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# BILL Spend & Expense (Formerly Divvy) vs Expensify Comparison - What are their main differences?

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BILL Spend & Expense...Expensify[+ Add Product](#)

Pricing

**BILL Spend & Expense (Formerly Divvy)**
Free Trial

**$0.00** 1 user Per Month · Spend & Expense

**Expensify**
Free Trial

**Free Trial** · Free Trial

**Pricing Insights**
from reviews

Time to Implement

**BILL Spend & Expense (Formerly Divvy)**
1 month

Based on 827 responses

**Expensify**
1 month

Based on 295 responses

Return on Investment

**BILL Spend & Expense (Formerly Divvy)**
7 months6 months sooner

Based on 769 responses

**Expensify**
13 months

Based on 234 responses

Perceived Cost

**BILL Spend & Expense (Formerly Divvy)**
$$$$$

**Expensify**
$$$$$

Average Discount

**BILL Spend & Expense (Formerly Divvy)**
8%

**Expensify**
8%

 ![BILL Spend & Expense (Formerly Divvy)](https://images.g2crowd.com/uploads/product/hd_favicon/db874c7e9f9f40064d8cf0dbbb09e813/bill-spend-expense-formerly-divvy.svg "BILL Spend & Expense (Formerly Divvy)")

 ![Expensify](https://images.g2crowd.com/uploads/product/hd_favicon/f79420536dbcd8d48061c55d4e6d0ab6/expensify.svg "Expensify")

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**Pros & Cons**
from reviews

**BILL Spend & Expense (Formerly Divvy)**
[
Ease of Use (435)
](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?filters%5Bsentiment_snippet%5D=1307990&qs=pros-and-cons#reviews)[
Expense Management (224)
](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?filters%5Bsentiment_snippet%5D=1307463&qs=pros-and-cons#reviews)[
Integration Issues (89)
](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?filters%5Bsentiment_snippet%5D=1308101&qs=pros-and-cons#reviews)[
Approval Issues (87)
](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews?filters%5Bsentiment_snippet%5D=1310539&qs=pros-and-cons#reviews)

**Expensify**
[
Ease of Use (278)
](https://www.g2.com/products/expensify/reviews?filters%5Bsentiment_snippet%5D=1754666&qs=pros-and-cons#reviews)[
Efficiency (114)
](https://www.g2.com/products/expensify/reviews?filters%5Bsentiment_snippet%5D=1754811&qs=pros-and-cons#reviews)[
Manual Entry (39)
](https://www.g2.com/products/expensify/reviews?filters%5Bsentiment_snippet%5D=1754163&qs=pros-and-cons#reviews)[
Receipt Management (39)
](https://www.g2.com/products/expensify/reviews?filters%5Bsentiment_snippet%5D=1754500&qs=pros-and-cons#reviews)

Integrations

**BILL Spend & Expense (Formerly Divvy)**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_9fee325af54b7164fb0726a552801492/acumatica.png "Product Avatar Image")

Acumatica

](https://www.g2.com/products/acumatica/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_76376bb41449e356f122cec392957a8d/aplos.png "Product Avatar Image")

Aplos

](https://www.g2.com/products/aplos/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_b419d879f1565b869e8e240bb8295a67/bill-ap-ar.png "Product Avatar Image")

BILL AP/AR

](https://www.g2.com/products/bill-ap-ar/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_09e3fce9c7c5bbcbf593ce68d8710a22/harmony.jpg "Product Avatar Image")

Harmony

](https://www.g2.com/products/harmony/reviews)[
View all
](https://www.g2.com/products/bill-spend-expense-formerly-divvy/integrations)

**Expensify**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_28dcd6c05813bbf9e8e9acd62a8a6884/certinia.png "Product Avatar Image")

Certinia

](https://www.g2.com/products/certinia/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_238598d7c4a8c5924a0601c7ed740c8f/certinia-ps-cloud.png "Product Avatar Image")

Certinia PS Cloud

](https://www.g2.com/products/certinia-ps-cloud/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_ad4f65c48742706513bc9d4eeb3bafc3/deel-payroll.png "Product Avatar Image")

Deel Payroll

](https://www.g2.com/products/deel-payroll/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_2fa888809469cf2642baf0a51026c5e8/faire-quickbooks-online-qbo.png "Product Avatar Image")

Faire – QuickBooks Online -...

