# Guideline vs Ubiquity Retirement Comparison | | Guideline | Ubiquity Retirement | |---|---|---| | **Star Rating** | 4.5 out of 5 | 4.2 out of 5 | | **Total Reviews** | 1,154 | 56 | | **Largest Market Segment** | Small-Business (89.6% of reviews) | Small-Business (78.8% of reviews) | | **Entry Level Price** | $49.00 49 per month + $6/mo per active participant Per Month | Starting at $19.00 Per Month | --- ## Top Pros & Cons ### Guideline Pros: - Ease of Use (171 reviews) - Easy Setup (130 reviews) Cons: - Limited Options (20 reviews) - Limited Investment Options (19 reviews) ### Ubiquity Retirement Pros: - Ease of Use (16 reviews) - Simple (10 reviews) Cons: - Difficulty Understanding (5 reviews) - Limited Options (3 reviews) --- ## Ratings Comparison | Rating | Guideline | Ubiquity Retirement | |---|---|---| | **Meets Requirements** | 9.2 (992 reviews) | 9.2 (25 reviews) | | **Ease of Use** | 9.3 (1018 reviews) | 8.8 (49 reviews) | | **Ease of Setup** | 9.2 (947 reviews) | 8.8 (25 reviews) | | **Ease of Admin** | 9.3 (943 reviews) | 8.8 (17 reviews) | | **Quality of Support** | 8.7 (875 reviews) | 8.4 (26 reviews) | | **Has the product been a good partner in doing business?** | 9.1 (932 reviews) | 8.9 (17 reviews) | | **Product Direction (% positive)** | 8.5 (972 reviews) | 8.1 (25 reviews) | --- ## Pricing ### Guideline #### Entry-Level Pricing Plan: Starter Price: $49.00 49 per month + $6/mo per active participant Per Month Description: A simplified 401(k) with limited features and easy administration. Key Features: - $6,000 employee contribution limit***** - No employer contributions - Exempt from IRS testing [Browse all 3 editions](https://www.g2.com/products/guideline/pricing) #### Free Trial No ### Ubiquity Retirement #### Entry-Level Pricing Plan: Single(k) Price: Starting at $19.00 Per Month Description: A flexible solo 401(k) plan for businesses that have no other full-time employees besides the owner and their spouse or business partner. Key Features: - Maximum of 2 people (business owner and business partner or spouse) - Choose your own investments at a brokerage/custodian of your choice - Option to add Mega Backdoor Roth [Browse all 5 editions](https://www.g2.com/products/ubiquity-retirement/pricing) #### Free Trial No --- ## Features Comparison By Category ### 401(k) | Product | Score | Reviews | |---|---|---| | **Guideline** | 8.8/10 | 888 | | **Ubiquity Retirement** | 9.1/10 | 24 | #### Onboarding | Feature | Guideline | Ubiquity Retirement | |---|---|---| | **Administrators** | 8.8 (855 reviews) | 8.0 (20 reviews) | | **Employees** | 9.1 (868 reviews) | 8.9 (21 reviews) | #### Dashboard | Feature | Guideline | Ubiquity Retirement | |---|---|---| | **Balances** | 9.1 (844 reviews) | 8.9 (20 reviews) | | **Investments** | 8.8 (839 reviews) | 9.3 (20 reviews) | | **Personal Information** | 9.0 (829 reviews) | 9.1 (19 reviews) | #### Compliance | Feature | Guideline | Ubiquity Retirement | |---|---|---| | **IRS** | 9.2 (795 reviews) | 9.4 (20 reviews) | | **Tax Benefits** | 9.1 (804 reviews) | 9.3 (18 reviews) | #### Administration | Feature | Guideline | Ubiquity Retirement | |---|---|---| | **Monitoring** | 9.0 (812 reviews) | 9.6 (19 reviews) | | **Reporting** | 8.9 (819 reviews) | 9.5 (19 reviews) | #### Generative AI | Feature | Guideline | Ubiquity Retirement | |---|---|---| | **AI Image-to-Text** | 6.8 (366 reviews) | 8.6 (7 reviews) | --- ## Categories **Shared Categories (1):** [401(k) Software](https://www.g2.com/categories/401-k) --- ## Reviewer Demographics ### By Company Size | Segment | Guideline | Ubiquity Retirement | |---|---|---| | **Small-Business** | 89.6% | 78.8% | | **Mid-Market** | 