# Float vs PlanGuru Comparison

---
## Frequently Asked Questions

### What is the difference between Float vs PlanGuru?

PlanGuru stands out for its higher Quality of Support and Meets Requirements scores, while Float is favored for its ease of setup and administration.

| [Float](https://www.g2.com/products/float/reviews) | [PlanGuru](https://www.g2.com/products/planguru/reviews) |
| --- | --- |
| 4.4/5 (45 reviews) | 4.5/5 (37 reviews) |
| Small-Business | Small-Business |
| 8.9 | 8.1 |
| 8.8 | 9.4 |
| Ease of Use | Customer Support |



### How do the pricing models of Float and PlanGuru compare?

PlanGuru is rated higher for value, with a stronger Price/Cost satisfaction score than Float.

- **Float:** Reviewers note that Float is more expensive than accounting software but justify the cost with time savings and automation.
- **PlanGuru:** Reviewers highlight PlanGuru as affordable, especially for firms scaling their client base, and appreciate its value for the features provided.



### What are the best alternatives to Float and PlanGuru?

The top three alternatives to Float and PlanGuru are Planful, Fathom, and Agicap.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Float](https://www.g2.com/products/float/reviews) | 4.4/5 (45) | Small-Business | More expensive than accounting software, justified by time savings | Ease of Use |
| [PlanGuru](https://www.g2.com/products/planguru/reviews) | 4.5/5 (37) | Small-Business | Affordable for scaling firms, strong value for features | Customer Support |
| [Planful](https://www.g2.com/products/planful/reviews) | 4.3/5 (509) | Mid-Market | — | — |
| [Fathom](https://www.g2.com/products/fathom/reviews) | 4.7/5 (123) | Small-Business | — | — |
| [Agicap](https://www.g2.com/products/agicap/reviews) | 4.4/5 (370) | Small-Business | — | — |



### Which Cash Flow Management features should I prioritize when comparing Float and PlanGuru?

Buyers comparing Float and PlanGuru should prioritize Reporting, Integrations, Scenario Planning, Ease of Setup, and Quality of Support.

- **Reporting:** Float offers reporting features and has an all-time mention count of 1 for Product Capabilities; PlanGuru is frequently praised for reporting and Excel integration.
- **Integrations:** Float integrates with Xero (17 all-time mentions); PlanGuru is cited for easy integrations and Excel integration (1 all-time mention each).
- **Scenario Planning:** Float's scenario planning is highlighted in recent reviews; PlanGuru supports multiple forecasting methods and what-if scenarios.
- **Ease of Setup:** Float scores 8.9; PlanGuru scores 8.1.
- **Quality of Support:** Float scores 8.8; PlanGuru scores 9.4.



### What are the pros and cons of Float vs PlanGuru?

Float's headline strength is ease of use and setup, while PlanGuru excels in customer support and reporting flexibility.

- **Float strengths:** Ease of Use (all-time mentions: 1), Easy Setup (1), Efficiency Improvement (1), Intuitive (1), Planning (1), Product Capabilities (1), Setup Ease (1), User Interface (1).
- **Float trade-offs:** Missing Features (1), higher cost compared to accounting software, limited daily tracking and multi-bank budgeting.
- **PlanGuru strengths:** Capabilities (1), Customer Experience (1), Customer Support (1), Customization (1), Easy Implementation (1), Easy Integrations (1), Excel Functionality (1), Excel Integration (1), Features (1), Integrations (1), Staff Support (1).
- **PlanGuru trade-offs:** Complexity (1), Confusion (1), learning curve, manual imports for some integrations, higher cost for small companies.



### Is Float or PlanGuru better for small businesses?

Float is the stronger fit for small businesses, with a focus on ease of use and setup in the small-business segment.

- **Float:** Largest segment is Small-Business; reviewers highlight ease of setup, intuitive interface, and time savings for small teams.
- **PlanGuru:** Largest segment is Small-Business; reviewers appreciate robust support and reporting, but note a steeper learning curve and more complex setup for small business owners.



