# Corpay Cross-Border, Wise Business vs Veem Comparison

| | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Star Rating** | 4.5 out of 5 | 3.9 out of 5 | 3.5 out of 5 | 
| **Total Reviews** | 931 | 96 | 48 | 
| **Largest Market Segment** | Small-Business (69.8% of reviews) | Small-Business (78.5% of reviews) | Small-Business (82.2% of reviews) | 
| **Entry Level Price** | $0.00 | No pricing available | $14.99 Per Month | 

---
## Top Pros & Cons

### Corpay Cross-Border

Pros:
- Ease of Use (163 reviews)
- Customer Support (127 reviews)

Cons:
- Payment Issues (19 reviews)
- Delays (17 reviews)

### Wise Business

Pros:
- Ease of Use (7 reviews)
- Easy Payments (3 reviews)

Cons:
- High Fees (3 reviews)
- Banking Issues (2 reviews)

### Veem

Pros:
- Customer Support (2 reviews)
- Helpful (2 reviews)

Cons:
- Delays (2 reviews)
- Email Communication (2 reviews)

---
## Ratings Comparison
| Rating | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
  | **Meets Requirements** | 9.2 (808 reviews) | 8.1 (64 reviews) | 7.2 (27 reviews) | 
  | **Ease of Use** | 8.9 (819 reviews) | 8.8 (64 reviews) | 7.3 (28 reviews) | 
  | **Ease of Setup** | 8.8 (533 reviews) | 8.4 (22 reviews) | 7.5 (17 reviews) | 
  | **Ease of Admin** | 8.9 (243 reviews) | 7.8 (12 reviews) | 8.7 (10 reviews) | 
  | **Quality of Support** | 9.3 (787 reviews) | 7.1 (57 reviews) | 6.9 (26 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.3 (245 reviews) | 5.6 (11 reviews) | 7.4 (11 reviews) | 
  | **Product Direction (% positive)** | 8.8 (800 reviews) | 7.8 (59 reviews) | 6.6 (24 reviews) | 

---
## Pricing

### Corpay Cross-Border

#### Entry-Level Pricing

Plan: Custom

Price: $0.00

Description: There are no monthly or yearly service fees associated with doing business with Corpay Cross-Border. Any and all transactional and FX pricing is custom, and will be clear and transparent. We offer competitive spreads on over 145 currencies, and can assist in the reduction of wire fees by using local in-country payments where applicable.

Key Features:
- N/A

[Learn more about Corpay Cross-Border](https://www.g2.com/products/corpay-cross-border/reviews)

#### Free Trial

Yes

### Wise Business

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Veem

#### Entry-Level Pricing

Plan: Flat Monthly Fee

Price: $14.99 Per Month

Description: One flat platform fee for all accounts.
Get access to all platform features for a flat monthly fee of $14.99 USD ($18.99 CAD).

Key Features:
- 2 free transactions per month. Accounts will only be charged after their 2nd completed transaction.
-  ACH/EFT $0 send/receive
- Fast Transfer 0.5% for same or next day ACH

[Learn more about Veem](https://www.g2.com/products/veem/reviews)

#### Free Trial

Yes

---
## Features Comparison By Category

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | 8.1/10 | 395 |
| **Wise Business** | 8.0/10 | 15 |
| **Veem** | N/A | N/A |

#### Payment Methods

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **ACH** | 8.9 (289 reviews) | 9.3 (10 reviews) | Not enough data | 
| **Credit and Debit** | Feature Not Available | 8.9 (9 reviews) | Not enough data | 
| **Wire Transfer** | 9.3 (351 reviews) | 9.3 (12 reviews) | Not enough data | 

#### Payment Processing 

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Batch Processing** | 8.1 (268 reviews) | 7.8 (6 reviews) | Not enough data | 
| **Payments Scheduling** | 8.3 (272 reviews) | 8.1 (8 reviews) | Not enough data | 
| **Automated Workflows** | 7.9 (248 reviews) | 8.3 (5 reviews) | Not enough data | 
| **Self Service** | 8.5 (318 reviews) | 7.5 (8 reviews) | Not enough data | 
| **Reconciliation** | 7.8 (244 reviews) | 8.3 (9 reviews) | Not enough data | 
| **Settlements** | 8.7 (287 reviews) | 9.0 (8 reviews) | Not enough data | 
| **Payment Tracking** | 8.5 (317 reviews) | 9.4 (12 reviews) | Not enough data | 

