# Corpay Cross-Border, Spenmo vs Wise Business Comparison

| | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.5 out of 5 | 3.9 out of 5 | 
| **Total Reviews** | 931 | 60 | 96 | 
| **Largest Market Segment** | Small-Business (69.8% of reviews) | Small-Business (51.7% of reviews) | Small-Business (78.5% of reviews) | 
| **Entry Level Price** | $0.00 | Free Per Month | No pricing available | 

---
## Top Pros & Cons

### Corpay Cross-Border

Pros:
- Ease of Use (163 reviews)
- Customer Support (127 reviews)

Cons:
- Payment Issues (19 reviews)
- Delays (17 reviews)

### Spenmo

**Not enough data**

### Wise Business

Pros:
- Ease of Use (7 reviews)
- Easy Payments (3 reviews)

Cons:
- High Fees (3 reviews)
- Banking Issues (2 reviews)

---
## Ratings Comparison
| Rating | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
  | **Meets Requirements** | 9.2 (808 reviews) | 8.7 (44 reviews) | 8.1 (64 reviews) | 
  | **Ease of Use** | 8.9 (819 reviews) | 8.9 (43 reviews) | 8.8 (64 reviews) | 
  | **Ease of Setup** | 8.8 (533 reviews) | 8.6 (19 reviews) | 8.4 (22 reviews) | 
  | **Ease of Admin** | 8.9 (243 reviews) | 8.8 (20 reviews) | 7.8 (12 reviews) | 
  | **Quality of Support** | 9.3 (787 reviews) | 8.9 (41 reviews) | 7.1 (57 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.3 (245 reviews) | 9.0 (20 reviews) | 5.6 (11 reviews) | 
  | **Product Direction (% positive)** | 8.8 (800 reviews) | 9.3 (35 reviews) | 7.8 (59 reviews) | 

---
## Pricing

### Corpay Cross-Border

#### Entry-Level Pricing

Plan: Custom

Price: $0.00

Description: There are no monthly or yearly service fees associated with doing business with Corpay Cross-Border. Any and all transactional and FX pricing is custom, and will be clear and transparent. We offer competitive spreads on over 145 currencies, and can assist in the reduction of wire fees by using local in-country payments where applicable.

Key Features:
- N/A

[Learn more about Corpay Cross-Border](https://www.g2.com/products/corpay-cross-border/reviews)

#### Free Trial

Yes

### Spenmo

#### Entry-Level Pricing

Plan: Basic

Price: Free Per Month

Description: Ideal for small businesses to get started

Key Features:
- Unlimited Users
- Up to 2 Admins
- Up to 3 Teams

[Browse all 3 editions](https://www.g2.com/products/spenmo/pricing)

#### Free Trial

No

### Wise Business

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | N/A | N/A |
| **Spenmo** | 7.5/10 | 19 |
| **Wise Business** | N/A | N/A |

#### Expense Reports

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Ease of Creating Expense Reports** | Not enough data | 8.3 (11 reviews) | Not enough data | 
| **Bank / Credit Card Integration** | Not enough data | 7.6 (12 reviews) | Not enough data | 
| **Smart Categorization** | Not enough data | 7.4 (11 reviews) | Not enough data | 
| **Digital Receipt Management** | Not enough data | 7.4 (11 reviews) | Not enough data | 
| **Employee Reimbursement** | Not enough data | 8.3 (13 reviews) | Not enough data | 
| **Currency Conversions** | Not enough data | 7.9 (11 reviews) | Not enough data | 
| **Credit Card Integration** | Not enough data | 8.2 (10 reviews) | Not enough data | 

#### Agentic AI - Expense Management

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 

#### Travel Management

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Ease of Booking** | Not enough data | 7.2 (9 reviews) | Not enough data | 
| **Itinerary Management** | Not enough data | 7.2 (6 reviews) | Not enough data | 
| **Trip Notifications** | Not enough data | 6.7 (6 reviews) | Not enough data | 
| **Advanced Integrations** | Not enough data | 6.9 (8 reviews) | Not enough data | 