### Which Cash Flow Management platform has better integrations?

PlanGuru is favored for integrations, with reviewers citing both easy integrations and Excel integration.

- **Float:** Xero integration is mentioned in 17 all-time reviews, with recent reviewers highlighting its value for cash flow forecasting.
- **PlanGuru:** Reviewers cite easy integrations and Excel integration, each with 1 all-time mention, and praise the ability to consolidate data from multiple sources.



### How do Float and PlanGuru compare on customer support?

PlanGuru leads on Quality of Support with a 0.6-point advantage over Float (9.4 vs 8.8).

- **Float:** Reviewers describe support as excellent and responsive, with several noting active feedback collection and helpful onboarding.
- **PlanGuru:** Reviewers consistently praise PlanGuru's support team for depth of knowledge, personalized assistance, and proactive outreach, with multiple mentions of outstanding customer service.



### Which is easier to implement, Float or PlanGuru?

Float is easier to implement, with an Ease of Setup score of 8.9 compared to PlanGuru's 8.1.

- **Float:** Reviewers highlight quick setup, minimal learning curve, and rapid onboarding, especially for small teams transitioning from spreadsheets.
- **PlanGuru:** Reviewers note a steeper learning curve and more complex setup, but appreciate the support provided during implementation and the availability of training resources.



### Which product has better Reporting?

PlanGuru is favored for Reporting, with reviewers consistently highlighting its reporting flexibility and Excel integration.

- **Float:** Reporting features are present, with 1 all-time mention for Product Capabilities; reviewers note a desire for more customizable reports.
- **PlanGuru:** Reviewers frequently cite robust reporting, Excel integration, and the ability to consolidate and customize reports as key strengths, with multiple mentions of reporting flexibility and usefulness for executive and budget vs actual reports.



| | Float | PlanGuru | 
|---|---|---|
| **Star Rating** | 4.4 out of 5 | 4.5 out of 5 | 
| **Total Reviews** | 45 | 37 | 
| **Largest Market Segment** | Small-Business (74.4% of reviews) | Small-Business (62.2% of reviews) | 
| **Entry Level Price** | Starting at $105.00 Per Month | $99.00 Per Month | 

---
## Top Pros & Cons

### Float

Pros:
- Ease of Use (1 reviews)
- Easy Setup (1 reviews)

Cons:
- Missing Features (1 reviews)

### PlanGuru

Pros:
- Capabilities (1 reviews)
- Customer Experience (1 reviews)

Cons:
- Complexity (1 reviews)
- Confusion (1 reviews)

---
## Ratings Comparison
| Rating | Float | PlanGuru | 
|---|---|---|
  | **Meets Requirements** | 8.4 (35 reviews) | 9.2 (32 reviews) | 
  | **Ease of Use** | 8.7 (35 reviews) | 8.5 (33 reviews) | 
  | **Ease of Setup** | 8.9 (17 reviews) | 8.1 (14 reviews) | 
  | **Ease of Admin** | 9.0 (17 reviews) | 8.3 (13 reviews) | 
  | **Quality of Support** | 8.8 (32 reviews) | 9.4 (30 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.4 (17 reviews) | 9.7 (13 reviews) | 
  | **Product Direction (% positive)** | 8.5 (31 reviews) | 9.3 (32 reviews) | 

---
## Pricing

### Float

#### Entry-Level Pricing

Plan: Essentials

Price: Starting at $105.00 Per Month

Description: Cash flow forecasting for smaller businesses

Key Features:
- Unlimited users
- 5 scenarios
- 13-week cash flow

[Browse all 3 editions](https://www.g2.com/products/float/pricing)

#### Free Trial

Yes

### PlanGuru

#### Entry-Level Pricing

Plan: Single Entity

Price: $99.00 Per Month

Description: This cloud-based version is perfect for the SMB or Nonprofit that needs to budget/forecast for a single entity or for Advisors who work on behalf of their clients. 


