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# Float vs PlanGuru Comparison - What are their main differences?

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Pricing

**Float**
Free Trial

**$59.00** Flat Rate Per Month · Essential - For Businesses

**$99.00** Flat Rate Per Month · Premium - For Businesses

**$199.00** Flat Rate Per Month · Enterprise - For Businesses

**$39.00** Per User Per Month · Starter - For Accountants and Bookkeepers

**$199.00** Per User Per Month · Growth - For Accountants and Bookkeepers

Show more

**PlanGuru**
Free Trial

**$99.00** Per Month · Single Entity

**$399.00** Per Month · Multi-Division Consolidations

**Pricing Insights**
from reviews

Perceived Cost

**Float**
$$$$$

**PlanGuru**
$$$$$

Average Discount

**Float**
7%

**PlanGuru**
Not enough reviews yet

Uncover valuable pricing insights from real user feedback to improve your shopping experience.
See it for free

Time to Implement

**Float** 6 months
Based on 100 responses

**PlanGuru** 6 months
Based on 100 responses

Return on Investment

**Float** 6 months
Based on 100 responses

**PlanGuru** 6 months
Based on 100 responses

 ![Float](https://images.g2crowd.com/uploads/product/hd_favicon/89facb79cf73ce61303f3c4cf87c5124/float.png "Float")

 ![PlanGuru](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_9b600f07e5bfb6a0d35ffe4c9f50e3fe/planguru.png "PlanGuru")

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**Pros & Cons**
from reviews

**Float**

Ease of Use (1)

Easy Setup (1)

Missing Features (1)

**PlanGuru**

Capabilities (1)

Customer Experience (1)

Complexity (1)

Confusion (1)

Integrations

**Float**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_7689e9c274391f40ecbf92b6dc26e30b/freeagent.png "Product Avatar Image")

FreeAgent

](https://www.g2.com/products/freeagent/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_50b93b0f332ffa4a17f0c4c1f6c6464b/quickbooks-online.png "Product Avatar Image")

QuickBooks Online

](https://www.g2.com/products/quickbooks-online/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_ec33e9d05030dd9c604a8848ebe0a8bb/xero.jpg "Product Avatar Image")

Xero

](https://www.g2.com/products/xero/reviews)[
View all
](https://www.g2.com/products/float/integrations)

**PlanGuru**
Not enough data

Screenshots

**Float**
 ![Float screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1798329/Cash_Flow_Management.png)

**PlanGuru**
 ![PlanGuru screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1240239/Income-Statement.png)

**Ratings**
from reviews

Meets Requirements

**Float**

**8.4** /10

Based on 35 responses

**PlanGuru**

**9.2** /10

Based on 32 responses

Ease of Use

**Float**

**8.7** /10

Based on 35 responses

**PlanGuru**

**8.5** /10

Based on 33 responses

Ease of Setup

**Float**

**8.9** /10

Based on 17 responses

**PlanGuru**

**8.1** /10

Based on 14 responses

Ease of Admin

**Float**

**9.0** /10

Based on 17 responses

**PlanGuru**

**8.3** /10

Based on 13 responses

Quality of Support

**Float**

**8.8** /10

Based on 32 responses

**PlanGuru**

**9.4** /10

Based on 30 responses

Has the product been a good partner in doing business?

**Float**

**9.4** /10

Based on 17 responses

**PlanGuru**

**9.7** /10

Based on 13 responses

Product Direction (% positive)

**Float**

**8.5** /10

Based on 31 responses

**PlanGuru**

**9.3** /10

Based on 32 responses

**Features**
ratings from reviews

Budgeting and Forecasting

**8.4** /10

Based on 24 responses

**8.7** /10

Based on 30 responses

Cash Flow Management

**7.8** /10

Based on 8 responses

**8.7** /10

Based on 18 responses

Financial Analysis

Not enough data

**9.0** /10

Based on 17 responses

User Insights

**Reviewers' Company Size**

Small-Business(50 or fewer emp.)
74.4%

Mid-Market(51-1000 emp.)
16.3%

Enterprise(\> 1000 emp.)
9.3%

Small-Business(50 or fewer emp.)
74.4%

Mid-Market(51-1000 emp.)
16.3%

Enterprise(\> 1000 emp.)
9.3%

Small-Business(50 or fewer emp.)
62.2%

Mid-Market(51-1000 emp.)
37.8%

Enterprise(\> 1000 emp.)
0%

Small-Business(50 or fewer emp.)
62.2%

Mid-Market(51-1000 emp.)
37.8%

Enterprise(\> 1000 emp.)
0%

**Reviewers' Industry**

[![Float](https://images.g2crowd.com/uploads/product/hd_favicon/89facb79cf73ce61303f3c4cf87c5124/float.png "Float")](https://www.g2.com/products/float/reviews)
Float

