# BILL Spend & Expense (Formerly Divvy) vs Expensify Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Expensify excels in **ease of report submission** , allowing users to group expenses into reports and submit them for approval with just a few taps. This streamlined process is particularly appreciated by those managing multiple expenses.
- **Users say** that BILL Spend & Expense (Formerly Divvy) offers **real-time visibility** into employee spending, which is a significant advantage for organizations looking to maintain tight control over budgets. The ability to create customizable budgets and itemized receipts enhances expense tracking.
- **Reviewers mention** that Expensify's **multi-platform support** is a standout feature, as it works seamlessly on both mobile and web. This flexibility allows users to log expenses on the go or catch up later, making it a convenient choice for busy professionals.
- **According to verified reviews** , BILL Spend & Expense (Formerly Divvy) simplifies **receipt collection and reconciliation** , which is a major time-saver for accounting teams. Users appreciate how it integrates well with their existing accounting software, streamlining the overall financial process.
- **G2 reviewers highlight** that Expensify's **intuitive interface** and excellent receipt matching capabilities significantly reduce the time spent on creating expense reports. Users find it easy to navigate and appreciate the workflow creation features that enhance productivity.
- **Users report** that while both products are user-friendly, BILL Spend & Expense (Formerly Divvy) has a slight edge in **setup ease** , with many users noting that it is straightforward to implement and integrate into their existing systems, making it a favorable option for small businesses.



---
## Frequently Asked Questions

### What is the difference between Expensify vs BILL Spend & Expense...?

Expensify and BILL Spend & Expense... are both highly rated expense management platforms, but Expensify is most popular with mid-market companies while BILL Spend & Expense... is favored by small businesses and offers a higher Ease of Admin score.

| | [Expensify](https://www.g2.com/products/expensify/reviews) | [BILL Spend & Expense...](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) |
| --- | --- | --- |
| G2 Rating (reviews) | 4.5/5 (5,664 reviews) | 4.5/5 (2,237 reviews) |
| Largest Segment | Mid-Market | Small-Business |
| Ease of Setup score | 8.7 | 8.8 |
| Quality of Support score | 8.9 | 8.5 |
| Top Reviewer-Cited Strength | Ease of Use (278 all-time mentions) | Ease of Use (435 all-time mentions) |



### How do the pricing models of Expensify and BILL Spend & Expense... compare?

Expensify and BILL Spend & Expense... are rated at parity for value, with no significant difference in reviewer satisfaction on price or cost.

- **Expensify:** In recent reviews, several reviewers mention that Expensify can feel pricey for small teams or occasional use, especially as costs increase with advanced features.
- **BILL Spend & Expense...:** Reviewers frequently highlight that BILL Spend & Expense... is free to use, which is a major draw for small businesses and organizations looking to control costs.
- **Switching reasons:** Some reviewers have switched to BILL Spend & Expense... due to its no-cost model and rewards, while others cite Expensify's advanced reporting and automation as reasons to upgrade.



### What are the best alternatives to Expensify and BILL Spend & Expense...?

The top three alternatives to Expensify and BILL Spend & Expense... are Ramp, Navan (Formerly TripActions), and SAP Concur.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Expensify](https://www.g2.com/products/expensify/reviews) | 4.5/5 (5,664 reviews) | Mid-Market | Pricing can add up quickly for advanced features | Ease of Use (278 all-time mentions) |
| [BILL Spend & Expense...](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) | 4.5/5 (2,237 reviews) | Small-Business | Free to use, highlighted as a major value | Ease of Use (435 all-time mentions) |
| [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) | 4.8/5 (2,496 reviews) | Small-Business | — | Automation and spend control |
| [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) | 4.7/5 (9,297 reviews) | Mid-Market | — | Travel booking and expense management |
| [SAP Concur](https://www.g2.com/products/sap-concur/reviews) | 4.0/5 (7,183 reviews) | Enterprise | — | Enterprise-grade expense management |



### Which Expense Management features should I prioritize when comparing Expensify and BILL Spend & Expense...?

Buyers comparing Expensify and BILL Spend & Expense... should prioritize ease of use, integrations, reporting, automation, and mobile capabilities.

