# GoCardless, Xero vs QuickBooks Desktop Pro Comparison

| | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Star Rating** | 4.6 out of 5 | 4.4 out of 5 | 4.3 out of 5 | 
| **Total Reviews** | 321 | 1,596 | 1,765 | 
| **Largest Market Segment** | Small-Business (92.9% of reviews) | Small-Business (71.5% of reviews) | Small-Business (81.1% of reviews) | 
| **Entry Level Price** | No pricing available | $13.00 Per Month | $499.95 | 

---
## Top Pros & Cons

### GoCardless

Pros:
- Convenience (8 reviews)
- Ease of Use (8 reviews)

Cons:
- Payment Issues (6 reviews)
- Slow Payments (5 reviews)

### Xero

Pros:
- Ease of Use (839 reviews)
- Invoice Management (362 reviews)

Cons:
- Missing Features (314 reviews)
- Limited Options (171 reviews)

### QuickBooks Desktop Pro

Pros:
- Ease of Use (52 reviews)
- Comprehensive Features (14 reviews)

Cons:
- Limited Features (13 reviews)
- High Fees (10 reviews)

---
## Ratings Comparison
| Rating | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
  | **Meets Requirements** | 9.1 (204 reviews) | 8.7 (1245 reviews) | 8.9 (1498 reviews) | 
  | **Ease of Use** | 9.0 (203 reviews) | 8.9 (1285 reviews) | 8.6 (1505 reviews) | 
  | **Ease of Setup** | 8.9 (153 reviews) | 8.7 (969 reviews) | 8.3 (641 reviews) | 
  | **Ease of Admin** | 9.0 (140 reviews) | 8.7 (409 reviews) | 8.6 (625 reviews) | 
  | **Quality of Support** | 8.5 (172 reviews) | 8.3 (1150 reviews) | 7.7 (1326 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.0 (134 reviews) | 8.6 (403 reviews) | 8.2 (608 reviews) | 
  | **Product Direction (% positive)** | 8.7 (187 reviews) | 8.7 (1214 reviews) | 7.5 (1486 reviews) | 

---
## Pricing

### GoCardless

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Xero

#### Entry-Level Pricing

Plan: Starter / Early

Price: $13.00 Per Month

Description: Good for sole traders, new businesses, and the self-employed.

Key Features:
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions

[Browse all 3 editions](https://www.g2.com/products/xero/pricing)

#### Free Trial

Yes

### QuickBooks Desktop Pro

#### Entry-Level Pricing

Plan: QuickBooks Premier 2017

Price: $499.95

Description: Skip the high cost networking with QuickBooks Plus Hosting Service powered by Right Networks.

Key Features:
- One-time payment
- 60-day money-back guarantee

[Browse all 5 editions](https://www.g2.com/products/quickbooks-desktop-pro/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | N/A | N/A |
| **Xero** | 8.1/10 | 355 |
| **QuickBooks Desktop Pro** | N/A | N/A |

#### Expense Reports

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Ease of Creating Expense Reports** | Not enough data | 8.6 (219 reviews) | Not enough data | 
| **Bank / Credit Card Integration** | Not enough data | 8.8 (224 reviews) | Not enough data | 
| **Smart Categorization** | Not enough data | 8.4 (202 reviews) | Not enough data | 
| **Digital Receipt Management** | Not enough data | 8.5 (204 reviews) | Not enough data | 
| **Employee Reimbursement** | Not enough data | 8.3 (184 reviews) | Not enough data | 
| **Currency Conversions** | Not enough data | 8.1 (184 reviews) | Not enough data | 
| **Credit Card Integration** | Not enough data | 8.6 (198 reviews) | Not enough data | 

#### Agentic AI - Expense Management

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.9 (77 reviews) | Not enough data | 
| **Cross-system Integration** | Not enough data | 9.0 (78 reviews) | Not enough data | 

#### Travel Management

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Ease of Booking** | Not enough data | 7.4 (162 reviews) | Not enough data | 
| **Itinerary Management** | Not enough data | 6.9 (154 reviews) | Not enough data | 
| **Trip Notifications** | Not enough data | 6.6 (152 reviews) | Not enough data | 
| **Advanced Integrations** | Not enough data | 7.3 (158 reviews) | Not enough data | 

#### Client Invoicing

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Invoice Creation and Delivery** | Not enough data | 9.0 (207 reviews) | Not enough data | 
| **Electronic Payments** | Not enough data | 8.6 (185 reviews) | Not enough data | 
| **Project Accounting / Revenue Recognition** | Not enough data | 8.4 (185 reviews) | Not enough data | 

#### Generative AI - Expense Management

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | Not enough data | 

#### Mobile

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Receipt Capture** | Not enough data | 8.2 (184 reviews) | Not enough data | 
| **Mileage Tracking** | Not enough data | 7.3 (157 reviews) | Not enough data | 
| **Travel Itinerary and Flight Status Updates** | Not enough data | 6.9 (150 reviews) | Not enough data | 

#### Platform

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Embedded AI / Machine Learning** | Not enough data | 7.9 (143 reviews) | Not enough data | 
| **Complex Approval Workflow** | Not enough data | 7.9 (144 reviews) | Not enough data | 

#### Administration

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **PCI Regulation Compliant** | Not enough data | 8.2 (137 reviews) | Not enough data | 