Key Features:
- Unlimited # of Scenarios per Company
- Import directly from QuickBooks, Xero, and Excel
- Excel Import for Financial & Non-Financial Data

[Browse all 2 editions](https://www.g2.com/products/planguru/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Budgeting and Forecasting

| Product | Score | Reviews |
|---|---|---|
| **Float** | 8.4/10 | 24 |
| **PlanGuru** | 8.7/10 | 30 |

#### Budget Creation

| Feature | Float | PlanGuru | 
|---|---|---|
| **Data Import** | 8.8 (20 reviews) | 9.0 (28 reviews) | 
| **Budget Hierarchies** | 8.6 (20 reviews) | 8.8 (28 reviews) | 
| **Versioning** | 7.9 (17 reviews) | Feature Not Available | 
| **Formulas** | 9.2 (14 reviews) | 9.3 (28 reviews) | 
| **What-If** | 8.6 (21 reviews) | 9.0 (24 reviews) | 
| **Budget Periods** | 9.4 (18 reviews) | 8.8 (27 reviews) | 
| **Real-Time Data** | Not enough data | Not enough data | 

#### Budget Management

| Feature | Float | PlanGuru | 
|---|---|---|
| **Consolidation** | 7.4 (15 reviews) | 8.9 (22 reviews) | 
| **Adjustments** | 8.2 (18 reviews) | 8.6 (26 reviews) | 
| **Workflows** | 8.4 (16 reviews) | Feature Not Available | 

#### Forecasting

| Feature | Float | PlanGuru | 
|---|---|---|
| **Historical Data** | 8.0 (21 reviews) | 9.0 (27 reviews) | 
| **Reforecast** | 8.8 (20 reviews) | 8.7 (24 reviews) | 
| **Forecast Types** | 8.3 (20 reviews) | 8.8 (25 reviews) | 
| **Rolling Forecasts** | 9.3 (20 reviews) | 8.6 (23 reviews) | 
| **AI** | Not enough data | 6.7 (11 reviews) | 
| **Generative AI** | Not enough data | Not enough data | 

#### Analytics

| Feature | Float | PlanGuru | 
|---|---|---|
| **Variance Analysis** | 8.4 (19 reviews) | 8.6 (23 reviews) | 
| **Forecasts Comparison** | 7.5 (18 reviews) | 8.5 (24 reviews) | 
| **Forward Looking** | 8.2 (18 reviews) | 8.8 (28 reviews) | 
| **Financial Analysis** | Not enough data | Not enough data | 

#### Agentic AI - Budgeting and Forecasting

| Feature | Float | PlanGuru | 
|---|---|---|
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | Float | PlanGuru | 
|---|---|---|
| **Data Visualization** | Not enough data | Not enough data | 
| **Purchase Order Management** | Not enough data | Not enough data | 
| **Expense Management** | Not enough data | Not enough data | 
| **Ad hoc Reporting** | Not enough data | Not enough data | 
| **Multi-Company** | Not enough data | Not enough data | 
| **Profit/Loss Statement** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Access Controls/Permissions** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Forecasting** | Not enough data | Not enough data | 
| **Dashboard Creation** | Not enough data | Not enough data | 
| **Self-Service Reporting** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Financial Management** | Not enough data | Not enough data | 
| **"What If" Scenarios** | Not enough data | Not enough data | 
| **Asset Lifecycle Management** | Not enough data | Not enough data | 
| **Strategic Planning** | Not enough data | Not enough data | 
| **Visual Analytics** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Scenario Planning** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 
| **Collaboration Tools** | Not enough data | Not enough data | 
| **Version Control** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **General Ledger** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Consolidation/Roll-Up** | Not enough data | Not enough data | 
| **Drag & Drop** | Not enough data | Not enough data | 
| **Income & Balance Sheet** | Not enough data | Not enough data | 
| **Multi-Department/Project** | Not enough data | Not enough data | 
| **Accounting** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **Chart of Accounts** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Cash Management** | Not enough data | Not enough data | 