](https://www.g2.com/products/faire-quickbooks-online-qbo/reviews)[
View all
](https://www.g2.com/products/expensify/integrations)

Screenshots

**BILL Spend & Expense (Formerly Divvy)**
 ![BILL Spend & Expense (Formerly Divvy) screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/1339878/BILL-S_E-Dashboard-MacBookPro.png)

**Expensify**
 ![Expensify screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/174599/G2-Screenshot.png)

**Ratings**
from reviews

Meets Requirements

**BILL Spend & Expense (Formerly Divvy)**

9.0

9.01,865

**Expensify**

9.3

9.34,723

Ease of Use

**BILL Spend & Expense (Formerly Divvy)**

9.0

9.01,916

**Expensify**

9.1

9.14,773

Ease of Setup

**BILL Spend & Expense (Formerly Divvy)**

8.8

8.81,633

**Expensify**

8.7

8.71,096

Ease of Admin

**BILL Spend & Expense (Formerly Divvy)**

9.0

9.01,573

**Expensify**

8.2

8.2663

Quality of Support

**BILL Spend & Expense (Formerly Divvy)**

8.5

8.51,743

**Expensify**

8.9

8.93,216

Has the product been a good partner in doing business?

**BILL Spend & Expense (Formerly Divvy)**

9.1

9.11,555

**Expensify**

8.4

8.4637

Product Direction (% positive)

**BILL Spend & Expense (Formerly Divvy)**

9.0

9.01,860

**Expensify**

8.5

8.54,594

**Features**
ratings from reviews

Expense Management

8.0

1,471

8.9

4,194

Travel Management

Not enough data

8.8

3,793

AP Automation

6.3

34

Not enough data

Spend Management

8.3

932

Not enough data

User Insights

**Reviewers' Company Size**

Small-Business(50 or fewer emp.)
65.4%

Mid-Market(51-1000 emp.)
33.2%

Enterprise(\> 1000 emp.)
1.4%

Small-Business(50 or fewer emp.)
65.4%

Mid-Market(51-1000 emp.)
33.2%

Enterprise(\> 1000 emp.)
1.4%

Small-Business(50 or fewer emp.)
35.0%

Mid-Market(51-1000 emp.)
49.4%

Enterprise(\> 1000 emp.)
15.6%

Small-Business(50 or fewer emp.)
35.0%

Mid-Market(51-1000 emp.)
49.4%

Enterprise(\> 1000 emp.)
15.6%

**Reviewers' Industry**

[![BILL Spend & Expense (Formerly Divvy)](https://images.g2crowd.com/uploads/product/hd_favicon/db874c7e9f9f40064d8cf0dbbb09e813/bill-spend-expense-formerly-divvy.svg "BILL Spend & Expense (Formerly Divvy)")](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews)
BILL Spend & Expense (Formerly Divvy)

Non-Profit Organization Management
14.7%

Construction
9.0%

Accounting
7.7%

Religious Institutions
5.2%

Computer Software
4.0%

Other
59.4%

[![Expensify](https://images.g2crowd.com/uploads/product/hd_favicon/f79420536dbcd8d48061c55d4e6d0ab6/expensify.svg "Expensify")](https://www.g2.com/products/expensify/reviews)
Expensify

Computer Software
16.2%

Information Technology and Services
11.4%

Marketing and Advertising
4.7%

Internet
4.5%

Financial Services
4.1%

Other
59.0%

FAQs

## BILL Spend & Expense... vs Expensify FAQs

Generated using AI

Last updated: August 14, 2026

### What is the difference between Expensify vs BILL Spend & Expense...?

Expensify and BILL Spend & Expense... are both highly rated expense management platforms, but Expensify is most popular with mid-market companies while BILL Spend & Expense... is favored by small businesses and offers a higher Ease of Admin score.

| | [Expensify](https://www.g2.com/products/expensify/reviews) | [BILL Spend & Expense...](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) |
| --- | --- | --- |
| G2 Rating (reviews) | 4.5/5 (5,664 reviews) | 4.5/5 (2,237 reviews) |
| Largest Segment | Mid-Market | Small-Business |
| Ease of Setup score | 8.7 | 8.8 |
| Quality of Support score | 8.9 | 8.5 |
| Top Reviewer-Cited Strength | Ease of Use (278 all-time mentions) | Ease of Use (435 all-time mentions) |

### How do the pricing models of Expensify and BILL Spend & Expense... compare?

Expensify and BILL Spend & Expense... are rated at parity for value, with no significant difference in reviewer satisfaction on price or cost.

