# Clover, Stripe Terminal vs Lightspeed Retail Comparison

| | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Star Rating** | 3.9 out of 5 | 4.4 out of 5 | 4.0 out of 5 | 
| **Total Reviews** | 107 | 72 | 294 | 
| **Largest Market Segment** | Small-Business (78.8% of reviews) | Small-Business (70.0% of reviews) | Small-Business (82.9% of reviews) | 
| **Entry Level Price** | No pricing available | No pricing available | Starting at $69.00 | 

---
## Top Pros & Cons

### Clover

Pros:
- Ease of Use (15 reviews)
- Payment Processing (6 reviews)

Cons:
- Missing Features (3 reviews)
- Connectivity Issues (2 reviews)

### Stripe Terminal

Pros:
- Ease of Use (35 reviews)
- Payment Processing (33 reviews)

Cons:
- Expensive (12 reviews)
- Setup Difficulty (10 reviews)

### Lightspeed Retail

Pros:
- Customer Support (2 reviews)
- Efficiency (2 reviews)

Cons:
- High Fees (3 reviews)
- Poor Customer Support (3 reviews)

---
## Ratings Comparison
| Rating | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
  | **Meets Requirements** | 8.0 (82 reviews) | 9.0 (56 reviews) | 8.2 (236 reviews) | 
  | **Ease of Use** | 8.4 (86 reviews) | 9.1 (56 reviews) | 8.4 (236 reviews) | 
  | **Ease of Setup** | 8.3 (49 reviews) | 9.0 (45 reviews) | 8.1 (138 reviews) | 
  | **Ease of Admin** | 7.4 (38 reviews) | 8.9 (19 reviews) | 8.4 (136 reviews) | 
  | **Quality of Support** | 7.3 (74 reviews) | 8.3 (50 reviews) | 7.9 (231 reviews) | 
  | **Has the product been a good partner in doing business?** | 7.1 (38 reviews) | 8.4 (19 reviews) | 7.9 (137 reviews) | 
  | **Product Direction (% positive)** | 7.2 (82 reviews) | 9.1 (52 reviews) | 7.5 (229 reviews) | 

---
## Pricing

### Clover

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Stripe Terminal

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Lightspeed Retail

#### Entry-Level Pricing

Plan: Lean

Price: Starting at $69.00

Description: For your essential business needs.

Key Features:
- Retail POS
- 1 Register
- Integrated Payments

[Browse all 4 editions](https://www.g2.com/products/lightspeed-retail/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Retail POS

| Product | Score | Reviews |
|---|---|---|
| **Clover** | 8.3/10 | 36 |
| **Stripe Terminal** | 8.2/10 | 54 |
| **Lightspeed Retail** | 8.5/10 | 122 |

#### POS

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Credit Card Payments** | 8.9 (32 reviews) | 9.4 (50 reviews) | 8.9 (96 reviews) | 
| **Barcode Scanning** | 8.4 (16 reviews) | 8.1 (37 reviews) | 9.1 (102 reviews) | 
| **Hardware Integration** | 7.8 (20 reviews) | 8.3 (39 reviews) | 8.8 (100 reviews) | 
| **Price Adjustments** | 8.3 (25 reviews) | 7.8 (38 reviews) | 8.7 (108 reviews) | 
| **Receipts** | 8.7 (31 reviews) | 9.2 (46 reviews) | 9.0 (108 reviews) | 

#### Marketing

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Loyalty Programs** | 8.5 (13 reviews) | 7.3 (34 reviews) | 8.0 (61 reviews) | 
| **Email Marketing** | 7.5 (12 reviews) | 7.1 (34 reviews) | 7.4 (49 reviews) | 

#### Administration

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Inventory Management** | 8.3 (17 reviews) | 7.6 (31 reviews) | 9.1 (103 reviews) | 
| **Employee Management** | 8.2 (19 reviews) | 8.0 (31 reviews) | 8.6 (79 reviews) | 
| **Reporting** | 8.8 (27 reviews) | 8.4 (39 reviews) | 8.7 (106 reviews) | 
| **E-commerce Integration** | 8.1 (14 reviews) | 8.5 (41 reviews) | 7.7 (69 reviews) | 

### Restaurant POS

| Product | Score | Reviews |
|---|---|---|
| **Clover** | 8.3/10 | 8 |
| **Stripe Terminal** | N/A | N/A |
| **Lightspeed Retail** | N/A | N/A |

#### Administration

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Menu Building** | 8.9 (6 reviews) | Not enough data | Not enough data | 
| **Inventory Management** | 7.8 (6 reviews) | Not enough data | Not enough data | 
| **Employee Scheduling** | 7.8 (6 reviews) | Not enough data | Not enough data | 
| **Accounting** | 8.7 (5 reviews) | Not enough data | Not enough data | 
| **Reporting & Analytics** | Not enough data | Not enough data | Not enough data | 
| **Loyalty Management** | 8.0 (5 reviews) | Not enough data | Not enough data | 

