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# Joist vs Simple Comparison - What are their main differences?

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JoistSimple[+ Add Product](#)

Pricing

**Joist**
No pricing available

**Simple**
No pricing available

**Pricing Insights**
from reviews

Time to Implement

**Joist**
Not enough reviews yet

**Simple**
Not enough reviews yet

Return on Investment

**Joist**
Not enough reviews yet

**Simple**
Not enough reviews yet

Perceived Cost

**Joist**
$$$$$

**Simple**
Not enough reviews yet

Average Discount

**Joist**
Not enough reviews yet

**Simple**
Not enough reviews yet

 ![Joist](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_df9005a97af2a8e8845c3c559c4a10dc/evercommerce-joist.png "Joist")

 ![Simple](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_0f9e7a52e1126b649dab6ffadfec7525/simple.png "Simple")

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**Pros & Cons**
from reviews

**Joist**
Not enough data

**Simple**
Not enough data

Screenshots

**Joist**
No screenshot available

**Simple**
 ![Simple screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/34606/Simple_Screenshot-1.png)

**Ratings**
from reviews

Meets Requirements

**Joist**

8.8

8.828

**Simple**

8.5

8.513

Ease of Use

**Joist**

9.2

9.228

**Simple**

9.1

9.113

Ease of Setup

**Joist**

9.8

9.810

**Simple**
Not enough data

Ease of Admin

**Joist**

9.8

9.89

**Simple**
Not enough data

Quality of Support

**Joist**

8.3

8.325

**Simple**

8.3

8.312

Has the product been a good partner in doing business?

**Joist**

9.8

9.89

**Simple**
Not enough data

Product Direction (% positive)

**Joist**

7.9

7.928

**Simple**

9.1

9.113

**Features**
ratings from reviews

Show 1 feature category with incomplete data

Other Finance[Hide 38 FeaturesShow 38 Features](javascript:void(0);)

Not enough data

Not enough data

Additional Functionality

Asset Accounting

Not enough data

Not enough data

Activity Dashboard

Not enough data

Not enough data

Electronic Payments

Not enough data

Not enough data

Third-Party Integrations

Not enough data

Not enough data

Case Management

Not enough data

Not enough data

Client Portal

Not enough data

Not enough data

Accounting

Not enough data

Not enough data

AI Copilot

Not enough data

Not enough data

Receipt Management

Not enough data

Not enough data

Task Management

Not enough data

Not enough data

Bank Reconciliation

Not enough data

Not enough data

Real-Time Data

Not enough data

Not enough data

Billing Rate Management

Not enough data

Not enough data

Fee Calculation & Posting

Not enough data

Not enough data

Reminders

Not enough data

Not enough data

Compliance Management

Not enough data

Not enough data

Cross Ledger Posting

Not enough data

Not enough data

Customizable Fields

Not enough data

Not enough data

Workflow Management

Not enough data

Not enough data

Accrual Accounting

Not enough data

Not enough data

API

Not enough data

Not enough data

Data Import/Export

Not enough data

Not enough data

Customer Statements

Not enough data

Not enough data

Time & Expense Tracking

Not enough data

Not enough data

Tax Management

Not enough data

Not enough data

Real-Time Reporting

Not enough data

Not enough data

Check Writing

Not enough data

Not enough data

Reporting & Statistics

Not enough data

Not enough data

Calendar Management

Not enough data

Not enough data

Secure Data Storage

Not enough data

Not enough data

Customizable Reports

Not enough data

Not enough data

Billing & Invoicing

Not enough data

Not enough data

Trust Accounting

Not enough data

Not enough data

Invoice Management

Not enough data

Not enough data

Document Management

Not enough data

Not enough data

Contact Management

Not enough data

Not enough data

Generative AI

Not enough data

Not enough data

General Ledger

Not enough data

Not enough data

User Insights

Reviewers' Company Size

[![Joist](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_df9005a97af2a8e8845c3c559c4a10dc/evercommerce-joist.png "Joist")](https://www.g2.com/products/evercommerce-joist/reviews)

Joist

Small-Business(50 or fewer emp.)

86.7%

Mid-Market(51-1000 emp.)