- **Expensify:** In recent reviews, several reviewers mention that Expensify can feel pricey for small teams or occasional use, especially as costs increase with advanced features.
- **BILL Spend & Expense...:** Reviewers frequently highlight that BILL Spend & Expense... is free to use, which is a major draw for small businesses and organizations looking to control costs.
- **Switching reasons:** Some reviewers have switched to BILL Spend & Expense... due to its no-cost model and rewards, while others cite Expensify's advanced reporting and automation as reasons to upgrade.

### What are the best alternatives to Expensify and BILL Spend & Expense...?

The top three alternatives to Expensify and BILL Spend & Expense... are Ramp, Navan (Formerly TripActions), and SAP Concur.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Expensify](https://www.g2.com/products/expensify/reviews) | 4.5/5 (5,664 reviews) | Mid-Market | Pricing can add up quickly for advanced features | Ease of Use (278 all-time mentions) |
| [BILL Spend & Expense...](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) | 4.5/5 (2,237 reviews) | Small-Business | Free to use, highlighted as a major value | Ease of Use (435 all-time mentions) |
| [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) | 4.8/5 (2,496 reviews) | Small-Business | — | Automation and spend control |
| [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) | 4.7/5 (9,297 reviews) | Mid-Market | — | Travel booking and expense management |
| [SAP Concur](https://www.g2.com/products/sap-concur/reviews) | 4.0/5 (7,183 reviews) | Enterprise | — | Enterprise-grade expense management |

### Which Expense Management features should I prioritize when comparing Expensify and BILL Spend & Expense...?

Buyers comparing Expensify and BILL Spend & Expense... should prioritize ease of use, integrations, reporting, automation, and mobile capabilities.

- **Ease of Use:** Expensify (278 all-time mentions), BILL Spend & Expense... (435 all-time mentions)
- **Integrations:** Expensify (NetSuite: 34, Xero: 23, Sage Intacct: 11 all-time mentions); BILL Spend & Expense... (QuickBooks Online: 63, NetSuite: 38, Qbo: 76 all-time mentions)
- **Reporting:** Frequently cited as a key feature in recent reviews for both products
- **Automation:** Expensify is noted for automated receipt scanning and workflows; BILL Spend & Expense... is highlighted for real-time transaction management and automated coding
- **Mobile App:** BILL Spend & Expense... (96 all-time mentions) is frequently praised for its mobile capabilities

### What are the pros and cons of Expensify vs BILL Spend & Expense...?

Expensify's headline strength is its intuitive user experience, while BILL Spend & Expense... stands out for ease of use and real-time expense management.

- **Expensify strengths:** Ease of Use (278 all-time mentions), Convenience (89), Customer Support (73), Simplicity (70), Quick Reimbursement (67), Easy Upload (66), Seamless Integration (50), Easy Setup (32), Easy Booking (10)
- **Expensify trade-offs:** Upload Issues (31), Poor Customer Support (17), Pricing concerns for small businesses, occasional sync issues with integrations, some learning curve for advanced features
- **BILL Spend & Expense... strengths:** Ease of Use (435 all-time mentions), Expense Management (224), Convenience (161), Easy Setup (159), Time-saving (158), Easy Upload (120), Easy Integration (118), Tracking Ease (117), QuickBooks Integration (116), Mobile App (96), Simplicity (88), Control Features (57)
- **BILL Spend & Expense... trade-offs:** Inadequate Categorization (41), Time-Consuming (41), support quality concerns, some limitations in customization and reporting, occasional integration and sync issues

### Is Expensify or BILL Spend & Expense... better for small businesses?

BILL Spend & Expense... is the better fit for small businesses, as reflected by its largest segment and reviewer sentiment.

- **Expensify:** Most popular with mid-market companies; reviewers note ease of use and automation but mention pricing as a concern for small teams.
- **BILL Spend & Expense...:** Most popular with small businesses; reviewers highlight its free pricing model, ease of setup, and strong mobile app as key benefits for small organizations.