- **Ease of Use:** Expensify (278 all-time mentions), BILL Spend & Expense... (435 all-time mentions)
- **Integrations:** Expensify (NetSuite: 34, Xero: 23, Sage Intacct: 11 all-time mentions); BILL Spend & Expense... (QuickBooks Online: 63, NetSuite: 38, Qbo: 76 all-time mentions)
- **Reporting:** Frequently cited as a key feature in recent reviews for both products
- **Automation:** Expensify is noted for automated receipt scanning and workflows; BILL Spend & Expense... is highlighted for real-time transaction management and automated coding
- **Mobile App:** BILL Spend & Expense... (96 all-time mentions) is frequently praised for its mobile capabilities



### What are the pros and cons of Expensify vs BILL Spend & Expense...?

Expensify's headline strength is its intuitive user experience, while BILL Spend & Expense... stands out for ease of use and real-time expense management.

- **Expensify strengths:** Ease of Use (278 all-time mentions), Convenience (89), Customer Support (73), Simplicity (70), Quick Reimbursement (67), Easy Upload (66), Seamless Integration (50), Easy Setup (32), Easy Booking (10)
- **Expensify trade-offs:** Upload Issues (31), Poor Customer Support (17), Pricing concerns for small businesses, occasional sync issues with integrations, some learning curve for advanced features
- **BILL Spend & Expense... strengths:** Ease of Use (435 all-time mentions), Expense Management (224), Convenience (161), Easy Setup (159), Time-saving (158), Easy Upload (120), Easy Integration (118), Tracking Ease (117), QuickBooks Integration (116), Mobile App (96), Simplicity (88), Control Features (57)
- **BILL Spend & Expense... trade-offs:** Inadequate Categorization (41), Time-Consuming (41), support quality concerns, some limitations in customization and reporting, occasional integration and sync issues



### Is Expensify or BILL Spend & Expense... better for small businesses?

BILL Spend & Expense... is the better fit for small businesses, as reflected by its largest segment and reviewer sentiment.

- **Expensify:** Most popular with mid-market companies; reviewers note ease of use and automation but mention pricing as a concern for small teams.
- **BILL Spend & Expense...:** Most popular with small businesses; reviewers highlight its free pricing model, ease of setup, and strong mobile app as key benefits for small organizations.



### Which Expense Management platform has better integrations?

BILL Spend & Expense... is favored for integrations, especially with QuickBooks, according to reviewer mention counts.

- **Expensify:** NetSuite (34 all-time mentions), Xero (23), Sage Intacct (11); reviewers also mention integrations with QuickBooks and Certinia.
- **BILL Spend & Expense...:** Qbo (76 all-time mentions), QuickBooks Online (63), NetSuite (38); reviewers frequently highlight QuickBooks integration as a major strength.



### How do Expensify and BILL Spend & Expense... compare on customer support?

Expensify and BILL Spend & Expense... are rated at near-parity for Quality of Support, with Expensify at 8.9 and BILL Spend & Expense... at 8.5, a difference below the materiality threshold.

- **Expensify:** Reviewers frequently mention responsive customer support (73 all-time mentions), though some cite slow resolution and dissatisfaction with chat-based support.
- **BILL Spend & Expense...:** Reviewers highlight easy onboarding and helpful staff in positive reviews, but also note challenges reaching support, lack of dedicated account reps, and slow issue resolution.



### Which is easier to implement, Expensify or BILL Spend & Expense...?

Expensify and BILL Spend & Expense... are rated at parity for Ease of Setup, with scores of 8.7 and 8.8 respectively.