#### Administration

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Business Tool Integration** | Not enough data | 8.3 (185 reviews) | Not enough data | 
| **Workflow** | Not enough data | 8.3 (180 reviews) | Not enough data | 
| **Automated Reminders** | Not enough data | 8.1 (177 reviews) | Not enough data | 
| **Policy Compliance Management** | Not enough data | 8.0 (166 reviews) | Not enough data | 
| **User, Role, and Access Management** | Not enough data | 8.5 (193 reviews) | Not enough data | 

#### Platform

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Reporting** | Not enough data | 8.8 (217 reviews) | Not enough data | 
| **APIs / Integration** | Not enough data | 8.3 (172 reviews) | Not enough data | 
| **Internationalization** | Not enough data | 8.1 (161 reviews) | Not enough data | 
| **Performance and Reliability** | Not enough data | 9.0 (193 reviews) | Not enough data | 
| **Mobile User Support** | Not enough data | 8.1 (176 reviews) | Not enough data | 
| **Offline** | Not enough data | 5.9 (147 reviews) | Not enough data | 

### Accounting

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | N/A | N/A |
| **Xero** | 8.3/10 | 1227 |
| **QuickBooks Desktop Pro** | 8.0/10 | 1140 |

#### General Ledger

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Journal Entries** | Not enough data | 8.5 (631 reviews) ✓ Verified | 8.7 (947 reviews) ✓ Verified | 
| **Tags / Dimensions** | Not enough data | 8.1 (575 reviews) ✓ Verified | 8.3 (610 reviews) ✓ Verified | 
| **Audit Trail** | Not enough data | 8.4 (592 reviews) ✓ Verified | 8.5 (766 reviews) ✓ Verified | 

#### Accounts Receivable

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Invoice Customization** | Not enough data | 8.6 (661 reviews) ✓ Verified | 8.6 (940 reviews) ✓ Verified | 
| **AR Automation** | Not enough data | 8.3 (559 reviews) | 8.4 (730 reviews) ✓ Verified | 
| **Collections Automation** | Not enough data | 8.0 (557 reviews) ✓ Verified | 8.1 (598 reviews) ✓ Verified | 

#### Accounts Payable

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **AP Automation** | Not enough data | 8.4 (538 reviews) | 8.6 (754 reviews) ✓ Verified | 
| **Payment Processing** | Not enough data | 8.6 (621 reviews) ✓ Verified | 8.8 (852 reviews) ✓ Verified | 
| **Purchase Orders** | Not enough data | 8.4 (561 reviews) ✓ Verified | 8.6 (658 reviews) ✓ Verified | 

#### Other Functionality

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Inventory Tracking / Ordering** | Not enough data | 7.7 (498 reviews) | 8.2 (452 reviews) ✓ Verified | 
| **Inventory Pricing and Costing** | Not enough data | 7.7 (489 reviews) | 8.2 (473 reviews) ✓ Verified | 
| **Inventory Reporting** | Not enough data | 7.8 (475 reviews) ✓ Verified | 8.3 (460 reviews) ✓ Verified | 
| **Multi-Entity / Consolidation** | Not enough data | 7.6 (514 reviews) ✓ Verified | 8.3 (580 reviews) ✓ Verified | 
| **Recognition Rules** | Not enough data | 8.3 (542 reviews) ✓ Verified | 8.2 (579 reviews) ✓ Verified | 
| **Reconciliations** | Not enough data | 8.9 (723 reviews) ✓ Verified | 8.9 (910 reviews) ✓ Verified | 
| **Payroll** | Not enough data | 8.0 (553 reviews) ✓ Verified | 8.8 (652 reviews) ✓ Verified | 
| **Time and Expense** | Not enough data | 8.2 (535 reviews) | 8.7 (648 reviews) | 

#### Reporting & Analytics

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Financial Statements** | Not enough data | 8.9 (715 reviews) ✓ Verified | 9.0 (1003 reviews) ✓ Verified | 
| **Custom Reporting** | Not enough data | 8.4 (648 reviews) ✓ Verified | 8.7 (972 reviews) ✓ Verified | 
| **Budgeting / Forecasting** | Not enough data | 8.2 (527 reviews) ✓ Verified | 8.4 (739 reviews) ✓ Verified | 
| **Dashboards** | Not enough data | 8.7 (659 reviews) ✓ Verified | 8.5 (874 reviews) ✓ Verified | 

#### Platform

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Customization** | Not enough data | 8.1 (587 reviews) ✓ Verified | 8.0 (822 reviews) ✓ Verified | 
| **Workflow Capability** | Not enough data | 8.1 (542 reviews) | Feature Not Available | 
| **User, Role, and Access Management** | Not enough data | 8.5 (606 reviews) ✓ Verified | 8.5 (885 reviews) ✓ Verified | 
| **Internationalization** | Not enough data | 8.1 (502 reviews) ✓ Verified | 8.5 (530 reviews) | 
| **Performance and Reliability** | Not enough data | 8.8 (676 reviews) ✓ Verified | 8.6 (955 reviews) ✓ Verified | 
| **Output Document Generation** | Not enough data | 8.5 (548 reviews) ✓ Verified | 8.6 (861 reviews) ✓ Verified | 

#### Integration

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Data Import and Export Tools** | Not enough data | 8.5 (590 reviews) ✓ Verified | 8.2 (837 reviews) ✓ Verified | 
| **Integration APIs** | Not enough data | 8.5 (538 reviews) | Feature Not Available | 
| **Breadth of Partner Applications** | Not enough data | 8.4 (579 reviews) ✓ Verified | Feature Not Available | 

