Link copied to clipboard # Gusto 401(k) vs Vestwell Comparison - What are their main differences? Share [ Export ](/compare/gusto-401-k/vestwell/export.csv) Gusto 401(k)Vestwell[+ Add Product](#) Reviews **Gusto 401(k)**[ 4.5/5(1,156) ](https://www.g2.com/products/gusto-401-k/reviews#reviews) **Vestwell** [ 3.3/5(10) ](https://www.g2.com/products/vestwell/reviews#reviews) Pricing **Gusto 401(k)** **$49.00** 49 per month + $6/mo per active participant Per Month · Starter **Vestwell** **$175.00** Per Month · Plus **Pricing Insights** from reviews Time to Implement **Gusto 401(k)** 1 month Based on 792 responses **Vestwell** Not enough reviews yet Return on Investment **Gusto 401(k)** 13 months Based on 721 responses **Vestwell** Not enough reviews yet Perceived Cost **Gusto 401(k)** $$$$$ **Vestwell** Not enough reviews yet Average Discount **Gusto 401(k)** 8% **Vestwell** Not enough reviews yet ![Gusto 401(k)](https://images.g2crowd.com/uploads/product/hd_favicon/5bd4687cbbe7bb593fbb667c748322bc/gusto-401-k.svg "Gusto 401(k)") ![Vestwell](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_6e7af175614d59dd7ad1464675d901b5/vestwell.png "Vestwell") G2 offers free advice on this comparison. Chat with an expert How do we contact you? ![](/assets/advisor_router/text_message-df41c2977e57ce19bdccb768c56510d9fa9182b581f7903660ca57fd8634bf09.svg)Text Message ![](/assets/advisor_router/phone_call-c9171db19e0526ecaea5fcbe1122f2ba459d8ab314c830a23440e5a1a536d62f.svg)Phone Call Who do you want to talk with? ![](/assets/advisor_router/ai_agent-4d78629a3ba354fed449a65c60df3a6f2eda90fb98411b711df4b25d7be52a38.svg)AI Agent ![](/assets/advisor_router/human-26a980d7eed0089d422337af1b2588329a59f3fec5a0eff6d1b43312553d4c7b.svg)Human Pros & Cons **Gusto 401(k)** [ Ease of Use (144) ](https://www.g2.com/products/gusto-401-k/reviews?filters%5Bsentiment_snippet%5D=1322972&qs=pros-and-cons#reviews)[ Easy Setup (106) ](https://www.g2.com/products/gusto-401-k/reviews?filters%5Bsentiment_snippet%5D=1323795&qs=pros-and-cons#reviews)[ Limited Investment Options (16) ](https://www.g2.com/products/gusto-401-k/reviews?filters%5Bsentiment_snippet%5D=1323356&qs=pros-and-cons#reviews)[ Limited Options (15) ](https://www.g2.com/products/gusto-401-k/reviews?filters%5Bsentiment_snippet%5D=1322885&qs=pros-and-cons#reviews) **Vestwell** Not enough data Integrations **Gusto 401(k)** [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_6c0b69a4cbd4386c9d156a20bbfa5843/gusto.png "Product Avatar Image") Gusto ](https://www.g2.com/products/gusto/reviews)[ View all ](https://www.g2.com/products/gusto-401-k/integrations) **Vestwell** [ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_6b0135578182be9b7a3554a808a64d72/quickbooks-desktop-payroll.png "Product Avatar Image") Payroll for QuickBooks Desktop ](https://www.g2.com/products/quickbooks-desktop-payroll/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_58f21922e25f1cf41919772fd94e79a9/rippling.png "Product Avatar Image") Rippling ](https://www.g2.com/products/rippling/reviews)[ ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_fc718299a5ad0f4a179a11a7f82ad8bd/square-payroll.png "Product Avatar Image") Square Payroll ](https://www.g2.com/products/square-payroll/reviews)[ View all ](https://www.g2.com/products/vestwell/integrations) Screenshots **Gusto 401(k)** No screenshot available **Vestwell** ![Vestwell screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1696715/Copy-of--Recommended--Employer---Dashboard---Image-8.jpeg) Ratings Meets Requirements **Gusto 401(k)** 9.2 9.2994 **Vestwell** 7.2 7.26 Ease of Use **Gusto 401(k)** 9.3 9.31,020 **Vestwell** 7.9 7.97 Ease of Setup **Gusto 401(k)** 9.2 9.2949 **Vestwell** 6.3 6.38 Ease of Admin **Gusto 401(k)** 9.3 9.3943 **Vestwell** Not enough data Quality of Support **Gusto 401(k)** 8.7 8.7877 **Vestwell** 4.4 4.46 Has the product been a good partner in doing business? **Gusto 401(k)** 9.1 9.1932 **Vestwell** 6.0 6.05 Product Direction (% positive) **Gusto 401(k)** 8.5 8.5974 **Vestwell** 6.1 6.16 Features 401(k)[Hide 10 FeaturesShow 10 Features](javascript:void(0);) 8.8 890 8.7 8 Onboarding Administrators 8.8(won by 1.4) 856 (There is a greater than 0.5 difference between this product's rating and its competitors) 7.4 7 Employees 9.1 870 9.7(won by 0.6) 5 (There is a greater than 0.5 difference between this product's rating and its competitors) Dashboard Investments 8.8 840 9.0(won by 0.2) 5 Balances 9.1(won by default) 845 Not enough data Personal Information 9.0(won by default) 830 Not enough data Compliance IRS 9.2(won by default) 796 Not enough data Tax Benefits 9.1(won by default) 804 Not enough data Administration Monitoring 9.0 813 9.3(won by 0.3) 5 Reporting 8.9(won by 0.9) 820 (There is a greater than 0.5 difference between this product's rating and its competitors) 8.0 5 Generative AI AI Image-to-Text 6.8(won by default) 366 Feature Not Available User Insights Reviewers' Company Size [![Gusto 401(k)](https://images.g2crowd.com/uploads/product/hd_favicon/5bd4687cbbe7bb593fbb667c748322bc/gusto-401-k.svg "Gusto 401(k)")](https://www.g2.com/products/gusto-401-k/reviews) Gusto 401(k) Small-Business(50 or fewer emp.) 89.6% Mid-Market(51-1000 emp.) 10.4% Enterprise(\> 1000 emp.) 0% [![Vestwell](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_6e7af175614d59dd7ad1464675d901b5/vestwell.png "Vestwell")](https://www.g2.com/products/vestwell/reviews) Vestwell Small-Business(50 or fewer emp.) 80.0% Mid-Market(51-1000 emp.) 20.0% Enterprise(\> 1000 emp.) 0% Small-Business (50 or fewer emp.) 89.6% 80.0% Mid-Market (51-1000 emp.) 10.4% 20.0% Enterprise (\> 1000 emp.) 0% 0% Reviewers' Industry [![Gusto 401(k)](https://images.g2crowd.com/uploads/product/hd_favicon/5bd4687cbbe7bb593fbb667c748322bc/gusto-401-k.svg "Gusto 401(k)")](https://www.g2.com/products/gusto-401-k/reviews) Gusto 401(k) Computer Software 9.9% Information Technology and Services 6.5% Accounting 6.3% Marketing and Advertising 4.9% Financial Services 4.3% Other 68.1% [![Vestwell](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_6e7af175614d59dd7ad1464675d901b5/vestwell.png "Vestwell")](https://www.g2.com/products/vestwell/reviews) Vestwell Marketing and Advertising 22.2% Computer Software 22.2% Retail 11.1% Health, Wellness and Fitness 11.1% Financial Services 11.1% Other 22.2% FAQs ## Gusto 401(k) vs Vestwell FAQs Generated using AI Last updated: August 16, 2026 ### What is the difference between Gusto 401(k) vs Vestwell? Gusto 401(k) stands out for higher reviewer satisfaction, easier setup, and stronger support compared to Vestwell. | [Gusto 401(k)](https://www.g2.com/products/gusto-401-k/reviews) | [Vestwell](https://www.g2.com/products/vestwell/reviews) | | --- | --- | | 4.5/5 (1,156 reviews) | 3.5/5 (10 reviews) | | — | — | | 9.2 | 6.3 | | 8.7 | 4.4 | | Ease of Use (144 all-time mentions) | Intuitive UI (recent reviews) | ### How do the pricing models of Gusto 401(k) and Vestwell compare? Gusto 401(k) is rated higher for value, with reviewers expressing greater satisfaction with its pricing