# GoCardless, Sezzle vs Zip for Business Comparison | | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Star Rating** | 4.6 out of 5 | 4.6 out of 5 | 4.4 out of 5 | | **Total Reviews** | 321 | 122 | 22 | | **Largest Market Segment** | Small-Business (92.9% of reviews) | Small-Business (94.9% of reviews) | Small-Business (72.7% of reviews) | | **Entry Level Price** | No pricing available | No pricing available | No pricing available | --- ## Top Pros & Cons ### GoCardless Pros: - Convenience (8 reviews) - Ease of Use (8 reviews) Cons: - Payment Issues (6 reviews) - Slow Payments (5 reviews) ### Sezzle Pros: - Ease of Use (1 reviews) - Easy Integrations (1 reviews) Cons: - High Fees (1 reviews) ### Zip for Business **Not enough data** --- ## Ratings Comparison | Rating | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Meets Requirements** | 9.1 (204 reviews) | 9.1 (93 reviews) | 9.5 (16 reviews) | | **Ease of Use** | 9.0 (203 reviews) | 9.2 (95 reviews) | 9.6 (16 reviews) | | **Ease of Setup** | 8.9 (153 reviews) | 9.3 (61 reviews) | 9.3 (10 reviews) | | **Ease of Admin** | 9.0 (140 reviews) | 9.3 (57 reviews) | 8.9 (9 reviews) | | **Quality of Support** | 8.5 (172 reviews) | 9.2 (93 reviews) | 9.3 (16 reviews) | | **Has the product been a good partner in doing business?** | 9.0 (134 reviews) | 9.3 (60 reviews) | 9.1 (9 reviews) | | **Product Direction (% positive)** | 8.7 (187 reviews) | 8.5 (85 reviews) | 10.0 (13 reviews) | --- ## Pricing ### GoCardless #### Entry-Level Pricing No pricing available #### Free Trial No information available ### Sezzle #### Entry-Level Pricing No pricing available #### Free Trial No information available ### Zip for Business #### Entry-Level Pricing No pricing available #### Free Trial No information available --- ## Features Comparison By Category ### Payment Gateways | Product | Score | Reviews | |---|---|---| | **GoCardless** | 8.8/10 | 74 | | **Sezzle** | N/A | N/A | | **Zip for Business** | N/A | N/A | #### Payment Options | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Coupons, Discounts, Promotions, and Gift Cards** | Feature Not Available | Not enough data | Not enough data | | **Recurring Billing** | 9.2 (32 reviews) | Not enough data | Not enough data | | **Instant Payment** | 8.5 (30 reviews) | Not enough data | Not enough data | | **Accepted Credit Cards and Debit Cards** | Feature Not Available | Not enough data | Not enough data | | **ACH Payments and eCheck Processing** | 7.8 (20 reviews) | Not enough data | Not enough data | | **Split Payments** | Feature Not Available | Not enough data | Not enough data | | **Real-Time Payments** | Feature Not Available | Not enough data | Not enough data | | **Multi-Currency** | 7.7 (24 reviews) | Not enough data | Not enough data | | **Online payment portal** | 8.2 (36 reviews) | Not enough data | Not enough data | #### Administration | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Reporting/Dashboards** | 8.8 (36 reviews) | Not enough data | Not enough data | | **User, Role, and Access Management** | 8.6 (33 reviews) | Not enough data | Not enough data | | **Payout Time** | 7.4 (37 reviews) | Not enough data | Not enough data | | **Manual Payment Entry** | 8.1 (25 reviews) | Not enough data | Not enough data | | **Dispute Resolution** | Feature Not Available | Not enough data | Not enough data | | **Omnichannel** | 7.3 (30 reviews) | Not enough data | Not enough data | | **Levels 1 & 2** | Feature Not Available | Not enough data | Not enough data | | **Level 3** | Feature Not Available | Not enough data | Not enough data | #### Security | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **PCI Compliance** | Feature Not Available | Not enough data | Not enough data | | **Fraud Protection Tools** | Feature Not Available | Not enough data | Not enough data | | **Data Tokenization** | 9.2 (23 reviews) | Not enough data | Not enough data | | **Two-Factor Authentication** | 9.6 (30 reviews) | Not enough data | Not enough data | | **POS Verification** | Feature Not Available | Not enough data | Not enough data | #### Development | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Customization (Fields, Objects, and Layouts)** | 8.5 (18 reviews) | Not enough data | Not enough data | | **APIs** | 8.8 (20 reviews) | Not enough data | Not enough data | | **Accounting Software Integration** | 8.7 (27 reviews) | Not enough data | Not enough data | | **E-Commerce Software Integration** | 8.9 (22 reviews) | Not enough data | Not enough data | #### Platform | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Performance and Reliability** | 9.1 (34 reviews) | Not enough data | Not enough data | | **Internationalization - Currency/Language** | 9.1 (21 reviews) | Not enough data | Not enough data | | **Internationalization - Operating Country** | 9.3 (22 reviews) | Not enough data | Not enough data | | **API / Integrations** | 