# GoCardless vs QuickBooks Payments Comparison | | GoCardless | QuickBooks Payments | |---|---|---| | **Star Rating** | 4.6 out of 5 | 3.9 out of 5 | | **Total Reviews** | 321 | 44 | | **Largest Market Segment** | Small-Business (92.9% of reviews) | Small-Business (87.8% of reviews) | | **Entry Level Price** | No pricing available | No pricing available | --- ## Top Pros & Cons ### GoCardless Pros: - Convenience (8 reviews) - Ease of Use (8 reviews) Cons: - Payment Issues (6 reviews) - Slow Payments (5 reviews) ### QuickBooks Payments Pros: - Ease of Use (3 reviews) - Integrations (2 reviews) Cons: - Expensive (2 reviews) - Poor Customer Support (2 reviews) --- ## Ratings Comparison | Rating | GoCardless | QuickBooks Payments | |---|---|---| | **Meets Requirements** | 9.1 (204 reviews) | 8.2 (25 reviews) | | **Ease of Use** | 9.0 (203 reviews) | 8.1 (27 reviews) | | **Ease of Setup** | 8.9 (153 reviews) | 8.9 (19 reviews) | | **Ease of Admin** | 9.0 (140 reviews) | 8.3 (8 reviews) | | **Quality of Support** | 8.5 (172 reviews) | 7.3 (23 reviews) | | **Has the product been a good partner in doing business?** | 9.0 (134 reviews) | 7.9 (8 reviews) | | **Product Direction (% positive)** | 8.7 (187 reviews) | 8.2 (19 reviews) | --- ## Pricing ### GoCardless #### Entry-Level Pricing No pricing available #### Free Trial No information available ### QuickBooks Payments #### Entry-Level Pricing No pricing available #### Free Trial No information available --- ## Features Comparison By Category ### Payment Gateways | Product | Score | Reviews | |---|---|---| | **GoCardless** | 8.8/10 | 74 | | **QuickBooks Payments** | N/A | N/A | #### Payment Options | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Coupons, Discounts, Promotions, and Gift Cards** | Feature Not Available | Not enough data | | **Recurring Billing** | 9.2 (32 reviews) | Not enough data | | **Instant Payment** | 8.5 (30 reviews) | Not enough data | | **Accepted Credit Cards and Debit Cards** | Feature Not Available | Not enough data | | **ACH Payments and eCheck Processing** | 7.8 (20 reviews) | Not enough data | | **Split Payments** | Feature Not Available | Not enough data | | **Real-Time Payments** | Feature Not Available | Not enough data | | **Multi-Currency** | 7.7 (24 reviews) | 6.9 (7 reviews) | | **Online payment portal** | 8.2 (36 reviews) | 7.6 (11 reviews) | #### Administration | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Reporting/Dashboards** | 8.8 (36 reviews) | Not enough data | | **User, Role, and Access Management** | 8.6 (33 reviews) | Not enough data | | **Payout Time** | 7.4 (37 reviews) | Not enough data | | **Manual Payment Entry** | 8.1 (25 reviews) | Not enough data | | **Dispute Resolution** | Feature Not Available | Not enough data | | **Omnichannel** | 7.3 (30 reviews) | 7.5 (10 reviews) | | **Levels 1 & 2** | Feature Not Available | 7.2 (9 reviews) | | **Level 3** | Feature Not Available | 6.7 (8 reviews) | #### Security | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **PCI Compliance** | Feature Not Available | Not enough data | | **Fraud Protection Tools** | Feature Not Available | Not enough data | | **Data Tokenization** | 9.2 (23 reviews) | Not enough data | | **Two-Factor Authentication** | 9.6 (30 reviews) | Not enough data | | **POS Verification** | Feature Not Available | 6.8 (10 reviews) | #### Development | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Customization (Fields, Objects, and Layouts)** | 8.5 (18 reviews) | Not enough data | | **APIs** | 8.8 (20 reviews) | Not enough data | | **Accounting Software Integration** | 8.7 (27 reviews) | Not enough data | | **E-Commerce Software Integration** | 8.9 (22 reviews) | Not enough data | #### Platform | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Performance and Reliability** | 9.1 (34 reviews) | Not enough data | | **Internationalization - Currency/Language** | 9.1 (21 reviews) | Not enough data | | **Internationalization - Operating Country** | 9.3 (22 reviews) | Not enough data | | **API / Integrations** | 8.8 (20 reviews) | Not enough data | | **PCI Regulation Compliance** | Feature Not Available | Not enough data | | **Supplemental Technology** | Feature Not Available | Not enough data | | **Accounting integration** | 9.1 (44 reviews) | 7.6 (14 reviews) | | **E-commerce Integration** | 8.4 (25 reviews) | 7.3 (8 reviews) | #### Agentic AI - Payment Gateways | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | ### Subscription Revenue Management | Product | Score | Reviews | |---|---|---| | **GoCardless** | 8.8/10 | 63 | | **QuickBooks Payments** | N/A | N/A | #### Billing and Payments | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Payment Terms** | 9.0 (43 reviews) | Not enough data | | **Personalized Billing** | 9.0 (45 reviews) | Not enough data | | **Custom Pricing** | Feature Not Available | Not enough data | #### Revenue Recognition | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Usage Tracking** | 8.9 (38 reviews) | Not enough data | | **Deferred Revenue** | 9.1 (23 reviews) | Not enough data | | **Revenue Accrual** | 8.8 (26 reviews) | Not enough data | #### Revenue