#### Security and Compliance

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **PCI Compliant** | Feature Not Available | 7.7 (8 reviews) | Not enough data | 
| **P2PE** | Feature Not Available | 6.7 (6 reviews) | Not enough data | 
| **Fraud Management** | 8.5 (228 reviews) | 6.4 (7 reviews) | Not enough data | 
| **SSL Encryption** | 8.6 (209 reviews) | 7.5 (8 reviews) | Not enough data | 
| **SOX** | 8.3 (201 reviews) | 6.7 (6 reviews) | Not enough data | 
| **SOC** | 8.2 (192 reviews) | 6.4 (6 reviews) | Not enough data | 

#### Integration

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Agnostic Integration** | 7.5 (187 reviews) | 8.1 (7 reviews) | Not enough data | 
| **Reporting Consolidation** | 7.8 (213 reviews) | 8.1 (6 reviews) | Not enough data | 
| **Plugins and APIs** | 7.5 (184 reviews) | 8.3 (5 reviews) | Not enough data | 

#### Payment Types

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **AP Automation** | 7.8 (186 reviews) | Not enough data | Not enough data | 
| **E-Commerce** | 7.5 (182 reviews) | 8.7 (5 reviews) | Not enough data | 
| **Retail** | 7.4 (176 reviews) | Not enough data | Not enough data | 

#### Agentic AI - Enterprise Payment

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Adaptive Learning** | 6.1 (29 reviews) | Not enough data | Not enough data | 

### Foreign Exchange

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | 8.2/10 | 627 |
| **Wise Business** | N/A | N/A |
| **Veem** | N/A | N/A |

#### Currencies

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Portfolio - Foreign Exchange** | 9.0 (513 reviews) | Not enough data | Not enough data | 
| **Exchange Rate - Foreign Exchange** | 8.9 (607 reviews) | Not enough data | Not enough data | 
| **Win/Loss - Foreign Exchange** | Feature Not Available | Not enough data | Not enough data | 

#### Transactions

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Types - Foreign Exchange** | 9.1 (548 reviews) | Not enough data | Not enough data | 
| **Confirmation - Foreign Exchange** | 9.1 (559 reviews) | Not enough data | Not enough data | 
| **Compliance - Foreign Exchange** | 9.0 (502 reviews) | Not enough data | Not enough data | 

#### Agentic AI -  Foreign Exchange

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Proactive Assistance** | 6.1 (43 reviews) | Not enough data | Not enough data | 
| **Decision Making** | 6.3 (43 reviews) | Not enough data | Not enough data | 

### Cross-border payments software

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | N/A | N/A |
| **Wise Business** | 8.3/10 | 50 |
| **Veem** | 7.4/10 | 9 |

#### Transactions

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Types** | Not enough data | 7.9 (40 reviews) | Not enough data | 
| **Global** | Not enough data | 8.9 (45 reviews) | 7.8 (6 reviews) | 
| **Channels** | Not enough data | 8.2 (41 reviews) | 7.8 (6 reviews) | 
| **Fees** | Not enough data | 7.8 (46 reviews) | 5.3 (6 reviews) | 

#### Compliance

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Security** | Not enough data | 8.6 (47 reviews) | 8.1 (9 reviews) | 
| **Fraud Protection** | Not enough data | 8.2 (43 reviews) | 7.5 (8 reviews) | 
| **ID Verification** | Not enough data | 8.6 (45 reviews) | 7.3 (5 reviews) | 

#### Integration

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Accounting** | Not enough data | 8.6 (38 reviews) | 7.4 (7 reviews) | 
| **Foreign Exchange** | Not enough data | 8.6 (43 reviews) | 7.7 (5 reviews) | 
| **AML &amp; KYC** | Not enough data | 7.9 (33 reviews) | Not enough data | 

#### Agentic AI -  Remittance &amp; Money Transfer

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | 7.6/10 | 47 |
| **Wise Business** | N/A | N/A |
| **Veem** | 7.7/10 | 5 |

#### Invoice Generation

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Templates** | 7.5 (40 reviews) | Not enough data | Not enough data | 
| **Digital Invoices** | 7.9 (41 reviews) | Not enough data | Not enough data | 
| **Recurring Invoices** | 7.3 (39 reviews) | Not enough data | Not enough data | 

#### Invoice Processing

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Approvals** | 7.8 (39 reviews) | Not enough data | 8.0 (5 reviews) | 
| **Batch Processing** | 8.1 (41 reviews) | Not enough data | Not enough data | 
| **Consolidation** | 7.6 (38 reviews) | Not enough data | Not enough data | 
| **Match Invoices** | 7.3 (36 reviews) | Not enough data | Not enough data | 