10.0%

Enterprise(\> 1000 emp.)

3.3%

[![Simple](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_0f9e7a52e1126b649dab6ffadfec7525/simple.png "Simple")](https://www.g2.com/products/simple/reviews)

Simple

Small-Business(50 or fewer emp.)

66.7%

Mid-Market(51-1000 emp.)

33.3%

Enterprise(\> 1000 emp.)

0%

Small-Business

(50 or fewer emp.)

86.7%

66.7%

Mid-Market

(51-1000 emp.)

10.0%

33.3%

Enterprise

(\> 1000 emp.)

3.3%

0%

Reviewers' Industry

[![Joist](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_df9005a97af2a8e8845c3c559c4a10dc/evercommerce-joist.png "Joist")](https://www.g2.com/products/evercommerce-joist/reviews)
Joist

Construction

56.7%

Real Estate

10.0%

Financial Services

6.7%

Accounting

6.7%

Market Research

3.3%

Other

16.7%

[![Simple](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_0f9e7a52e1126b649dab6ffadfec7525/simple.png "Simple")](https://www.g2.com/products/simple/reviews)
Simple

Financial Services

26.7%

Retail

13.3%

Insurance

13.3%

Banking

13.3%

Media Production

6.7%

Other

26.7%

FAQs

## Joist vs Simple FAQs

Generated using AI

Last updated: August 16, 2026

### What is the difference between Simple vs Joist?

Simple stands out for its higher G2 rating and fee-free banking, while Joist is favored for its invoicing and estimate management features and higher Ease of Setup score.

| [Simple](https://www.g2.com/products/simple/reviews) | [Joist](https://www.g2.com/products/evercommerce-joist/reviews) |
| --- | --- |
| 4.4/5 (15 reviews) | 4.1/5 (31 reviews) |
| Small-Business | Small-Business |
| — | 9.8 |
| 8.3 | 8.3 |
| Fee-free banking and budgeting tools | Invoicing, estimate management, and QuickBooks integration |

### How do the pricing models of Simple and Joist compare?

Joist is rated higher for value with a stronger Price/Cost satisfaction score than Simple.

- **Simple:** Reviewers highlight the absence of fees and value for basic banking needs, but some mention frustration with account closures and support delays.
- **Joist:** Reviewers appreciate Joist's affordability and the value of its invoicing and estimate features, though some note increasing costs for advanced functions.

### What are the best alternatives to Simple and Joist?

The top three alternatives to Simple and Joist are BBVA Customer API, SAP Multi-Bank Connectivity, and SAP Multi-Bank Connectivity.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Simple](https://www.g2.com/products/simple/reviews) | 4.4/5 (15) | Small-Business | Fee-free for most features | Budgeting and no-fee banking |
| [Joist](https://www.g2.com/products/evercommerce-joist/reviews) | 4.1/5 (31) | Small-Business | Affordable for invoicing, but costs rise for advanced features | Invoicing and QuickBooks integration |
| [BBVA Customer API](https://www.g2.com/products/bbva-customer-api/reviews) | 4.4/5 (29) | Small-Business | — | API-driven banking integration |
| [SAP Multi-Bank Connectivity](https://www.g2.com/products/sap-multi-bank-connectivity/reviews) | 4.3/5 (46) | Small-Business | — | Multi-bank connectivity and automation |

### Which Other Finance features should I prioritize when comparing Simple and Joist?

Buyers should prioritize ease of setup, invoicing and estimate management, integration capabilities, and customer support when comparing Simple and Joist.

- **Ease of Setup:** Joist scores 9.8, while Simple has no score reported.
- **Invoicing and Estimate Management:** Joist is frequently cited for its invoicing and estimate features; Simple is not noted for these capabilities.
- **Integration Capabilities:** Joist is mentioned for QuickBooks integration; Simple has no integration mentions.
- **Customer Support:** Both products score 8.3 for Quality of Support, with reviewers noting responsive but sometimes delayed support for Simple and generally positive support for Joist.

### What are the pros and cons of Simple vs Joist?

Simple's headline strength is fee-free banking and budgeting, while Joist excels in invoicing and estimate management with QuickBooks integration.