#### Cash Flow

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Track Cash Flow** | Not enough data | 8.6 (496 reviews) ✓ Verified | 8.9 (125 reviews) ✓ Verified | 
| **Income and Expenses** | Not enough data | 9.0 (486 reviews) ✓ Verified | 9.1 (140 reviews) ✓ Verified | 
| **File Exports** | Not enough data | 8.6 (446 reviews) ✓ Verified | 8.9 (130 reviews) ✓ Verified | 

#### Budgeting & Forecasting

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Budgeting / Forecasting** | Not enough data | 8.2 (527 reviews) ✓ Verified | 8.4 (739 reviews) ✓ Verified | 
| **Data Import** | Not enough data | 8.5 (450 reviews) ✓ Verified | 8.4 (114 reviews) ✓ Verified | 
| **Versioning** | Not enough data | 8.2 (412 reviews) ✓ Verified | 8.3 (89 reviews) ✓ Verified | 
| **Historical Data** | Not enough data | 8.4 (443 reviews) ✓ Verified | 8.7 (114 reviews) ✓ Verified | 

#### Revenue

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Revenue Types** | Not enough data | 8.6 (467 reviews) ✓ Verified | 8.9 (121 reviews) ✓ Verified | 
| **Revenue Allocation** | Not enough data | 8.5 (451 reviews) ✓ Verified | 8.8 (104 reviews) ✓ Verified | 
| **Scheduling** | Not enough data | 8.1 (419 reviews) ✓ Verified | 8.6 (90 reviews) | 

#### Payroll

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Direct Deposit** | Not enough data | 8.0 (403 reviews) ✓ Verified | 8.7 (95 reviews) | 
| **Check/W-2 Printing** | Not enough data | 7.8 (390 reviews) ✓ Verified | 8.8 (107 reviews) | 
| **Tax Calculation** | Not enough data | 8.3 (436 reviews) ✓ Verified | 8.7 (107 reviews) ✓ Verified | 
| **Reporting and Dashboards** | Not enough data | 8.6 (447 reviews) ✓ Verified | 8.9 (120 reviews) ✓ Verified | 

#### AI

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Data Extraction** | Not enough data | 8.0 (278 reviews) | 6.1 (15 reviews) | 
| **Invoice Processing** | Not enough data | 8.4 (273 reviews) | 7.0 (15 reviews) | 
| **Expense Management** | Not enough data | 8.3 (276 reviews) | 6.4 (15 reviews) | 
| **Fraud Detection** | Not enough data | 8.1 (273 reviews) | 6.6 (15 reviews) | 
| **Tax Compliance** | Not enough data | 8.2 (273 reviews) | 6.7 (15 reviews) | 
| **Support Chatbots** | Not enough data | 7.8 (273 reviews) | 5.3 (15 reviews) | 
| **Bank Reconciliations** | Not enough data | 8.7 (291 reviews) | 8.2 (15 reviews) | 
| **Report Generation** | Not enough data | 8.5 (278 reviews) | 8.0 (16 reviews) | 
| **Customizable Alerts** | Not enough data | 8.3 (268 reviews) | 7.1 (15 reviews) | 
| **Predictive Analytics** | Not enough data | 8.2 (271 reviews) | 7.3 (15 reviews) | 

#### Mobile Applications - Accounting

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Cloud Integration** | Not enough data | 8.6 (282 reviews) | 8.1 (12 reviews) | 
| **Notifications** | Not enough data | 8.4 (258 reviews) | 7.5 (10 reviews) | 
| **UI** | Not enough data | 8.5 (296 reviews) | 7.6 (11 reviews) | 
| **Offline** | Not enough data | 7.1 (243 reviews) | 4.5 (10 reviews) | 
| **Expense Tracking** | Not enough data | 8.6 (262 reviews) | 6.7 (11 reviews) | 
| **Invoice Management** | Not enough data | 8.7 (273 reviews) | 7.6 (11 reviews) | 

#### Agentic AI - Accounting

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.2 (230 reviews) | 4.6 (8 reviews) | 

### Nonprofit Accounting

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | N/A | N/A |
| **Xero** | 8.7/10 | 1043 |
| **QuickBooks Desktop Pro** | N/A | N/A |

#### General Ledger

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Journal Entries** | Not enough data | 8.5 (631 reviews) ✓ Verified | 8.7 (947 reviews) ✓ Verified | 
| **Tags / Dimensions** | Not enough data | 8.1 (575 reviews) ✓ Verified | 8.3 (610 reviews) ✓ Verified | 
| **Audit Trail** | Not enough data | 8.4 (592 reviews) ✓ Verified | 8.5 (766 reviews) ✓ Verified | 

#### Accounts Receivable

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Invoice Customization** | Not enough data | 8.6 (661 reviews) ✓ Verified | 8.6 (940 reviews) ✓ Verified | 
| **AR Automation** | Not enough data | 8.3 (559 reviews) | 8.4 (730 reviews) ✓ Verified | 
| **Collections Automation** | Not enough data | 8.0 (557 reviews) ✓ Verified | 8.1 (598 reviews) ✓ Verified | 

#### Accounts Payable

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **AP Automation** | Not enough data | 8.4 (538 reviews) | 8.6 (754 reviews) ✓ Verified | 
| **Payment Processing** | Not enough data | 8.6 (621 reviews) ✓ Verified | 8.8 (852 reviews) ✓ Verified | 
| **Purchase Orders** | Not enough data | 8.4 (561 reviews) ✓ Verified | 8.6 (658 reviews) ✓ Verified | 