#### Client Invoicing

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Invoice Creation and Delivery** | Not enough data | 7.5 (6 reviews) | Not enough data | 
| **Electronic Payments** | Not enough data | 8.9 (15 reviews) | Not enough data | 
| **Project Accounting / Revenue Recognition** | Not enough data | 7.4 (7 reviews) | Not enough data | 

#### Generative AI - Expense Management

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | Not enough data | 

#### Mobile

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Receipt Capture** | Not enough data | 8.0 (10 reviews) | Not enough data | 
| **Mileage Tracking** | Not enough data | 7.4 (7 reviews) | Not enough data | 
| **Travel Itinerary and Flight Status Updates** | Not enough data | 6.7 (6 reviews) | Not enough data | 

#### Platform

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Embedded AI / Machine Learning** | Not enough data | 6.9 (7 reviews) | Not enough data | 
| **Complex Approval Workflow** | Not enough data | 7.9 (8 reviews) | Not enough data | 

#### Administration

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **PCI Regulation Compliant** | Not enough data | 6.9 (7 reviews) | Not enough data | 

#### Administration

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Business Tool Integration** | Not enough data | 6.3 (8 reviews) | Not enough data | 
| **Workflow** | Not enough data | 6.8 (12 reviews) | Not enough data | 
| **Automated Reminders** | Not enough data | 7.7 (8 reviews) | Not enough data | 
| **Policy Compliance Management** | Not enough data | 7.9 (8 reviews) | Not enough data | 
| **User, Role, and Access Management** | Not enough data | 8.2 (13 reviews) | Not enough data | 

#### Platform

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Reporting** | Not enough data | 8.2 (12 reviews) | Not enough data | 
| **APIs / Integration** | Not enough data | 7.5 (8 reviews) | Not enough data | 
| **Internationalization** | Not enough data | 7.5 (8 reviews) | Not enough data | 
| **Performance and Reliability** | Not enough data | 8.3 (12 reviews) | Not enough data | 
| **Mobile User Support** | Not enough data | 7.5 (12 reviews) | Not enough data | 
| **Offline** | Not enough data | 7.1 (7 reviews) | Not enough data | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | 8.1/10 | 395 |
| **Spenmo** | N/A | N/A |
| **Wise Business** | 8.0/10 | 15 |

#### Payment Methods

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **ACH** | 8.9 (289 reviews) | Not enough data | 9.3 (10 reviews) | 
| **Credit and Debit** | Feature Not Available | Not enough data | 8.9 (9 reviews) | 
| **Wire Transfer** | 9.3 (351 reviews) | Not enough data | 9.3 (12 reviews) | 

#### Payment Processing 

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Batch Processing** | 8.1 (268 reviews) | Not enough data | 7.8 (6 reviews) | 
| **Payments Scheduling** | 8.3 (272 reviews) | Not enough data | 8.1 (8 reviews) | 
| **Automated Workflows** | 7.9 (248 reviews) | Not enough data | 8.3 (5 reviews) | 
| **Self Service** | 8.5 (318 reviews) | Not enough data | 7.5 (8 reviews) | 
| **Reconciliation** | 7.8 (244 reviews) | Not enough data | 8.3 (9 reviews) | 
| **Settlements** | 8.7 (287 reviews) | Not enough data | 9.0 (8 reviews) | 
| **Payment Tracking** | 8.5 (317 reviews) | Not enough data | 9.4 (12 reviews) | 

#### Security and Compliance

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **PCI Compliant** | Feature Not Available | Not enough data | 7.7 (8 reviews) | 
| **P2PE** | Feature Not Available | Not enough data | 6.7 (6 reviews) | 
| **Fraud Management** | 8.5 (228 reviews) | Not enough data | 6.4 (7 reviews) | 
| **SSL Encryption** | 8.6 (209 reviews) | Not enough data | 7.5 (8 reviews) | 
| **SOX** | 8.3 (201 reviews) | Not enough data | 6.7 (6 reviews) | 
| **SOC** | 8.2 (192 reviews) | Not enough data | 6.4 (6 reviews) | 

#### Integration

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Agnostic Integration** | 7.5 (187 reviews) | Not enough data | 8.1 (7 reviews) | 
| **Reporting Consolidation** | 7.8 (213 reviews) | Not enough data | 8.1 (6 reviews) | 
| **Plugins and APIs** | 7.5 (184 reviews) | Not enough data | 8.3 (5 reviews) | 