#### Analytics

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Due Dates** | 7.5 (42 reviews) | Not enough data | 7.7 (5 reviews) | 
| **Cashflow** | 7.6 (39 reviews) | Not enough data | Not enough data | 
| **KPIs** | 7.3 (37 reviews) | Not enough data | Not enough data | 
| **Payment Tracking** | 7.7 (40 reviews) | Not enough data | Not enough data | 

#### Integration

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Accounting** | 7.9 (42 reviews) | Not enough data | Not enough data | 
| **Payments** | 8.1 (45 reviews) | Not enough data | 7.3 (5 reviews) | 
| **ERP** | 7.5 (40 reviews) | Not enough data | Not enough data | 
| **Account Sync** | 7.3 (38 reviews) | Not enough data | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | N/A | N/A |
| **Wise Business** | N/A | N/A |
| **Veem** | 7.3/10 | 12 |

#### Payment Processing

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Encryption** | Not enough data | Not enough data | 8.1 (6 reviews) | 
| **Credit Card Processing** | Not enough data | Not enough data | 6.9 (6 reviews) | 
| **Mobile Payments** | Not enough data | Not enough data | 5.6 (6 reviews) | 
| **Digital Wallet Integration** | Not enough data | Not enough data | Not enough data | 

#### Administration

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Reporting &amp; Analytics** | Not enough data | Not enough data | 7.8 (6 reviews) | 
| **E-commerce Integration** | Not enough data | Not enough data | Not enough data | 
| **Processing Fees** | Not enough data | Not enough data | 7.4 (7 reviews) | 
| **POS Integration** | Not enough data | Not enough data | Not enough data | 
| **Omnichannel** | Not enough data | Not enough data | 6.3 (5 reviews) | 
| **Levels 1 &amp; 2** | Not enough data | Not enough data | Not enough data | 
| **Level 3** | Not enough data | Not enough data | Not enough data | 

#### Payment Options

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Multi-Currency** | Not enough data | Not enough data | 7.6 (7 reviews) | 
| **Online payment portal** | Not enough data | Not enough data | 8.3 (8 reviews) | 

#### Security

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **POS Verification** | Not enough data | Not enough data | Not enough data | 

#### Platform

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Accounting integration** | Not enough data | Not enough data | 7.6 (9 reviews) | 
| **E-commerce Integration** | Not enough data | Not enough data | Not enough data | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | N/A | N/A |
| **Wise Business** | N/A | N/A |
| **Veem** | N/A | N/A |

#### Bill Generation

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Templates** | Not enough data | Not enough data | Not enough data | 
| **Digital Billing** | Not enough data | Not enough data | Not enough data | 
| **Recurring Billing** | Not enough data | Not enough data | Not enough data | 

#### Bill Processing

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Consolidation** | Not enough data | Not enough data | Not enough data | 
| **Batch Invoicing** | Not enough data | Not enough data | Not enough data | 
| **Management** | Not enough data | Not enough data | Not enough data | 

#### Integration

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Accounting** | Not enough data | Not enough data | Not enough data | 
| **Payments** | Not enough data | Not enough data | Not enough data | 
| **ERP** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Billing

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

### Contractor Payments

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | N/A | N/A |
| **Wise Business** | N/A | N/A |
| **Veem** | 7.2/10 | 7 |

#### Platform Basics

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Performance** | Not enough data | Not enough data | 7.6 (7 reviews) | 
| **Portal** | Not enough data | Not enough data | 7.5 (6 reviews) | 

#### Platform Administration

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Integrations** | Not enough data | Not enough data | 7.2 (6 reviews) | 
| **Compliance** | Not enough data | Not enough data | 7.2 (6 reviews) | 
| **Reporting** | Not enough data | Not enough data | 7.3 (5 reviews) | 

#### Platform Payment Content

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Document management** | Not enough data | Not enough data | 6.7 (5 reviews) | 
| **Invoicing Tool** | Not enough data | Not enough data | 7.6 (7 reviews) | 
| **Wage access** | Not enough data | Not enough data | 6.7 (5 reviews) | 

### Accounting &amp; Finance

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | N/A | N/A |
| **Wise Business** | N/A | N/A |
| **Veem** | N/A | N/A |

#### Agentic AI - Accounting &amp; Finance

| Feature | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

---
## Categories

**Unique to Corpay Cross-Border (3):** [Foreign Exchange Software](https://www.g2.com/categories/foreign-exchange), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Invoice Management Software](https://www.g2.com/categories/invoice-management)

**Unique to Wise Business (2):** [Cross-border payments software](https://www.g2.com/categories/cross-border-payments-software), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment)