Optimization | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **At-Risk Customers** | 8.8 (27 reviews) | Not enough data | | **Offer Optimization** | Feature Not Available | Not enough data | | **Customer Churn** | 8.5 (28 reviews) | Not enough data | | **Revenue Forecasting** | 8.6 (27 reviews) | Not enough data | ### Enterprise Payment | Product | Score | Reviews | |---|---|---| | **GoCardless** | 8.7/10 | 25 | | **QuickBooks Payments** | N/A | N/A | #### Payment Methods | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **ACH** | 7.9 (8 reviews) | Not enough data | | **Credit and Debit** | Feature Not Available | Not enough data | | **Wire Transfer** | Feature Not Available | Not enough data | #### Payment Processing | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Batch Processing** | 8.6 (12 reviews) | Not enough data | | **Payments Scheduling** | 9.2 (20 reviews) | Not enough data | | **Automated Workflows** | 8.7 (14 reviews) | Not enough data | | **Self Service** | 8.2 (11 reviews) | Not enough data | | **Reconciliation** | 8.2 (13 reviews) | Not enough data | | **Settlements** | 8.2 (12 reviews) | Not enough data | | **Payment Tracking** | 9.1 (19 reviews) | Not enough data | #### Security and Compliance | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **PCI Compliant** | Feature Not Available | Not enough data | | **P2PE** | Feature Not Available | Not enough data | | **Fraud Management** | Feature Not Available | Not enough data | | **SSL Encryption** | 9.8 (14 reviews) | Not enough data | | **SOX** | Feature Not Available | Not enough data | | **SOC** | Feature Not Available | Not enough data | #### Integration | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Agnostic Integration** | 9.6 (9 reviews) | Not enough data | | **Reporting Consolidation** | 9.0 (12 reviews) | Not enough data | | **Plugins and APIs** | 8.6 (12 reviews) | Not enough data | #### Payment Types | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **AP Automation** | 8.3 (7 reviews) | Not enough data | | **E-Commerce** | Feature Not Available | Not enough data | | **Retail** | Feature Not Available | Not enough data | #### Agentic AI - Enterprise Payment | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Adaptive Learning** | Not enough data | Not enough data | ### Installment Payment and Buy Now Pay Later (BNPL) | Product | Score | Reviews | |---|---|---| | **GoCardless** | 9.2/10 | 29 | | **QuickBooks Payments** | N/A | N/A | #### Administration - Installment Payment and Buy Now Pay Later (BNPL) | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Email Notifications** | 9.1 (23 reviews) | Not enough data | | **Invoicing** | 9.0 (17 reviews) | Not enough data | | **Customer Portal** | Feature Not Available | Not enough data | | **Loyalty Management** | Feature Not Available | Not enough data | #### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Payment Gateway** | 9.2 (17 reviews) | Not enough data | | **Payment Tracking** | 9.3 (23 reviews) | Not enough data | | **E-commerce Integration** | Feature Not Available | Not enough data | | **Payment Scheduling** | 9.6 (26 reviews) | Not enough data | #### Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Adaptive Learning** | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | ### Payment Processing | Product | Score | Reviews | |---|---|---| | **GoCardless** | 8.3/10 | 117 | | **QuickBooks Payments** | 7.3/10 | 21 | #### Payment Processing | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Encryption** | 9.2 (74 reviews) | 7.9 (12 reviews) | | **Credit Card Processing** | Feature Not Available | 8.0 (16 reviews) | | **Mobile Payments** | Feature Not Available | 7.2 (10 reviews) | | **Digital Wallet Integration** | Feature Not Available | 7.5 (10 reviews) | #### Administration | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Reporting & Analytics** | 8.3 (70 reviews) | 7.9 (12 reviews) | | **E-commerce Integration** | 8.4 (43 reviews) | 7.4 (9 reviews) | | **Processing Fees** | 7.9 (90 reviews) | 6.4 (16 reviews) | | **POS Integration** | Feature Not Available | 7.5 (10 reviews) | | **Omnichannel** | 7.3 (30 reviews) | 7.5 (10 reviews) | | **Levels 1 & 2** | Feature Not Available | 7.2 (9 reviews) | | **Level 3** | Feature Not Available | 6.7 (8 reviews) | #### Payment Options | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Multi-Currency** | 7.7 (24 reviews) | 6.9 (7 reviews) | | **Online payment portal** | 8.2 (36 reviews) | 7.6 (11 reviews) | #### Security | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **POS Verification** | Feature Not Available | 6.8 (10 reviews) | #### Platform | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Accounting integration** | 9.1 (44 reviews) | 7.6 (14 reviews) | | **E-commerce Integration** | 8.4 (25 reviews) | 7.3 (8 reviews) | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **GoCardless** | N/A | N/A | | **QuickBooks Payments** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | GoCardless | QuickBooks Payments | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | --- ## Categories **Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Unique