#### Payment Types

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **AP Automation** | 7.8 (186 reviews) | Not enough data | Not enough data | 
| **E-Commerce** | 7.5 (182 reviews) | Not enough data | 8.7 (5 reviews) | 
| **Retail** | 7.4 (176 reviews) | Not enough data | Not enough data | 

#### Agentic AI - Enterprise Payment

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Adaptive Learning** | 6.1 (29 reviews) | Not enough data | Not enough data | 

### Foreign Exchange

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | 8.2/10 | 627 |
| **Spenmo** | N/A | N/A |
| **Wise Business** | N/A | N/A |

#### Currencies

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Portfolio - Foreign Exchange** | 9.0 (513 reviews) | Not enough data | Not enough data | 
| **Exchange Rate - Foreign Exchange** | 8.9 (607 reviews) | Not enough data | Not enough data | 
| **Win/Loss - Foreign Exchange** | Feature Not Available | Not enough data | Not enough data | 

#### Transactions

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Types - Foreign Exchange** | 9.1 (548 reviews) | Not enough data | Not enough data | 
| **Confirmation - Foreign Exchange** | 9.1 (559 reviews) | Not enough data | Not enough data | 
| **Compliance - Foreign Exchange** | 9.0 (502 reviews) | Not enough data | Not enough data | 

#### Agentic AI -  Foreign Exchange

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Proactive Assistance** | 6.1 (43 reviews) | Not enough data | Not enough data | 
| **Decision Making** | 6.3 (43 reviews) | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | N/A | N/A |
| **Spenmo** | 8.6/10 | 22 |
| **Wise Business** | N/A | N/A |

#### Setup

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Data** | Not enough data | 8.9 (12 reviews) | Not enough data | 
| **Approvals** | Not enough data | 8.5 (16 reviews) | Not enough data | 
| **Alignment** | Not enough data | 8.5 (11 reviews) | Not enough data | 

#### Performance

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **KPIs** | Not enough data | 8.5 (8 reviews) | Not enough data | 
| **Benchmarks** | Not enough data | 8.1 (8 reviews) | Not enough data | 
| **Forecasting** | Not enough data | 7.9 (8 reviews) | Not enough data | 
| **Savings** | Not enough data | 9.2 (8 reviews) | Not enough data | 

#### Payment Cards

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **One-time Virtual** | Not enough data | 9.1 (15 reviews) | Not enough data | 
| **Recurring Virtual** | Not enough data | 8.6 (13 reviews) | Not enough data | 
| **Physical** | Not enough data | 8.5 (11 reviews) | Not enough data | 

#### Reporting

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Real time** | Not enough data | 9.0 (14 reviews) | Not enough data | 
| **Multiple Views** | Not enough data | 8.7 (10 reviews) | Not enough data | 
| **Export** | Not enough data | 8.6 (12 reviews) | Not enough data | 
| **Budgets** | Not enough data | 8.3 (10 reviews) | Not enough data | 

#### Payments

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Vendor** | Not enough data | 8.3 (11 reviews) | Not enough data | 
| **Recurring** | Not enough data | 8.2 (10 reviews) | Not enough data | 
| **Employee Reimbursements** | Not enough data | 9.3 (14 reviews) | Not enough data | 
| **ACH** | Not enough data | 8.5 (8 reviews) | Not enough data | 

#### Fraud & Risk Management

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Notifications** | Not enough data | 8.3 (10 reviews) | Not enough data | 
| **Unique Cards** | Not enough data | 9.3 (14 reviews) | Not enough data | 
| **Controls** | Not enough data | 9.1 (11 reviews) | Not enough data | 

#### Agentic AI - Spend Management

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 

### Cross-border payments software

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | N/A | N/A |
| **Spenmo** | 8.0/10 | 8 |
| **Wise Business** | 8.3/10 | 50 |

#### Transactions

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Types** | Not enough data | 8.1 (6 reviews) | 7.9 (40 reviews) | 
| **Global** | Not enough data | 7.8 (6 reviews) | 8.9 (45 reviews) | 
| **Channels** | Not enough data | 7.7 (5 reviews) | 8.2 (41 reviews) | 
| **Fees** | Not enough data | 7.2 (6 reviews) | 7.8 (46 reviews) | 