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | 8.8/10 | 74 |
| **Xero** | N/A | N/A |
| **QuickBooks Desktop Pro** | N/A | N/A |

#### Payment Options

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Feature Not Available | Not enough data | Not enough data | 
| **Recurring Billing** | 9.2 (32 reviews) | Not enough data | Not enough data | 
| **Instant Payment** | 8.5 (30 reviews) | Not enough data | Not enough data | 
| **Accepted Credit Cards and Debit Cards** | Feature Not Available | Not enough data | Not enough data | 
| **ACH Payments and eCheck Processing** | 7.8 (20 reviews) | Not enough data | Not enough data | 
| **Split Payments** | Feature Not Available | Not enough data | Not enough data | 
| **Real-Time Payments** | Feature Not Available | Not enough data | Not enough data | 
| **Multi-Currency** | 7.7 (24 reviews) | Not enough data | Not enough data | 
| **Online payment portal** | 8.2 (36 reviews) | Not enough data | Not enough data | 

#### Administration

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Reporting/Dashboards** | 8.8 (36 reviews) | Not enough data | Not enough data | 
| **User, Role, and Access Management** | 8.6 (33 reviews) | Not enough data | Not enough data | 
| **Payout Time** | 7.4 (37 reviews) | Not enough data | Not enough data | 
| **Manual Payment Entry** | 8.1 (25 reviews) | Not enough data | Not enough data | 
| **Dispute Resolution** | Feature Not Available | Not enough data | Not enough data | 
| **Omnichannel** | 7.3 (30 reviews) | Not enough data | Not enough data | 
| **Levels 1 & 2** | Feature Not Available | Not enough data | Not enough data | 
| **Level 3** | Feature Not Available | Not enough data | Not enough data | 

#### Security

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **PCI Compliance** | Feature Not Available | Not enough data | Not enough data | 
| **Fraud Protection Tools** | Feature Not Available | Not enough data | Not enough data | 
| **Data Tokenization** | 9.2 (23 reviews) | Not enough data | Not enough data | 
| **Two-Factor Authentication** | 9.6 (30 reviews) | Not enough data | Not enough data | 
| **POS Verification** | Feature Not Available | Not enough data | Not enough data | 

#### Development

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 8.5 (18 reviews) | Not enough data | Not enough data | 
| **APIs** | 8.8 (20 reviews) | Not enough data | Not enough data | 
| **Accounting Software Integration** | 8.7 (27 reviews) | Not enough data | Not enough data | 
| **E-Commerce Software Integration** | 8.9 (22 reviews) | Not enough data | Not enough data | 

#### Platform

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Performance and Reliability** | 9.1 (34 reviews) | Not enough data | Not enough data | 
| **Internationalization - Currency/Language** | 9.1 (21 reviews) | Not enough data | Not enough data | 
| **Internationalization - Operating Country** | 9.3 (22 reviews) | Not enough data | Not enough data | 
| **API / Integrations** | 8.8 (20 reviews) | Not enough data | Not enough data | 
| **PCI Regulation Compliance** | Feature Not Available | Not enough data | Not enough data | 
| **Supplemental Technology** | Feature Not Available | Not enough data | Not enough data | 
| **Accounting integration** | 9.1 (44 reviews) | Not enough data | Not enough data | 
| **E-commerce Integration** | 8.4 (25 reviews) | Not enough data | Not enough data | 

#### Agentic AI - Payment Gateways

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Payroll

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | N/A | N/A |
| **Xero** | N/A | N/A |
| **QuickBooks Desktop Pro** | 8.7/10 | 520 |

#### Employee Self Service

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Web Portal** | Not enough data | Not enough data | 8.3 (229 reviews) ✓ Verified | 
| **Benefits Manager** | Not enough data | Not enough data | 8.4 (192 reviews) ✓ Verified | 
| **Mobile** | Not enough data | Not enough data | 8.2 (169 reviews) ✓ Verified | 

#### Administration

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Payroll Entry** | Not enough data | Not enough data | 9.0 (462 reviews) ✓ Verified | 
| **Time Off Accrual** | Not enough data | Not enough data | 8.5 (333 reviews) ✓ Verified | 
| **Direct Deposit** | Not enough data | Not enough data | 9.0 (331 reviews) ✓ Verified | 
| **Expense Reimbursement** | Not enough data | Not enough data | 8.7 (352 reviews) ✓ Verified | 
| **Pre-tax Deductions** | Not enough data | Not enough data | 8.7 (386 reviews) ✓ Verified | 
| **Wage Garnishment** | Not enough data | Not enough data | 8.7 (310 reviews) ✓ Verified | 
| **Approvals** | Not enough data | Not enough data | 8.8 (275 reviews) ✓ Verified | 
| **Check/W-2 Printing** | Not enough data | Not enough data | 9.1 (415 reviews) ✓ Verified | 
| **Check/W-2 Delivery** | Not enough data | Not enough data | 9.0 (344 reviews) ✓ Verified | 

#### Taxes

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Tax Calculation** | Not enough data | Not enough data | 9.1 (430 reviews) ✓ Verified | 
| **Tax Filing** | Not enough data | Not enough data | 8.9 (114 reviews) | 
| **Automatic Tax Payment** | Not enough data | Not enough data | 8.8 (335 reviews) ✓ Verified | 

#### Integration

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **API / Integration** | Not enough data | Not enough data | 8.4 (254 reviews) ✓ Verified | 
| **Time Tracking Integration** | Not enough data | Not enough data | 8.2 (88 reviews) | 
| **Accounting Integration** | Not enough data | Not enough data | 8.6 (292 reviews) ✓ Verified | 
| **Core HR Integration** | Not enough data | Not enough data | 8.3 (71 reviews) | 

