# Equals Money vs Expensify Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Expensify excels in user experience, particularly for those who may not use the platform frequently. Users appreciate its intuitive design and straightforward instructions for submitting expense reports, making it easy for anyone to navigate.
- **Users say** that Equals Money offers a solid interface that is great for navigating, especially when it comes to sending payments globally. The ability to split money into different account balances and wallets is highlighted as a particularly valuable feature.
- **According to verified reviews** , Expensify has a significantly higher G2 Score, indicating greater overall satisfaction among users. This is reflected in the positive feedback about its clean and organized UI, which enhances the overall experience of tracking expenses.
- **Reviewers mention** that while Equals Money provides reliable tech and good support, there are areas where the platform could improve, particularly in functionality and upgrades. Users have noted that while support is responsive, the platform itself may not meet all their evolving needs.
- **G2 reviewers highlight** that Expensify's features for creating expense reports and managing digital receipts are particularly strong, with users finding it easy to submit and track expenses for business trips. This ease of use is a significant advantage for companies looking to streamline their expense management.
- **Users report** that while Equals Money has a good support system, with personalized attention from representatives, it still faces challenges in terms of overall functionality compared to Expensify. This difference can impact day-to-day usability for businesses that require more robust expense management features.



| | Equals Money | Expensify | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.5 out of 5 | 
| **Total Reviews** | 194 | 5,639 | 
| **Largest Market Segment** | Small-Business (73.7% of reviews) | Mid-Market (49.4% of reviews) | 
| **Entry Level Price** | Contact Us | Free Trial | 

---
## Top Pros & Cons

### Equals Money

Pros:
- Mobile App (17 reviews)
- Ease of Use (14 reviews)

Cons:
- Receipt Management (6 reviews)
- Limited Acceptance (5 reviews)

### Expensify

Pros:
- Ease of Use (244 reviews)
- Expense Tracking (112 reviews)

Cons:
- Receipt Management (36 reviews)
- Manual Entry (34 reviews)

---
## Ratings Comparison
| Rating | Equals Money | Expensify | 
|---|---|---|
  | **Meets Requirements** | 8.7 (181 reviews) | 9.3 (4678 reviews) | 
  | **Ease of Use** | 9.0 (186 reviews) | 9.1 (4728 reviews) | 
  | **Ease of Setup** | 9.0 (163 reviews) | 8.7 (1054 reviews) | 
  | **Ease of Admin** | 9.0 (137 reviews) | 8.2 (658 reviews) | 
  | **Quality of Support** | 9.1 (169 reviews) | 8.9 (3182 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.2 (130 reviews) | 8.4 (632 reviews) | 
  | **Product Direction (% positive)** | 9.2 (181 reviews) | 8.5 (4554 reviews) | 

---
## Pricing

### Equals Money

#### Entry-Level Pricing

Plan: Embedded Finance Solutions

Price: Contact Us

Description: Financial Infrastructure built for your customers

Key Features:
- Develop your own solutions with access to our payments, cards & account capabilities via our API
- White label our products, accelerating your go-to-market speed with fully branded solutions 
- Send & receive funds through SWIFT, SEPA, UK Faster Payments, & USDC off-ramping, while benefiting from favourable FX rates

[Browse all 6 editions](https://www.g2.com/products/equals-money/pricing)

#### Free Trial

No

### Expensify

#### Entry-Level Pricing

Plan: Free Trial

Price: Free Trial

Key Features:
- Give Expensify a try today, for free!

[Browse all 3 editions](https://www.g2.com/products/expensify/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Equals Money** | 7.8/10 | 137 |
| **Expensify** | 8.8/10 | 4148 |

#### Expense Reports

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Ease of Creating Expense Reports** | 7.9 (118 reviews) | 9.2 (3842 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.2 (113 reviews) | 8.8 (2865 reviews) ✓ Verified | 
| **Smart Categorization** | 7.5 (104 reviews) | 8.5 (3310 reviews) ✓ Verified | 
| **Digital Receipt Management** | 7.9 (106 reviews) | 9.1 (3745 reviews) ✓ Verified | 
| **Employee Reimbursement** | Feature Not Available | 9.3 (3431 reviews) ✓ Verified | 
| **Currency Conversions** | 7.6 (109 reviews) | 8.9 (1959 reviews) ✓ Verified | 
| **Credit Card Integration** | 7.5 (96 reviews) | 8.8 (2234 reviews) ✓ Verified | 

#### Agentic AI - Expense Management

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.0 (81 reviews) | 
| **Cross-system Integration** | Not enough data | 8.3 (83 reviews) | 