- **Expensify:** Reviewers describe setup as straightforward and quick, with many citing easy onboarding and minimal learning curve for basic use.
- **BILL Spend & Expense...:** Reviewers consistently report easy and fast setup, with approval and credit limit processes completed in a few days and positive onboarding experiences for small businesses.



### Which product has better Reporting?

Expensify is favored for Reporting, with reviewers citing its robust reporting features and ease of generating expense reports.

- **Expensify:** Meets Requirements score: 9.3; reviewers highlight deep reporting, year-over-year expense comparisons, and easy report generation as key benefits.
- **BILL Spend & Expense...:** Meets Requirements score: 9.0; reviewers mention real-time visibility into transactions and approvals, but some cite limitations in reporting customization and intuitiveness.



| | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.5 out of 5 | 
| **Total Reviews** | 2,238 | 5,668 | 
| **Largest Market Segment** | Small-Business (65.4% of reviews) | Mid-Market (49.4% of reviews) | 
| **Entry Level Price** | $0.00 1 user Per Month | Free Trial | 

---
## Top Pros & Cons

### BILL Spend & Expense (Formerly Divvy)

Pros:
- Ease of Use (435 reviews)
- Expense Management (224 reviews)

Cons:
- Integration Issues (89 reviews)
- Approval Issues (87 reviews)

### Expensify

Pros:
- Ease of Use (244 reviews)
- Expense Tracking (112 reviews)

Cons:
- Receipt Management (36 reviews)
- Manual Entry (34 reviews)

---
## Ratings Comparison
| Rating | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
  | **Meets Requirements** | 9.0 (1863 reviews) | 9.3 (4703 reviews) | 
  | **Ease of Use** | 9.0 (1914 reviews) | 9.1 (4753 reviews) | 
  | **Ease of Setup** | 8.8 (1631 reviews) | 8.7 (1076 reviews) | 
  | **Ease of Admin** | 9.0 (1572 reviews) | 8.2 (661 reviews) | 
  | **Quality of Support** | 8.5 (1741 reviews) | 8.9 (3202 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.0 (1554 reviews) | 8.3 (635 reviews) | 
  | **Product Direction (% positive)** | 9.0 (1858 reviews) | 8.5 (4577 reviews) | 

---
## Pricing

### BILL Spend & Expense (Formerly Divvy)

#### Entry-Level Pricing

Plan: Spend & Expense

Price: $0.00 1 user Per Month

Description: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.

Key Features:
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement

[Learn more about BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)

#### Free Trial

Yes

### Expensify

#### Entry-Level Pricing

Plan: Free Trial

Price: Free Trial

Key Features:
- Give Expensify a try today, for free!

[Browse all 3 editions](https://www.g2.com/products/expensify/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.0/10 | 1469 |
| **Expensify** | 8.8/10 | 4173 |

#### Expense Reports

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (1067 reviews) ✓ Verified | 9.2 (3856 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.8 (1104 reviews) ✓ Verified | 8.8 (2865 reviews) ✓ Verified | 
| **Smart Categorization** | 8.3 (1092 reviews) ✓ Verified | 8.5 (3310 reviews) ✓ Verified | 
| **Digital Receipt Management** | 9.1 (1242 reviews) ✓ Verified | 9.1 (3760 reviews) ✓ Verified | 
| **Employee Reimbursement** | 7.8 (935 reviews) ✓ Verified | 9.3 (3434 reviews) ✓ Verified | 
| **Currency Conversions** | 7.8 (719 reviews) ✓ Verified | 8.9 (1956 reviews) ✓ Verified | 
| **Corporate Card** | 8.5 (979 reviews) ✓ Verified | 8.8 (2237 reviews) ✓ Verified | 
| **Credit Card Management** | Not enough data | Not enough data | 