### Financial Analysis

| Product | Score | Reviews |
|---|---|---|
| **Float** | N/A | N/A |
| **PlanGuru** | 9.0/10 | 17 |

#### Data Management

| Feature | Float | PlanGuru | 
|---|---|---|
| **Data Import** | Not enough data | 9.2 (15 reviews) | 
| **Data Consolidation** | Not enough data | 9.2 (13 reviews) | 
| **Data Validation** | Not enough data | Feature Not Available | 

#### Reporting Structure

| Feature | Float | PlanGuru | 
|---|---|---|
| **Reporting Hierarchy** | Not enough data | 8.9 (14 reviews) | 
| **Report Templates** | Not enough data | 8.7 (14 reviews) | 
| **Report Types** | Not enough data | 8.9 (15 reviews) | 

#### Standard Analytics

| Feature | Float | PlanGuru | 
|---|---|---|
| **Standard KPIs** | Not enough data | 9.2 (13 reviews) | 
| **Standard Reports** | Not enough data | 8.7 (14 reviews) | 
| **Financial Statements** | Not enough data | 9.4 (16 reviews) | 
| **Drill Down** | Not enough data | Feature Not Available | 

#### Custom Analytics

| Feature | Float | PlanGuru | 
|---|---|---|
| **Dashboards** | Not enough data | Feature Not Available | 
| **Custom KPIs** | Not enough data | 9.4 (13 reviews) | 
| **Custom Reports** | Not enough data | 8.8 (14 reviews) | 
| **Self Service** | Not enough data | 9.3 (14 reviews) | 
| **Multiple Entities** | Not enough data | 8.6 (6 reviews) | 

#### Agentic AI - Financial Analysis

| Feature | Float | PlanGuru | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Cash Flow Management

| Product | Score | Reviews |
|---|---|---|
| **Float** | 7.8/10 | 8 |
| **PlanGuru** | 8.7/10 | 18 |

#### Cash Flow Management

| Feature | Float | PlanGuru | 
|---|---|---|
| **File Exports** | 7.3 (5 reviews) | Feature Not Available | 
| **Income and Expenses** | 9.6 (8 reviews) | Feature Not Available | 
| **Track Cash Flow** | 9.6 (8 reviews) | Feature Not Available | 

#### Cash Flow Forecasting

| Feature | Float | PlanGuru | 
|---|---|---|
| **Historical Data** | 7.4 (7 reviews) | 9.2 (15 reviews) | 
| **Reforecast** | 7.5 (6 reviews) | 9.0 (13 reviews) | 
| **Forecast Types** | 6.4 (6 reviews) | 9.0 (13 reviews) | 
| **Rolling Forecasts** | 8.7 (5 reviews) | 9.0 (13 reviews) | 
| **AI** | Not enough data | 7.3 (5 reviews) | 

#### Analytics

| Feature | Float | PlanGuru | 
|---|---|---|
| **Variance Analysis** | 7.0 (5 reviews) | 8.7 (13 reviews) | 
| **Reports** | 7.0 (5 reviews) | 8.2 (13 reviews) | 
| **Forecast Comparison** | 7.2 (6 reviews) | 8.3 (14 reviews) | 
| **Forward Looking** | Not enough data | 9.0 (15 reviews) | 

#### Financial Data Transfer

| Feature | Float | PlanGuru | 
|---|---|---|
| **Data Exchange** | 7.2 (6 reviews) | Feature Not Available | 
| **Reporting** | 7.8 (6 reviews) | Feature Not Available | 
| **Access** | 8.1 (7 reviews) | 9.3 (17 reviews) | 
| **Integration** | 8.3 (7 reviews) | Feature Not Available | 