#### Travel Management

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Ease of Booking** | Feature Not Available | 8.8 (1552 reviews) | 
| **Itinerary Management** | Feature Not Available | 8.6 (1395 reviews) ✓ Verified | 
| **Trip Notifications** | Feature Not Available | 8.6 (1394 reviews) ✓ Verified | 
| **Advanced Integrations** | Feature Not Available | 8.7 (1388 reviews) ✓ Verified | 

#### Client Invoicing

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Invoice Creation and Delivery** | 6.7 (94 reviews) | 8.9 (1660 reviews) ✓ Verified | 
| **Electronic Payments** | 8.3 (110 reviews) | 9.0 (1766 reviews) ✓ Verified | 
| **Project Accounting / Revenue Recognition** | 7.6 (97 reviews) | 8.8 (1458 reviews) ✓ Verified | 

#### Generative AI - Expense Management

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Image-to-Text** | Not enough data | 7.1 (7 reviews) | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Receipt Capture** | 7.9 (102 reviews) | 9.2 (3618 reviews) ✓ Verified | 
| **Mileage Tracking** | Feature Not Available | 8.9 (2293 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | Feature Not Available | 8.8 (1519 reviews) ✓ Verified | 

#### Platform

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Embedded AI / Machine Learning** | Feature Not Available | 8.5 (1574 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 7.1 (87 reviews) | 8.6 (1756 reviews) ✓ Verified | 

#### Administration

| Feature | Equals Money | Expensify | 
|---|---|---|
| **PCI Regulation Compliant** | 7.5 (90 reviews) | 8.8 (1279 reviews) ✓ Verified | 

#### Administration

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Business Tool Integration** | 7.6 (105 reviews) | 8.8 (1761 reviews) ✓ Verified | 
| **Workflow** | 7.7 (105 reviews) | 9.0 (2090 reviews) ✓ Verified | 
| **Automated Reminders** | Feature Not Available | 9.0 (2130 reviews) ✓ Verified | 
| **Policy Compliance Management** | 7.7 (103 reviews) | 8.9 (1834 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.6 (119 reviews) | 9.0 (2065 reviews) ✓ Verified | 

#### Platform

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Reporting** | 8.1 (113 reviews) | 9.1 (2261 reviews) ✓ Verified | 
| **APIs / Integration** | 7.1 (89 reviews) | 8.7 (1396 reviews) ✓ Verified | 
| **Internationalization** | 7.4 (93 reviews) | 8.8 (1434 reviews) ✓ Verified | 
| **Performance and Reliability** | 8.5 (111 reviews) | 9.2 (2540 reviews) ✓ Verified | 
| **Mobile User Support** | 8.6 (102 reviews) | 9.1 (2204 reviews) ✓ Verified | 
| **Offline** | Feature Not Available | 8.6 (1472 reviews) ✓ Verified | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Equals Money** | 7.4/10 | 55 |
| **Expensify** | N/A | N/A |

#### Setup

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Data** | 6.7 (48 reviews) | Not enough data | 
| **Approvals** | 7.2 (50 reviews) | Not enough data | 
| **Alignment** | 6.8 (46 reviews) | Not enough data | 

#### Performance

| Feature | Equals Money | Expensify | 
|---|---|---|
| **KPIs** | 6.7 (45 reviews) | Not enough data | 
| **Benchmarks** | 6.7 (45 reviews) | Not enough data | 
| **Forecasting** | 6.5 (45 reviews) | Not enough data | 
| **Savings** | 6.5 (45 reviews) | Not enough data | 

#### Payment Cards

| Feature | Equals Money | Expensify | 
|---|---|---|
| **One-time Virtual** | 7.5 (46 reviews) | Not enough data | 
| **Recurring Virtual** | 7.7 (47 reviews) | Not enough data | 
| **Physical** | 8.7 (49 reviews) | Not enough data | 

#### Reporting

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Real time** | 8.4 (49 reviews) | Not enough data | 
| **Multiple Views** | 7.7 (47 reviews) | Not enough data | 
| **Export** | 8.2 (47 reviews) | Not enough data | 
| **Budgets** | 7.2 (46 reviews) | Not enough data | 

#### Payments

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Vendor** | 7.5 (43 reviews) | Not enough data | 
| **Recurring** | 7.6 (43 reviews) | Not enough data | 
| **Employee Reimbursements** | 6.9 (43 reviews) | Not enough data | 
| **ACH** | 7.2 (40 reviews) | Not enough data | 

#### Fraud & Risk Management

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Notifications** | 7.8 (43 reviews) | Not enough data | 
| **Unique Cards** | 7.9 (43 reviews) | Not enough data | 
| **Controls** | 8.4 (47 reviews) | Not enough data | 

#### Agentic AI - Spend Management

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Proactive Assistance** | Not enough data | Not enough data | 