8.8 (20 reviews) | Not enough data | Not enough data | | **PCI Regulation Compliance** | Feature Not Available | Not enough data | Not enough data | | **Supplemental Technology** | Feature Not Available | Not enough data | Not enough data | | **Accounting integration** | 9.1 (44 reviews) | Not enough data | Not enough data | | **E-commerce Integration** | 8.4 (25 reviews) | Not enough data | Not enough data | #### Agentic AI - Payment Gateways | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | Not enough data | ### Subscription Revenue Management | Product | Score | Reviews | |---|---|---| | **GoCardless** | 8.8/10 | 63 | | **Sezzle** | N/A | N/A | | **Zip for Business** | N/A | N/A | #### Billing and Payments | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Payment Terms** | 9.0 (43 reviews) | Not enough data | Not enough data | | **Personalized Billing** | 9.0 (45 reviews) | Not enough data | Not enough data | | **Custom Pricing** | Feature Not Available | Not enough data | Not enough data | #### Revenue Recognition | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Usage Tracking** | 8.9 (38 reviews) | Not enough data | Not enough data | | **Deferred Revenue** | 9.1 (23 reviews) | Not enough data | Not enough data | | **Revenue Accrual** | 8.8 (26 reviews) | Not enough data | Not enough data | #### Revenue Optimization | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **At-Risk Customers** | 8.8 (27 reviews) | Not enough data | Not enough data | | **Offer Optimization** | Feature Not Available | Not enough data | Not enough data | | **Customer Churn** | 8.5 (28 reviews) | Not enough data | Not enough data | | **Revenue Forecasting** | 8.6 (27 reviews) | Not enough data | Not enough data | ### Enterprise Payment | Product | Score | Reviews | |---|---|---| | **GoCardless** | 8.7/10 | 25 | | **Sezzle** | N/A | N/A | | **Zip for Business** | N/A | N/A | #### Payment Methods | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **ACH** | 7.9 (8 reviews) | Not enough data | Not enough data | | **Credit and Debit** | Feature Not Available | Not enough data | Not enough data | | **Wire Transfer** | Feature Not Available | Not enough data | Not enough data | #### Payment Processing | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Batch Processing** | 8.6 (12 reviews) | Not enough data | Not enough data | | **Payments Scheduling** | 9.2 (20 reviews) | Not enough data | Not enough data | | **Automated Workflows** | 8.7 (14 reviews) | Not enough data | Not enough data | | **Self Service** | 8.2 (11 reviews) | Not enough data | Not enough data | | **Reconciliation** | 8.2 (13 reviews) | Not enough data | Not enough data | | **Settlements** | 8.2 (12 reviews) | Not enough data | Not enough data | | **Payment Tracking** | 9.1 (19 reviews) | Not enough data | Not enough data | #### Security and Compliance | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **PCI Compliant** | Feature Not Available | Not enough data | Not enough data | | **P2PE** | Feature Not Available | Not enough data | Not enough data | | **Fraud Management** | Feature Not Available | Not enough data | Not enough data | | **SSL Encryption** | 9.8 (14 reviews) | Not enough data | Not enough data | | **SOX** | Feature Not Available | Not enough data | Not enough data | | **SOC** | Feature Not Available | Not enough data | Not enough data | #### Integration | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Agnostic Integration** | 9.6 (9 reviews) | Not enough data | Not enough data | | **Reporting Consolidation** | 9.0 (12 reviews) | Not enough data | Not enough data | | **Plugins and APIs** | 8.6 (12 reviews) | Not enough data | Not enough data | #### Payment Types | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **AP Automation** | 8.3 (7 reviews) | Not enough data | Not enough data | | **E-Commerce** | Feature Not Available | Not enough data | Not enough data | | **Retail** | Feature Not Available | Not enough data | Not enough data | #### Agentic AI - Enterprise Payment | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Adaptive Learning** | Not enough data | Not enough data | Not enough data | ### Installment Payment and Buy Now Pay Later (BNPL) | Product | Score | Reviews | |---|---|---| | **GoCardless** | 9.2/10 | 29 | | **Sezzle** | 9.2/10 | 75 | | **Zip for Business** | 8.4/10 | 10 | #### Administration - Installment Payment and Buy Now Pay Later (BNPL) | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Email Notifications** | 9.1 (23 reviews) | 9.2 (56 reviews) | 7.4 (9 reviews) | | **Invoicing** | 9.0 (17 reviews) | 9.2 (41 reviews) | 8.3 (7 reviews) | | **Customer Portal** | Feature Not Available | 9.1 (55 reviews) | 8.3 (7 reviews) | | **Loyalty Management** | Feature Not Available | 9.0 (37 reviews) | 8.1 (6 reviews) | #### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Payment Gateway** | 9.2 (17 reviews) | 