- **Simple strengths:** No monthly maintenance fees, no overdraft or ATM fees, strong budgeting and goals features, easy account setup, and mobile banking tools.
- **Simple trade-offs:** No physical branches, limited cash deposit options, occasional support delays, and reports of account closures.
- **Joist strengths:** Highly rated for invoicing and estimate management, QuickBooks integration, user-friendly interface, and efficient client management.
- **Joist trade-offs:** Advanced features may require paid upgrades, some reviewers cite rising costs, and a few mention limited job scheduling and marketing tools.

### Is Simple or Joist better for small businesses?

Joist is the better fit for small businesses, with a higher Ease of Setup score and strong small-business reviewer sentiment.

- **Simple:** Largest segment is Small-Business, with reviewers appreciating its simplicity and fee-free structure for basic banking needs.
- **Joist:** Largest segment is Small-Business, with reviewers consistently highlighting its ease of use, invoicing, and estimate management as valuable for small business operations.

### Which Other Finance platform has better integrations?

Joist is favored for integrations, specifically with QuickBooks, while Simple has no reviewer-cited integrations.

- **Simple:** No integrations are mentioned by reviewers.
- **Joist:** Reviewers highlight QuickBooks integration as a key benefit, supporting efficient accounting workflows.

### How do Simple and Joist compare on customer support?

Simple and Joist are rated equally for Quality of Support, both scoring 8.3, indicating parity in reviewer satisfaction.

- **Simple:** Reviewers describe support as responsive and helpful, though some mention delays in response times and rare account issues.
- **Joist:** Reviewers generally report positive support experiences, with several noting helpful and timely assistance, though a few mention confusion around support changes and paid support options.

### Which is easier to implement, Simple or Joist?

Joist is rated higher for Ease of Setup with a score of 9.8, while Simple has no reported score for this dimension.

- **Simple:** Reviewers note that setup is straightforward and requires little training, but no quantitative score is available.
- **Joist:** Reviewers consistently highlight easy and quick setup, with a 9.8 Ease of Setup score and positive feedback on onboarding and usability.

Alternatives

**Joist Alternatives**

 ![BBVA Customer API](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_5aedb2e32eab671ec06ca08cbbbdce50/bbva-customer-api.jpg "BBVA Customer API")

[
BBVA Customer API
](/products/bbva-customer-api/reviews)

 ![VectorVest](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_88eb62733689d4b9b54959341e614491/vectorvest.png "VectorVest")

[
VectorVest
](/products/vectorvest/reviews)

 ![Square Banking](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_6e0789a2ec4440eeb4c522c1af00497e/square-banking.jpg "Square Banking")

[
Square Banking
](/products/square-banking/reviews)

 ![BBVA Payments API](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_5aedb2e32eab671ec06ca08cbbbdce50/bbva-payments-api.jpg "BBVA Payments API")

[
BBVA Payments API
](/products/bbva-payments-api/reviews)

**Simple Alternatives**

 ![BBVA Customer API](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_5aedb2e32eab671ec06ca08cbbbdce50/bbva-customer-api.jpg "BBVA Customer API")

[
BBVA Customer API
](/products/bbva-customer-api/reviews)

 ![SAP Multi-Bank Connectivity](https://images.g2crowd.com/uploads/product/hd_favicon/7ff24fefdb8cc17f461e8084346fd686/sap-multi-bank-connectivity.svg "SAP Multi-Bank Connectivity")

[
SAP Multi-Bank Connectivity
](/products/sap-multi-bank-connectivity/reviews)

 ![Capitaliz](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_4172be173f17443cf25ff559d6490534/capitaliz.png "Capitaliz")

[
Capitaliz
](/products/capitaliz/reviews)

 ![BBVA Payments API](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_5aedb2e32eab671ec06ca08cbbbdce50/bbva-payments-api.jpg "BBVA Payments API")

[
BBVA Payments API
](/products/bbva-payments-api/reviews)

## Joist vs Simple

- Reviewers felt that Joist meets the needs of their business better than Simple.
- When comparing quality of ongoing product support, Joist and Simple provide similar levels of assistance.
- For feature updates and roadmaps, our reviewers preferred the direction of Simple over Joist.