### Cross-border payments software

| Product | Score | Reviews |
|---|---|---|
| **Equals Money** | 7.6/10 | 35 |
| **Expensify** | N/A | N/A |

#### Transactions

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Types** | 7.2 (27 reviews) | Not enough data | 
| **Global** | 7.1 (27 reviews) | Not enough data | 
| **Channels** | 6.9 (26 reviews) | Not enough data | 
| **Fees** | 7.5 (29 reviews) | Not enough data | 

#### Compliance

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Security** | 8.6 (27 reviews) | Not enough data | 
| **Fraud Protection** | 8.3 (26 reviews) | Not enough data | 
| **ID Verification** | 8.6 (27 reviews) | Not enough data | 

#### Integration

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Accounting** | 7.4 (28 reviews) | Not enough data | 
| **Foreign Exchange** | 7.5 (29 reviews) | Not enough data | 
| **AML & KYC** | 6.8 (22 reviews) | Not enough data | 

#### Agentic AI -  Remittance & Money Transfer

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **Equals Money** | N/A | N/A |
| **Expensify** | 8.8/10 | 3781 |

#### Expense Reporting

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Expense Automation** | Not enough data | 9.5 (114 reviews) | 
| **Integration** | Not enough data | 9.2 (87 reviews) | 
| **Compliance** | Not enough data | 9.5 (89 reviews) | 
| **Mobile Functionality** | Not enough data | 9.4 (108 reviews) | 

#### Travel Management

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Ease of Booking** | Feature Not Available | 8.8 (1552 reviews) | 
| **Itinerary Management** | Feature Not Available | 8.6 (1395 reviews) ✓ Verified | 
| **Trip Notifications** | Feature Not Available | 8.6 (1394 reviews) ✓ Verified | 
| **Advanced Integrations** | Feature Not Available | 8.7 (1388 reviews) ✓ Verified | 

#### Approval 

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Rules** | Not enough data | 9.3 (104 reviews) | 
| **Workflows** | Not enough data | 9.5 (97 reviews) | 
| **Submit** | Not enough data | 9.6 (108 reviews) | 

#### AI - Travel Management

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Personalization** | Not enough data | 8.0 (44 reviews) | 
| **Predictive Analytics** | Not enough data | 8.2 (44 reviews) | 
| **Cost Savings** | Not enough data | 8.3 (45 reviews) | 
| **Efficiency** | Not enough data | 8.7 (46 reviews) | 
| **Real-Time Assistance** | Not enough data | 8.5 (45 reviews) | 

#### Agentic AI - Travel Management

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 7.5 (21 reviews) | 
| **Proactive Assistance** | Not enough data | 7.5 (21 reviews) | 

#### Employee Risk Management

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | 

### Payment Card Issuance

| Product | Score | Reviews |
|---|---|---|
| **Equals Money** | 7.7/10 | 56 |
| **Expensify** | N/A | N/A |

#### Card Management

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Card Types** | 8.8 (50 reviews) | Not enough data | 
| **Card Controls** | 8.8 (52 reviews) | Not enough data | 
| **Card Personalization** | 7.4 (44 reviews) | Not enough data | 
| **Configuration** | 8.0 (46 reviews) | Not enough data | 
| **Fulfillment** | 7.5 (43 reviews) | Not enough data | 
| **Replacement** | 8.4 (50 reviews) | Not enough data | 

#### Controls

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Tokenization** | 7.1 (36 reviews) | Not enough data | 
| **Security** | 8.0 (46 reviews) | Not enough data | 
| **Card Networks** | 7.6 (40 reviews) | Not enough data | 
| **Integration** | 7.4 (38 reviews) | Not enough data | 
| **Testing** | 6.8 (37 reviews) | Not enough data | 
| **APIs** | 6.7 (35 reviews) | Not enough data | 

### Banking as a Service (BaaS)

| Product | Score | Reviews |
|---|---|---|
| **Equals Money** | N/A | N/A |
| **Expensify** | N/A | N/A |

#### Connectivity

| Feature | Equals Money | Expensify | 
|---|---|---|
| **APIs** | Not enough data | Not enough data | 
| **Cards** | Not enough data | Not enough data | 
| **Accounts** | Not enough data | Not enough data | 
| **White-labeling** | Not enough data | Not enough data | 

#### Compliance

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Reporting** | Not enough data | Not enough data | 
| **Onboarding** | Not enough data | Not enough data | 

#### Agentic AI - Banking as a Service (BaaS)

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Decision Making** | Not enough data | Not enough data | 

### Embedded Payments

| Product | Score | Reviews |
|---|---|---|
| **Equals Money** | N/A | N/A |
| **Expensify** | N/A | N/A |