#### Platform

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Reporting and Dashboards** | Not enough data | Not enough data | 8.7 (444 reviews) ✓ Verified | 
| **User, Role, and Access Management** | Not enough data | Not enough data | 8.9 (436 reviews) ✓ Verified | 
| **Performance and Reliability** | Not enough data | Not enough data | 8.7 (463 reviews) ✓ Verified | 
| **Scalability** | Not enough data | Not enough data | 8.7 (409 reviews) ✓ Verified | 

### Subscription Revenue Management

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | 8.8/10 | 63 |
| **Xero** | N/A | N/A |
| **QuickBooks Desktop Pro** | N/A | N/A |

#### Billing and Payments

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Payment Terms** | 9.0 (43 reviews) | Not enough data | Not enough data | 
| **Personalized Billing** | 9.0 (45 reviews) | Not enough data | Not enough data | 
| **Custom Pricing** | Feature Not Available | Not enough data | Not enough data | 

#### Revenue Recognition

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Usage Tracking** | 8.9 (38 reviews) | Not enough data | Not enough data | 
| **Deferred Revenue** | 9.1 (23 reviews) | Not enough data | Not enough data | 
| **Revenue Accrual** | 8.8 (26 reviews) | Not enough data | Not enough data | 

#### Revenue Optimization

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **At-Risk Customers** | 8.8 (27 reviews) | Not enough data | Not enough data | 
| **Offer Optimization** | Feature Not Available | Not enough data | Not enough data | 
| **Customer Churn** | 8.5 (28 reviews) | Not enough data | Not enough data | 
| **Revenue Forecasting** | 8.6 (27 reviews) | Not enough data | Not enough data | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | 8.7/10 | 25 |
| **Xero** | N/A | N/A |
| **QuickBooks Desktop Pro** | N/A | N/A |

#### Payment Methods

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **ACH** | 7.9 (8 reviews) | Not enough data | Not enough data | 
| **Credit and Debit** | Feature Not Available | Not enough data | Not enough data | 
| **Wire Transfer** | Feature Not Available | Not enough data | Not enough data | 

#### Payment Processing 

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Batch Processing** | 8.6 (12 reviews) | Not enough data | Not enough data | 
| **Payments Scheduling** | 9.2 (20 reviews) | Not enough data | Not enough data | 
| **Automated Workflows** | 8.7 (14 reviews) | Not enough data | Not enough data | 
| **Self Service** | 8.2 (11 reviews) | Not enough data | Not enough data | 
| **Reconciliation** | 8.2 (13 reviews) | Not enough data | Not enough data | 
| **Settlements** | 8.2 (12 reviews) | Not enough data | Not enough data | 
| **Payment Tracking** | 9.1 (19 reviews) | Not enough data | Not enough data | 

#### Security and Compliance

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **PCI Compliant** | Feature Not Available | Not enough data | Not enough data | 
| **P2PE** | Feature Not Available | Not enough data | Not enough data | 
| **Fraud Management** | Feature Not Available | Not enough data | Not enough data | 
| **SSL Encryption** | 9.8 (14 reviews) | Not enough data | Not enough data | 
| **SOX** | Feature Not Available | Not enough data | Not enough data | 
| **SOC** | Feature Not Available | Not enough data | Not enough data | 

#### Integration

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Agnostic Integration** | 9.6 (9 reviews) | Not enough data | Not enough data | 
| **Reporting Consolidation** | 9.0 (12 reviews) | Not enough data | Not enough data | 
| **Plugins and APIs** | 8.6 (12 reviews) | Not enough data | Not enough data | 

#### Payment Types

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **AP Automation** | 8.3 (7 reviews) | Not enough data | Not enough data | 
| **E-Commerce** | Feature Not Available | Not enough data | Not enough data | 
| **Retail** | Feature Not Available | Not enough data | Not enough data | 

#### Agentic AI - Enterprise Payment

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | 9.2/10 | 29 |
| **Xero** | N/A | N/A |
| **QuickBooks Desktop Pro** | N/A | N/A |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Email Notifications** | 9.1 (23 reviews) | Not enough data | Not enough data | 
| **Invoicing** | 9.0 (17 reviews) | Not enough data | Not enough data | 
| **Customer Portal** | Feature Not Available | Not enough data | Not enough data | 
| **Loyalty Management** | Feature Not Available | Not enough data | Not enough data | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Payment Gateway** | 9.2 (17 reviews) | Not enough data | Not enough data | 
| **Payment Tracking** | 9.3 (23 reviews) | Not enough data | Not enough data | 
| **E-commerce Integration** | Feature Not Available | Not enough data | Not enough data | 
| **Payment Scheduling** | 9.6 (26 reviews) | Not enough data | Not enough data | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | N/A | N/A |
| **Xero** | 8.6/10 | 324 |
| **QuickBooks Desktop Pro** | N/A | N/A |

#### Invoice Generation

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Templates** | Not enough data | 8.3 (207 reviews) | Not enough data | 
| **Digital Invoices** | Not enough data | 9.0 (208 reviews) | Not enough data | 
| **Recurring Invoices** | Not enough data | 9.0 (202 reviews) | Not enough data | 