#### Meal Service

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Payment Gateway** | 9.3 (7 reviews) | Not enough data | Not enough data | 
| **Table Management** | Not enough data | Not enough data | Not enough data | 
| **Check Adjustment** | 8.3 (6 reviews) | Not enough data | Not enough data | 
| **Kitchen Tickets** | Not enough data | Not enough data | Not enough data | 
| **Takeout & Delivery** | 7.5 (6 reviews) | Not enough data | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Clover** | 8.3/10 | 13 |
| **Stripe Terminal** | N/A | N/A |
| **Lightspeed Retail** | N/A | N/A |

#### Payment Processing

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Encryption** | 9.4 (9 reviews) | Not enough data | Not enough data | 
| **Credit Card Processing** | 8.9 (11 reviews) | Not enough data | Not enough data | 
| **Mobile Payments** | 9.0 (5 reviews) | Not enough data | Not enough data | 
| **Digital Wallet Integration** | 8.7 (5 reviews) | Not enough data | Not enough data | 

#### Administration

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Reporting & Analytics** | 8.5 (8 reviews) | Not enough data | Not enough data | 
| **E-commerce Integration** | 7.0 (5 reviews) | Not enough data | Not enough data | 
| **Processing Fees** | 7.6 (7 reviews) | Not enough data | Not enough data | 
| **POS Integration** | 9.8 (7 reviews) | Not enough data | Not enough data | 
| **Omnichannel** | 7.0 (5 reviews) | Not enough data | Not enough data | 
| **Levels 1 & 2** | 8.1 (6 reviews) | Not enough data | Not enough data | 
| **Level 3** | 7.9 (7 reviews) | Not enough data | Not enough data | 

#### Payment Options

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Multi-Currency** | 6.0 (5 reviews) | Not enough data | Not enough data | 
| **Online payment portal** | 8.1 (9 reviews) | Not enough data | Not enough data | 

#### Security

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **POS Verification** | 9.7 (6 reviews) | Not enough data | Not enough data | 

#### Platform

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Accounting integration** | 8.6 (6 reviews) | Not enough data | Not enough data | 
| **E-commerce Integration** | 7.7 (5 reviews) | Not enough data | Not enough data | 

### Retail Management Software

| Product | Score | Reviews |
|---|---|---|
| **Clover** | N/A | N/A |
| **Stripe Terminal** | N/A | N/A |
| **Lightspeed Retail** | N/A | N/A |

#### Payment

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Credit Card Payments** | Not enough data | Not enough data | Not enough data | 
| **Loyalty Points** | Not enough data | Not enough data | Not enough data | 
| **Digital Wallets** | Not enough data | Not enough data | Not enough data | 
| **UPI Payment** | Not enough data | Not enough data | Not enough data | 
| **Meal Voucher Redemption** | Not enough data | Not enough data | Not enough data | 
| **Gift Voucher Redemption** | Not enough data | Not enough data | Not enough data | 
| **Cash Payment** | Not enough data | Not enough data | Not enough data | 
| **Installment Payment** | Not enough data | Not enough data | Not enough data | 

#### Checkout

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Barcode Scanning** | Not enough data | Not enough data | Not enough data | 
| **Bills/ e-Receipt** | Not enough data | Not enough data | Not enough data | 
| **Integration** | Not enough data | Not enough data | Not enough data | 
| **Order Booking** | Not enough data | Not enough data | Not enough data | 
| **Return/Refund** | Not enough data | Not enough data | Not enough data | 

#### Inventory Management

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Inventory Control** | Not enough data | Not enough data | Not enough data | 
| **Low-stock Alerts** | Not enough data | Not enough data | Not enough data | 
| **Product Categorization** | Not enough data | Not enough data | Not enough data | 
| **Multilocation Inventory Tracking** | Not enough data | Not enough data | Not enough data | 
| **Purchase Orders** | Not enough data | Not enough data | Not enough data | 

#### Reporting and analytics

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Monitor Store KPIs** | Not enough data | Not enough data | Not enough data | 
| **Real-time data** | Not enough data | Not enough data | Not enough data | 
| **Exportable Reports** | Not enough data | Not enough data | Not enough data | 
| **Remote Reporting** | Not enough data | Not enough data | Not enough data | 

#### Customer Management

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Customer Sales History** | Not enough data | Not enough data | Not enough data | 
| **Loyalty Management ** | Not enough data | Not enough data | Not enough data | 
| **Customer Accounts** | Not enough data | Not enough data | Not enough data | 

