Compare Credit Key and Splitit

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At a Glance
Star Rating
Credit Key
Credit Key
Splitit
Splitit
Market Segments
Credit Key
Credit Key
Small-Business (55.9% of reviews)
Information
Splitit
Splitit
Small-Business (72.2% of reviews)
Information
Entry-Level Pricing
Credit Key
Credit Key
No pricing available
Splitit
Splitit
No pricing available

Credit Key vs Splitit

When assessing the two solutions, reviewers found Credit Key easier to use, set up, and administer. Reviewers also preferred doing business with Credit Key overall.

  • Reviewers felt that Credit Key meets the needs of their business better than Splitit.
  • When comparing quality of ongoing product support, reviewers felt that Credit Key is the preferred option.
  • For feature updates and roadmaps, our reviewers preferred the direction of Credit Key over Splitit.
Pricing
Entry-Level Pricing
Credit Key
No pricing available
Splitit
No pricing available
Free Trial
Credit Key
No trial information available
Splitit
No trial information available
Ratings
Meets Requirements
9.5
19
8.1
13
Ease of Use
9.4
20
8.1
13
Ease of Setup
8.9
15
8.8
11
Ease of Admin
9.0
15
8.7
10
Quality of Support
8.7
18
8.2
13
Has the product been a good partner in doing business?
9.7
15
9.5
10
Product Direction (% positive)
10.0
20
7.3
13
Features by Category
Installment Payment and Buy Now Pay Later (BNPL)Hide 8 FeaturesShow 8 Features
9.0
98
7.5
84
Administration
8.3
13
8.5
11
9.2
12
7.6
11
8.8
12
7.1
11
8.6
13
6.9
8
Payment Tools
9.4
13
7.3
11
9.4
11
7.4
11
9.1
13
7.3
11
9.2
11
7.7
10
Not enough data
Not enough data
Reporting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integrations
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Transactions
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Workflows
Not enough data
Not enough data
Not enough data
Not enough data
Categories
Categories
Shared Categories
Credit Key
Credit Key
Splitit
Splitit
Credit Key and Splitit are categorized as Installment Payment and Buy Now Pay Later (BNPL)
Unique Categories
Credit Key
Credit Key is categorized as Accounts Receivable
Splitit
Splitit has no unique categories
Reviews
Reviewers' Company Size
Credit Key
Credit Key
Small-Business(50 or fewer emp.)
55.9%
Mid-Market(51-1000 emp.)
44.1%
Enterprise(> 1000 emp.)
0%
Splitit
Splitit
Small-Business(50 or fewer emp.)
72.2%
Mid-Market(51-1000 emp.)
27.8%
Enterprise(> 1000 emp.)
0%
Reviewers' Industry
Credit Key
Credit Key
Restaurants
17.6%
Business Supplies and Equipment
14.7%
Manufacturing
5.9%
Wholesale
5.9%
Retail
5.9%
Other
50.0%
Splitit
Splitit
Consumer Goods
22.2%
Luxury Goods & Jewelry
16.7%
Consulting
5.6%
Management Consulting
5.6%
Internet
5.6%
Other
44.4%
Most Helpful Reviews
Credit Key
Credit Key
Most Helpful Favorable Review
Verified User
G
Verified User in Food & Beverages

It's a great, self-service option for customers to get approved for financing in minutes and be out the door with product the same day!

Most Helpful Critical Review
WM
Wesley M.
Verified User in Restaurants

There is no true "Net 30". To initiate funds we have to select "Shipped", even though the order is not yet placed until funds hit our account. It would be much better to have an "Initiate wire" option and then a "Shipped" option once the item actually...

Splitit
Splitit
Most Helpful Favorable Review
Verified User
G
Verified User in Health, Wellness and Fitness

We can use it with any Country of origin of the clients. Our sales are protected by the Pre-Auth system.

Most Helpful Critical Review
Amanda R.
AR
Amanda R.
Verified User in Luxury Goods & Jewelry

0 star They insist to charge me before due dates. Which I hate it. Why exist due date? Horrible customer service, horrible system of payment. I'll think better next time

Alternatives
Credit Key
Credit Key Alternatives
PayPal
PayPal
Add PayPal
Invoiced
Invoiced
Add Invoiced
BILL AP/AR
BILL AP/AR
Add BILL AP/AR
Billtrust
Billtrust
Add Billtrust
Splitit
Splitit Alternatives
GoCardless
GoCardless
Add GoCardless
Sezzle
Sezzle
Add Sezzle
PayPal Credit
PayPal Credit
Add PayPal Credit
Klarna
Klarna
Add Klarna
Discussions
Credit Key
Credit Key Discussions
What is Credit Key used for?
1 comment
Official Response from Credit Key
Hundreds of leading merchants leverage Credit Key to offer their business customers greater access to capital with fast, flexible payment options including...Read more
Monty the Mongoose crying
Credit Key has no more discussions with answers
Splitit
Splitit Discussions
Monty the Mongoose crying
Splitit has no discussions with answers