**Unique to Veem (5):** [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Cross-border payments software](https://www.g2.com/categories/cross-border-payments-software), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Billing Software](https://www.g2.com/categories/billing), [ Contractor Payment Software](https://www.g2.com/categories/contractor-payments)


---
## Reviewer Demographics

### By Company Size

| Segment | Corpay Cross-Border | Wise Business | Veem | 
|---|---|---|---|
| **Small-Business** | 69.8% | 78.5% | 82.2% | 
| **Mid-Market** | 26.4% | 16.1% | 17.8% | 
| **Enterprise** | 3.8% | 5.4% | 0% | 

### By Industry

#### Corpay Cross-Border

- **Accounting:** 6.3%
- **Wholesale:** 6.1%
- **Leisure, Travel &amp; Tourism:** 6.0%
- **Manufacturing:** 5.6%
- **Retail:** 4.4%
- **Computer Software:** 3.4%
- **Financial Services:** 2.8%
- **Import and Export:** 2.7%
- **Information Technology and Services:** 2.7%
- **Consumer Goods:** 2.5%
- **Other:** 57.4%

#### Wise Business

- **Information Technology and Services:** 11.8%
- **Computer Software:** 10.8%
- **Management Consulting:** 7.5%
- **Marketing and Advertising:** 7.5%
- **Accounting:** 7.5%
- **Banking:** 4.3%
- **Financial Services:** 3.2%
- **E-Learning:** 3.2%
- **Internet:** 3.2%
- **Consumer Services:** 3.2%
- **Other:** 37.6%

#### Veem

- **Marketing and Advertising:** 13.3%
- **Information Technology and Services:** 11.1%
- **Accounting:** 8.9%
- **Staffing and Recruiting:** 6.7%
- **Retail:** 6.7%
- **Computer Software:** 6.7%
- **Publishing:** 4.4%
- **Outsourcing/Offshoring:** 4.4%
- **Media Production:** 4.4%
- **Apparel &amp; Fashion:** 2.2%
- **Other:** 31.1%

---
## Alternatives

### Alternatives to Corpay Cross-Border

- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1807 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1938 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (412 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (368 reviews)
- [Yooz](https://www.g2.com/products/yooz/reviews) — 4.4/5 stars (350 reviews)
- [SAP Ariba](https://www.g2.com/products/sap-ariba/reviews) — 4.1/5 stars (791 reviews)
- [Happay](https://www.g2.com/products/happay/reviews) — 4.5/5 stars (433 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7098 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5547 reviews)

### Alternatives to Wise Business

- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1807 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (412 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (368 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1938 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews)
- [Yooz](https://www.g2.com/products/yooz/reviews) — 4.4/5 stars (350 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5547 reviews)
- [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (507 reviews)
- [Happay](https://www.g2.com/products/happay/reviews) — 4.5/5 stars (433 reviews)

### Alternatives to Veem

- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1807 reviews)
- [Gusto](https://www.g2.com/products/gusto/reviews) — 4.6/5 stars (11114 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (368 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2745 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (412 reviews)
- [Remote](https://www.g2.com/products/remote/reviews) — 4.5/5 stars (4092 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (452 reviews)
- [Rippling](https://www.g2.com/products/rippling/reviews) — 4.8/5 stars (12937 reviews)
- [Deel Payroll](https://www.g2.com/products/deel-payroll/reviews) — 4.7/5 stars (6607 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)

---
## Top Discussions

### Corpay Cross-Border

- Title: [What is Corpay Cross-Border used for?](https://www.g2.com/discussions/what-is-corpay-cross-border-used-for) — 1 comment
  > **Top comment:** "Corpay Cross-Border can be used to convert a currency to another currency or to make an international payment."

### Wise Business

- Title: [What are the benefits of TransferWise?](https://www.g2.com/discussions/what-are-the-benefits-of-transferwise) — 2 comments
  > **Top comment:** "Easy Invoice creation, distribution and payment tracking. "
- Title: [Is TransferWise better than zoom?](https://www.g2.com/discussions/is-transferwise-better-than-zoom) — 1 comment, 1 upvote
  > **Top comment:** "Nice work system 👍👌"
- Title: [What services does TransferWise offer?](https://www.g2.com/discussions/what-services-does-transferwise-offer) — 1 comment
  > **Top comment:** "It offers a cheapest service currently available to transfer and transfer money in different currencies"

### Veem

- Title: [Is veeam a Russian company?](https://www.g2.com/discussions/is-veeam-a-russian-company) — 1 comment
  > **Top comment:** "No, they are a Canadian company."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/corpay-cross-border-vs-wise-business-vs-veem)