#### Team Management

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Employee Tracking** | Not enough data | Not enough data | Not enough data | 
| **Quick Employee Training** | Not enough data | Not enough data | Not enough data | 
| **Commission Tracking** | Not enough data | Not enough data | Not enough data | 
| **Employee Accounts and Permission** | Not enough data | Not enough data | Not enough data | 
| **Staff Scheduling** | Not enough data | Not enough data | Not enough data | 

#### Help and support

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **24/7 Phone Support** | Not enough data | Not enough data | Not enough data | 
| **Email and Chat Support** | Not enough data | Not enough data | Not enough data | 
| **Account History** | Not enough data | Not enough data | Not enough data | 
| **Webinars and Session** | Not enough data | Not enough data | Not enough data | 
| **Customer Forum** | Not enough data | Not enough data | Not enough data | 

#### Integration

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Accounting** | Not enough data | Not enough data | Not enough data | 
| **E-commerce** | Not enough data | Not enough data | Not enough data | 
| **Multi-store** | Not enough data | Not enough data | Not enough data | 

### POS

| Product | Score | Reviews |
|---|---|---|
| **Clover** | N/A | N/A |
| **Stripe Terminal** | N/A | N/A |
| **Lightspeed Retail** | N/A | N/A |

#### Payments

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Credit Card Payments** | Not enough data | Not enough data | Not enough data | 
| **Partial Payments** | Not enough data | Not enough data | Not enough data | 
| **Split Payments** | Not enough data | Not enough data | Not enough data | 
| **Discounts** | Not enough data | Not enough data | Not enough data | 
| **Voided/Refunded Payments** | Not enough data | Not enough data | Not enough data | 
| **Store Credit Allocation** | Not enough data | Not enough data | Not enough data | 
| **Tip Adjustments** | Not enough data | Not enough data | Not enough data | 
| **Offline Payments** | Not enough data | Not enough data | Not enough data | 
| **Multidevice Payment Acceptance** | Not enough data | Not enough data | Not enough data | 
| **Next Day Deposits** | Not enough data | Not enough data | Not enough data | 

#### Employee Management

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Employee Accounts** | Not enough data | Not enough data | Not enough data | 
| **Permissions** | Not enough data | Not enough data | Not enough data | 
| **Commission Tracking** | Not enough data | Not enough data | Not enough data | 
| **Tab Allocation** | Not enough data | Not enough data | Not enough data | 
| **Log/Shift Notes** | Not enough data | Not enough data | Not enough data | 
| **Staff Scheduling** | Not enough data | Not enough data | Not enough data | 
| **Floor Plans** | Not enough data | Not enough data | Not enough data | 

#### Customer Management

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Loyalty Membership** | Not enough data | Not enough data | Not enough data | 
| **Customer Profiles** | Not enough data | Not enough data | Not enough data | 
| **Credit Card Filing** | Not enough data | Not enough data | Not enough data | 

#### Inventory Management

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Track Inventory** | Not enough data | Not enough data | Not enough data | 
| **Inventory Notifications** | Not enough data | Not enough data | Not enough data | 
| **Product Organization** | Not enough data | Not enough data | Not enough data | 
| **Multilocation Inventory Tracking** | Not enough data | Not enough data | Not enough data | 

#### Integrations

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Accounting Integrations** | Not enough data | Not enough data | Not enough data | 
| **Inventory Management Integrations** | Not enough data | Not enough data | Not enough data | 
| **E-Commerce Integrations** | Not enough data | Not enough data | Not enough data | 

#### Analytics

| Feature | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Sales Tracking** | Not enough data | Not enough data | Not enough data | 
| **Guest Counts** | Not enough data | Not enough data | Not enough data | 
| **End of Day Reports** | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Retail POS Systems](https://www.g2.com/categories/retail-pos)

**Unique to Clover (3):** [Restaurant POS Systems](https://www.g2.com/categories/restaurant-pos), [Retail Management Software](https://www.g2.com/categories/retail-management-software), [Payment Processing Software](https://www.g2.com/categories/payment-processing)




---
## Reviewer Demographics

### By Company Size

| Segment | Clover | Stripe Terminal | Lightspeed Retail | 
|---|---|---|---|
| **Small-Business** | 78.8% | 70.0% | 82.9% | 
| **Mid-Market** | 18.2% | 18.3% | 13.2% | 
| **Enterprise** | 3.0% | 11.7% | 3.9% | 

### By Industry

#### Clover

- **Food & Beverages:** 17.5%
- **Retail:** 11.3%
- **Restaurants:** 11.3%
- **Consumer Services:** 5.2%
- **Financial Services:** 3.1%
- **Non-Profit Organization Management:** 3.1%
- **Legal Services:** 3.1%
- **Internet:** 3.1%
- **Accounting:** 2.1%
- **Automotive:** 2.1%
- **Other:** 38.1%

