# Emburse Spend (formerly Abacus) vs Mesh Payments Comparison --- ## AI Generated Summary - **G2 reviewers report** that Emburse Spend excels in user-friendliness, with many praising its intuitive interface for online submissions and mobile receipt uploads. Users appreciate the ability to customize accounting codes and easily track pending charges, making expense management straightforward. - **Users say** that Mesh Payments offers a reliable payment method with a fast turnaround, which is crucial for businesses needing quick access to funds. The cash back feature is highlighted as a significant benefit, providing users with a percentage of their spending back, enhancing overall value. - **Reviewers mention** that Emburse Spend stands out for its robust features in expense reporting, particularly the auto-recognition feature that simplifies data entry from receipts. This capability is frequently noted as a time-saver for users managing multiple expenses. - **According to verified reviews** , Mesh Payments is recognized for its transparency in expense management, which addresses common challenges faced by users. The platform's ability to track spending effectively is a recurring theme in positive feedback, making it a practical choice for budget-conscious teams. - **G2 reviewers highlight** that while Emburse Spend has a slight edge in ease of use and setup, Mesh Payments is not far behind, with users finding it fairly easy to navigate. However, some users feel that Emburse Spend's features are more tailored to their specific needs, particularly in terms of customization. - **Users report** that both platforms have strong support systems, but Emburse Spend receives slightly higher marks for quality of support. Users appreciate the responsive assistance they receive, which is vital for resolving issues quickly and maintaining workflow efficiency. | | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Star Rating** | 4.5 out of 5 | 4.6 out of 5 | | **Total Reviews** | 1,126 | 1,067 | | **Largest Market Segment** | Enterprise (100.0% of reviews) | Enterprise (100.0% of reviews) | | **Entry Level Price** | $120.00 15 Users Per Month | Free | --- ## Top Pros & Cons ### Emburse Spend (formerly Abacus) Pros: - Ease of Use (23 reviews) - Expense Management (12 reviews) Cons: - Authentication Issues (3 reviews) - Not Intuitive (3 reviews) ### Mesh Payments Pros: - Ease of Use (330 reviews) - Card Management (126 reviews) Cons: - Card Issues (105 reviews) - Approval Issues (77 reviews) --- ## Ratings Comparison | Rating | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Meets Requirements** | 8.8 (126 reviews) | 9.3 (51 reviews) | | **Ease of Use** | 9.2 (126 reviews) | 9.5 (54 reviews) | | **Ease of Setup** | 8.1 (8 reviews) | 9.3 (30 reviews) | | **Ease of Admin** | 8.1 (8 reviews) | 9.3 (12 reviews) | | **Quality of Support** | 8.7 (91 reviews) | 9.1 (27 reviews) | | **Has the product been a good partner in doing business?** | 8.1 (6 reviews) | 9.7 (12 reviews) | | **Product Direction (% positive)** | 8.6 (125 reviews) | 8.4 (52 reviews) | --- ## Pricing ### Emburse Spend (formerly Abacus) #### Entry-Level Pricing Plan: Emburse Spend - Basic Price: $120.00 15 Users Per Month Key Features: - Cards: Feed integration & issuance - Accounting: Quickbooks, Xero, custom export template - Payments: 50 monthly ACH reimbursements [Browse all 2 editions](https://www.g2.com/products/emburse-spend-formerly-abacus/pricing) #### Free Trial Yes ### Mesh Payments #### Entry-Level Pricing Plan: PRO Price: Free Description: Manage, control & automate global spend management. Key Features: - . [Browse all 3 editions](https://www.g2.com/products/mesh-payments/pricing) #### Free Trial No --- ## Features Comparison By Category ### Expense Management | Product | Score | Reviews | |---|---|---| | **Emburse Spend (formerly Abacus)** | 8.7/10 | 908 | | **Mesh Payments** | 8.6/10 | 568 | #### Expense Reports | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Ease of Creating Expense Reports** | 9.2 (100 reviews) ✓ Verified | 8.7 (26 reviews) | | **Bank / Credit Card Integration** | 9.0 (104 reviews) ✓ Verified | 9.0 (27 reviews) | | **Smart Categorization** | 8.4 (100 reviews) ✓ Verified | 8.9 (25 reviews) | | **Digital Receipt Management** | 8.9 (110 reviews) ✓ Verified | 9.2 (26 reviews) | | **Employee Reimbursement** | 9.2 (107 reviews) ✓ Verified | 8.7 (23 reviews) | | **Currency Conversions** | 8.5 (41 reviews) ✓ Verified | 8.9 (24 reviews) | | **Credit Card Integration** | 9.0 (27 reviews) ✓ Verified | 8.8 (20 reviews) | #### Agentic AI - Expense Management | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | #### Travel Management | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Ease of Booking** | Not enough data | 8.8 (29 reviews) | | **Itinerary Management** | Not enough data | 8.0 (28 reviews) | | **Trip