9.0 (60 reviews) | 7.6 (9 reviews) | | **Payment Tracking** | 9.3 (23 reviews) | 9.1 (58 reviews) | 7.5 (8 reviews) | | **E-commerce Integration** | Feature Not Available | 9.3 (68 reviews) | 9.8 (8 reviews) | | **Payment Scheduling** | 9.6 (26 reviews) | 9.4 (53 reviews) | 10.0 (7 reviews) | #### Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Adaptive Learning** | Not enough data | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | Not enough data | ### Payment Processing | Product | Score | Reviews | |---|---|---| | **GoCardless** | 8.3/10 | 117 | | **Sezzle** | N/A | N/A | | **Zip for Business** | N/A | N/A | #### Payment Processing | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Encryption** | 9.2 (74 reviews) | Not enough data | Not enough data | | **Credit Card Processing** | Feature Not Available | Not enough data | Not enough data | | **Mobile Payments** | Feature Not Available | Not enough data | Not enough data | | **Digital Wallet Integration** | Feature Not Available | Not enough data | Not enough data | #### Administration | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Reporting & Analytics** | 8.3 (70 reviews) | Not enough data | Not enough data | | **E-commerce Integration** | 8.4 (43 reviews) | Not enough data | Not enough data | | **Processing Fees** | 7.9 (90 reviews) | Not enough data | Not enough data | | **POS Integration** | Feature Not Available | Not enough data | Not enough data | | **Omnichannel** | 7.3 (30 reviews) | Not enough data | Not enough data | | **Levels 1 & 2** | Feature Not Available | Not enough data | Not enough data | | **Level 3** | Feature Not Available | Not enough data | Not enough data | #### Payment Options | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Multi-Currency** | 7.7 (24 reviews) | Not enough data | Not enough data | | **Online payment portal** | 8.2 (36 reviews) | Not enough data | Not enough data | #### Security | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **POS Verification** | Feature Not Available | Not enough data | Not enough data | #### Platform | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Accounting integration** | 9.1 (44 reviews) | Not enough data | Not enough data | | **E-commerce Integration** | 8.4 (25 reviews) | Not enough data | Not enough data | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **GoCardless** | N/A | N/A | | **Sezzle** | N/A | N/A | | **Zip for Business** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | --- ## Categories **Shared Categories (1):** [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Unique to GoCardless (4):** [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Subscription Revenue Management Software](https://www.g2.com/categories/subscription-revenue-management), [Payment Gateways](https://www.g2.com/categories/payment-gateways) --- ## Reviewer Demographics ### By Company Size | Segment | GoCardless | Sezzle | Zip for Business | |---|---|---|---| | **Small-Business** | 92.9% | 94.9% | 72.7% | | **Mid-Market** | 5.8% | 5.1% | 18.2% | | **Enterprise** | 1.3% | 0% | 9.1% | ### By Industry #### GoCardless - **Accounting:** 13.6% - **Marketing and Advertising:** 11.0% - **Information Technology and Services:** 10.4% - **Health, Wellness and Fitness:** 6.1% - **Internet:** 5.2% - **Computer Software:** 4.2% - **Telecommunications:** 3.9% - **Sports:** 2.9% - **Design:** 2.3% - **Non-Profit Organization Management:** 1.9% - **Other:** 38.5% #### Sezzle - **Retail:** 36.4% - **Apparel & Fashion:** 33.1% - **Health, Wellness and Fitness:** 6.8% - **Sports:** 2.5% - **Luxury Goods & Jewelry:** 2.5% - **Consumer Goods:** 2.5% - **Sporting Goods:** 1.7% - **Arts and Crafts:** 1.7% - **Automotive:** 1.7% - **Consumer Electronics:** 1.7% - **Other:** 9.3% #### Zip for Business - **Apparel & Fashion:** 27.3% - **Music:** 9.1% - **Consumer Goods:** 9.1% - **Wholesale:** 4.5% - **Telecommunications:** 4.5% - **Sports:** 4.5% - **Retail:** 4.5% - **Non-Profit Organization Management:** 4.5% - **Luxury Goods & Jewelry:** 4.5% - **Leisure, Travel & Tourism:** 4.5% - **Other:** 22.7% --- ## Alternatives ### Alternatives to GoCardless - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews) - [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews) - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews) - [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews) - [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews) - [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4060 reviews) - [Chargebee](https://www.g2.com/products/chargebee/reviews) — 4.4/5 stars (975 reviews) ### Alternatives to Sezzle - [Klarna](https://www.g2.com/products/klarna/reviews) — 3.2/5 stars (58 reviews) - [Affirm](https://www.g2.com/products/affirm/reviews) — 4.3/5 stars (48 reviews) - [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (42 