#### Stripe Terminal

- **Computer Software:** 13.6%
- **Non-Profit Organization Management:** 8.5%
- **Retail:** 6.8%
- **Financial Services:** 5.1%
- **Information Technology and Services:** 5.1%
- **Consumer Goods:** 5.1%
- **Consulting:** 3.4%
- **Logistics and Supply Chain:** 3.4%
- **E-Learning:** 3.4%
- **Consumer Services:** 3.4%
- **Other:** 42.4%

#### Lightspeed Retail

- **Retail:** 48.6%
- **Apparel & Fashion:** 5.7%
- **Sporting Goods:** 4.6%
- **Consumer Goods:** 4.3%
- **Food & Beverages:** 3.6%
- **Consumer Services:** 2.1%
- **Furniture:** 1.8%
- **Arts and Crafts:** 1.8%
- **Internet:** 1.8%
- **Non-Profit Organization Management:** 1.8%
- **Other:** 23.9%

---
## Alternatives

### Alternatives to Clover

- [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1208 reviews)
- [Toast](https://www.g2.com/products/toast/reviews) — 4.2/5 stars (369 reviews)
- [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) — 4.4/5 stars (367 reviews)
- [Aloha Cloud](https://www.g2.com/products/aloha-cloud/reviews) — 3.9/5 stars (337 reviews)
- [Restroworks Restaurant POS](https://www.g2.com/products/restroworks-restaurant-pos/reviews) — 4.8/5 stars (1261 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews)
- [SpotOn](https://www.g2.com/products/spoton/reviews) — 4.4/5 stars (237 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2747 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (975 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)

### Alternatives to Stripe Terminal

- [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1208 reviews)
- [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) — 4.4/5 stars (367 reviews)
- [Toast](https://www.g2.com/products/toast/reviews) — 4.2/5 stars (369 reviews)
- [Aloha Cloud](https://www.g2.com/products/aloha-cloud/reviews) — 3.9/5 stars (337 reviews)
- [SpotOn](https://www.g2.com/products/spoton/reviews) — 4.4/5 stars (237 reviews)
- [QuickBooks Point of Sale](https://www.g2.com/products/quickbooks-point-of-sale/reviews) — 4.1/5 stars (104 reviews)
- [HitPay](https://www.g2.com/products/hitpay/reviews) — 4.7/5 stars (97 reviews)
- [Tessitura](https://www.g2.com/products/tessitura/reviews) — 3.8/5 stars (79 reviews)
- [LS Retail](https://www.g2.com/products/ls-retail/reviews) — 4.4/5 stars (87 reviews)
- [Loyverse Free POS](https://www.g2.com/products/loyverse-free-pos/reviews) — 4.7/5 stars (17 reviews)

### Alternatives to Lightspeed Retail

- [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1208 reviews)
- [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) — 4.4/5 stars (367 reviews)
- [QuickBooks Point of Sale](https://www.g2.com/products/quickbooks-point-of-sale/reviews) — 4.1/5 stars (104 reviews)
- [Retail Pro](https://www.g2.com/products/retail-pro/reviews) — 3.8/5 stars (33 reviews)
- [Toast](https://www.g2.com/products/toast/reviews) — 4.2/5 stars (369 reviews)
- [LS Retail](https://www.g2.com/products/ls-retail/reviews) — 4.4/5 stars (87 reviews)
- [Rain Retail](https://www.g2.com/products/rain-retail/reviews) — 4.3/5 stars (30 reviews)
- [Aloha Cloud](https://www.g2.com/products/aloha-cloud/reviews) — 3.9/5 stars (337 reviews)
- [Epos Now](https://www.g2.com/products/epos-now/reviews) — 4.0/5 stars (10 reviews)
- [SpotOn](https://www.g2.com/products/spoton/reviews) — 4.4/5 stars (237 reviews)

---
## Top Discussions

### Clover

- Title: [What is Clover software?](https://www.g2.com/discussions/what-is-clover-software) — 1 comment
  > **Top comment:** "Clover software allows a business to have a virtual terminal when away from the business location where the main POS is located.  Also allows access to..."
- Title: [Have you seen huge returns for paying for text promos?](https://www.g2.com/discussions/have-you-seen-huge-returns-for-paying-for-text-promos) — 1 comment, 1 upvote
  > **Top comment:** "Sorry. No experience using the texting function in Clover."

### Stripe Terminal

No discussions available for this product.

### Lightspeed Retail

- Title: [What does the company Lightspeed do?](https://www.g2.com/discussions/what-does-the-company-lightspeed-do) — 5 comments
  > **Top comment:** "Point Of Sale Software"
- Title: [What are the key features of a POS system?](https://www.g2.com/discussions/lightspeed-retail-what-are-the-key-features-of-a-pos-system) — 1 comment
  > **Top comment:** "Lightspeed is very user friendly. The search tool is very handy. The option to show pictures of the items you are selling on the screen helps as a teaching..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/clover-vs-stripe-terminal-vs-lightspeed-retail)