Compare Dwolla and Plaid 
At a Glance
Market Segments
Small-Business (63.6% of reviews)
Small-Business (63.2% of reviews)
Entry-Level Pricing
Contact Us 5 Transactions Per Month
No pricing available
Dwolla
Star Rating
(35)4.3 out of 5
Market Segments
Small-Business (63.6% of reviews)
Pros & Cons
Not enough data
Entry-Level Pricing
Contact Us 5 Transactions Per Month
Learn more about DwollaPlaid
Star Rating
(43)4.2 out of 5
Market Segments
Small-Business (63.2% of reviews)
Pros & Cons
Entry-Level Pricing
No pricing available
Learn more about PlaidDwolla vs Plaid
When assessing the two solutions, reviewers found Plaid easier to use and set up. However, Dwolla is easier to administer. Reviewers also preferred doing business with Dwolla overall.
- Dwolla and Plaid both meet the requirements of our reviewers at a comparable rate.
- When comparing quality of ongoing product support, reviewers felt that Dwolla is the preferred option.
- For feature updates and roadmaps, our reviewers preferred the direction of Plaid over Dwolla.
Pricing
Entry-Level Pricing
Dwolla
Competitive usage-based pricing and volume discounts for scale.
Contact Us
5 Transactions Per Month
- Payment Methods - ACH, Same Day ACH, Next Day ACH, Real-time Payments, Wire
- Funds Flows – Collect, Send, Facilitate, Combination
- Premium Features - Digital Wallet, Virtual Account Numbers, Instant Account Verification, Addenda Records, Drop-in Components, Dedicated Support, Sub Ledger Tracking
Plaid
No pricing availableFree Trial
Dwolla
Free Trial is available
Plaid
No trial information availableRatings
Meets Requirements
8.5
25
8.5
33
Ease of Use
8.7
25
8.8
33
Ease of Setup
8.3
13
8.9
16
Ease of Admin
8.7
13
8.5
9
Quality of Support
8.6
24
7.9
29
Has the product been a good partner in doing business?
9.6
13
7.6
9
Product Direction (% positive)
7.9
22
8.2
32
Features by Category
Payment Options
8.3
6
Not enough data
7.9
8
Not enough data
8.9
11
Not enough data
9.0
8
Not enough data
8.9
16
Not enough data
8.3
6
Not enough data
9.2
6
Not enough data
Not enough data
Not enough data
8.0
5
Not enough data
Administration
8.2
15
Not enough data
8.7
13
Not enough data
8.7
14
Not enough data
8.3
8
Not enough data
8.0
11
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Security
Not enough data
Not enough data
8.2
15
Not enough data
8.5
14
Not enough data
9.0
13
Not enough data
Not enough data
Not enough data
Development
8.9
12
Not enough data
8.5
16
Not enough data
7.9
8
Not enough data
8.6
6
Not enough data
Platform
8.7
15
Not enough data
Not enough data
Not enough data
9.3
7
Not enough data
8.3
9
Not enough data
8.3
7
Not enough data
8.3
6
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Payment Gateways
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Methods
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Security and Compliance
Not enough data
Not enough data
Feature Not Available
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Types
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Enterprise Payment
Not enough data
Not enough data
Detection
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analysis
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Fraud Detection
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Platform Additional Functionality
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
9.7
5
Not enough data
Not enough data
Platform Interoperability
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Mobile Banking
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Management
Not enough data
Not enough data
Not enough data
Not enough data
Functionality
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Fraud Detection
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Compliance
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Monitoring
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Reporting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Generative AI - Anti Money Laundering
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Anti Money Laundering
Not enough data
Not enough data
Not enough data
Not enough data
Platform Basics
Not enough data
Not enough data
Not enough data
Not enough data
Platform Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Platform Payment Content
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integrations
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Support
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Identity Verification Functions - Identity Verification
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Risk & Fraud Prevention - Identity Verification
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Compliance & Governance - Identity Verification
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Categories
Categories
Shared Categories
Dwolla and Plaid are categorized as Financial Data APIs
Unique Categories
Plaid is categorized as Unified APIs, Identity Verification, Biometric Authentication, Anti-Money Laundering (AML), Address Verification, Fraud Detection, Mobile Banking, and Underwriting & Rating
Reviews
Reviewers' Company Size
Dwolla
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Plaid
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Financial Services
15.2%
Market Research
12.1%
Information Technology and Services
12.1%
Real Estate
9.1%
Internet
9.1%
Other
42.4%
Financial Services
34.2%
Computer Software
10.5%
Accounting
5.3%
Banking
5.3%
Internet
5.3%
Other
39.5%
Alternatives
Discussions
What is dwolla used for?
1 Comment
Official Response from Dwolla
Comment deleted by user.Read more
Is dwolla a payment gateway?
1 Comment
Official Response from Dwolla
No. Dwolla is a modern payments platform and an alternative to a payment gateway. A business will embed Dwolla’s payment API into its platform to collect,...Read more
Is dwolla legitimate?
1 Comment
Official Response from Dwolla
I’d recommend viewing Dwolla’s Crunchbase profile (https://www.crunchbase.com/organization/dwolla) to determine its legitimacy. The company also has case...Read more
Plaid has no discussions with answers
Hunting for software insights?
With over 3 million reviews, we can provide the specific details that help you make an informed software buying decision for your business. Finding the right product is important, let us help.
