# Betterment at Work vs FNZ Comparison

| | Betterment at Work | FNZ | 
|---|---|---|
| **Star Rating** | 4.3 out of 5 | 0.0 out of 5 | 
| **Total Reviews** | 546 | 0 | 
| **Largest Market Segment** | Small-Business (68.9% of reviews) | Not enough data | 
| **Entry Level Price** | $100.00 100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply* | No pricing available | 

---
## Top Pros & Cons

### Betterment at Work

Pros:
- Ease of Use (255 reviews)
- Customer Support (146 reviews)

Cons:
- Poor Customer Support (108 reviews)
- Limited Customization (67 reviews)

### FNZ

**Not enough data**

---
## Ratings Comparison
| Rating | Betterment at Work | FNZ | 
|---|---|---|
  | **Meets Requirements** | 8.9 (513 reviews) | Not enough data | 
  | **Ease of Use** | 8.9 (531 reviews) | Not enough data | 
  | **Ease of Setup** | 8.4 (479 reviews) | Not enough data | 
  | **Ease of Admin** | 8.7 (453 reviews) | Not enough data | 
  | **Quality of Support** | 7.8 (490 reviews) | Not enough data | 
  | **Has the product been a good partner in doing business?** | 8.5 (449 reviews) | Not enough data | 
  | **Product Direction (% positive)** | 8.4 (517 reviews) | Not enough data | 

---
## Pricing

### Betterment at Work

#### Entry-Level Pricing

Plan: Essential

Price: $100.00 100 per month + $5/monthly record keeping per active participant. Additional implementation and participant advisory fees apply*

Description: An affordable, easy-to-manage 401(k) plan for your employees’ retirement.



Key Features:
- Dedicated Onboarding specialist
- Simple payroll integrations with Gusto, Trinet, and other providers
- 3(38) and 3(16) fiduciary services with administrative, compliance, and investment support

[Browse all 3 editions](https://www.g2.com/products/betterment-at-work/pricing)

#### Free Trial

No

### FNZ

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Financial Wellness

| Product | Score | Reviews |
|---|---|---|
| **Betterment at Work** | 8.8/10 | 58 |
| **FNZ** | N/A | N/A |

#### Platform Content

| Feature | Betterment at Work | FNZ | 
|---|---|---|
| **Education Tools** | 9.0 (52 reviews) | Not enough data | 
| **Mobile Tools** | 8.7 (50 reviews) | Not enough data | 
| **Content Library** | 8.9 (50 reviews) | Not enough data | 

#### Platform Basics

| Feature | Betterment at Work | FNZ | 
|---|---|---|
| **Program Management** | 9.2 (53 reviews) | Not enough data | 
| **Secure** | 9.1 (50 reviews) | Not enough data | 
| **Interoperability** | 8.6 (52 reviews) | Not enough data | 
| **Performance** | 9.2 (50 reviews) | Not enough data | 

#### Platform Additional Functionality

| Feature | Betterment at Work | FNZ | 
|---|---|---|
| **Services** | 8.6 (48 reviews) | Not enough data | 
| **Employee Portal** | 9.3 (51 reviews) | Not enough data | 
| **Gamification** | 7.9 (42 reviews) | Not enough data | 
| **Education** | 8.9 (46 reviews) | Not enough data | 

#### Platform Data

| Feature | Betterment at Work | FNZ | 
|---|---|---|
| **Dashboard & Reporting** | 8.8 (49 reviews) | Not enough data | 
| **Visualization** | 8.9 (47 reviews) | Not enough data | 
| **Platform Search** | Feature Not Available | Not enough data | 
| **Alerts and Notifications** | 8.6 (46 reviews) | Not enough data | 

### Investment Portfolio Management

| Product | Score | Reviews |
|---|---|---|
| **Betterment at Work** | 8.7/10 | 56 |
| **FNZ** | N/A | N/A |

#### Functionality

| Feature | Betterment at Work | FNZ | 
|---|---|---|
| **Customizable Reporting** | 8.1 (51 reviews) | Not enough data | 
| **Market Analytics** | 8.4 (51 reviews) | Not enough data | 
| **Client Portal** | 9.5 (50 reviews) | Not enough data | 
| **Investment Accounting** | 8.6 (51 reviews) | Not enough data | 
| **Real time ** | 9.2 (50 reviews) | Not enough data | 
| **Compliance** | Feature Not Available | Not enough data | 
| **Customizable Reporting** | 8.4 (46 reviews) | Not enough data | 

#### Integration

| Feature | Betterment at Work | FNZ | 
|---|---|---|
| **Data aggregation** | 8.9 (51 reviews) | Not enough data | 
| **Accounting Integration** | 8.7 (49 reviews) | Not enough data | 
| **Risk Management** | Feature Not Available | Not enough data | 

#### Agentic AI - Investment Portfolio Management

| Feature | Betterment at Work | FNZ | 
|---|---|---|
| **Multi-step Planning** | 8.1 (21 reviews) | Not enough data | 
| **Cross-system Integration** | 9.0 (22 reviews) | Not enough data | 
| **Adaptive Learning** | 8.7 (21 reviews) | Not enough data | 
| **Proactive Assistance** | 8.6 (21 reviews) | Not enough data | 

### 401(k)

| Product | Score | Reviews |
|---|---|---|
| **Betterment at Work** | 8.6/10 | 495 |
| **FNZ** | N/A | N/A |

