# Clover vs Stripe Terminal Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Stripe Terminal excels in overall user satisfaction, boasting a higher G2 Score compared to Clover. Users appreciate the **smooth and reliable in-person payment experience** that Stripe provides, highlighting its efficient integration with the broader Stripe payment system.
- **Users say** that Clover offers a user-friendly experience, particularly with its hardware, which is described as **easy to use and very reliable**. However, some users feel that it struggles to fully meet their specific workflow needs, indicating potential configuration challenges.
- **Reviewers mention** that Stripe Terminal's setup process is notably quick and straightforward, making it easy for businesses to get started. In contrast, while Clover is also praised for its ease of use, some users have reported that the setup can be less intuitive, which may lead to a steeper learning curve.
- **According to verified reviews** , Stripe Terminal shines in its reporting capabilities, with users finding the reports **clear and easy to understand**. Clover, while also strong in reporting, has received mixed feedback, with some users indicating that its reporting features could be improved.
- **Users highlight** that Clover's built-in tools and integrations, such as with QuickBooks and Homebase, make it a versatile choice for small businesses. However, Stripe Terminal's ability to facilitate payments through both websites and apps is seen as a significant advantage, allowing for greater flexibility in customer interactions.
- **Reviewers note** that while both products offer solid support, Stripe Terminal has a slight edge with its **responsive customer service** and overall quality of support, which users find to be more reliable compared to Clover's support experience.



| | Clover | Stripe Terminal | 
|---|---|---|
| **Star Rating** | 3.9 out of 5 | 4.4 out of 5 | 
| **Total Reviews** | 106 | 72 | 
| **Largest Market Segment** | Small-Business (78.6% of reviews) | Small-Business (70.0% of reviews) | 
| **Entry Level Price** | No pricing available | No pricing available | 

---
## Top Pros & Cons

### Clover

Pros:
- Ease of Use (15 reviews)
- Payment Processing (6 reviews)

Cons:
- Missing Features (3 reviews)
- Connectivity Issues (2 reviews)

### Stripe Terminal

Pros:
- Ease of Use (35 reviews)
- Payment Processing (33 reviews)

Cons:
- Expensive (12 reviews)
- Setup Difficulty (10 reviews)

---
## Ratings Comparison
| Rating | Clover | Stripe Terminal | 
|---|---|---|
  | **Meets Requirements** | 8.0 (82 reviews) | 9.0 (56 reviews) | 
  | **Ease of Use** | 8.5 (85 reviews) | 9.1 (56 reviews) | 
  | **Ease of Setup** | 8.3 (48 reviews) | 9.0 (45 reviews) | 
  | **Ease of Admin** | 7.4 (38 reviews) | 8.9 (19 reviews) | 
  | **Quality of Support** | 7.3 (74 reviews) | 8.3 (50 reviews) | 
  | **Has the product been a good partner in doing business?** | 7.1 (38 reviews) | 8.4 (19 reviews) | 
  | **Product Direction (% positive)** | 7.2 (82 reviews) | 9.1 (52 reviews) | 

---
## Pricing

### Clover

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Stripe Terminal

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Retail POS

| Product | Score | Reviews |
|---|---|---|
| **Clover** | 8.3/10 | 36 |
| **Stripe Terminal** | 8.2/10 | 54 |

#### POS

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Credit Card Payments** | 8.9 (32 reviews) | 9.4 (50 reviews) | 
| **Barcode Scanning** | 8.4 (16 reviews) | 8.1 (37 reviews) | 
| **Hardware Integration** | 7.8 (20 reviews) | 8.3 (39 reviews) | 
| **Price Adjustments** | 8.3 (25 reviews) | 7.8 (38 reviews) | 
| **Receipts** | 8.7 (31 reviews) | 9.2 (46 reviews) | 

#### Marketing

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Loyalty Programs** | 8.5 (13 reviews) | 7.3 (34 reviews) | 
| **Email Marketing** | 7.5 (12 reviews) | 7.1 (34 reviews) | 