#### Compliance

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Security** | Not enough data | 8.3 (7 reviews) | 8.6 (47 reviews) | 
| **Fraud Protection** | Not enough data | 8.6 (6 reviews) | 8.2 (43 reviews) | 
| **ID Verification** | Not enough data | 8.8 (7 reviews) | 8.6 (45 reviews) | 

#### Integration

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Accounting** | Not enough data | 7.2 (6 reviews) | 8.6 (38 reviews) | 
| **Foreign Exchange** | Not enough data | 8.6 (6 reviews) | 8.6 (43 reviews) | 
| **AML & KYC** | Not enough data | 8.1 (6 reviews) | 7.9 (33 reviews) | 

#### Agentic AI -  Remittance & Money Transfer

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | N/A | N/A |
| **Spenmo** | N/A | N/A |
| **Wise Business** | N/A | N/A |

#### Invoice Management

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Capture** | Not enough data | Not enough data | Not enough data | 
| **Supplier Portal** | Not enough data | Not enough data | Not enough data | 
| **Repository** | Not enough data | Not enough data | Not enough data | 

#### Invoice Processing

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Matching** | Not enough data | Not enough data | Not enough data | 
| **Payments** | Not enough data | Not enough data | Not enough data | 
| **Workflows** | Not enough data | Not enough data | Not enough data | 
| **Tax Compliance** | Not enough data | Not enough data | Not enough data | 

#### Analytics

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Due Dates** | Not enough data | Not enough data | Not enough data | 
| **Benchmarking** | Not enough data | Not enough data | Not enough data | 
| **KPIs** | Not enough data | Not enough data | Not enough data | 

#### Integration

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Accounting** | Not enough data | Not enough data | Not enough data | 
| **Payment Integration** | Not enough data | Not enough data | Not enough data | 
| **ERP** | Not enough data | Not enough data | Not enough data | 

#### Risk

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Analysis** | Not enough data | Not enough data | Not enough data | 
| **Identification** | Not enough data | Not enough data | Not enough data | 
| **Scoring** | Not enough data | Not enough data | Not enough data | 

#### Recovery

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Recoup** | Not enough data | Not enough data | Not enough data | 
| **Reporting** | Not enough data | Not enough data | Not enough data | 

#### Audit

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Filters** | Not enough data | Not enough data | Not enough data | 
| **Post Audits** | Not enough data | Not enough data | Not enough data | 
| **Overpayments** | Not enough data | Not enough data | Not enough data | 
| **Duplicates** | Not enough data | Not enough data | Not enough data | 

#### Fraud

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Vendor Checks** | Not enough data | Not enough data | Not enough data | 
| **Data Generation** | Not enough data | Not enough data | Not enough data | 
| **Monitoring** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - AP Automation

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | 7.6/10 | 47 |
| **Spenmo** | N/A | N/A |
| **Wise Business** | N/A | N/A |

#### Invoice Generation

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Templates** | 7.5 (40 reviews) | Not enough data | Not enough data | 
| **Digital Invoices** | 7.9 (41 reviews) | Not enough data | Not enough data | 
| **Recurring Invoices** | 7.3 (39 reviews) | Not enough data | Not enough data | 

#### Invoice Processing

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Approvals** | 7.8 (39 reviews) | Not enough data | Not enough data | 
| **Batch Processing** | 8.1 (41 reviews) | Not enough data | Not enough data | 
| **Consolidation** | 7.6 (38 reviews) | Not enough data | Not enough data | 
| **Match Invoices** | 7.3 (36 reviews) | Not enough data | Not enough data | 

#### Analytics

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Due Dates** | 7.5 (42 reviews) | Not enough data | Not enough data | 
| **Cashflow** | 7.6 (39 reviews) | Not enough data | Not enough data | 
| **KPIs** | 7.3 (37 reviews) | Not enough data | Not enough data | 
| **Payment Tracking** | 7.7 (40 reviews) | Not enough data | Not enough data | 