reviews) - [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews) - [ViaBill](https://www.g2.com/products/viabill/reviews) — 4.2/5 stars (17 reviews) - [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) — 4.2/5 stars (10 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews) - [Laybuy](https://www.g2.com/products/laybuy/reviews) — 4.3/5 stars (10 reviews) - [Partial.ly](https://www.g2.com/products/partial-ly/reviews) — 4.4/5 stars (15 reviews) - [Four](https://www.g2.com/products/four/reviews) — 4.1/5 stars (10 reviews) ### Alternatives to Zip for Business - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews) - [Klarna](https://www.g2.com/products/klarna/reviews) — 3.2/5 stars (58 reviews) - [Affirm](https://www.g2.com/products/affirm/reviews) — 4.3/5 stars (48 reviews) - [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (42 reviews) - [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews) - [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) — 4.2/5 stars (10 reviews) - [ViaBill](https://www.g2.com/products/viabill/reviews) — 4.2/5 stars (17 reviews) - [Sunbit](https://www.g2.com/products/sunbit/reviews) — 4.9/5 stars (139 reviews) - [Laybuy](https://www.g2.com/products/laybuy/reviews) — 4.3/5 stars (10 reviews) - [Partial.ly](https://www.g2.com/products/partial-ly/reviews) — 4.4/5 stars (15 reviews) --- ## Top Discussions ### GoCardless - Title: [Is there any other type of payments being accepted?](https://www.g2.com/discussions/31022-is-there-any-other-type-of-payments-being-accepted) — 2 comments, 1 upvote *(includes official response)* > **Top comment:** "We're building the best way to collect recurring payments. As a result, we are optimising for the payment method that is best suited for recurring revenue..." - Title: [I recommend any organization wishing to use automatic payments to use GoCardless because it meets the most requirements with advantageous pricin ?](https://www.g2.com/discussions/i-recommend-any-organization-wishing-to-use-automatic-payments-to-use-gocardless-because-it-meets-the-most-requirements-with-advantageous-pricin) — 1 comment, 1 upvote > **Top comment:** "Very satisfactory and recommended. " - Title: [What do I do about pending payments](https://www.g2.com/discussions/what-do-i-do-about-pending-payments) — 1 comment, 1 upvote > **Top comment:** "Wait for the to be settled, GoCardless will be able to assist you if you would like to any extra information or guidance to maybe speed up the process of the..." - Title: [A-When will we be able to choose the moment when the transfer is made, i.e., choose to receive the funds on a predictable date? B-The display during registration should first offer to fill in information for a company. Currently, you have to click a button first for the information entry for companies to appear. However, SEPA direct debit is mostly for companies, not for individuals.](https://www.g2.com/discussions/37749-a-quand-pourra-t-on-choisir-le-moment-ou-le-virement-se-fait-cad-choisir-de-recevoir-les-fonds-a-une-date-previsible-b-il-faudrait-que-l-affichage-lors-de-l-inscription-propose-en-premier-de-remplir-des-infos-pour-une-entreprise-actuellement-il-faut) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "Hello, we thank you for your comment. A - By logging into your merchant account, you can choose the debit date for each payment made using GoCardless. The..." - Title: [Will it be possible one day to have invoices automatically generated for my clients (1 invoice per payment plan)?](https://www.g2.com/discussions/37284-sera-t-il-possible-un-jour-d-avoir-des-factures-editees-automatiquement-pour-mes-clients-1-facture-par-plan-de-paiement) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "Hello. Our solutions do not generate invoices for end customers, but we have partner billing software that can assist you with this. You can view our list of..." ### Sezzle - Title: [How does Sezzle approve?](https://www.g2.com/discussions/how-does-sezzle-approve) — 1 comment > **Top comment:** "are they even still in business?" - Title: [Does Sezzle run your credit?](https://www.g2.com/discussions/does-sezzle-run-your-credit) — 1 comment > **Top comment:** "Yes they do a soft check" - Title: [What’s the best way to let my customers now that they can spread out their payments?](https://www.g2.com/discussions/33107-what-s-the-best-way-to-let-my-customers-now-that-they-can-spread-out-their-payments) — 1 comment > **Top comment:** "Use the app Sezzle provides to out it in your PDP page!" - Title: [Business Platform](https://www.g2.com/discussions/30268-business-platform) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "Hey there! Sezzle does not currently integrate with Squarespace. If this changes, I'll be sure to update this thread!" ### Zip for Business No discussions available for this product. --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/gocardless-vs-sezzle-vs-zip-for-business)