# Finacle, Temenos Transact vs Flinks Comparison

| | Finacle | Temenos Transact | Flinks | 
|---|---|---|---|
| **Star Rating** | 4.1 out of 5 | 4.5 out of 5 | 4.4 out of 5 | 
| **Total Reviews** | 36 | 70 | 59 | 
| **Largest Market Segment** | Enterprise (71.4% of reviews) | Enterprise (56.7% of reviews) | Small-Business (59.3% of reviews) | 
| **Entry Level Price** | No pricing available | No pricing available | No pricing available | 

---
## Top Pros & Cons

### Finacle

**Not enough data**

### Temenos Transact

**Not enough data**

### Flinks

Pros:
- Carrier Accounts (1 reviews)

Cons:
- Carrier Limitations (1 reviews)

---
## Ratings Comparison
| Rating | Finacle | Temenos Transact | Flinks | 
|---|---|---|---|
  | **Meets Requirements** | 8.6 (27 reviews) | 8.7 (41 reviews) | 8.4 (48 reviews) | 
  | **Ease of Use** | 8.5 (27 reviews) | 8.8 (43 reviews) | 9.0 (49 reviews) | 
  | **Ease of Setup** | 7.0 (5 reviews) | 8.3 (21 reviews) | 8.2 (32 reviews) | 
  | **Ease of Admin** | 7.5 (6 reviews) | 8.7 (21 reviews) | 8.7 (32 reviews) | 
  | **Quality of Support** | 8.1 (27 reviews) | 8.3 (42 reviews) | 8.4 (46 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.6 (6 reviews) | 8.7 (21 reviews) | 8.9 (33 reviews) | 
  | **Product Direction (% positive)** | 9.0 (24 reviews) | 8.4 (36 reviews) | 8.5 (46 reviews) | 

---
## Pricing

### Finacle

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Temenos Transact

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Flinks

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Mobile Banking

| Product | Score | Reviews |
|---|---|---|
| **Finacle** | N/A | N/A |
| **Temenos Transact** | N/A | N/A |
| **Flinks** | N/A | N/A |

#### Platform Additional Functionality

| Feature | Finacle | Temenos Transact | Flinks | 
|---|---|---|---|
| **Mobility** | Not enough data | Not enough data | Not enough data | 
| **Dashboard** | Not enough data | Not enough data | Not enough data | 
| **Payment** | Not enough data | Not enough data | Not enough data | 
| **Cloud** | Not enough data | Not enough data | Not enough data | 

#### Platform Interoperability

| Feature | Finacle | Temenos Transact | Flinks | 
|---|---|---|---|
| **API** | Not enough data | Not enough data | Not enough data | 
| **Pre-Built Connectors** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Mobile Banking

| Feature | Finacle | Temenos Transact | Flinks | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Core Banking

| Product | Score | Reviews |
|---|---|---|
| **Finacle** | N/A | N/A |
| **Temenos Transact** | N/A | N/A |
| **Flinks** | N/A | N/A |

#### Agentic AI - Core Banking Features

| Feature | Finacle | Temenos Transact | Flinks | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Core Banking Software](https://www.g2.com/categories/core-banking)



**Unique to Flinks (3):** [Financial Data APIs](https://www.g2.com/categories/financial-data-apis), [Mobile Banking Software](https://www.g2.com/categories/mobile-banking), [Underwriting & Rating Software](https://www.g2.com/categories/underwriting-rating)


---
## Reviewer Demographics

### By Company Size

| Segment | Finacle | Temenos Transact | Flinks | 
|---|---|---|---|
| **Small-Business** | 2.9% | 13.4% | 59.3% | 
| **Mid-Market** | 25.7% | 29.9% | 35.6% | 
| **Enterprise** | 71.4% | 56.7% | 5.1% | 

### By Industry

#### Finacle

- **Banking:** 77.1%
- **Information Technology and Services:** 8.6%
- **Accounting:** 8.6%
- **Financial Services:** 2.9%
- **Computer Software:** 2.9%

#### Temenos Transact

- **Banking:** 79.1%
- **Computer Software:** 6.0%
- **Information Technology and Services:** 4.5%
- **Government Administration:** 3.0%
- **Staffing and Recruiting:** 1.5%
- **Real Estate:** 1.5%
- **Investment Banking:** 1.5%
- **Financial Services:** 1.5%
- **Accounting:** 1.5%

#### Flinks

- **Financial Services:** 78.0%
- **Information Technology and Services:** 6.8%
- **Consumer Services:** 3.4%
- **Capital Markets:** 3.4%
- **Information Services:** 1.7%
- **Computer Software:** 1.7%
- **Banking:** 1.7%
- **Automotive:** 1.7%
- **Accounting:** 1.7%

