# Credit Key, EasyPay vs Laybuy Comparison | | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Star Rating** | 4.7 out of 5 | 4.4 out of 5 | 4.3 out of 5 | | **Total Reviews** | 34 | 32 | 10 | | **Largest Market Segment** | Small-Business (55.9% of reviews) | Small-Business (67.7% of reviews) | Small-Business (60.0% of reviews) | | **Entry Level Price** | No pricing available | No pricing available | No pricing available | --- ## Top Pros & Cons ### Credit Key **Not enough data** ### EasyPay Cons: - Credit Score (1 reviews) - Payment Issues (1 reviews) ### Laybuy **Not enough data** --- ## Ratings Comparison | Rating | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Meets Requirements** | 9.5 (19 reviews) | 8.7 (29 reviews) | 8.5 (8 reviews) | | **Ease of Use** | 9.4 (20 reviews) | 8.9 (29 reviews) | 9.0 (8 reviews) | | **Ease of Setup** | 8.9 (15 reviews) | 8.7 (5 reviews) | Not enough data | | **Ease of Admin** | 9.0 (15 reviews) | Not enough data | Not enough data | | **Quality of Support** | 8.7 (18 reviews) | 8.7 (29 reviews) | 7.7 (8 reviews) | | **Has the product been a good partner in doing business?** | 9.7 (15 reviews) | Not enough data | Not enough data | | **Product Direction (% positive)** | 10.0 (20 reviews) | 8.8 (29 reviews) | 7.1 (8 reviews) | --- ## Pricing ### Credit Key #### Entry-Level Pricing No pricing available #### Free Trial No information available ### EasyPay #### Entry-Level Pricing No pricing available #### Free Trial No information available ### Laybuy #### Entry-Level Pricing No pricing available #### Free Trial No information available --- ## Features Comparison By Category ### Installment Payment and Buy Now Pay Later (BNPL) | Product | Score | Reviews | |---|---|---| | **Credit Key** | 9.0/10 | 15 | | **EasyPay** | 8.6/10 | 21 | | **Laybuy** | 8.6/10 | 5 | #### Administration - Installment Payment and Buy Now Pay Later (BNPL) | Feature | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Email Notifications** | 8.3 (13 reviews) | 9.1 (15 reviews) | 8.7 (5 reviews) | | **Invoicing** | 9.2 (12 reviews) | 8.5 (18 reviews) | Not enough data | | **Customer Portal** | 8.8 (12 reviews) | 8.7 (17 reviews) | Not enough data | | **Loyalty Management** | 8.6 (13 reviews) | 8.6 (17 reviews) | Not enough data | #### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL) | Feature | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Payment Gateway** | 9.4 (13 reviews) | 8.8 (20 reviews) | 8.3 (5 reviews) | | **Payment Tracking** | 9.4 (11 reviews) | 8.6 (19 reviews) | Not enough data | | **E-commerce Integration** | 9.1 (13 reviews) | 8.5 (17 reviews) | 8.7 (5 reviews) | | **Payment Scheduling** | 9.2 (11 reviews) | 8.2 (17 reviews) | Not enough data | #### Agentic AI - Installment Payment and Buy Now Pay Later (BNPL) features | Feature | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Adaptive Learning** | Not enough data | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | Not enough data | ### Accounts Receivable | Product | Score | Reviews | |---|---|---| | **Credit Key** | N/A | N/A | | **EasyPay** | N/A | N/A | | **Laybuy** | N/A | N/A | #### Reporting | Feature | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Status** | Not enough data | Not enough data | Not enough data | | **Customer Credit** | Not enough data | Not enough data | Not enough data | | **History** | Not enough data | Not enough data | Not enough data | #### Integrations | Feature | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Accounting** | Not enough data | Not enough data | Not enough data | | **ERP** | Not enough data | Not enough data | Not enough data | | **CPM** | Not enough data | Not enough data | Not enough data | #### Transactions | Feature | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Credits** | Not enough data | Not enough data | Not enough data | | **Invoices** | Not enough data | Not enough data | Not enough data | | **Payments** | Not enough data | Not enough data | Not enough data | #### Workflows | Feature | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Approvals** | Not enough data | Not enough data | Not enough data | | **Reconciliation** | Not enough data | Not enough data | Not enough data | #### Agentic AI - Accounts Receivable Automation | Feature | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | #### AI - Accounts Receivable | Feature | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Generative** | Not