# Expensify vs Mercury Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Expensify excels in user experience, particularly for those who may not use the platform frequently. Users appreciate its intuitive design and straightforward instructions for submitting expense reports, making it easy for anyone to navigate.
- **Users say** that Mercury stands out for its simplicity and ease of use, especially in managing banking tasks through its app. Reviewers highlight the convenience of handling international payments and the seamless integration with tools like Xero, which enhances their overall banking experience.
- **According to verified reviews** , Expensify has a significantly higher G2 Score, indicating greater overall satisfaction among users. This is reflected in the platform's robust features for expense tracking and digital receipt management, which users find particularly beneficial for business trips.
- **Reviewers mention** that while both platforms are easy to use, Expensify's setup process is slightly more challenging compared to Mercury. Users have noted that Mercury's tech-first approach allows for quick onboarding and efficient management of banking features.
- **G2 reviewers highlight** that Expensify offers superior support for employee reimbursements and smart categorization of expenses, which are crucial for businesses managing multiple transactions. Users find these features enhance their ability to maintain accurate financial records.
- **Users appreciate** that while Mercury has a strong focus on banking, it lacks some of the advanced expense management features that Expensify provides. This makes Expensify a better choice for businesses that require comprehensive expense tracking alongside their financial operations.



| | Expensify | Mercury | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.5 out of 5 | 
| **Total Reviews** | 5,642 | 121 | 
| **Largest Market Segment** | Mid-Market (49.4% of reviews) | Small-Business (90.1% of reviews) | 
| **Entry Level Price** | Free Trial | No pricing available | 

---
## Top Pros & Cons

### Expensify

Pros:
- Ease of Use (244 reviews)
- Expense Tracking (112 reviews)

Cons:
- Receipt Management (36 reviews)
- Manual Entry (34 reviews)

### Mercury

Pros:
- Ease of Use (28 reviews)
- Easy Setup (11 reviews)

Cons:
- Approval Issues (7 reviews)
- Poor Customer Support (6 reviews)

---
## Ratings Comparison
| Rating | Expensify | Mercury | 
|---|---|---|
  | **Meets Requirements** | 9.3 (4680 reviews) | 8.4 (73 reviews) | 
  | **Ease of Use** | 9.1 (4730 reviews) | 9.1 (76 reviews) | 
  | **Ease of Setup** | 8.7 (1056 reviews) | 9.1 (62 reviews) | 
  | **Ease of Admin** | 8.2 (658 reviews) | 9.4 (40 reviews) | 
  | **Quality of Support** | 8.9 (3183 reviews) | 8.1 (67 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.4 (632 reviews) | 8.8 (40 reviews) | 
  | **Product Direction (% positive)** | 8.5 (4556 reviews) | 8.7 (70 reviews) | 

---
## Pricing

### Expensify

#### Entry-Level Pricing

Plan: Free Trial

Price: Free Trial

Key Features:
- Give Expensify a try today, for free!

[Browse all 3 editions](https://www.g2.com/products/expensify/pricing)

#### Free Trial

Yes

### Mercury

#### Entry-Level Pricing

No pricing available

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Expensify** | 8.8/10 | 4150 |
| **Mercury** | 7.0/10 | 20 |

#### Expense Reports

| Feature | Expensify | Mercury | 
|---|---|---|
| **Ease of Creating Expense Reports** | 9.2 (3842 reviews) ✓ Verified | Feature Not Available | 
| **Bank / Credit Card Integration** | 8.8 (2865 reviews) ✓ Verified | 7.8 (19 reviews) | 
| **Smart Categorization** | 8.5 (3311 reviews) ✓ Verified | 7.6 (19 reviews) | 
| **Digital Receipt Management** | 9.1 (3747 reviews) ✓ Verified | 7.7 (18 reviews) | 
| **Employee Reimbursement** | 9.3 (3432 reviews) ✓ Verified | 7.9 (18 reviews) | 
| **Currency Conversions** | 8.9 (1959 reviews) ✓ Verified | 7.0 (19 reviews) | 
| **Credit Card Integration** | 8.8 (2235 reviews) ✓ Verified | 6.4 (18 reviews) | 

#### Agentic AI - Expense Management

| Feature | Expensify | Mercury | 
|---|---|---|
| **Autonomous Task Execution** | 8.0 (81 reviews) | Not enough data | 
| **Cross-system Integration** | 8.3 (83 reviews) | Feature Not Available | 

#### Travel Management

| Feature | Expensify | Mercury | 
|---|---|---|
| **Ease of Booking** | 8.8 (1552 reviews) | Feature Not Available | 
| **Itinerary Management** | 8.6 (1395 reviews) ✓ Verified | Feature Not Available | 
| **Trip Notifications** | 8.6 (1394 reviews) ✓ Verified | Feature Not Available | 
| **Advanced Integrations** | 8.7 (1388 reviews) ✓ Verified | Feature Not Available | 