#### Integration

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Accounting** | 7.9 (42 reviews) | Not enough data | Not enough data | 
| **Payments** | 8.1 (45 reviews) | Not enough data | Not enough data | 
| **ERP** | 7.5 (40 reviews) | Not enough data | Not enough data | 
| **Account Sync** | 7.3 (38 reviews) | Not enough data | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Corpay Cross-Border** | N/A | N/A |
| **Spenmo** | N/A | N/A |
| **Wise Business** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

---
## Categories

**Unique to Corpay Cross-Border (3):** [Foreign Exchange Software](https://www.g2.com/categories/foreign-exchange), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Invoice Management Software](https://www.g2.com/categories/invoice-management)

**Unique to Spenmo (5):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Expense Management Software](https://www.g2.com/categories/expense-management), [Cross-border payments software](https://www.g2.com/categories/cross-border-payments-software)

**Unique to Wise Business (2):** [Cross-border payments software](https://www.g2.com/categories/cross-border-payments-software), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment)


---
## Reviewer Demographics

### By Company Size

| Segment | Corpay Cross-Border | Spenmo | Wise Business | 
|---|---|---|---|
| **Small-Business** | 69.8% | 51.7% | 78.5% | 
| **Mid-Market** | 26.4% | 48.3% | 16.1% | 
| **Enterprise** | 3.8% | 0% | 5.4% | 

### By Industry

#### Corpay Cross-Border

- **Accounting:** 6.3%
- **Wholesale:** 6.1%
- **Leisure, Travel & Tourism:** 6.0%
- **Manufacturing:** 5.6%
- **Retail:** 4.4%
- **Computer Software:** 3.4%
- **Financial Services:** 2.8%
- **Import and Export:** 2.7%
- **Information Technology and Services:** 2.7%
- **Consumer Goods:** 2.5%
- **Other:** 57.4%

#### Spenmo

- **Education Management:** 15.0%
- **Information Technology and Services:** 15.0%
- **Higher Education:** 11.7%
- **Retail:** 8.3%
- **Computer Software:** 6.7%
- **Accounting:** 5.0%
- **Consumer Goods:** 5.0%
- **Automotive:** 3.3%
- **Marketing and Advertising:** 3.3%
- **Health, Wellness and Fitness:** 3.3%
- **Other:** 23.3%

#### Wise Business

- **Information Technology and Services:** 11.8%
- **Computer Software:** 10.8%
- **Management Consulting:** 7.5%
- **Marketing and Advertising:** 7.5%
- **Accounting:** 7.5%
- **Banking:** 4.3%
- **Financial Services:** 3.2%
- **E-Learning:** 3.2%
- **Internet:** 3.2%
- **Consumer Services:** 3.2%
- **Other:** 37.6%

---
## Alternatives

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- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)

### Alternatives to Wise Business

- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (407 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1925 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5319 reviews)
- [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (507 reviews)
- [Happay](https://www.g2.com/products/happay/reviews) — 4.5/5 stars (431 reviews)
- [Yooz](https://www.g2.com/products/yooz/reviews) — 4.4/5 stars (348 reviews)

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## Top Discussions

### Corpay Cross-Border

- Title: [What is Corpay Cross-Border used for?](https://www.g2.com/discussions/what-is-corpay-cross-border-used-for) — 1 comment
  > **Top comment:** "Corpay Cross-Border can be used to convert a currency to another currency or to make an international payment."

### Spenmo

No discussions available for this product.

### Wise Business

- Title: [What are the benefits of TransferWise?](https://www.g2.com/discussions/what-are-the-benefits-of-transferwise) — 2 comments
  > **Top comment:** "Easy Invoice creation, distribution and payment tracking. "
- Title: [Is TransferWise better than zoom?](https://www.g2.com/discussions/is-transferwise-better-than-zoom) — 1 comment, 1 upvote
  > **Top comment:** "Nice work system 👍👌"
- Title: [What services does TransferWise offer?](https://www.g2.com/discussions/what-services-does-transferwise-offer) — 1 comment
  > **Top comment:** "It offers a cheapest service currently available to transfer and transfer money in different currencies"

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/corpay-cross-border-vs-spenmo-vs-wise-business)