#### Agentic AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Autonomous Task Execution** | 6.5 (119 reviews) | 8.0 (81 reviews) | 
| **Cross-system Integration** | 7.2 (123 reviews) | 8.3 (83 reviews) | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Ease of Booking** | 7.5 (778 reviews) | 8.8 (1556 reviews) | 
| **Itinerary Management** | 6.7 (634 reviews) | 8.6 (1395 reviews) ✓ Verified | 
| **Trip Notifications** | 6.5 (616 reviews) | 8.6 (1393 reviews) ✓ Verified | 
| **Advanced Integrations** | 6.9 (691 reviews) | 8.7 (1387 reviews) ✓ Verified | 
| **Online Booking** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Booking Management** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Restriction Management** | Not enough data | Not enough data | 
| **Reservations Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Travel Management** | Not enough data | Not enough data | 
| **Promotions Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Policy Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 

#### Client Invoicing

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | 8.9 (1659 reviews) ✓ Verified | 
| **Electronic Payments** | 7.9 (890 reviews) ✓ Verified | 9.0 (1765 reviews) ✓ Verified | 
| **Project Accounting / Revenue Recognition** | 7.8 (795 reviews) ✓ Verified | 8.8 (1457 reviews) ✓ Verified | 
| **Biometric Recognition** | Not enough data | Not enough data | 
| **Optical Character Recognition** | Not enough data | Not enough data | 

#### Generative AI - Expense Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Image-to-Text** | Not enough data | 8.8 (13 reviews) | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Audit Trail** | Not enough data | Not enough data | 
| **Secure Data Storage** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Duplicate Detection** | Not enough data | Not enough data | 
| **Expense Claims** | Not enough data | Not enough data | 
| **Budgeting/Forecasting** | Not enough data | Not enough data | 
| **Customizable Fields** | Not enough data | Not enough data | 
| **Spend Control** | Not enough data | Not enough data | 
| **Customizable Templates** | Not enough data | Not enough data | 
| **Access Controls/Permissions** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Automated Receipt Matching** | Not enough data | Not enough data | 
| **Mobile Receipt Upload** | Not enough data | Not enough data | 
| **Billable & Non-Billable Hours** | Not enough data | Not enough data | 
| **Financial Analysis** | Not enough data | Not enough data | 
| **Categorization/Grouping** | Not enough data | Not enough data | 
| **Single Sign On** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 

#### Mobile

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Receipt Capture** | 9.2 (1148 reviews) ✓ Verified | 9.2 (3627 reviews) ✓ Verified | 
| **Mileage Tracking** | 7.4 (692 reviews) ✓ Verified | 8.9 (2293 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | Feature Not Available | 8.8 (1518 reviews) ✓ Verified | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Real-Time Updates** | Not enough data | Not enough data | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Embedded AI / Machine Learning** | 7.1 (611 reviews) | 8.5 (1574 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 7.7 (757 reviews) ✓ Verified | 8.6 (1756 reviews) ✓ Verified | 
| **Generative AI** | Not enough data | Not enough data | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **PCI Regulation Compliant** | 8.2 (689 reviews) ✓ Verified | 8.8 (1278 reviews) ✓ Verified | 

#### Administration

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Business Tool Integration** | 8.3 (1027 reviews) ✓ Verified | 8.8 (1763 reviews) ✓ Verified | 
| **Workflow** | 8.3 (1012 reviews) ✓ Verified | 9.0 (2092 reviews) ✓ Verified | 
| **Automated Reminders** | 8.3 (1043 reviews) ✓ Verified | 9.0 (2129 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.4 (951 reviews) ✓ Verified | 8.9 (1833 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.9 (1159 reviews) ✓ Verified | 9.0 (2064 reviews) ✓ Verified | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Payroll Management** | Not enough data | Not enough data | 
| **Employee Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Calendar Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Task Management** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 