#### Invoice Processing

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Approvals** | Not enough data | 8.6 (199 reviews) | Not enough data | 
| **Batch Processing** | Not enough data | 8.5 (198 reviews) | Not enough data | 
| **Consolidation** | Not enough data | 8.3 (194 reviews) | Not enough data | 
| **Match Invoices** | Not enough data | 8.9 (205 reviews) | Not enough data | 

#### Analytics

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Due Dates** | Not enough data | 9.0 (204 reviews) | Not enough data | 
| **Cashflow** | Not enough data | 8.6 (203 reviews) | Not enough data | 
| **KPIs** | Not enough data | 8.1 (186 reviews) | Not enough data | 
| **Payment Tracking** | Not enough data | 8.7 (201 reviews) | Not enough data | 

#### Integration

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Accounting** | Not enough data | 9.0 (210 reviews) | Not enough data | 
| **Payments** | Not enough data | 8.7 (206 reviews) | Not enough data | 
| **ERP** | Not enough data | 8.0 (187 reviews) | Not enough data | 
| **Account Sync** | Not enough data | 8.5 (205 reviews) | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Cross-system Integration** | Not enough data | 8.3 (108 reviews) | Not enough data | 
| **Adaptive Learning** | Not enough data | 8.3 (109 reviews) | Not enough data | 
| **Proactive Assistance** | Not enough data | 8.1 (110 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | 8.3/10 | 117 |
| **Xero** | N/A | N/A |
| **QuickBooks Desktop Pro** | N/A | N/A |

#### Payment Processing

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Encryption** | 9.2 (74 reviews) | Not enough data | Not enough data | 
| **Credit Card Processing** | Feature Not Available | Not enough data | Not enough data | 
| **Mobile Payments** | Feature Not Available | Not enough data | Not enough data | 
| **Digital Wallet Integration** | Feature Not Available | Not enough data | Not enough data | 

#### Administration

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Reporting & Analytics** | 8.3 (70 reviews) | Not enough data | Not enough data | 
| **E-commerce Integration** | 8.4 (43 reviews) | Not enough data | Not enough data | 
| **Processing Fees** | 7.9 (90 reviews) | Not enough data | Not enough data | 
| **POS Integration** | Feature Not Available | Not enough data | Not enough data | 
| **Omnichannel** | 7.3 (30 reviews) | Not enough data | Not enough data | 
| **Levels 1 & 2** | Feature Not Available | Not enough data | Not enough data | 
| **Level 3** | Feature Not Available | Not enough data | Not enough data | 

#### Payment Options

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Multi-Currency** | 7.7 (24 reviews) | Not enough data | Not enough data | 
| **Online payment portal** | 8.2 (36 reviews) | Not enough data | Not enough data | 

#### Security

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **POS Verification** | Feature Not Available | Not enough data | Not enough data | 

#### Platform

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Accounting integration** | 9.1 (44 reviews) | Not enough data | Not enough data | 
| **E-commerce Integration** | 8.4 (25 reviews) | Not enough data | Not enough data | 

### Inventory Control

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | N/A | N/A |
| **Xero** | 9.0/10 | 137 |
| **QuickBooks Desktop Pro** | N/A | N/A |

#### Multichannel inventory management

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Warehouse Inventory Transfer** | Not enough data | 8.7 (74 reviews) | Not enough data | 
| **Multichannel Inventory Syncing** | Not enough data | 8.8 (74 reviews) | Not enough data | 
| **Multi-Warehouse Routing** | Not enough data | 8.6 (74 reviews) | Not enough data | 

#### 3PL inventory management

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Client management** | Not enough data | 9.0 (75 reviews) | Not enough data | 
| **Marketplace connections** | Not enough data | 8.8 (74 reviews) | Not enough data | 
| **3PL inventory tracking** | Not enough data | 8.8 (73 reviews) | Not enough data | 

#### Inventory Management

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Inventory Tracking** | Not enough data | 9.1 (76 reviews) | Not enough data | 
| **Inventory Costing** | Not enough data | 8.9 (75 reviews) | Not enough data | 
| **Product Master** | Not enough data | 8.9 (73 reviews) | Not enough data | 
| **Inventory Forecasting** | Not enough data | 8.9 (73 reviews) | Not enough data | 
| **Integrations** | Not enough data | 9.2 (74 reviews) | Not enough data | 

#### Inventory Management Platform Features

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Centralized Inventory Database** | Not enough data | 9.1 (77 reviews) | Not enough data | 
| **Inventory Level Dashboards** | Not enough data | 9.1 (78 reviews) | Not enough data | 
| **Stock History Reporting** | Not enough data | 8.9 (79 reviews) | Not enough data | 
| **Low Stock Notifications** | Not enough data | 8.6 (75 reviews) | Not enough data | 
| **Bundles, Kits, & Variants** | Not enough data | 8.8 (75 reviews) | Not enough data | 
| **Asset Tracking** | Not enough data | 9.1 (78 reviews) | Not enough data | 
| **Inventory Forecasting** | Not enough data | 8.9 (76 reviews) | Not enough data | 
| **eCommerce Integrations** | Not enough data | 9.2 (73 reviews) | Not enough data | 
| **Accounting Integrations** | Not enough data | 9.3 (77 reviews) | Not enough data | 
| **Data Exporting / Importing** | Not enough data | 9.4 (77 reviews) | Not enough data | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | N/A | N/A |
| **Xero** | 8.4/10 | 291 |
| **QuickBooks Desktop Pro** | 8.4/10 | 106 |