#### Client Invoicing

| Feature | Expensify | Mercury | 
|---|---|---|
| **Invoice Creation and Delivery** | 8.9 (1660 reviews) ✓ Verified | 7.6 (17 reviews) | 
| **Electronic Payments** | 9.0 (1766 reviews) ✓ Verified | 6.9 (18 reviews) | 
| **Project Accounting / Revenue Recognition** | 8.8 (1458 reviews) ✓ Verified | Feature Not Available | 

#### Generative AI - Expense Management

| Feature | Expensify | Mercury | 
|---|---|---|
| **Image-to-Text** | 7.8 (9 reviews) | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | Expensify | Mercury | 
|---|---|---|
| **Receipt Capture** | 9.2 (3619 reviews) ✓ Verified | 6.9 (17 reviews) | 
| **Mileage Tracking** | 8.9 (2293 reviews) ✓ Verified | Feature Not Available | 
| **Travel Itinerary and Flight Status Updates** | 8.8 (1519 reviews) ✓ Verified | Feature Not Available | 

#### Platform

| Feature | Expensify | Mercury | 
|---|---|---|
| **Embedded AI / Machine Learning** | 8.5 (1575 reviews) ✓ Verified | 5.0 (17 reviews) | 
| **Complex Approval Workflow** | 8.6 (1756 reviews) ✓ Verified | 5.5 (17 reviews) | 

#### Administration

| Feature | Expensify | Mercury | 
|---|---|---|
| **PCI Regulation Compliant** | 8.8 (1279 reviews) ✓ Verified | 7.4 (18 reviews) | 

#### Administration

| Feature | Expensify | Mercury | 
|---|---|---|
| **Business Tool Integration** | 8.8 (1761 reviews) ✓ Verified | 7.5 (17 reviews) | 
| **Workflow** | 9.0 (2091 reviews) ✓ Verified | Feature Not Available | 
| **Automated Reminders** | 9.0 (2130 reviews) ✓ Verified | Feature Not Available | 
| **Policy Compliance Management** | 8.9 (1834 reviews) ✓ Verified | 6.8 (17 reviews) | 
| **User, Role, and Access Management** | 9.0 (2065 reviews) ✓ Verified | 7.5 (17 reviews) | 

#### Platform

| Feature | Expensify | Mercury | 
|---|---|---|
| **Reporting** | 9.1 (2262 reviews) ✓ Verified | 7.2 (17 reviews) | 
| **APIs / Integration** | 8.7 (1396 reviews) ✓ Verified | 7.1 (17 reviews) | 
| **Internationalization** | 8.8 (1434 reviews) ✓ Verified | 6.5 (17 reviews) | 
| **Performance and Reliability** | 9.2 (2540 reviews) ✓ Verified | 7.2 (18 reviews) | 
| **Mobile User Support** | 9.1 (2204 reviews) ✓ Verified | 7.0 (18 reviews) | 
| **Offline** | 8.6 (1472 reviews) ✓ Verified | Feature Not Available | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Expensify** | N/A | N/A |
| **Mercury** | 7.5/10 | 36 |

#### Setup

| Feature | Expensify | Mercury | 
|---|---|---|
| **Data** | Not enough data | Feature Not Available | 
| **Approvals** | Not enough data | 7.6 (30 reviews) | 
| **Alignment** | Not enough data | Feature Not Available | 

#### Performance

| Feature | Expensify | Mercury | 
|---|---|---|
| **KPIs** | Not enough data | Feature Not Available | 
| **Benchmarks** | Not enough data | Feature Not Available | 
| **Forecasting** | Not enough data | 5.8 (29 reviews) | 
| **Savings** | Not enough data | Feature Not Available | 

#### Payment Cards

| Feature | Expensify | Mercury | 
|---|---|---|
| **One-time Virtual** | Not enough data | Feature Not Available | 
| **Recurring Virtual** | Not enough data | 8.0 (31 reviews) | 
| **Physical** | Not enough data | 7.0 (32 reviews) | 

#### Reporting

| Feature | Expensify | Mercury | 
|---|---|---|
| **Real time** | Not enough data | 8.3 (32 reviews) | 
| **Multiple Views** | Not enough data | 7.0 (28 reviews) | 
| **Export** | Not enough data | 7.5 (27 reviews) | 
| **Budgets** | Not enough data | Feature Not Available | 

#### Payments

| Feature | Expensify | Mercury | 
|---|---|---|
| **Vendor** | Not enough data | 7.2 (26 reviews) | 
| **Recurring** | Not enough data | 7.1 (27 reviews) | 
| **Employee Reimbursements** | Not enough data | 7.1 (27 reviews) | 
| **ACH** | Not enough data | 8.8 (28 reviews) | 