### Which Expense Management platform has better integrations?

BILL Spend & Expense... is favored for integrations, especially with QuickBooks, according to reviewer mention counts.

- **Expensify:** NetSuite (34 all-time mentions), Xero (23), Sage Intacct (11); reviewers also mention integrations with QuickBooks and Certinia.
- **BILL Spend & Expense...:** Qbo (76 all-time mentions), QuickBooks Online (63), NetSuite (38); reviewers frequently highlight QuickBooks integration as a major strength.

### How do Expensify and BILL Spend & Expense... compare on customer support?

Expensify and BILL Spend & Expense... are rated at near-parity for Quality of Support, with Expensify at 8.9 and BILL Spend & Expense... at 8.5, a difference below the materiality threshold.

- **Expensify:** Reviewers frequently mention responsive customer support (73 all-time mentions), though some cite slow resolution and dissatisfaction with chat-based support.
- **BILL Spend & Expense...:** Reviewers highlight easy onboarding and helpful staff in positive reviews, but also note challenges reaching support, lack of dedicated account reps, and slow issue resolution.

### Which is easier to implement, Expensify or BILL Spend & Expense...?

Expensify and BILL Spend & Expense... are rated at parity for Ease of Setup, with scores of 8.7 and 8.8 respectively.

- **Expensify:** Reviewers describe setup as straightforward and quick, with many citing easy onboarding and minimal learning curve for basic use.
- **BILL Spend & Expense...:** Reviewers consistently report easy and fast setup, with approval and credit limit processes completed in a few days and positive onboarding experiences for small businesses.

### Which product has better Reporting?

Expensify is favored for Reporting, with reviewers citing its robust reporting features and ease of generating expense reports.

- **Expensify:** Meets Requirements score: 9.3; reviewers highlight deep reporting, year-over-year expense comparisons, and easy report generation as key benefits.
- **BILL Spend & Expense...:** Meets Requirements score: 9.0; reviewers mention real-time visibility into transactions and approvals, but some cite limitations in reporting customization and intuitiveness.

Alternatives

**BILL Spend & Expense (Formerly Divvy) Alternatives**

 ![Ramp](https://images.g2crowd.com/uploads/product/hd_favicon/6a582a4fcd932a8ba3e2d4d73af44e65/ramp-financial-ramp.svg "Ramp")

[
Ramp
](/products/ramp-financial-ramp/reviews)

 ![Brex](https://images.g2crowd.com/uploads/product/hd_favicon/ea743ad0d0041273376b3852a36669cc/brex.svg "Brex")

[
Brex
](/products/brex/reviews)

 ![Navan (Formerly TripActions)](https://images.g2crowd.com/uploads/product/hd_favicon/a51f79a29d04ad2be64cec35266596eb/navan-formerly-tripactions.svg "Navan (Formerly TripActions)")

[
Navan (Formerly TripActions)
](/products/navan-formerly-tripactions/reviews)

 ![SAP Concur](https://images.g2crowd.com/uploads/product/hd_favicon/fb80859373f26969a7a13ca1201dbf4c/sap-concur.svg "SAP Concur")

[
SAP Concur
](/products/sap-concur/reviews)

**Expensify Alternatives**

 ![Navan (Formerly TripActions)](https://images.g2crowd.com/uploads/product/hd_favicon/a51f79a29d04ad2be64cec35266596eb/navan-formerly-tripactions.svg "Navan (Formerly TripActions)")

[
Navan (Formerly TripActions)
](/products/navan-formerly-tripactions/reviews)

 ![Zoho Expense](https://images.g2crowd.com/uploads/product/hd_favicon/3384119e13c5be2c14b3b8ac9321cca8/zoho-expense.svg "Zoho Expense")

[
Zoho Expense
](/products/zoho-expense/reviews)

 ![Payhawk](https://images.g2crowd.com/uploads/product/hd_favicon/7b069fcb391f44a31949b1c79da7f6fd/payhawk.svg "Payhawk")

[
Payhawk
](/products/payhawk/reviews)

 ![SAP Concur](https://images.g2crowd.com/uploads/product/hd_favicon/fb80859373f26969a7a13ca1201dbf4c/sap-concur.svg "SAP Concur")

[
SAP Concur
](/products/sap-concur/reviews)