Notifications** | Not enough data | 8.3 (26 reviews) | | **Advanced Integrations** | 8.1 (14 reviews) | 8.2 (25 reviews) | #### Client Invoicing | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Invoice Creation and Delivery** | Feature Not Available | 8.9 (22 reviews) | | **Electronic Payments** | 8.8 (43 reviews) ✓ Verified | 9.2 (23 reviews) | | **Project Accounting / Revenue Recognition** | 8.3 (31 reviews) ✓ Verified | 8.7 (21 reviews) | #### Generative AI - Expense Management | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Image-to-Text** | Not enough data | Not enough data | | **Text Generation** | Not enough data | Not enough data | | **Text Summarization** | Not enough data | Not enough data | #### Mobile | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Receipt Capture** | 9.3 (96 reviews) ✓ Verified | 8.9 (21 reviews) | | **Mileage Tracking** | 8.7 (43 reviews) ✓ Verified | 7.9 (20 reviews) | | **Travel Itinerary and Flight Status Updates** | Not enough data | 7.4 (20 reviews) | #### Platform | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Embedded AI / Machine Learning** | 8.3 (23 reviews) ✓ Verified | 7.9 (19 reviews) | | **Complex Approval Workflow** | 8.3 (25 reviews) ✓ Verified | 8.4 (20 reviews) | #### Administration | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **PCI Regulation Compliant** | 8.4 (19 reviews) ✓ Verified | 8.1 (19 reviews) | #### Administration | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Business Tool Integration** | 8.9 (18 reviews) ✓ Verified | 8.2 (21 reviews) | | **Workflow** | 8.7 (21 reviews) ✓ Verified | 8.6 (22 reviews) | | **Automated Reminders** | 8.1 (19 reviews) ✓ Verified | 8.8 (23 reviews) | | **Policy Compliance Management** | 8.7 (20 reviews) ✓ Verified | 8.3 (22 reviews) | | **User, Role, and Access Management** | 8.7 (20 reviews) ✓ Verified | 8.8 (23 reviews) | #### Platform | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Reporting** | 8.7 (25 reviews) ✓ Verified | 8.3 (22 reviews) | | **APIs / Integration** | 8.4 (21 reviews) ✓ Verified | 8.4 (22 reviews) | | **Internationalization** | 9.3 (7 reviews) | 8.7 (21 reviews) | | **Performance and Reliability** | 8.8 (26 reviews) ✓ Verified | 9.3 (22 reviews) | | **Mobile User Support** | 8.3 (20 reviews) ✓ Verified | 9.0 (21 reviews) | | **Offline** | 8.2 (17 reviews) ✓ Verified | 8.1 (19 reviews) | ### SaaS Spend Management | Product | Score | Reviews | |---|---|---| | **Emburse Spend (formerly Abacus)** | N/A | N/A | | **Mesh Payments** | 8.7/10 | 227 | #### Tracking | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Spend Tracking ** | Not enough data | 9.6 (9 reviews) | | **SaaS Utilization Tracking ** | Not enough data | 8.7 (9 reviews) | | **User Sentiment Tracking ** | Not enough data | Feature Not Available | #### Management | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Contract Management ** | Not enough data | Feature Not Available | | **Application Catalog ** | Not enough data | 7.8 (6 reviews) | | **Dashboards and Visualizations ** | Not enough data | 8.1 (7 reviews) | #### Insights | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Recommendations ** | Not enough data | 8.6 (7 reviews) | | **Spend Forecasting and Optimization ** | Not enough data | 8.9 (6 reviews) | | **Peer Benchmarking ** | Not enough data | Feature Not Available | | **Reporting** | Not enough data | 9.2 (8 reviews) | #### Agentic AI - SaaS Spend Management | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | | **Multi-step Planning** | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | | **Adaptive Learning** | Not enough data | Not enough data | | **Natural Language Interaction** | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | ### Spend Management | Product | Score | Reviews | |---|---|---| | **Emburse Spend (formerly Abacus)** | N/A | N/A | | **Mesh Payments** | 9.3/10 | 291 | #### Setup | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Data** | Not enough data | 9.1 (13 reviews) | | **Approvals** | Not enough data | 9.0 (14 reviews) | | **Alignment** | Not enough data | 8.8 (13 reviews) | #### Performance | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **KPIs** | Not enough data | 9.2 (12 reviews) | | **Benchmarks** | Not enough data | 9.0 (10 reviews) | | **Forecasting** | Not enough data | 9.0 (10 reviews) | | **Savings** | Not enough data | 9.2 (11 reviews) | #### Payment Cards | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **One-time Virtual** | Not enough data | 9.5 (11 reviews) | | **Recurring Virtual** | Not enough data | 9.5 (11 reviews) | | **Physical** | Not enough data | 9.8 (9 reviews) | #### Reporting | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Real time** | Not enough data | 9.8 (10 reviews) | | **Multiple Views** | Not enough data | 9.2 (13 reviews) | | **Export** | Not enough data | 9.6 (12 reviews) | | **Budgets** | Not enough data | Feature Not Available | #### Payments | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Vendor** | Not enough data | 9.4 (11 reviews) | | **Recurring** | Not enough data | 9.5 (13 reviews) | | **Employee Reimbursements** | Not enough data | Feature Not Available | | **ACH** | Not enough data | 8.3 (9 reviews) | #### Fraud & Risk Management | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Notifications** | Not enough data | 9.5 (13 reviews) | | **Unique Cards** | Not enough data | 9.6 (13 reviews) | | **Controls** | Not enough data | 9.6 (12 reviews) | #### Agentic AI - Spend Management | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Proactive Assistance** | Not enough data | Not enough data | ### Travel Management | Product | Score | Reviews | |---|---|---| | **Emburse Spend (formerly Abacus)** | N/A | N/A | | **Mesh Payments** | 7.6/10 | 523 | #### Expense Reporting | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Expense Automation** | Not enough data | 7.8 (6 reviews) | | **Integration** | Not enough data | 8.1 (6 reviews) | | **Compliance** | Not enough data | 6.9 (6 reviews) | | **Mobile Functionality** | Not enough data | 8.3 (6 reviews) | #### Travel Management | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Ease of Booking** | Not enough data | 8.8 (29 reviews) | | **Itinerary Management** | Not enough data | 8.0 (28 reviews) | | **Trip Notifications** | Not enough data | 8.3 (26 reviews) | | **Advanced Integrations** | 8.1 (14 reviews) | 8.2 (25 reviews) | #### Approval | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Rules** | Not enough data | 7.5 (6 reviews) | | **Workflows** | Not enough data | 6.4 (6 reviews) | | **Submit** | Not enough data | 8.1 (6 reviews) | #### AI - Travel Management | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Personalization** | Not enough data | Not enough data | | **Predictive Analytics** | Not enough data | Not enough data | | **Cost Savings** | Not enough data | Not enough data | | **Efficiency** | Not enough data | Not enough data | | **Real-Time Assistance** | Not enough data | Not enough data | #### Agentic AI - Travel Management | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | #### Employee Risk Management | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Emergency Assistance Integration** | Not enough data | Not enough data | | **Policy Enforcement & Compliance** | Not enough data | Not enough data | | **Traveler Tracking** | Not enough data | Not enough data | | **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | #### Sustainability & Reporting | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Sustainability Reporting** | Not enough data | Not enough data | | **Green Travel Recommendations** | Not enough data | Not enough data | | **Carbon Emissions Tracking** | Not enough data | Not enough data | ### Payment Card Issuance | Product | Score | Reviews | |---|---|---| | **Emburse Spend (formerly Abacus)** | N/A | N/A | | **Mesh Payments** | N/A | N/A | #### Card Management | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Card Types** | Not enough data | Not enough data | | **Card Controls** | Not enough data | Not enough data | | **Card Personalization** | Not enough data | Not enough data | | **Configuration** | Not enough data | Not enough data | | **Fulfillment** | Not enough data | Not enough data | | **Replacement** | Not enough data | Not enough data | #### Controls | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Tokenization** | Not enough data | Not enough data | | **Security** | Not enough data | Not enough data | | **Card Networks** | Not enough data | Not enough data | | **Integration** | Not enough data | Not enough data | | **Testing** | Not enough data | Not enough data | | **APIs** | Not enough data | Not enough data | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **Emburse Spend (formerly Abacus)** | N/A | N/A | | **Mesh Payments** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | --- ## Categories **Shared Categories (2):** [Expense Management Software](https://www.g2.com/categories/expense-management), [Spend Management Software](https://www.g2.com/categories/spend-management) **Unique to Emburse Spend (formerly Abacus) (1):** [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance) **Unique to Mesh Payments (2):** [SaaS Spend Management Software](https://www.g2.com/categories/saas-spend-management), [Travel Management Software](https://www.g2.com/categories/travel-management) --- ## Reviewer Demographics ### By Company Size | Segment | Emburse Spend (formerly Abacus) | Mesh Payments | |---|---|---| | **Small-Business** | 0% | 0% | | **Mid-Market** | 0% | 0% | | **Enterprise** | 100.0% | 100.0% | ### By Industry #### Emburse Spend (formerly Abacus) - **Information Services:** 56.0% - **Hospital & Health Care:** 6.7% - **Higher Education:** 6.0% - **Computer Software:** 3.0% - **Financial Services:** 2.2% - **Research:** 2.2% - **Information Technology and Services:** 2.2% - **Automotive:** 1.5% - **Civil Engineering:** 1.5% - **Newspapers:** 1.5% - **Other:** 17.2% #### Mesh Payments - **Computer Software:** 23.6% - **Information Technology and Services:** 9.1% - **Accounting:** 5.5% - **Computer & Network Security:** 5.5% - **Consumer Services:** 5.5% - **Marketing and Advertising:** 5.5% - **Internet:** 3.6% - **Real Estate:** 3.6% - **Renewables & Environment:** 3.6% - **Manufacturing:** 1.8% - **Other:** 32.7% --- ## Alternatives ### Alternatives to Emburse Spend (formerly Abacus) - [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9292 reviews) - [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7176 reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5658 reviews) - [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1551 reviews) - [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2481 reviews) - [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2236 reviews) - [Sage Expense Management](https://www.g2.com/products/sage-expense-management/reviews) — 4.6/5 stars (1820 reviews) - [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1612 reviews) ### Alternatives to Mesh Payments - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2481 reviews) - [PayEm](https://www.g2.com/products/payem/reviews) — 4.7/5 stars (186 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9292 reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5658 reviews) - [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1612 reviews) - [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2236 reviews) - [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7176 reviews) - [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews) - [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (2082 reviews) - [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews) --- ## Top Discussions ### Emburse Spend (formerly Abacus) - Title: [Can I use Abacus to create custom reports?](https://www.g2.com/discussions/can-i-use-abacus-to-create-custom-reports) — 2 comments, 1 upvote *(includes official response)* > **Top comment:** "Abacus works like a search engine - cataloging every expense individually. This means that you can create a report by using any combination of expense and..." - Title: [Does Abacus integrate with Slack?](https://www.g2.com/discussions/does-abacus-integrate-with-slack) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "Abacus has an integration with Slack for both submitters and approvers. Employees can upload receipts with notes through Slack and once the expense is..." - Title: [Can you read receipt images?](https://www.g2.com/discussions/can-you-read-receipt-images) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "Just snap a photo or forward your receipt and we'll start drafting the expense for you - filling in date, vendor, amount and then auto-categorizing it based..." - Title: [Can I sync my corporate card program?](https://www.g2.com/discussions/can-i-sync-my-corporate-card-program) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "You can connect your corporate card program to Abacus and see the status of all cards in a single dashboard view. As they are used, you will see posted..." - Title: [Do I have to approve one expense at a time?](https://www.g2.com/discussions/do-i-have-to-approve-one-expense-at-a-time) — 1 comment, 1 upvote *(includes official response)* > **Top comment:** "No. Although expenses are submitted and tracked individually, you can easily create a dynamic report (such as "unapproved expenses by user") and bulk approve..." ### Mesh Payments - Title: [How do I create a mesh account?](https://www.g2.com/discussions/how-do-i-create-a-mesh-account) — 1 comment > **Top comment:** "To create an account, go to their website, and in the top right corner, provide your email address and click the big green button that says "Get Started."" - Title: [How do I add money to my mesh?](https://www.g2.com/discussions/how-do-i-add-money-to-my-mesh) — 1 comment *(includes official response)* > **Top comment:** "Thanks for your inquiry. You can add funds to your account via the Mesh platform, where you can see your balance and manage your budget in real time. For..." - Title: [How do you use mesh payment?](https://www.g2.com/discussions/how-do-you-use-mesh-payment) — 1 comment > **Top comment:** "Comment deleted by user." - Title: [What is mesh payment system?](https://www.g2.com/discussions/what-is-mesh-payment-system) — 1 comment > **Top comment:** "It's a flexible system that helps you issue virtual credit cards to employees and is very useful." --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/emburse-spend-formerly-abacus-vs-mesh-payments)