to GoCardless (4):** [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Subscription Revenue Management Software](https://www.g2.com/categories/subscription-revenue-management), [Payment Gateways](https://www.g2.com/categories/payment-gateways) --- ## Reviewer Demographics ### By Company Size | Segment | GoCardless | QuickBooks Payments | |---|---|---| | **Small-Business** | 92.9% | 87.8% | | **Mid-Market** | 5.8% | 12.2% | | **Enterprise** | 1.3% | 0% | ### By Industry #### GoCardless - **Accounting:** 13.6% - **Marketing and Advertising:** 11.0% - **Information Technology and Services:** 10.4% - **Health, Wellness and Fitness:** 6.1% - **Internet:** 5.2% - **Computer Software:** 4.2% - **Telecommunications:** 3.9% - **Sports:** 2.9% - **Design:** 2.3% - **Non-Profit Organization Management:** 1.9% - **Other:** 38.5% #### QuickBooks Payments - **Accounting:** 18.8% - **Non-Profit Organization Management:** 9.4% - **Consumer Services:** 6.3% - **Health, Wellness and Fitness:** 6.3% - **Marketing and Advertising:** 6.3% - **Transportation/Trucking/Railroad:** 6.3% - **Photography:** 3.1% - **Security and Investigations:** 3.1% - **Management Consulting:** 3.1% - **Information Technology and Services:** 3.1% - **Other:** 34.4% --- ## Alternatives ### Alternatives to GoCardless - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2747 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews) - [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews) - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews) - [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews) - [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews) - [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4065 reviews) - [Chargebee](https://www.g2.com/products/chargebee/reviews) — 4.4/5 stars (976 reviews) ### Alternatives to QuickBooks Payments - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews) - [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2747 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [Thryv](https://www.g2.com/products/thryv/reviews) — 4.2/5 stars (1994 reviews) - [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (975 reviews) - [HoneyBook](https://www.g2.com/products/honeybook/reviews) — 4.4/5 stars (214 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews) - [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4065 reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews) --- ## Top Discussions ### GoCardless - Title: [Is there any other type of payments being accepted?](https://www.g2.com/discussions/31022-is-there-any-other-type-of-payments-being-accepted) — 2 comments, 1 upvote *(includes official response)* > **Top comment:** "We're building the best way to collect recurring payments. As a result, we are optimising for the payment method that is best suited for recurring revenue..." - Title: [I recommend any organization wishing to use automatic payments to use GoCardless because it meets the most requirements with advantageous pricin ?](https://www.g2.com/discussions/i-recommend-any-organization-wishing-to-use-automatic-payments-to-use-gocardless-because-it-meets-the-most-requirements-with-advantageous-pricin) — 1 comment, 1 upvote > **Top comment:** "Very satisfactory and recommended. " - Title: [What do I do about pending payments](https://www.g2.com/discussions/what-do-i-do-about-pending-payments) — 1 comment, 1 upvote > **Top comment:** "Wait for the to be settled, GoCardless will be able to assist you if you would like to any extra information or guidance to maybe speed up the process of the..." - Title: [A-When will we be able to choose the moment when the transfer is made, i.e., choose to receive the funds on a predictable date? B-The display during registration should first offer to fill in information for a company. Currently, you have to click a button first for the information entry for companies to appear. However, SEPA direct debit is mostly for companies, not for individuals.](https://www.g2.com/discussions/37749-a-quand-pourra-t-on-choisir-le-moment-ou-le-virement-se-fait-cad-choisir-de-recevoir-les-fonds-a-une-date-previsible-b-il-faudrait-que-l-affichage-lors-de-l-inscription-propose-en-premier-de-remplir-des-infos-pour-une-entreprise-actuellement-il-faut) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "Hello, we thank you for your comment. A - By logging into your merchant account, you can choose the debit date for each payment made using GoCardless. The..." - Title: [Will it be possible one day to have invoices automatically generated for my clients (1 invoice per payment plan)?](https://www.g2.com/discussions/37284-sera-t-il-possible-un-jour-d-avoir-des-factures-editees-automatiquement-pour-mes-clients-1-facture-par-plan-de-paiement) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "Hello. Our solutions do not generate invoices for end customers, but we have partner billing software that can assist you with this. You can view our list of..." ### QuickBooks Payments No discussions available for this product. --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/gocardless-vs-quickbooks-payments)