enough data | Not enough data | Not enough data | | **Responses** | Not enough data | Not enough data | Not enough data | | **Predictive Analytics** | Not enough data | Not enough data | Not enough data | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **Credit Key** | N/A | N/A | | **EasyPay** | N/A | N/A | | **Laybuy** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | --- ## Categories **Shared Categories (1):** [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl) **Unique to Credit Key (1):** [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable) --- ## Reviewer Demographics ### By Company Size | Segment | Credit Key | EasyPay | Laybuy | |---|---|---|---| | **Small-Business** | 55.9% | 67.7% | 60.0% | | **Mid-Market** | 44.1% | 25.8% | 20.0% | | **Enterprise** | 0% | 6.5% | 20.0% | ### By Industry #### Credit Key - **Restaurants:** 17.6% - **Business Supplies and Equipment:** 14.7% - **Consumer Electronics:** 5.9% - **Events Services:** 5.9% - **Food & Beverages:** 5.9% - **Retail:** 5.9% - **Wholesale:** 5.9% - **Manufacturing:** 5.9% - **Renewables & Environment:** 2.9% - **Printing:** 2.9% - **Other:** 26.5% #### EasyPay - **Accounting:** 12.9% - **Apparel & Fashion:** 9.7% - **Education Management:** 9.7% - **Information Technology and Services:** 9.7% - **Marketing and Advertising:** 6.5% - **Financial Services:** 6.5% - **Online Media:** 3.2% - **Media Production:** 3.2% - **Logistics and Supply Chain:** 3.2% - **Investment Banking:** 3.2% - **Other:** 32.3% #### Laybuy - **Information Technology and Services:** 20.0% - **Consulting:** 10.0% - **Non-Profit Organization Management:** 10.0% - **Graphic Design:** 10.0% - **Entertainment:** 10.0% - **Consumer Services:** 10.0% - **Biotechnology:** 10.0% - **Architecture & Planning:** 10.0% - **Accounting:** 10.0% --- ## Alternatives ### Alternatives to Credit Key - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews) - [Invoiced](https://www.g2.com/products/invoiced/reviews) — 4.5/5 stars (411 reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews) - [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (507 reviews) - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) — 4.3/5 stars (4208 reviews) - [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1207 reviews) - [Agicap](https://www.g2.com/products/agicap/reviews) — 4.4/5 stars (351 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Celonis](https://www.g2.com/products/celonis/reviews) — 4.5/5 stars (322 reviews) - [Zuora](https://www.g2.com/products/zuora-zuora/reviews) — 3.9/5 stars (311 reviews) ### Alternatives to EasyPay - [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) — 4.2/5 stars (10 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Sezzle](https://www.g2.com/products/sezzle/reviews) — 4.6/5 stars (122 reviews) - [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (42 reviews) - [Affirm](https://www.g2.com/products/affirm/reviews) — 4.3/5 stars (48 reviews) - [Sunbit](https://www.g2.com/products/sunbit/reviews) — 4.9/5 stars (139 reviews) - [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews) - [Klarna](https://www.g2.com/products/klarna/reviews) — 3.2/5 stars (58 reviews) - [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews) ### Alternatives to Laybuy - [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) — 4.2/5 stars (10 reviews) - [Sezzle](https://www.g2.com/products/sezzle/reviews) — 4.6/5 stars (122 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews) - [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (42 reviews) - [Klarna](https://www.g2.com/products/klarna/reviews) — 3.2/5 stars (58 reviews) - [Sunbit](https://www.g2.com/products/sunbit/reviews) — 4.9/5 stars (139 reviews) - [Affirm](https://www.g2.com/products/affirm/reviews) — 4.3/5 stars (48 reviews) - [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews) --- ## Top Discussions ### Credit Key - Title: [What is Credit Key used for?](https://www.g2.com/discussions/what-is-credit-key-used-for) — 1 comment *(includes official response)* > **Top comment:** "Hundreds of leading merchants leverage Credit Key to offer their business customers greater access to capital with fast, flexible payment options including..." ### EasyPay No discussions available for this product. ### Laybuy No discussions available for this product. --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/credit-key-vs-easypay-vs-laybuy)