#### Platform

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Reporting** | 8.4 (1017 reviews) ✓ Verified | 9.1 (2263 reviews) ✓ Verified | 
| **APIs / Integration** | 7.9 (772 reviews) ✓ Verified | 8.7 (1395 reviews) ✓ Verified | 
| **Internationalization** | 7.6 (639 reviews) | 8.8 (1433 reviews) ✓ Verified | 
| **Performance and Reliability** | 8.9 (1086 reviews) ✓ Verified | 9.2 (2545 reviews) ✓ Verified | 
| **Mobile User Support** | 8.9 (1026 reviews) ✓ Verified | 9.1 (2204 reviews) ✓ Verified | 
| **Offline** | Feature Not Available | 8.6 (1471 reviews) ✓ Verified | 
| **Accounting Integration** | Not enough data | Not enough data | 
| **QuickBooks Integration** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Payroll Integration** | Not enough data | Not enough data | 
| **Accounting Integration** | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 8.3/10 | 932 |
| **Expensify** | N/A | N/A |

#### Setup

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Data** | 8.1 (703 reviews) | Not enough data | 
| **Approvals** | 8.7 (766 reviews) | Not enough data | 
| **Alignment** | 8.5 (625 reviews) | Not enough data | 
| **Real-Time Data** | Not enough data | Not enough data | 

#### Performance

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **KPIs** | 7.6 (548 reviews) | Not enough data | 
| **Benchmarks** | 7.6 (553 reviews) | Not enough data | 
| **Forecasting** | 7.4 (556 reviews) | Not enough data | 
| **Savings** | 7.6 (585 reviews) | Not enough data | 

#### Payment Cards

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **One-time Virtual** | 8.8 (653 reviews) | Not enough data | 
| **Recurring Virtual** | 8.8 (673 reviews) | Not enough data | 
| **Physical** | 9.0 (761 reviews) | Not enough data | 

#### Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Real-Time Monitoring** | 9.0 (746 reviews) | Not enough data | 
| **Multiple Views** | 8.7 (650 reviews) | Not enough data | 
| **Data Import/Export** | 8.7 (699 reviews) | Not enough data | 
| **Budgets** | 8.6 (787 reviews) | Not enough data | 
| **Real-Time Updates** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 
| **Real-Time Analytics** | Not enough data | Not enough data | 

#### Payments

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Vendor** | 8.4 (667 reviews) | Not enough data | 
| **Recurring** | 8.6 (666 reviews) | Not enough data | 
| **Employee Reimbursements** | 7.6 (609 reviews) | Not enough data | 
| **ACH** | 8.0 (623 reviews) | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 

#### Fraud & Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Notifications** | 8.4 (739 reviews) | Not enough data | 
| **Unique Cards** | 8.8 (722 reviews) | Not enough data | 
| **Controls** | 9.0 (741 reviews) | Not enough data | 
| **Budget Control** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Spend Control** | Not enough data | Not enough data | 
| **Prepaid Cards** | Not enough data | Not enough data | 

#### Agentic AI - Spend Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Proactive Assistance** | 5.8 (59 reviews) | Not enough data | 

#### Additional Functionality

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Reminders** | Not enough data | Not enough data | 
| **Activity Tracking** | Not enough data | Not enough data | 
| **Invoice Processing** | Not enough data | Not enough data | 
| **Accounting Integration** | Not enough data | Not enough data | 
| **Categorization/Grouping** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Configurable Workflow** | Not enough data | Not enough data | 
| **Spend Analysis** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Accounting** | Not enough data | Not enough data | 
| **Audit Management** | Not enough data | Not enough data | 
| **Approval Workflow** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Transaction History** | Not enough data | Not enough data | 
| **Purchase Order Management** | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Expense Claims** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Time & Expense Tracking** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Procurement Management** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Requisition Management** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Ad hoc Reporting** | Not enough data | Not enough data | 
| **Financial Management** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **Rules-Based Workflow** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Purchasing & Receiving** | Not enough data | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | 6.3/10 | 34 |
| **Expensify** | N/A | N/A |

#### Invoice Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Capture** | 7.9 (21 reviews) | Not enough data | 
| **Supplier Portal** | 5.7 (17 reviews) | Not enough data | 
| **Repository** | 7.3 (20 reviews) | Not enough data | 

