# FuturePay, ViaBill vs Laybuy Comparison

| | FuturePay | ViaBill | Laybuy | 
|---|---|---|---|
| **Star Rating** | 4.2 out of 5 | 4.2 out of 5 | 4.3 out of 5 | 
| **Total Reviews** | 10 | 17 | 10 | 
| **Largest Market Segment** | Small-Business (50.0% of reviews) | Small-Business (82.4% of reviews) | Small-Business (60.0% of reviews) | 
| **Entry Level Price** | No pricing available | Starting at 2.9% + 30 cents | No pricing available | 


---
## Ratings Comparison
| Rating | FuturePay | ViaBill | Laybuy | 
|---|---|---|---|
  | **Meets Requirements** | 8.1 (7 reviews) | 7.8 (15 reviews) | 8.5 (8 reviews) | 
  | **Ease of Use** | 9.0 (7 reviews) | 8.2 (15 reviews) | 9.0 (8 reviews) | 
  | **Ease of Setup** | Not enough data | 8.5 (9 reviews) | Not enough data | 
  | **Ease of Admin** | Not enough data | 8.7 (9 reviews) | Not enough data | 
  | **Quality of Support** | 8.3 (7 reviews) | 7.6 (15 reviews) | 7.7 (8 reviews) | 
  | **Has the product been a good partner in doing business?** | Not enough data | 7.6 (9 reviews) | Not enough data | 
  | **Product Direction (% positive)** | 7.7 (5 reviews) | 6.1 (15 reviews) | 7.1 (8 reviews) | 

---
## Pricing

### FuturePay

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### ViaBill

#### Entry-Level Pricing

Plan: ViaBill 

Price: Starting at 2.9% + 30 cents

Description: ViaBill allows shoppers to buy now and pay over four equal monthly installments with 0 interest. 


[Learn more about ViaBill](https://www.g2.com/products/viabill/reviews)

#### Free Trial

No

### Laybuy

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **FuturePay** | 7.4/10 | 6 |
| **ViaBill** | 9.2/10 | 7 |
| **Laybuy** | 8.6/10 | 5 |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | FuturePay | ViaBill | Laybuy | 
|---|---|---|---|
| **Email Notifications** | 6.3 (5 reviews) | 9.0 (5 reviews) | 8.7 (5 reviews) | 
| **Invoicing** | 7.0 (5 reviews) | 9.3 (5 reviews) | Not enough data | 
| **Customer Portal** | 7.3 (5 reviews) | 9.7 (5 reviews) | Not enough data | 
| **Loyalty Management** | 8.0 (5 reviews) | Feature Not Available | Not enough data | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | FuturePay | ViaBill | Laybuy | 
|---|---|---|---|
| **Payment Gateway** | 8.0 (5 reviews) | 9.2 (6 reviews) | 8.3 (5 reviews) | 
| **Payment Tracking** | 7.7 (5 reviews) | 8.6 (6 reviews) | Not enough data | 
| **E-commerce Integration** | 7.7 (5 reviews) | 8.6 (6 reviews) | 8.7 (5 reviews) | 
| **Payment Scheduling** | Not enough data | 10.0 (5 reviews) | Not enough data | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | FuturePay | ViaBill | Laybuy | 
|---|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl)





---
## Reviewer Demographics

### By Company Size

| Segment | FuturePay | ViaBill | Laybuy | 
|---|---|---|---|
| **Small-Business** | 50.0% | 82.4% | 60.0% | 
| **Mid-Market** | 30.0% | 11.8% | 20.0% | 
| **Enterprise** | 20.0% | 5.9% | 20.0% | 

### By Industry

#### FuturePay

- **Consumer Services:** 20.0%
- **Automotive:** 20.0%
- **Retail:** 10.0%
- **Medical Devices:** 10.0%
- **Information Technology and Services:** 10.0%
- **Individual &amp; Family Services:** 10.0%
- **Education Management:** 10.0%
- **Apparel &amp; Fashion:** 10.0%

#### ViaBill

- **Retail:** 23.5%
- **Apparel &amp; Fashion:** 17.6%
- **Textiles:** 5.9%
- **Sporting Goods:** 5.9%
- **Public Safety:** 5.9%
- **Internet:** 5.9%
- **Individual &amp; Family Services:** 5.9%
- **Health, Wellness and Fitness:** 5.9%
- **Food &amp; Beverages:** 5.9%
- **Design:** 5.9%
- **Other:** 11.8%