Marketing and Advertising
16.3%

Information Technology and Services
11.6%

Computer Software
9.3%

Retail
4.7%

Design
4.7%

Other
53.5%

[![PlanGuru](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_9b600f07e5bfb6a0d35ffe4c9f50e3fe/planguru.png "PlanGuru")](https://www.g2.com/products/planguru/reviews)
PlanGuru

Accounting
16.2%

Computer Software
10.8%

Construction
10.8%

Wholesale
5.4%

Environmental Services
5.4%

Other
51.4%

Alternatives

**Float Alternatives**

 ![Fathom](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_3fff920642b8169a2698317ef3df8812/fathom.png "Fathom")

[
Fathom
](/products/fathom/reviews)

 ![Agicap](https://images.g2crowd.com/uploads/product/hd_favicon/13b9c040c77342c9fd0e31a481d777d9/agicap.svg "Agicap")

[
Agicap
](/products/agicap/reviews)

 ![Planful](https://images.g2crowd.com/uploads/product/hd_favicon/16a6704a16942ceac536b5b6fd3f7514/planful.svg "Planful")

[
Planful
](/products/planful/reviews)

 ![Invoiced](https://images.g2crowd.com/uploads/product/hd_favicon/6df3ace2c4c3f392af4943e60ad7aeed/invoiced.svg "Invoiced")

[
Invoiced
](/products/invoiced/reviews)

**PlanGuru Alternatives**

 ![Datarails](https://images.g2crowd.com/uploads/product/hd_favicon/8bdd3486c6848acec3623fd0b3aee980/datarails.svg "Datarails")

[
Datarails
](/products/datarails/reviews)

 ![Planful](https://images.g2crowd.com/uploads/product/hd_favicon/16a6704a16942ceac536b5b6fd3f7514/planful.svg "Planful")

[
Planful
](/products/planful/reviews)

 ![Vena](https://images.g2crowd.com/uploads/product/hd_favicon/1dfe2ea86a9d8b17089b0a950f659036/vena.svg "Vena")

[
Vena
](/products/vena/reviews)

 ![Agicap](https://images.g2crowd.com/uploads/product/hd_favicon/13b9c040c77342c9fd0e31a481d777d9/agicap.svg "Agicap")

[
Agicap
](/products/agicap/reviews)

## Float vs PlanGuru FAQs

Generated using AI

Last updated: November 14, 2026

### What is the difference between Float vs PlanGuru?

Float is the simpler, higher-rated cash-flow tool, while PlanGuru earns stronger support scores and focuses reviewers on broader budgeting and financial planning.

| Dimension | [Float](https://www.g2.com/products/float/reviews) | [PlanGuru](https://www.g2.com/products/planguru/reviews) |
| --- | --- | --- |
| G2 Rating (reviews) | 4.4/5 (40+ reviews) | 4.5/5 (30+ reviews) |
| Largest Segment | Small-Business | Small-Business |
| Ease of Setup | 8.9 | 8.1 |
| Quality of Support | 8.8 | 9.4 |
| Top Reviewer-Cited Strength | Ease of use and setup | Support, budgeting, and forecasting capabilities |

### How do the pricing models of Float and PlanGuru compare?

Float scores higher for value satisfaction, with an 8.4 Price/Cost score versus PlanGuru’s 8.3.

- **Float:** In recent reviews, users value time saved over spreadsheet-based forecasting, while several reviewers describe the software as costly for smaller businesses.
- **PlanGuru:** Recent reviewers describe its value as justifiable for budgeting, forecasting, and reporting, while noting the additional software license as a cost trade-off.
- **Switching reasons:** Recent reviewers moved from spreadsheets to Float for automated cash-flow updates and scenario planning, and to PlanGuru for structured budgeting, forecasting, and actual-versus-budget analysis.

### What are the best alternatives to Float and PlanGuru?

Fathom, Agicap, and Datarails are the top G2-ranked alternatives to Float and PlanGuru.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Float](https://www.g2.com/products/float/reviews) | 4.4/5 (40+ reviews) | Small-Business | Recent reviewers cite time savings as value, with several noting cost concerns. | Easy setup and cash-flow scenario planning |
| [PlanGuru](https://www.g2.com/products/planguru/reviews) | 4.5/5 (30+ reviews) | Small-Business | Recent reviewers describe the value as justifiable for its budgeting and forecasting capabilities. | Support and flexible budgeting and forecasting |
| [Fathom](https://www.g2.com/products/fathom/reviews) | 4.6/5 (100+ reviews) | Small-Business |
| [Agicap](https://www.g2.com/products/agicap/reviews) | 4.4/5 (300+ reviews) | Small-Business |
| [Datarails](https://www.g2.com/products/datarails/reviews) | 4.6/5 (300+ reviews) | Mid-Market |

### Which Cash Flow Management features should I prioritize when comparing Float and PlanGuru?

Prioritize accounting integrations, cash-flow tracking and forecasting, scenario planning, reporting, and implementation ease when evaluating Float and PlanGuru.