#### Agentic AI -  Cash Flow Management

| Feature | Float | PlanGuru | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Float** | N/A | N/A |
| **PlanGuru** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Float | PlanGuru | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (2):** [Budgeting and Forecasting Software](https://www.g2.com/categories/budgeting-and-forecasting), [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management)


**Unique to PlanGuru (1):** [Financial Analysis Software](https://www.g2.com/categories/financial-analysis)


---
## Reviewer Demographics

### By Company Size

| Segment | Float | PlanGuru | 
|---|---|---|
| **Small-Business** | 74.4% | 62.2% | 
| **Mid-Market** | 16.3% | 37.8% | 
| **Enterprise** | 9.3% | 0% | 

### By Industry

#### Float

- **Marketing and Advertising:** 16.3%
- **Information Technology and Services:** 11.6%
- **Computer Software:** 9.3%
- **Retail:** 4.7%
- **Design:** 4.7%
- **Accounting:** 2.3%
- **Architecture & Planning:** 2.3%
- **Banking:** 2.3%
- **Building Materials:** 2.3%
- **Construction:** 2.3%
- **Other:** 41.9%

#### PlanGuru

- **Accounting:** 16.2%
- **Computer Software:** 10.8%
- **Construction:** 10.8%
- **Wholesale:** 5.4%
- **Environmental Services:** 5.4%
- **Civil Engineering:** 2.7%
- **Consumer Electronics:** 2.7%
- **Consumer Services:** 2.7%
- **E-Learning:** 2.7%
- **Investment Management:** 2.7%
- **Other:** 37.8%

---
## Alternatives

### Alternatives to Float

- [Fathom](https://www.g2.com/products/fathom/reviews) — 4.7/5 stars (128 reviews)
- [Agicap](https://www.g2.com/products/agicap/reviews) — 4.4/5 stars (373 reviews)
- [Planful](https://www.g2.com/products/planful/reviews) — 4.3/5 stars (509 reviews)
- [Vena](https://www.g2.com/products/vena/reviews) — 4.5/5 stars (482 reviews)
- [Invoiced](https://www.g2.com/products/invoiced/reviews) — 4.5/5 stars (417 reviews)
- [Datarails](https://www.g2.com/products/datarails/reviews) — 4.6/5 stars (374 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (420 reviews)
- [Workday Adaptive Planning](https://www.g2.com/products/workday-adaptive-planning/reviews) — 4.3/5 stars (409 reviews)
- [Anaplan](https://www.g2.com/products/anaplan/reviews) — 4.6/5 stars (472 reviews)
- [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (511 reviews)

### Alternatives to PlanGuru

- [Planful](https://www.g2.com/products/planful/reviews) — 4.3/5 stars (509 reviews)
- [Datarails](https://www.g2.com/products/datarails/reviews) — 4.6/5 stars (374 reviews)
- [Agicap](https://www.g2.com/products/agicap/reviews) — 4.4/5 stars (373 reviews)
- [Vena](https://www.g2.com/products/vena/reviews) — 4.5/5 stars (482 reviews)
- [Anaplan](https://www.g2.com/products/anaplan/reviews) — 4.6/5 stars (472 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (420 reviews)
- [Workday Adaptive Planning](https://www.g2.com/products/workday-adaptive-planning/reviews) — 4.3/5 stars (409 reviews)
- [Invoiced](https://www.g2.com/products/invoiced/reviews) — 4.5/5 stars (417 reviews)
- [HiBob HRIS](https://www.g2.com/products/hibob-hris/reviews) — 4.5/5 stars (2635 reviews)
- [Workiva](https://www.g2.com/products/workiva-workiva/reviews) — 4.5/5 stars (2147 reviews)

---
## Top Discussions

### Float

No discussions available for this product.

### PlanGuru

- Title: [What does Planguru do?](https://www.g2.com/discussions/what-does-planguru-do) — 1 comment
  > **Top comment:** "Allows me as a layman to budget at a high level and create scenarios based upon the numbers to make solid strategic decisions. Proper projections of cash..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/float-vs-planguru)