#### Laybuy

- **Information Technology and Services:** 20.0%
- **Consulting:** 10.0%
- **Non-Profit Organization Management:** 10.0%
- **Graphic Design:** 10.0%
- **Entertainment:** 10.0%
- **Consumer Services:** 10.0%
- **Biotechnology:** 10.0%
- **Architecture &amp; Planning:** 10.0%
- **Accounting:** 10.0%

---
## Alternatives

### Alternatives to FuturePay

- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Sezzle](https://www.g2.com/products/sezzle/reviews) — 4.6/5 stars (122 reviews)
- [EasyPay](https://www.g2.com/products/easypay/reviews) — 4.4/5 stars (32 reviews)
- [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews)
- [Partial.ly](https://www.g2.com/products/partial-ly/reviews) — 4.4/5 stars (15 reviews)
- [Klarna](https://www.g2.com/products/klarna/reviews) — 3.2/5 stars (58 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2746 reviews)
- [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews)
- [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (42 reviews)
- [Affirm](https://www.g2.com/products/affirm/reviews) — 4.3/5 stars (48 reviews)

### Alternatives to ViaBill

- [Sezzle](https://www.g2.com/products/sezzle/reviews) — 4.6/5 stars (122 reviews)
- [Klarna](https://www.g2.com/products/klarna/reviews) — 3.2/5 stars (58 reviews)
- [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (42 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2746 reviews)
- [Affirm](https://www.g2.com/products/affirm/reviews) — 4.3/5 stars (48 reviews)
- [Partial.ly](https://www.g2.com/products/partial-ly/reviews) — 4.4/5 stars (15 reviews)
- [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews)
- [Sunbit](https://www.g2.com/products/sunbit/reviews) — 4.9/5 stars (139 reviews)

### Alternatives to Laybuy

- [Sezzle](https://www.g2.com/products/sezzle/reviews) — 4.6/5 stars (122 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2746 reviews)
- [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (42 reviews)
- [Klarna](https://www.g2.com/products/klarna/reviews) — 3.2/5 stars (58 reviews)
- [EasyPay](https://www.g2.com/products/easypay/reviews) — 4.4/5 stars (32 reviews)
- [Sunbit](https://www.g2.com/products/sunbit/reviews) — 4.9/5 stars (139 reviews)
- [Affirm](https://www.g2.com/products/affirm/reviews) — 4.3/5 stars (48 reviews)
- [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews)

---
## Top Discussions

### FuturePay

- Title: [How can I use future pay wallet money?](https://www.g2.com/discussions/how-can-i-use-future-pay-wallet-money) — 1 comment
  > **Top comment:** "Discover the untapped potential of your wallet with our comprehensive guide. Dive deep into the comprehensive information  to unlock the full potential of..."

### ViaBill

- Title: [How do I add viabill to my online shop?](https://www.g2.com/discussions/25968-how-do-i-add-viabill-to-my-online-shop) — 1 comment, 1 upvote
  > **Top comment:** "Hi Jamie Zaluske,

Thank you for reaching out to ViaBill. 
If you have any questions, please email me or call me at anytime.

Kind Regards,

Marc..."
- Title: [How much does ViaBill cost?](https://www.g2.com/discussions/how-much-does-viabill-cost) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "ViaBill costs 2.90% + 30¢ per transaction. This means that ViaBill costs the same as many traditional payment solutions do."
- Title: [What kinds of businesses does ViaBill work with?](https://www.g2.com/discussions/what-kinds-of-businesses-does-viabill-work-with) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Thousands of retailers already use ViaBill as an easy payment solution for their customers.
From large retailers to midsize e-commerce stores, startups, and..."
- Title: [How do my customers learn about ViaBill?](https://www.g2.com/discussions/how-do-my-customers-learn-about-viabill) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Your customers can learn about ViaBill through the ViaBill PriceTag widget, which is located on every product, cart, and checkout page on your store. The..."
- Title: [How do I get paid, and who assumes the risk?](https://www.g2.com/discussions/how-do-i-get-paid-and-who-assumes-the-risk) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "ViaBill pays you upfront and assumes all fraud and credit risk. "

### Laybuy

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/futurepay-inc-futurepay-vs-viabill-vs-laybuy)

