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Compare Dwolla and Merge Unified 
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At a Glance
Market Segments
Small-Business (63.6% of reviews)
Small-Business (63.8% of reviews)
Entry-Level Pricing
Contact Us 5 Transactions Per Month
Free 3 Production Linked Accounts Per Month
Dwolla
Star Rating
(35)4.3 out of 5
Market Segments
Small-Business (63.6% of reviews)
Pros & Cons
Not enough data
Entry-Level Pricing
Contact Us 5 Transactions Per Month
Learn more about DwollaMerge Unified
Star Rating
(243)4.7 out of 5
Market Segments
Small-Business (63.8% of reviews)
Pros & Cons
Entry-Level Pricing
Free 3 Production Linked Accounts Per Month
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- Users report that Dwolla's "Real-Time Payments" feature is robust, allowing for quick transactions, but reviewers mention that Merge offers a more comprehensive suite of payment options, including "Recurring Billing" and "Split Payments," which are essential for businesses with complex billing needs.
- Reviewers mention that Merge excels in "Ease of Use" with a score of 9.4, while users on G2 note that Dwolla, with a score of 8.7, can be slightly more challenging for new users to navigate, particularly when setting up integrations.
- G2 users highlight that Merge's "Quality of Support" is exceptional, scoring 9.8, with many reviewers praising the responsiveness and helpfulness of the support team, whereas Dwolla's support, while good at 8.6, does not consistently meet the same high standards.
- Users say that Dwolla's "Integration Breadth" is impressive at 9.6, allowing for seamless connections with various platforms, but reviewers mention that Merge's "Ease of Integration" at 9.4 makes it easier for businesses to get started without extensive technical knowledge.
- Reviewers mention that Merge's "Product Direction" score of 9.8 reflects a strong commitment to innovation and user feedback, while Dwolla's score of 7.9 indicates some concerns about its future development and feature enhancements.
- Users report that both platforms are PCI compliant, but reviewers highlight that Merge's "Fraud Protection Tools" score of 8.2 is a concern, as they feel Dwolla's security measures are more robust, particularly in terms of "Data Tokenization" and "Two-Factor Authentication," which scored 9.0.
Pricing
Entry-Level Pricing
Dwolla
Competitive usage-based pricing and volume discounts for scale.
Contact Us
5 Transactions Per Month
- Payment Methods - ACH, Same Day ACH, Next Day ACH, Real-time Payments, Wire
- Funds Flows – Collect, Send, Facilitate, Combination
- Premium Features - Digital Wallet, Virtual Account Numbers, Instant Account Verification, Addenda Records, Drop-in Components, Dedicated Support, Sub Ledger Tracking
Merge Unified
Launch
Free
3 Production Linked Accounts Per Month
Start for free today
- 3 Free Production Linked Accounts
- Unlimited data usage
- Unlimited users
Free Trial
Dwolla
Free Trial is available
Merge Unified
Free Trial is available
Ratings
Meets Requirements
8.5
25
9.0
208
Ease of Use
8.7
25
9.3
215
Ease of Setup
8.3
13
9.2
164
Ease of Admin
8.7
13
9.5
103
Quality of Support
8.6
24
9.7
207
Has the product been a good partner in doing business?
9.6
13
9.5
108
Product Direction (% positive)
7.9
22
9.7
205
Features by Category
Payment Options
8.3
6
Not enough data
7.9
8
Not enough data
8.9
11
Not enough data
9.0
8
Not enough data
8.9
16
Not enough data
8.3
6
Not enough data
9.2
6
Not enough data
Not enough data
Not enough data
8.0
5
Not enough data
Administration
8.2
15
Not enough data
8.7
13
Not enough data
8.7
14
Not enough data
8.3
8
Not enough data
8.0
11
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Security
Not enough data
Not enough data
8.2
15
Not enough data
8.5
14
Not enough data
9.0
13
Not enough data
Not enough data
Not enough data
Development
8.9
12
Not enough data
8.5
16
Not enough data
7.9
8
Not enough data
8.6
6
Not enough data
Platform
8.7
15
Not enough data
Not enough data
Not enough data
9.3
7
Not enough data
8.3
9
Not enough data
8.3
7
Not enough data
8.3
6
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Payment Gateways
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Methods
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Security and Compliance
Not enough data
Not enough data
Feature Not Available
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payment Types
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Enterprise Payment
Not enough data
Not enough data
Platform Basics
Not enough data
Not enough data
Not enough data
Not enough data
Platform Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Platform Payment Content
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integrations
Not enough data
9.5
152
Not enough data
9.1
150
Not enough data
9.3
155
Support
Not enough data
9.3
157
Not enough data
9.6
155
Not enough data
8.5
133
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Dwolla and Merge Unified are categorized as Financial Data APIs
Reviews
Reviewers' Company Size
Dwolla
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Merge Unified
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Financial Services
15.2%
Market Research
12.1%
Information Technology and Services
12.1%
Real Estate
9.1%
Internet
9.1%
Other
42.4%
Computer Software
43.4%
Information Technology and Services
18.3%
Human Resources
7.7%
Staffing and Recruiting
7.2%
Financial Services
5.1%
Other
18.3%
Alternatives
Discussions
What is dwolla used for?
1 Comment
Official Response from Dwolla
Comment deleted by user.Read more
Is dwolla a payment gateway?
1 Comment
Official Response from Dwolla
No. Dwolla is a modern payments platform and an alternative to a payment gateway. A business will embed Dwolla’s payment API into its platform to collect,...Read more
Is dwolla legitimate?
1 Comment
Official Response from Dwolla
I’d recommend viewing Dwolla’s Crunchbase profile (https://www.crunchbase.com/organization/dwolla) to determine its legitimacy. The company also has case...Read more
What is Merge API used for?
2 Comments
Official Response from Merge Unified
Merge is the leading Unified API platform to add hundreds of integrations to your product with a single API. Rather than needing to build and maintain each...Read more
Merge Unified has no more discussions with answers
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