compared to Vestwell. - **Gusto 401(k):** In recent reviews, many cite affordable pricing and transparent fees as a key benefit, though some mention recent fee increases. - **Vestwell:** Recent reviewers note that pricing is fair but express concerns about higher fees compared to previous providers and lack of clear documentation. - **Switching reasons:** Several reviewers mention transitioning from Guideline to Vestwell due to acquisitions, not by choice, and cite pricing and support as factors for considering alternatives. ### What are the best alternatives to Gusto 401(k) and Vestwell? The top three alternatives to Gusto 401(k) and Vestwell are Human Interest, Betterment at Work, and 401GO. | Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength | | --- | --- | --- | --- | --- | | [Gusto 401(k)](https://www.g2.com/products/gusto-401-k/reviews) | 4.5/5 (1,156 reviews) | — | Affordable and transparent pricing (recent reviews) | Ease of Use (144 all-time mentions) | | [Vestwell](https://www.g2.com/products/vestwell/reviews) | 3.5/5 (10 reviews) | — | Pricing is fair but less transparent (recent reviews) | Intuitive UI (recent reviews) | | [Human Interest](https://www.g2.com/products/human-interest/reviews) | 4.3/5 (2,447 reviews) | Small-Business | — | Easy to use (recent reviews) | | [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) | 4.3/5 (709 reviews) | Small-Business | — | Investment options (recent reviews) | | [401GO](https://www.g2.com/products/401go/reviews) | 4.8/5 (157 reviews) | Small-Business | — | Quick setup (recent reviews) | ### Which 401(k) features should I prioritize when comparing Gusto 401(k) and Vestwell? Buyers should prioritize Ease of Setup, Quality of Support, Integrations, Pricing Satisfaction, and Ease of Use when comparing Gusto 401(k) and Vestwell. - **Ease of Setup:** Gusto 401(k) scores 9.2; Vestwell scores 6.3. - **Quality of Support:** Gusto 401(k) scores 8.7; Vestwell scores 4.4. - **Integrations:** Gusto 401(k) has 70 all-time mentions for easy integrations; Vestwell is cited for Rippling integration in recent reviews. - **Pricing Satisfaction:** Gusto 401(k) is frequently cited for affordable pricing (49 all-time mentions); Vestwell receives mixed pricing feedback in recent reviews. - **Ease of Use:** Gusto 401(k) scores 9.3; Vestwell scores 7.9. ### What are the pros and cons of Gusto 401(k) vs Vestwell? Gusto 401(k)'s headline strength is ease of use, while Vestwell's is its intuitive UI. - **Gusto 401(k) strengths:** Ease of Use (144 all-time mentions), Easy Setup (106), Customer Support (70), Easy Integrations (70), Affordable pricing (49), Payroll Integration (54), Automation (42), User Interface (35), Small Business Support (22). - **Gusto 401(k) trade-offs:** Recent reviews mention fee increases and a desire for more robust reporting and investment options. - **Vestwell strengths:** Recent reviews highlight an intuitive UI and positive onboarding experiences with specific support representatives. - **Vestwell trade-offs:** Reviewers cite inconsistent support quality, integration issues, higher fees compared to previous providers, and less robust investment options. ### Is Gusto 401(k) or Vestwell better for small businesses? Gusto 401(k) is the better fit for small businesses, with strong reviewer sentiment and frequent mention of small-business support. - **Gusto 401(k):** Small-business reviewers consistently praise its ease of use, affordable pricing, and integrations, with 22 all-time mentions for small business