#### Bill Generation

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Templates** | Not enough data | 8.3 (197 reviews) | 8.9 (83 reviews) | 
| **Digital Billing** | Not enough data | 8.7 (198 reviews) | 9.2 (74 reviews) | 
| **Recurring Billing** | Not enough data | 8.7 (201 reviews) | 9.1 (70 reviews) | 

#### Bill Processing

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Consolidation** | Not enough data | 8.1 (192 reviews) | 8.7 (70 reviews) | 
| **Batch Invoicing** | Not enough data | 8.4 (193 reviews) | 8.8 (75 reviews) | 
| **Management** | Not enough data | 8.6 (195 reviews) | 9.1 (81 reviews) | 

#### Integration

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Accounting** | Not enough data | 8.8 (205 reviews) | 9.0 (89 reviews) | 
| **Payments** | Not enough data | 8.6 (200 reviews) | 9.0 (85 reviews) | 
| **ERP** | Not enough data | 7.9 (183 reviews) | 8.6 (61 reviews) | 

#### Agentic AI - Billing

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.3 (105 reviews) | 4.0 (5 reviews) | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **GoCardless** | N/A | N/A |
| **Xero** | N/A | N/A |
| **QuickBooks Desktop Pro** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

---
## Categories

**Unique to GoCardless (5):** [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Subscription Revenue Management Software](https://www.g2.com/categories/subscription-revenue-management), [Payment Gateways](https://www.g2.com/categories/payment-gateways)

**Unique to Xero (6):** [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Inventory Control Software](https://www.g2.com/categories/inventory-control-software), [Expense Management Software](https://www.g2.com/categories/expense-management), [Billing Software](https://www.g2.com/categories/billing), [Accounting Software](https://www.g2.com/categories/accounting), [Nonprofit Accounting Software](https://www.g2.com/categories/nonprofit-accounting-software)

**Unique to QuickBooks Desktop Pro (3):** [Payroll Software](https://www.g2.com/categories/payroll), [Billing Software](https://www.g2.com/categories/billing), [Accounting Software](https://www.g2.com/categories/accounting)


---
## Reviewer Demographics

### By Company Size

| Segment | GoCardless | Xero | QuickBooks Desktop Pro | 
|---|---|---|---|
| **Small-Business** | 92.9% | 71.5% | 81.1% | 
| **Mid-Market** | 5.8% | 23.7% | 15.3% | 
| **Enterprise** | 1.3% | 4.8% | 3.6% | 

### By Industry

#### GoCardless

- **Accounting:** 13.6%
- **Marketing and Advertising:** 11.0%
- **Information Technology and Services:** 10.4%
- **Health, Wellness and Fitness:** 6.1%
- **Internet:** 5.2%
- **Computer Software:** 4.2%
- **Telecommunications:** 3.9%
- **Sports:** 2.9%
- **Design:** 2.3%
- **Non-Profit Organization Management:** 1.9%
- **Other:** 38.5%

#### Xero

- **Accounting:** 21.7%
- **Information Technology and Services:** 8.8%
- **Computer Software:** 6.6%
- **Marketing and Advertising:** 5.1%
- **Consulting:** 3.6%
- **Construction:** 3.5%
- **Financial Services:** 3.1%
- **Retail:** 3.1%
- **Health, Wellness and Fitness:** 2.1%
- **Real Estate:** 1.9%
- **Other:** 40.6%

#### QuickBooks Desktop Pro

- **Accounting:** 17.0%
- **Construction:** 6.9%
- **Non-Profit Organization Management:** 5.6%
- **Marketing and Advertising:** 3.4%
- **Information Technology and Services:** 3.3%
- **Real Estate:** 3.0%
- **Computer Software:** 2.8%
- **Retail:** 2.5%
- **Financial Services:** 2.1%
- **Automotive:** 2.0%
- **Other:** 51.6%

---
## Alternatives

### Alternatives to GoCardless

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews)
- [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews)
- [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4060 reviews)
- [Chargebee](https://www.g2.com/products/chargebee/reviews) — 4.4/5 stars (975 reviews)

### Alternatives to Xero

- [NetSuite](https://www.g2.com/products/netsuite/reviews) — 4.1/5 stars (4775 reviews)
- [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) — 4.0/5 stars (3825 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (974 reviews)
- [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) — 4.3/5 stars (4208 reviews)
- [Certinia Financial Management Cloud](https://www.g2.com/products/certinia-financial-management-cloud/reviews) — 4.0/5 stars (437 reviews)
- [Zoho Books](https://www.g2.com/products/zoho-books/reviews) — 4.4/5 stars (327 reviews)
- [Wave](https://www.g2.com/products/wave/reviews) — 4.3/5 stars (323 reviews)
- [Acumatica](https://www.g2.com/products/acumatica/reviews) — 4.4/5 stars (2007 reviews)
- [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews) — 4.3/5 stars (1056 reviews)
- [SAP ECC](https://www.g2.com/products/sap-ecc/reviews) — 4.2/5 stars (941 reviews)

### Alternatives to QuickBooks Desktop Pro

- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (974 reviews)
- [NetSuite](https://www.g2.com/products/netsuite/reviews) — 4.1/5 stars (4775 reviews)
- [Oracle PeopleSoft](https://www.g2.com/products/oracle-peoplesoft/reviews) — 3.8/5 stars (692 reviews)
- [Certinia Financial Management Cloud](https://www.g2.com/products/certinia-financial-management-cloud/reviews) — 4.0/5 stars (437 reviews)
- [Wave](https://www.g2.com/products/wave/reviews) — 4.3/5 stars (323 reviews)
- [Gusto](https://www.g2.com/products/gusto/reviews) — 4.6/5 stars (10511 reviews)
- [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) — 4.3/5 stars (4208 reviews)
- [UKG Pro](https://www.g2.com/products/ukg-pro/reviews) — 4.3/5 stars (2188 reviews)
- [Patriot Software](https://www.g2.com/products/patriot-software/reviews) — 4.8/5 stars (619 reviews)
- [SurePayroll](https://www.g2.com/products/surepayroll/reviews) — 4.4/5 stars (532 reviews)