- **Integrations:** Float reviewers highlight Xero and FreeAgent connections; PlanGuru reviewers describe importing actuals and charts of accounts from accounting software, including QuickBooks.
- **Cash-flow forecasting and scenarios:** Float reviewers value cash-position forecasts and scenario layers. PlanGuru reviewers emphasize multiple forecasting methods, budgets, and what-if scenarios.
- **Reporting:** Float offers reporting and cash-flow exports; PlanGuru reviewers value budget-versus-actual reports and Excel-based reporting, while noting that report formatting can require work.
- **Workflow and data handling:** Float offers data exchange, versioning, and workflows. PlanGuru reviewers describe consolidating entities and departments, with several noting manual data-import steps.
- **Ease of use:** Float scores 8.7 for Ease of Use and 8.9 for Ease of Setup; PlanGuru scores 8.5 and 8.1, respectively.

### What are the pros and cons of Float vs PlanGuru?

Float’s headline strength is accessible, automated cash-flow forecasting; PlanGuru’s is flexible budgeting and forecasting backed by highly rated support.

- **Float strengths:** In recent reviews, users praise ease of use, setup, visual cash-flow forecasts, accounting-data sync, and scenario planning.
- **Float trade-offs:** Reviewers note missing features, including limits in reporting customization and scenario flexibility; several also want more detailed cash-flow history.
- **PlanGuru strengths:** Recent reviewers value budgeting and forecasting options, entity consolidation, Excel reporting, and responsive implementation support.
- **PlanGuru trade-offs:** Reviewers describe a learning curve and complexity from its broad feature set; data imports and report formatting can also require manual effort.

### Is Float or PlanGuru better for small businesses?

Float and PlanGuru are equally positioned for small businesses by reviewer-company segment, and both receive small-business-focused praise.

- **Float:** Small-Business is its largest reviewer segment. Recent small-business reviewers value straightforward setup, accounting-data sync, and cash-flow scenarios for planning hiring and spending.
- **PlanGuru:** Small-Business is its largest reviewer segment. Recent reviewers describe supported setup as helpful for owners new to financial planning and value budgeting, cash-flow projections, and actual-versus-budget reporting.

### Which Cash Flow Management platform has better integrations?

Float has the clearer integration signal in reviewer mentions, particularly for Xero and FreeAgent.

- **Float:** G2 reviews mention Xero 10+ times and FreeAgent fewer than 10 times. Reviewers describe accounting-data synchronization as a core part of keeping forecasts current.
- **PlanGuru:** Recent reviewers cite QuickBooks and other accounting-software imports, including chart-of-accounts and actuals imports. Reviewers also note that several imports require manual steps.

### How do Float and PlanGuru compare on customer support?

PlanGuru leads Float on Quality of Support by 0.6 points, scoring 9.4 versus 8.8.

- **Float:** Reviewers describe helpful customer advice and responsive support, including assistance during setup; individual experiences also mention slower replies.
- **PlanGuru:** Reviewers consistently praise knowledgeable, responsive support and personalized implementation and training assistance.

### Which is easier to implement, Float or PlanGuru?

Float leads PlanGuru on Ease of Setup by 0.8 points, scoring 8.9 versus 8.1; Float also scores higher on Ease of Admin, 9.0 versus 8.3.

- **Float:** Reviewers describe setup as quick and straightforward, with accounting integrations helping users move from spreadsheets to forecasts. Several note an initial learning period.
- **PlanGuru:** Reviewers value guided implementation and training, while describing setup as more involved when importing and organizing financial data.

### Which product has better Reporting?

Reporting is the most frequently mentioned feature across Float and PlanGuru reviews.

- **Float:** Float offers reporting and cash-flow exports. Reviewers value clear visual cash-flow forecasts and sharing, while several want more report options and customization.
- **PlanGuru:** Reviewers value budget-versus-actual reporting, Excel reporting, and customizable financial analysis. They also note that visualizations and report formatting can be less flexible than desired.

## Float vs PlanGuru

When assessing the two solutions, reviewers found Float easier to use, set up, and administer. However, reviewers preferred doing business with PlanGuru overall.

- Reviewers felt that PlanGuru meets the needs of their business better than Float.
- When comparing quality of ongoing product support, reviewers felt that PlanGuru is the preferred option.
- For feature updates and roadmaps, our reviewers preferred the direction of PlanGuru over Float.