support. - **Vestwell:** Recent small-business reviewers appreciate onboarding support but note challenges with integration and support responsiveness. ### Which 401(k) platform has better integrations? Gusto 401(k) is favored for integrations, with far more reviewer-cited integration mentions than Vestwell. - **Gusto 401(k):** Gusto integration is cited in 188 all-time reviews, with 70 all-time mentions for easy integrations and 54 for payroll integration. - **Vestwell:** Rippling integration is mentioned in recent reviews, but with only a single all-time mention. ### How do Gusto 401(k) and Vestwell compare on customer support? Gusto 401(k) outperforms Vestwell on Quality of Support by a margin of 4.3 points (8.7 vs 4.4). - **Gusto 401(k):** Many reviewers highlight responsive and helpful customer support, with 70 all-time mentions. - **Vestwell:** Support experiences are mixed, with some reviewers praising individual representatives but others citing slow or unresponsive support and unresolved issues. ### Which is easier to implement, Gusto 401(k) or Vestwell? Gusto 401(k) is significantly easier to implement, with a 2.9-point higher Ease of Setup score (9.2 vs 6.3). - **Gusto 401(k):** Reviewers consistently describe setup as straightforward, quick, and easy, with 106 all-time mentions for easy setup and 23 for implementation ease. - **Vestwell:** Recent reviews note onboarding can be smooth with strong support, but several cite integration challenges and setup issues. ### Which product has better Employees? Gusto 401(k) is favored for the Employees feature, with more reviewer-cited strengths and higher satisfaction scores. - **Gusto 401(k):** 59 all-time mentions for 401k management, 22 for small business support, and 21 for administration ease; Ease of Use score is 9.3. - **Vestwell:** Recent reviews mention employee satisfaction with available funds and UI, but no all-time mention counts are supplied; Ease of Use score is 7.9. Alternatives **Gusto 401(k) Alternatives** ![Human Interest](https://images.g2crowd.com/uploads/product/hd_favicon/3236f825932ac29c3b702632bfef0bb4/human-interest.svg "Human Interest") [ Human Interest ](/products/human-interest/reviews) ![Betterment at Work](https://images.g2crowd.com/uploads/product/hd_favicon/80255cbf814772b065215ac96c5aa13d/betterment-at-work.svg "Betterment at Work") [ Betterment at Work ](/products/betterment-at-work/reviews) ![401GO](https://images.g2crowd.com/uploads/product/hd_favicon/a58470fa2c15846d85b2291c3c9cf98c/401go.svg "401GO") [ 401GO ](/products/401go/reviews) ![ForUsAll](https://images.g2crowd.com/uploads/product/hd_favicon/1e4659ef17c993b40ecdb3c584e9444d/forusall.svg "ForUsAll") [ ForUsAll ](/products/forusall/reviews) **Vestwell Alternatives** ![Human Interest](https://images.g2crowd.com/uploads/product/hd_favicon/3236f825932ac29c3b702632bfef0bb4/human-interest.svg "Human Interest") [ Human Interest ](/products/human-interest/reviews) ![Betterment at Work](https://images.g2crowd.com/uploads/product/hd_favicon/80255cbf814772b065215ac96c5aa13d/betterment-at-work.svg "Betterment at Work") [ Betterment at Work ](/products/betterment-at-work/reviews) ![401GO](https://images.g2crowd.com/uploads/product/hd_favicon/a58470fa2c15846d85b2291c3c9cf98c/401go.svg "401GO") [ 401GO ](/products/401go/reviews) ![Ubiquity Retirement](https://images.g2crowd.com/uploads/product/hd_favicon/7aed90a7ef9c4b928756a2b8e0a23258/ubiquity-retirement.svg "Ubiquity Retirement") [ Ubiquity Retirement ](/products/ubiquity-retirement/reviews)