10.4% | 21.2% | | **Enterprise** | 0% | 0% | ### By Industry #### Guideline - **Computer Software:** 9.9% - **Information Technology and Services:** 6.6% - **Accounting:** 6.3% - **Marketing and Advertising:** 4.9% - **Financial Services:** 4.3% - **Hospital & Health Care:** 4.3% - **Construction:** 4.2% - **Non-Profit Organization Management:** 3.9% - **Legal Services:** 3.8% - **Consulting:** 3.8% - **Other:** 48.1% #### Ubiquity Retirement - **Information Technology and Services:** 12.7% - **Accounting:** 9.1% - **Financial Services:** 9.1% - **Marketing and Advertising:** 7.3% - **Civic & Social Organization:** 3.6% - **Consumer Services:** 3.6% - **Health, Wellness and Fitness:** 3.6% - **Hospital & Health Care:** 3.6% - **Consulting:** 3.6% - **Mental Health Care:** 3.6% - **Other:** 40.0% --- ## Alternatives ### Alternatives to Guideline - [Human Interest](https://www.g2.com/products/human-interest/reviews) — 4.3/5 stars (2340 reviews) - [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) — 4.3/5 stars (546 reviews) - [401GO](https://www.g2.com/products/401go/reviews) — 4.8/5 stars (150 reviews) - [ForUsAll](https://www.g2.com/products/forusall/reviews) — 3.9/5 stars (21 reviews) - [Vestwell](https://www.g2.com/products/vestwell/reviews) — 3.5/5 stars (5 reviews) - [Transamerica Retirement Solutions](https://www.g2.com/products/transamerica-retirement-solutions/reviews) — 4.4/5 stars (5 reviews) - [Betterment Advisor Solutions](https://www.g2.com/products/betterment-advisor-solutions/reviews) — 4.4/5 stars (64 reviews) - [Slavic 401k](https://www.g2.com/products/slavic-401k/reviews) — 1.9/5 stars (4 reviews) - [AB401k](https://www.g2.com/products/ab401k/reviews) — 0.0/5 stars (0 reviews) - [Saveday](https://www.g2.com/products/saveday/reviews) — 4.0/5 stars (1 reviews) ### Alternatives to Ubiquity Retirement - [Human Interest](https://www.g2.com/products/human-interest/reviews) — 4.3/5 stars (2340 reviews) - [Betterment at Work](https://www.g2.com/products/betterment-at-work/reviews) — 4.3/5 stars (546 reviews) - [401GO](https://www.g2.com/products/401go/reviews) — 4.8/5 stars (150 reviews) - [ForUsAll](https://www.g2.com/products/forusall/reviews) — 3.9/5 stars (21 reviews) - [Betterment Advisor Solutions](https://www.g2.com/products/betterment-advisor-solutions/reviews) — 4.4/5 stars (64 reviews) - [Vestwell](https://www.g2.com/products/vestwell/reviews) — 3.5/5 stars (5 reviews) - [Transamerica Retirement Solutions](https://www.g2.com/products/transamerica-retirement-solutions/reviews) — 4.4/5 stars (5 reviews) - [AB401k](https://www.g2.com/products/ab401k/reviews) — 0.0/5 stars (0 reviews) - [Slavic 401k](https://www.g2.com/products/slavic-401k/reviews) — 1.9/5 stars (4 reviews) - [401(k) Easy](https://www.g2.com/products/401-k-easy/reviews) — 0.0/5 stars (0 reviews) --- ## Top Discussions ### Guideline - Title: [What is Guideline used for?](https://www.g2.com/discussions/what-is-guideline-used-for) — 1 comment > **Top comment:** "Retirement saving accounts" - Title: [Would you possibly make monthly statements available as a feature?](https://www.g2.com/discussions/50689-would-you-possibly-make-monthly-statements-available-as-a-feature) — 1 comment, 1 upvote > **Top comment:** "yes" - Title: [Can I use this for myself as the owner?](https://www.g2.com/discussions/46542-can-i-use-this-for-myself-as-the-owner) — 1 comment, 1 upvote > **Top comment:** "Yes, you can use this as the owner and reap the benefits of whatever company match you decide to offer." ### Ubiquity Retirement No discussions available for this product. --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/guideline-vs-ubiquity-retirement)