#### Invoice Processing

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Matching** | 6.9 (16 reviews) | Not enough data | 
| **Payments** | 7.5 (19 reviews) | Not enough data | 
| **Workflows** | 6.9 (18 reviews) | Not enough data | 
| **Tax Compliance** | 6.6 (17 reviews) | Not enough data | 
| **Recurring Payments** | Not enough data | Not enough data | 

#### Analytics

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Due Dates** | 6.7 (18 reviews) | Not enough data | 
| **Benchmarking** | 5.4 (16 reviews) | Not enough data | 
| **KPIs** | 5.7 (16 reviews) | Not enough data | 

#### Integration

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Accounting** | 8.7 (27 reviews) | Not enough data | 
| **Payment Integration** | 8.3 (17 reviews) | Not enough data | 
| **ERP** | 6.2 (17 reviews) | Not enough data | 
| **ERP integration** | Not enough data | Not enough data | 

#### Risk

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Analysis** | 5.9 (16 reviews) | Not enough data | 
| **Identification** | 6.7 (17 reviews) | Not enough data | 
| **Scoring** | 5.4 (15 reviews) | Not enough data | 

#### Recovery

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Recoup** | 6.4 (16 reviews) | Not enough data | 
| **Reporting** | 6.6 (17 reviews) | Not enough data | 

#### Audit

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Filters** | 6.4 (16 reviews) | Not enough data | 
| **Post Audits** | 5.8 (16 reviews) | Not enough data | 
| **Overpayments** | 5.3 (16 reviews) | Not enough data | 
| **Duplicates** | 6.9 (18 reviews) | Not enough data | 

#### Fraud

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Vendor Checks** | 6.5 (17 reviews) | Not enough data | 
| **Data Generation** | 7.0 (16 reviews) | Not enough data | 
| **Monitoring** | 6.6 (18 reviews) | Not enough data | 

#### Agentic AI - AP Automation

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Autonomous Task Execution** | 5.8 (16 reviews) | Not enough data | 
| **Proactive Assistance** | 5.8 (16 reviews) | Not enough data | 
| **Decision Making** | 5.6 (16 reviews) | Not enough data | 

#### Additional Functionality

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Data Import/Export** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Online Banking** | Not enough data | Not enough data | 
| **1099 Preparation** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Fraud Detection** | Not enough data | Not enough data | 
| **Duplicate Payment Alert** | Not enough data | Not enough data | 
| **Document Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Inventory Management** | Not enough data | Not enough data | 
| **Check Writing** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | Not enough data | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Status Tracking** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Cash Management** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Anomaly Detection** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **ACH Payment Processing** | Not enough data | Not enough data | 
| **Invoice Processing** | Not enough data | Not enough data | 
| **Aging Tracking** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **General Ledger** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Bank Reconciliation** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Electronic Funds Transfer** | Not enough data | Not enough data | 
| **Purchase Order Reconciliation** | Not enough data | Not enough data | 
| **Financial Management** | Not enough data | Not enough data | 
| **Workflow Automation** | Not enough data | Not enough data | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Expensify** | 8.8/10 | 3789 |

#### Expense Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Expense Automation** | Not enough data | 9.5 (114 reviews) | 
| **Integration** | Not enough data | 9.2 (88 reviews) | 
| **Compliance** | Not enough data | 9.5 (89 reviews) | 
| **Mobile Functionality** | Not enough data | 9.4 (108 reviews) | 
| **Accounting Integration** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 

#### Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Ease of Booking** | 7.5 (778 reviews) | 8.8 (1556 reviews) | 
| **Itinerary Management** | 6.7 (634 reviews) | 8.6 (1395 reviews) ✓ Verified | 
| **Trip Notifications** | 6.5 (616 reviews) | 8.6 (1393 reviews) ✓ Verified | 
| **Advanced Integrations** | 6.9 (691 reviews) | 8.7 (1387 reviews) ✓ Verified | 
| **Online Booking** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Booking Management** | Not enough data | Not enough data | 
| **User Management** | Not enough data | Not enough data | 
| **Restriction Management** | Not enough data | Not enough data | 
| **Reservations Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Vendor Management** | Not enough data | Not enough data | 
| **Travel Management** | Not enough data | Not enough data | 
| **Promotions Management** | Not enough data | Not enough data | 
| **Workflow Management** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Supplier Management** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Policy Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 
| **Third-Party Integrations** | Not enough data | Not enough data | 
| **Timesheet Management** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Reimbursement Management** | Not enough data | Not enough data | 
| **Real-Time Notifications** | Not enough data | Not enough data | 

#### Approval 

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Rules** | Not enough data | 9.3 (104 reviews) | 
| **Workflows** | Not enough data | 9.5 (97 reviews) | 
| **Submit** | Not enough data | 9.6 (108 reviews) | 

#### AI - Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Personalization** | Not enough data | 8.0 (44 reviews) | 
| **Predictive Analytics** | Not enough data | 8.2 (44 reviews) | 
| **Cost Savings** | Not enough data | 8.3 (45 reviews) | 
| **Efficiency** | Not enough data | 8.7 (46 reviews) | 
| **Real-Time Assistance** | Not enough data | 8.5 (45 reviews) | 
| **Reporting/Analytics** | Not enough data | Not enough data | 
| **Real-Time Analytics** | Not enough data | Not enough data | 

#### Agentic AI - Travel Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 7.5 (21 reviews) | 
| **Proactive Assistance** | Not enough data | 7.5 (21 reviews) | 

#### Employee Risk Management

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Real-time Alerts** | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | 
| **Real-Time Reporting** | Not enough data | Not enough data | 

#### Additional Functionality

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **API** | Not enough data | Not enough data | 
| **Dashboard** | Not enough data | Not enough data | 
| **Approval Process Control** | Not enough data | Not enough data | 
| **Financial Analysis** | Not enough data | Not enough data | 
| **Dashboard Creation** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 
| **Expense Claims** | Not enough data | Not enough data | 
| **Budget Control** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Reminders** | Not enough data | Not enough data | 
| **Electronic Payments** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Multi-Currency** | Not enough data | Not enough data | 
| **Real-Time Updates** | Not enough data | Not enough data | 
| **Multi-Language** | Not enough data | Not enough data | 
| **Customizable Reports** | Not enough data | Not enough data | 
| **Spend Control** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Spend Analysis** | Not enough data | Not enough data | 
| **Categorization/Grouping** | Not enough data | Not enough data | 
| **Real-Time Data** | Not enough data | Not enough data | 
| **Single Sign On** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Employee Self Service** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **BILL Spend & Expense (Formerly Divvy)** | N/A | N/A |
| **Expensify** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to BILL Spend & Expense (Formerly Divvy) (2):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)

**Unique to Expensify (1):** [Travel Management Software](https://www.g2.com/categories/travel-management)


---
## Reviewer Demographics

### By Company Size

| Segment | BILL Spend & Expense (Formerly Divvy) | Expensify | 
|---|---|---|
| **Small-Business** | 65.4% | 35.0% | 
| **Mid-Market** | 33.1% | 49.4% | 
| **Enterprise** | 1.5% | 15.5% | 

### By Industry

#### BILL Spend & Expense (Formerly Divvy)

- **Non-Profit Organization Management:** 14.7%
- **Construction:** 9.0%
- **Accounting:** 7.7%
- **Religious Institutions:** 5.3%
- **Computer Software:** 4.0%
- **Real Estate:** 3.5%
- **Marketing and Advertising:** 3.2%
- **Information Technology and Services:** 2.9%
- **Hospital & Health Care:** 2.9%
- **Retail:** 2.8%
- **Other:** 44.2%