#### Payments - Embedded Payments

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Processing** | Not enough data | Not enough data | 
| **Fraud Protection** | Not enough data | Not enough data | 
| **Payment Methods** | Not enough data | Not enough data | 

#### Personalization - Embedded Payments

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Customer Onboarding** | Not enough data | Not enough data | 
| **Checkout Customization** | Not enough data | Not enough data | 
| **Localization** | Not enough data | Not enough data | 
| **Merchant Portal** | Not enough data | Not enough data | 

#### Setup - Embedded Payments

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Payment Flows** | Not enough data | Not enough data | 
| **APIs** | Not enough data | Not enough data | 
| **Dispute Management** | Not enough data | Not enough data | 

#### Analytics - Embedded Payments

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Transactions** | Not enough data | Not enough data | 
| **Reconciliation** | Not enough data | Not enough data | 
| **Revenue** | Not enough data | Not enough data | 

#### Agentic AI - Embedded Payments

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Equals Money** | N/A | N/A |
| **Expensify** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Equals Money | Expensify | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to Equals Money (5):** [Banking as a Service (BaaS) Software](https://www.g2.com/categories/banking-as-a-service-baas), [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance), [Cross-border payments software](https://www.g2.com/categories/cross-border-payments-software), [Spend Management Software](https://www.g2.com/categories/spend-management), [Embedded Payments Software](https://www.g2.com/categories/embedded-payments)

**Unique to Expensify (1):** [Travel Management Software](https://www.g2.com/categories/travel-management)


---
## Reviewer Demographics

### By Company Size

| Segment | Equals Money | Expensify | 
|---|---|---|
| **Small-Business** | 73.7% | 35.1% | 
| **Mid-Market** | 25.3% | 49.4% | 
| **Enterprise** | 1.0% | 15.5% | 

### By Industry

#### Equals Money

- **Non-Profit Organization Management:** 11.5%
- **Education Management:** 6.3%
- **Media Production:** 6.3%
- **Accounting:** 4.7%
- **Higher Education:** 4.7%
- **Hospital & Health Care:** 4.2%
- **Motion Pictures and Film:** 4.2%
- **Religious Institutions:** 4.2%
- **Entertainment:** 3.6%
- **Civic & Social Organization:** 3.6%
- **Other:** 46.9%

#### Expensify

- **Computer Software:** 16.2%
- **Information Technology and Services:** 11.4%
- **Marketing and Advertising:** 4.7%
- **Internet:** 4.6%
- **Financial Services:** 4.1%
- **Non-Profit Organization Management:** 3.6%
- **Hospital & Health Care:** 3.1%
- **Accounting:** 2.6%
- **Education Management:** 2.6%
- **Religious Institutions:** 1.6%
- **Other:** 45.4%

---
## Alternatives

### Alternatives to Equals Money

- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1573 reviews)
- [Alaan](https://www.g2.com/products/alaan/reviews) — 4.7/5 stars (718 reviews)
- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1119 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5315 reviews)

### Alternatives to Expensify

- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7055 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2414 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2384 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1573 reviews)
- [Happay](https://www.g2.com/products/happay/reviews) — 4.5/5 stars (431 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)
- [TravelBank](https://www.g2.com/products/travelbank/reviews) — 4.5/5 stars (378 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (1968 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5315 reviews)

---
## Top Discussions

### Equals Money

No discussions available for this product.

### Expensify

- Title: [Is there a free version of expensify?](https://www.g2.com/discussions/is-there-a-free-version-of-expensify) — 9 comments
  > **Top comment:** "Yes for personal accounts, 
No for business accounts"
- Title: [How do employees get reimbursed through Expensify? And,  how long does reimbursement take?](https://www.g2.com/discussions/reimbursement) — 5 comments, 1 upvote *(includes official response)*
  > **Top comment:** "Employees can be reimbursed with Next Day Direct Deposit (via ACH) or PayPal. Currently offered in Australia and U.S., as soon as reports are approved, rapid..."
- Title: [What is expensify used for?](https://www.g2.com/discussions/what-is-expensify-used-for) — 4 comments
  > **Top comment:** "Reimbursments"
- Title: [Do you know if we can just email Expense and those can be recorded as well?](https://www.g2.com/discussions/do-you-know-if-we-can-just-email-expense-and-those-can-be-recorded-as-well) — 4 comments, 1 upvote
  > **Top comment:** "Yes, you can emails receipts to be recorded to receipts@expensify.com "
- Title: [What is Expensify used for?](https://www.g2.com/discussions/expensify-what-is-expensify-used-for) — 3 comments
  > **Top comment:** "Logging business expenses to be reimbursed by your employer. "

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/equals-money-vs-expensify)