#### Fraud & Risk Management

| Feature | Expensify | Mercury | 
|---|---|---|
| **Notifications** | Not enough data | 7.9 (27 reviews) | 
| **Unique Cards** | Not enough data | Feature Not Available | 
| **Controls** | Not enough data | 8.4 (27 reviews) | 

#### Agentic AI - Spend Management

| Feature | Expensify | Mercury | 
|---|---|---|
| **Proactive Assistance** | Not enough data | Feature Not Available | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **Expensify** | N/A | N/A |
| **Mercury** | N/A | N/A |

#### Invoice Management

| Feature | Expensify | Mercury | 
|---|---|---|
| **Capture** | Not enough data | Not enough data | 
| **Supplier Portal** | Not enough data | Feature Not Available | 
| **Repository** | Not enough data | Not enough data | 

#### Invoice Processing

| Feature | Expensify | Mercury | 
|---|---|---|
| **Matching** | Not enough data | Not enough data | 
| **Payments** | Not enough data | Not enough data | 
| **Workflows** | Not enough data | Not enough data | 
| **Tax Compliance** | Not enough data | Feature Not Available | 

#### Analytics

| Feature | Expensify | Mercury | 
|---|---|---|
| **Due Dates** | Not enough data | Not enough data | 
| **Benchmarking** | Not enough data | Feature Not Available | 
| **KPIs** | Not enough data | Feature Not Available | 

#### Integration

| Feature | Expensify | Mercury | 
|---|---|---|
| **Accounting** | Not enough data | Not enough data | 
| **Payment Integration** | Not enough data | Not enough data | 
| **ERP** | Not enough data | Not enough data | 

#### Risk

| Feature | Expensify | Mercury | 
|---|---|---|
| **Analysis** | Not enough data | Feature Not Available | 
| **Identification** | Not enough data | Feature Not Available | 
| **Scoring** | Not enough data | Feature Not Available | 

#### Recovery

| Feature | Expensify | Mercury | 
|---|---|---|
| **Recoup** | Not enough data | Feature Not Available | 
| **Reporting** | Not enough data | Feature Not Available | 

#### Audit

| Feature | Expensify | Mercury | 
|---|---|---|
| **Filters** | Not enough data | Feature Not Available | 
| **Post Audits** | Not enough data | Feature Not Available | 
| **Overpayments** | Not enough data | Not enough data | 
| **Duplicates** | Not enough data | Not enough data | 

#### Fraud

| Feature | Expensify | Mercury | 
|---|---|---|
| **Vendor Checks** | Not enough data | Feature Not Available | 
| **Data Generation** | Not enough data | Feature Not Available | 
| **Monitoring** | Not enough data | Not enough data | 

#### Agentic AI - AP Automation

| Feature | Expensify | Mercury | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Feature Not Available | 
| **Proactive Assistance** | Not enough data | Feature Not Available | 
| **Decision Making** | Not enough data | Feature Not Available | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **Expensify** | 8.8/10 | 3781 |
| **Mercury** | N/A | N/A |

#### Expense Reporting

| Feature | Expensify | Mercury | 
|---|---|---|
| **Expense Automation** | 9.5 (114 reviews) | Not enough data | 
| **Integration** | 9.2 (87 reviews) | Not enough data | 
| **Compliance** | 9.5 (89 reviews) | Not enough data | 
| **Mobile Functionality** | 9.4 (108 reviews) | Not enough data | 

#### Travel Management

| Feature | Expensify | Mercury | 
|---|---|---|
| **Ease of Booking** | 8.8 (1552 reviews) | Feature Not Available | 
| **Itinerary Management** | 8.6 (1395 reviews) ✓ Verified | Feature Not Available | 
| **Trip Notifications** | 8.6 (1394 reviews) ✓ Verified | Feature Not Available | 
| **Advanced Integrations** | 8.7 (1388 reviews) ✓ Verified | Feature Not Available | 

#### Approval 

| Feature | Expensify | Mercury | 
|---|---|---|
| **Rules** | 9.3 (104 reviews) | Not enough data | 
| **Workflows** | 9.5 (97 reviews) | Not enough data | 
| **Submit** | 9.6 (108 reviews) | Not enough data | 

#### AI - Travel Management

| Feature | Expensify | Mercury | 
|---|---|---|
| **Personalization** | 8.0 (44 reviews) | Not enough data | 
| **Predictive Analytics** | 8.2 (44 reviews) | Not enough data | 
| **Cost Savings** | 8.3 (45 reviews) | Not enough data | 
| **Efficiency** | 8.7 (46 reviews) | Not enough data | 
| **Real-Time Assistance** | 8.5 (45 reviews) | Not enough data | 

#### Agentic AI - Travel Management

| Feature | Expensify | Mercury | 
|---|---|---|
| **Autonomous Task Execution** | 7.5 (21 reviews) | Not enough data | 
| **Proactive Assistance** | 7.5 (21 reviews) | Not enough data | 