---
## Alternatives

### Alternatives to Finacle

- [FIS](https://www.g2.com/products/fis/reviews) — 4.2/5 stars (13 reviews)
- [Avaloq](https://www.g2.com/products/avaloq/reviews) — 3.7/5 stars (3 reviews)
- [FusionBanking](https://www.g2.com/products/fusionbanking/reviews) — 4.3/5 stars (2 reviews)
- [MX](https://www.g2.com/products/mx-technologies-mx/reviews) — 4.7/5 stars (14 reviews)
- [Episys](https://www.g2.com/products/episys/reviews) — 3.8/5 stars (12 reviews)
- [iCBS](https://www.g2.com/products/icbs/reviews) — 4.1/5 stars (10 reviews)
- [NCR D3 Digital Banking Platform](https://www.g2.com/products/ncr-d3-digital-banking-platform/reviews) — 4.7/5 stars (3 reviews)
- [Pismo](https://www.g2.com/products/pismo/reviews) — 4.3/5 stars (19 reviews)
- [Apache Fineract](https://www.g2.com/products/apache-fineract/reviews) — 4.3/5 stars (6 reviews)
- [SBS Banking Platform](https://www.g2.com/products/sbs-banking-platform/reviews) — 4.2/5 stars (13 reviews)

### Alternatives to Temenos Transact

- [MX](https://www.g2.com/products/mx-technologies-mx/reviews) — 4.7/5 stars (14 reviews)
- [Avaloq](https://www.g2.com/products/avaloq/reviews) — 3.7/5 stars (3 reviews)
- [FusionBanking](https://www.g2.com/products/fusionbanking/reviews) — 4.3/5 stars (2 reviews)
- [iCBS](https://www.g2.com/products/icbs/reviews) — 4.1/5 stars (10 reviews)
- [NCR D3 Digital Banking Platform](https://www.g2.com/products/ncr-d3-digital-banking-platform/reviews) — 4.7/5 stars (3 reviews)
- [FIS](https://www.g2.com/products/fis/reviews) — 4.2/5 stars (13 reviews)
- [Pismo](https://www.g2.com/products/pismo/reviews) — 4.3/5 stars (19 reviews)
- [Episys](https://www.g2.com/products/episys/reviews) — 3.8/5 stars (12 reviews)
- [SBS Banking Platform](https://www.g2.com/products/sbs-banking-platform/reviews) — 4.2/5 stars (13 reviews)
- [Apache Fineract](https://www.g2.com/products/apache-fineract/reviews) — 4.3/5 stars (6 reviews)

### Alternatives to Flinks

- [Plaid](https://www.g2.com/products/plaid/reviews) — 4.2/5 stars (43 reviews)
- [EZLynx](https://www.g2.com/products/ezlynx-ezlynx/reviews) — 4.4/5 stars (699 reviews)
- [PL Rating](https://www.g2.com/products/pl-rating/reviews) — 4.5/5 stars (484 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews)
- [MX](https://www.g2.com/products/mx-technologies-mx/reviews) — 4.7/5 stars (14 reviews)
- [Merge Unified](https://www.g2.com/products/merge-unified/reviews) — 4.7/5 stars (253 reviews)
- [Duck Creek Policy](https://www.g2.com/products/duck-creek-policy/reviews) — 4.6/5 stars (118 reviews)
- [Finflux](https://www.g2.com/products/m2p-fintech-finflux/reviews) — 4.6/5 stars (106 reviews)
- [Codat](https://www.g2.com/products/codat/reviews) — 4.6/5 stars (28 reviews)
- [TrueLayer](https://www.g2.com/products/truelayer/reviews) — 4.5/5 stars (38 reviews)

---
## Top Discussions

### Finacle

- Title: [What database does Finacle use?](https://www.g2.com/discussions/what-database-does-finacle-use) — 1 comment
  > **Top comment:** "Relational Database Management Software (RDBMS) of Oracle"
- Title: [Is Finacle an ERP system?](https://www.g2.com/discussions/is-finacle-an-erp-system) — 1 comment
  > **Top comment:** "Yes it helps in managing and making best utilisation of workforce"
- Title: [Which banks use Finacle software?](https://www.g2.com/discussions/which-banks-use-finacle-software) — 1 comment
  > **Top comment:** "Canara Bank, Indian Bank, IDBI Bank"

### Temenos Transact

- Title: [What are the modules in T24?](https://www.g2.com/discussions/what-are-the-modules-in-t24) — 2 comments
  > **Top comment:** "Retail, Corporate, Credit, Treasury, Trade Finance and Finance "
- Title: [ANY NEW VERSION OR UPDATES FOR THE PROGRAM ?](https://www.g2.com/discussions/any-new-version-or-updates-for-the-program) — 1 comment, 1 upvote
  > **Top comment:** "It has major releases year after year R19,R20, R21, etc"

### Flinks

- Title: [What is Flinks used for?](https://www.g2.com/discussions/what-is-flinks-used-for) — 1 comment
  > **Top comment:** "Business use Flinks to collect Financial Data using the API's system and store it safely in the cloud so the integrity of the data is met and secure. "

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/finacle-vs-temenos-transact-vs-flinks)