72
Performance reviews
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Goals
Not enough data
Not enough data
Not enough data
Not enough data
Feedback
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Performance Management
Not enough data
Not enough data
Not enough data
Not enough data
Platform Basics
9.2
772
8.7
43
9.2
777
8.6
42
Platform Administration
8.6
710
7.4
41
9.1
756
7.4
41
9.0
762
7.8
43
Platform Payment Content
9.0
759
7.8
41
8.4
651
7.8
41
9.1
736
6.9
38
Reporting
Not enough data
9.0
34
Not enough data
7.9
31
Not enough data
8.5
35
Integrations
Not enough data
8.7
35
Not enough data
8.1
31
Not enough data
8.2
32
Transactions
Not enough data
8.1
32
Not enough data
9.2
35
Not enough data
8.9
36
Workflows
Not enough data
8.8
32
Not enough data
8.7
33
Agentic AI - Accounts Receivable Automation
Not enough data
Not enough data
AI - Accounts Receivable
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Generative AI
Not enough data
Not enough data
Not enough data
Not enough data
Generative AI
Not enough data
Not enough data
Not enough data
Not enough data
Generative AI
Not enough data
Not enough data
Not enough data
Not enough data
Generative AI
Not enough data
Not enough data
Agentic AI - Onboarding
7.7
242
Not enough data
7.9
242
Not enough data
7.8
244
Not enough data
7.9
245
Not enough data
8.0
246
Not enough data
Platform Content
8.7
1152
Not enough data
9.1
1176
Not enough data
9.2
1177
Not enough data
8.4
1088
Not enough data
8.8
1101
Not enough data
8.6
1094
Not enough data
Platform Additional Functionality
9.2
1155
Not enough data
8.7
1092
Not enough data
8.5
1066
Not enough data
8.9
1112
Not enough data
9.1
1136
Not enough data
Platform Data
8.4
1018
Not enough data
8.7
1058
Not enough data
8.8
1041
Not enough data
Platform
8.2
2246
Not enough data
8.0
2048
Not enough data
Feature Not Available
Not enough data
8.9
2288
Not enough data
9.2
2287
Not enough data
8.9
2193
Not enough data
8.8
2254
Not enough data
9.1
2273
Not enough data
Recruiting and Onboarding
8.0
992
Not enough data
9.0
1106
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Gusto and Melio are categorized as Contractor Payments
Unique Categories
Gusto is categorized as Contractor Management, Time & Attendance, Onboarding, Benefits Administration, Core HR, Payroll, HCM Software, and Performance Management
Melio is categorized as AP Automation, Payment Processing, Enterprise Payment, Accounts Receivable, and Invoice Management
Reviews
Reviewers' Company Size
Gusto
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Melio
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
5.7%
Accounting
5.1%
Computer Software
5.1%
Health, Wellness and Fitness
4.7%
Hospital & Health Care
4.6%
Other
74.8%
Accounting
23.9%
Marketing and Advertising
9.1%
Retail
4.9%
Real Estate
4.1%
Consulting
3.7%
Other
54.3%
Discussions
Is there an app for Gusto payroll?
4 Comments
TC
No, only for employees. You can only run payroll using a browser.Read more
What is Melio app?
2 Comments
OM
Melio App allows me to conveniently and quickly pay my contractors via ACH. Read more
What is Melio service?
2 Comments
DC
Service for sending and receiving money. Core services are free. Allows clients and businesses to pay with debt or ACH for free. Allows businesses to choose...Read more
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