#### Employee Risk Management

| Feature | Expensify | Mercury | 
|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | Expensify | Mercury | 
|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **Expensify** | N/A | N/A |
| **Mercury** | N/A | N/A |

#### Bill Generation

| Feature | Expensify | Mercury | 
|---|---|---|
| **Templates** | Not enough data | Not enough data | 
| **Digital Billing** | Not enough data | Not enough data | 
| **Recurring Billing** | Not enough data | Not enough data | 

#### Bill Processing

| Feature | Expensify | Mercury | 
|---|---|---|
| **Consolidation** | Not enough data | Not enough data | 
| **Batch Invoicing** | Not enough data | Not enough data | 
| **Management** | Not enough data | Not enough data | 

#### Integration

| Feature | Expensify | Mercury | 
|---|---|---|
| **Accounting** | Not enough data | Not enough data | 
| **Payments** | Not enough data | Not enough data | 
| **ERP** | Not enough data | Not enough data | 

#### Agentic AI - Billing

| Feature | Expensify | Mercury | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Expensify** | N/A | N/A |
| **Mercury** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Expensify | Mercury | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to Expensify (1):** [Travel Management Software](https://www.g2.com/categories/travel-management)

**Unique to Mercury (3):** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Billing Software](https://www.g2.com/categories/billing), [Spend Management Software](https://www.g2.com/categories/spend-management)


---
## Reviewer Demographics

### By Company Size

| Segment | Expensify | Mercury | 
|---|---|---|
| **Small-Business** | 35.1% | 90.1% | 
| **Mid-Market** | 49.4% | 8.1% | 
| **Enterprise** | 15.5% | 1.8% | 

### By Industry

#### Expensify

- **Computer Software:** 16.2%
- **Information Technology and Services:** 11.4%
- **Marketing and Advertising:** 4.7%
- **Internet:** 4.6%
- **Financial Services:** 4.1%
- **Non-Profit Organization Management:** 3.6%
- **Hospital & Health Care:** 3.1%
- **Accounting:** 2.6%
- **Education Management:** 2.6%
- **Religious Institutions:** 1.6%
- **Other:** 45.4%

#### Mercury

- **Computer Software:** 18.2%
- **Information Technology and Services:** 14.5%
- **Marketing and Advertising:** 8.2%
- **Wholesale:** 5.5%
- **Accounting:** 3.6%
- **Design:** 3.6%
- **Management Consulting:** 3.6%
- **Consulting:** 3.6%
- **Entertainment:** 2.7%
- **Health, Wellness and Fitness:** 2.7%
- **Other:** 33.6%

---
## Alternatives

### Alternatives to Expensify

- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9058 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2421 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2387 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1576 reviews)
- [Happay](https://www.g2.com/products/happay/reviews) — 4.5/5 stars (431 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)
- [TravelBank](https://www.g2.com/products/travelbank/reviews) — 4.5/5 stars (378 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (1971 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5319 reviews)

### Alternatives to Mercury

- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1576 reviews)
- [Rho](https://www.g2.com/products/rho/reviews) — 4.7/5 stars (126 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2421 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Xero](https://www.g2.com/products/xero/reviews) — 4.4/5 stars (1599 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2102 reviews)
- [Timesheets.com](https://www.g2.com/products/timesheets-com/reviews) — 4.2/5 stars (464 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9058 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1119 reviews)

---
## Top Discussions

### Expensify

- Title: [Is there a free version of expensify?](https://www.g2.com/discussions/is-there-a-free-version-of-expensify) — 9 comments
  > **Top comment:** "Yes for personal accounts, 
No for business accounts"
- Title: [How do employees get reimbursed through Expensify? And,  how long does reimbursement take?](https://www.g2.com/discussions/reimbursement) — 5 comments, 1 upvote *(includes official response)*
  > **Top comment:** "Employees can be reimbursed with Next Day Direct Deposit (via ACH) or PayPal. Currently offered in Australia and U.S., as soon as reports are approved, rapid..."
- Title: [What is expensify used for?](https://www.g2.com/discussions/what-is-expensify-used-for) — 4 comments
  > **Top comment:** "Reimbursments"
- Title: [Do you know if we can just email Expense and those can be recorded as well?](https://www.g2.com/discussions/do-you-know-if-we-can-just-email-expense-and-those-can-be-recorded-as-well) — 4 comments, 1 upvote
  > **Top comment:** "Yes, you can emails receipts to be recorded to receipts@expensify.com "
- Title: [What is Expensify used for?](https://www.g2.com/discussions/expensify-what-is-expensify-used-for) — 3 comments
  > **Top comment:** "Logging business expenses to be reimbursed by your employer. "

### Mercury

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/expensify-vs-mercury-mercury)