#### Expensify

- **Computer Software:** 16.2%
- **Information Technology and Services:** 11.4%
- **Marketing and Advertising:** 4.7%
- **Internet:** 4.6%
- **Financial Services:** 4.1%
- **Non-Profit Organization Management:** 3.6%
- **Hospital & Health Care:** 3.1%
- **Accounting:** 2.7%
- **Education Management:** 2.6%
- **Religious Institutions:** 1.6%
- **Other:** 45.4%

---
## Alternatives

### Alternatives to BILL Spend & Expense (Formerly Divvy)

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2509 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1628 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9297 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7184 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (420 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [PEX](https://www.g2.com/products/pex/reviews) — 4.6/5 stars (207 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2459 reviews)
- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1065 reviews)
- [Emburse Spend](https://www.g2.com/products/emburse-emburse-spend/reviews) — 4.5/5 stars (1129 reviews)

### Alternatives to Expensify

- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9297 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7184 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2509 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2459 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1628 reviews)
- [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1567 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (909 reviews)
- [Happay](https://www.g2.com/products/happay/reviews) — 4.5/5 stars (433 reviews)
- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1065 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (2118 reviews)

---
## Top Discussions

### BILL Spend & Expense (Formerly Divvy)

- Title: [How do you use divvy?](https://www.g2.com/discussions/how-do-you-use-divvy) — 2 comments
  > **Top comment:** "For everything if possible. 
Combined with Melio - I can pay out and pre organize expenses so the end of the month paperwork is like 1/2 an hour at most...."
- Title: [Is divvy free?](https://www.g2.com/discussions/is-divvy-free) — 2 comments
  > **Top comment:** "Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap."
- Title: [What is the best way to manage your credit limit?](https://www.g2.com/discussions/what-is-the-best-way-to-manage-your-credit-limit) — 2 comments, 1 upvote
  > **Top comment:** "Well depends on what your company is approved for, like some people are given a secured or credit builder option so whatever you load is your credit."
- Title: [Is Getdivvy legit?](https://www.g2.com/discussions/is-getdivvy-legit) — 1 comment
  > **Top comment:** "Yes. It is the best spend manager that we have ever used. Highly recommended. We have it deployed around our 6 global offices, 250 plus employees. "
- Title: [Divvy](https://www.g2.com/discussions/divvy) — 1 comment, 2 upvotes
  > **Top comment:** "Unfortunately, I still noticed that divvy deletes negative reviews xoxoxox
I also had a negative experience with divvy characterized by the fact that..."

### Expensify

- Title: [Is there a free version of expensify?](https://www.g2.com/discussions/is-there-a-free-version-of-expensify) — 9 comments
  > **Top comment:** "Yes for personal accounts, 
No for business accounts"
- Title: [How do employees get reimbursed through Expensify? And,  how long does reimbursement take?](https://www.g2.com/discussions/reimbursement) — 5 comments, 1 upvote *(includes official response)*
  > **Top comment:** "Employees can be reimbursed with Next Day Direct Deposit (via ACH) or PayPal. Currently offered in Australia and U.S., as soon as reports are approved, rapid..."
- Title: [What is expensify used for?](https://www.g2.com/discussions/what-is-expensify-used-for) — 4 comments
  > **Top comment:** "Reimbursments"
- Title: [Do you know if we can just email Expense and those can be recorded as well?](https://www.g2.com/discussions/do-you-know-if-we-can-just-email-expense-and-those-can-be-recorded-as-well) — 4 comments, 1 upvote
  > **Top comment:** "Yes, you can emails receipts to be recorded to receipts@expensify.com "
- Title: [What is Expensify used for?](https://www.g2.com/discussions/expensify-what-is-expensify-used-for) — 3 comments
  > **Top comment:** "Logging business expenses to be reimbursed by your employer. "

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/bill-spend-expense-formerly-divvy-vs-expensify)