---
## Top Discussions

### GoCardless

- Title: [Is there any other type of payments being accepted?](https://www.g2.com/discussions/31022-is-there-any-other-type-of-payments-being-accepted) — 2 comments, 1 upvote *(includes official response)*
  > **Top comment:** "We're building the best way to collect recurring payments. As a result, we are optimising for the payment method that is best suited for recurring revenue..."
- Title: [I recommend any organization wishing to use automatic payments to use GoCardless because it meets the most requirements with advantageous pricin ?](https://www.g2.com/discussions/i-recommend-any-organization-wishing-to-use-automatic-payments-to-use-gocardless-because-it-meets-the-most-requirements-with-advantageous-pricin) — 1 comment, 1 upvote
  > **Top comment:** "Very satisfactory and recommended. "
- Title: [What do I do about pending payments](https://www.g2.com/discussions/what-do-i-do-about-pending-payments) — 1 comment, 1 upvote
  > **Top comment:** "Wait for the to be settled, GoCardless will be able to assist you if you would like to any extra information or guidance to maybe speed up the process of the..."
- Title: [A-When will we be able to choose the moment when the transfer is made, i.e., choose to receive the funds on a predictable date? B-The display during registration should first offer to fill in information for a company. Currently, you have to click a button first for the information entry for companies to appear. However, SEPA direct debit is mostly for companies, not for individuals.](https://www.g2.com/discussions/37749-a-quand-pourra-t-on-choisir-le-moment-ou-le-virement-se-fait-cad-choisir-de-recevoir-les-fonds-a-une-date-previsible-b-il-faudrait-que-l-affichage-lors-de-l-inscription-propose-en-premier-de-remplir-des-infos-pour-une-entreprise-actuellement-il-faut) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Hello, we thank you for your comment. A - By logging into your merchant account, you can choose the debit date for each payment made using GoCardless. The..."
- Title: [Will it be possible one day to have invoices automatically generated for my clients (1 invoice per payment plan)?](https://www.g2.com/discussions/37284-sera-t-il-possible-un-jour-d-avoir-des-factures-editees-automatiquement-pour-mes-clients-1-facture-par-plan-de-paiement) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Hello. Our solutions do not generate invoices for end customers, but we have partner billing software that can assist you with this. You can view our list of..."

### Xero

- Title: [What is Xero used for?](https://www.g2.com/discussions/what-is-xero-used-for) — 3 comments
  > **Top comment:** "Accounting, bookkeeping, tax return, payroll, expenses management etc. For small or medium business"
- Title: [Is XERO a good accounting software?](https://www.g2.com/discussions/is-xero-a-good-accounting-software) — 3 comments
  > **Top comment:** "Yep - especially with the upgrade to forecast cash flow"
- Title: [What is Xero software used for?](https://www.g2.com/discussions/what-is-xero-software-used-for) — 3 comments
  > **Top comment:** "Accounting and invoicing needs"
- Title: [Is Xero easy to use?](https://www.g2.com/discussions/is-xero-easy-to-use) — 2 comments, 1 upvote
  > **Top comment:** "Yes, it is easy to use."
- Title: [What are the new features in Xero?](https://www.g2.com/discussions/what-are-the-new-features-in-xero) — 2 comments, 1 upvote
  > **Top comment:** "Do you need reviews on this G2 website too? I have reviewed the website here before. And approved review 100% madniawais189@gmail.com"

### QuickBooks Desktop Pro

- Title: [What plans are there to migrate the features from quick books online?](https://www.g2.com/discussions/32432-what-plans-are-there-to-migrate-the-features-from-quick-books-online) — 2 comments, 1 upvote *(includes official response)*
  > **Top comment:** "Comment deleted by user."
- Title: [Best unique feature ?](https://www.g2.com/discussions/27127-best-unique-feature) — 2 comments, 1 upvote
  > **Top comment:** "User interface is simply fantastic. It has got a beautiful interface with excel. Like anything and everything in software can be exported and imported..."
- Title: [Does Quickbooks allow you to charge customers on a recurring basis?

I know that quickbooks is kind of the gold standard when it comes to accounting software, but does it have an online payment gateway?](https://www.g2.com/discussions/recurring-charges) — 2 comments, 1 upvote
  > **Top comment:** "It can be set up in a few easy steps. Check out this guide: http://www.qbexpress.com/how-to-setup-recurring-charges-for-customers-in-quickbooks/"
- Title: [What is QuickBooks Desktop Pro used for?](https://www.g2.com/discussions/what-is-quickbooks-desktop-pro-used-for) — 1 comment
  > **Top comment:** "Accounting. Keeping up with what is going in and what is going out of your business. Accounts payable and accounts receivable. I also keep up with my..."
- Title: [What does QuickBooks Pro do?](https://www.g2.com/discussions/what-does-quickbooks-pro-do) — 1 comment
  > **Top comment:** "Helps with organization of finances."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/gocardless-vs-xero-vs-quickbooks-desktop-pro)