#### Onboarding

| Feature | Betterment at Work | FNZ | 
|---|---|---|
| **Administrators** | 8.0 (475 reviews) | Not enough data | 
| **Employees** | 8.8 (475 reviews) | Not enough data | 

#### Dashboard

| Feature | Betterment at Work | FNZ | 
|---|---|---|
| **Balances** | 8.9 (469 reviews) | Not enough data | 
| **Investments** | 8.4 (463 reviews) | Not enough data | 
| **Personal Information** | 8.6 (459 reviews) | Not enough data | 

#### Compliance

| Feature | Betterment at Work | FNZ | 
|---|---|---|
| **IRS** | 8.8 (453 reviews) | Not enough data | 
| **Tax Benefits** | 8.7 (449 reviews) | Not enough data | 

#### Administration

| Feature | Betterment at Work | FNZ | 
|---|---|---|
| **Monitoring** | 8.6 (460 reviews) | Not enough data | 
| **Reporting** | 8.3 (459 reviews) | Not enough data | 

#### Generative AI

| Feature | Betterment at Work | FNZ | 
|---|---|---|
| **AI Image-to-Text** | Feature Not Available | Not enough data | 

---
## Categories
**Shared Categories (1):** [Investment Portfolio Management Software](https://www.g2.com/categories/investment-portfolio-management)

**Unique to Betterment at Work (2):** [401(k) Software](https://www.g2.com/categories/401-k), [Financial Wellness Software](https://www.g2.com/categories/financial-wellness)



---
## Reviewer Demographics

### By Company Size

| Segment | Betterment at Work | FNZ | 
|---|---|---|
| **Small-Business** | 68.9% | 0% | 
| **Mid-Market** | 29.4% | 0% | 
| **Enterprise** | 1.7% | 0% | 

### By Industry

#### Betterment at Work

- **Computer Software:** 10.8%
- **Information Technology and Services:** 8.8%
- **Construction:** 5.2%
- **Hospital & Health Care:** 5.2%
- **Financial Services:** 5.2%
- **Marketing and Advertising:** 4.9%
- **Non-Profit Organization Management:** 4.1%
- **Accounting:** 3.7%
- **Consulting:** 3.2%
- **Health, Wellness and Fitness:** 3.0%
- **Other:** 45.9%

#### FNZ

No data available

---
## Alternatives

### Alternatives to Betterment at Work

- [Human Interest](https://www.g2.com/products/human-interest/reviews) — 4.3/5 stars (2376 reviews)
- [Guideline](https://www.g2.com/products/guideline/reviews) — 4.5/5 stars (1156 reviews)
- [Morningstar Direct](https://www.g2.com/products/morningstar-direct/reviews) — 4.1/5 stars (421 reviews)
- [401GO](https://www.g2.com/products/401go/reviews) — 4.8/5 stars (153 reviews)
- [SmartDollar](https://www.g2.com/products/smartdollar/reviews) — 4.8/5 stars (599 reviews)
- [Morningstar Direct Advisory Suite (formerly Advisor Workstation)](https://www.g2.com/products/morningstar-direct-advisory-suite-formerly-advisor-workstation/reviews) — 4.1/5 stars (285 reviews)
- [ZayZoon](https://www.g2.com/products/zayzoon/reviews) — 4.6/5 stars (213 reviews)
- [Tapcheck](https://www.g2.com/products/tapcheck/reviews) — 4.7/5 stars (139 reviews)
- [Peanut Butter](https://www.g2.com/products/peanut-butter/reviews) — 4.9/5 stars (132 reviews)
- [Koyfin](https://www.g2.com/products/koyfin/reviews) — 4.8/5 stars (124 reviews)

### Alternatives to FNZ

- [Morningstar Direct](https://www.g2.com/products/morningstar-direct/reviews) — 4.1/5 stars (421 reviews)
- [Morningstar Direct Advisory Suite (formerly Advisor Workstation)](https://www.g2.com/products/morningstar-direct-advisory-suite-formerly-advisor-workstation/reviews) — 4.1/5 stars (285 reviews)
- [Koyfin](https://www.g2.com/products/koyfin/reviews) — 4.8/5 stars (124 reviews)
- [Orion Advisor Technology](https://www.g2.com/products/orion-advisor-technology/reviews) — 4.4/5 stars (98 reviews)
- [Nitrogen](https://www.g2.com/products/nitrogen-nitrogen/reviews) — 4.0/5 stars (72 reviews)
- [eMoney](https://www.g2.com/products/emoney/reviews) — 4.7/5 stars (67 reviews)
- [Betterment Advisor Solutions](https://www.g2.com/products/betterment-advisor-solutions/reviews) — 4.4/5 stars (64 reviews)
- [Pershing Financial Services](https://www.g2.com/products/pershing-financial-services/reviews) — 4.2/5 stars (58 reviews)
- [Carta Fund ERP](https://www.g2.com/products/carta-fund-erp/reviews) — 4.1/5 stars (48 reviews)
- [Backstop Solutions Suite](https://www.g2.com/products/backstop-solutions-suite/reviews) — 4.7/5 stars (46 reviews)

---
## Top Discussions

### Betterment at Work

No discussions available for this product.

### FNZ

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/betterment-at-work-vs-fnz)