#### Administration

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Inventory Management** | 8.3 (17 reviews) | 7.6 (31 reviews) | 
| **Employee Management** | 8.2 (19 reviews) | 8.0 (31 reviews) | 
| **Reporting** | 8.8 (27 reviews) | 8.4 (39 reviews) | 
| **E-commerce Integration** | 8.1 (14 reviews) | 8.5 (41 reviews) | 

### Restaurant POS

| Product | Score | Reviews |
|---|---|---|
| **Clover** | 8.3/10 | 8 |
| **Stripe Terminal** | N/A | N/A |

#### Administration

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Menu Building** | 8.9 (6 reviews) | Not enough data | 
| **Inventory Management** | 7.8 (6 reviews) | Not enough data | 
| **Employee Scheduling** | 7.8 (6 reviews) | Not enough data | 
| **Accounting** | 8.7 (5 reviews) | Not enough data | 
| **Reporting & Analytics** | Not enough data | Not enough data | 
| **Loyalty Management** | 8.0 (5 reviews) | Not enough data | 

#### Meal Service

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Payment Gateway** | 9.3 (7 reviews) | Not enough data | 
| **Table Management** | Not enough data | Not enough data | 
| **Check Adjustment** | 8.3 (6 reviews) | Not enough data | 
| **Kitchen Tickets** | Not enough data | Not enough data | 
| **Takeout & Delivery** | 7.5 (6 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Clover** | 8.2/10 | 12 |
| **Stripe Terminal** | N/A | N/A |

#### Payment Processing

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Encryption** | 9.4 (9 reviews) | Not enough data | 
| **Credit Card Processing** | 8.9 (11 reviews) | Not enough data | 
| **Mobile Payments** | 9.0 (5 reviews) | Not enough data | 
| **Digital Wallet Integration** | 8.7 (5 reviews) | Not enough data | 

#### Administration

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Reporting & Analytics** | 8.5 (8 reviews) | Not enough data | 
| **E-commerce Integration** | 7.0 (5 reviews) | Not enough data | 
| **Processing Fees** | 7.6 (7 reviews) | Not enough data | 
| **POS Integration** | 9.7 (6 reviews) | Not enough data | 
| **Omnichannel** | 7.0 (5 reviews) | Not enough data | 
| **Levels 1 & 2** | 8.1 (6 reviews) | Not enough data | 
| **Level 3** | 7.9 (7 reviews) | Not enough data | 

#### Payment Options

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Multi-Currency** | 6.0 (5 reviews) | Not enough data | 
| **Online payment portal** | 8.1 (9 reviews) | Not enough data | 

#### Security

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **POS Verification** | 9.7 (6 reviews) | Not enough data | 

#### Platform

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Accounting integration** | 8.6 (6 reviews) | Not enough data | 
| **E-commerce Integration** | 7.7 (5 reviews) | Not enough data | 

### Retail Management Software

| Product | Score | Reviews |
|---|---|---|
| **Clover** | N/A | N/A |
| **Stripe Terminal** | N/A | N/A |

#### Payment

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Credit Card Payments** | Not enough data | Not enough data | 
| **Loyalty Points** | Not enough data | Not enough data | 
| **Digital Wallets** | Not enough data | Not enough data | 
| **UPI Payment** | Not enough data | Not enough data | 
| **Meal Voucher Redemption** | Not enough data | Not enough data | 
| **Gift Voucher Redemption** | Not enough data | Not enough data | 
| **Cash Payment** | Not enough data | Not enough data | 
| **Installment Payment** | Not enough data | Not enough data | 

#### Checkout

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Barcode Scanning** | Not enough data | Not enough data | 
| **Bills/ e-Receipt** | Not enough data | Not enough data | 
| **Integration** | Not enough data | Not enough data | 
| **Order Booking** | Not enough data | Not enough data | 
| **Return/Refund** | Not enough data | Not enough data | 

#### Inventory Management

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Inventory Control** | Not enough data | Not enough data | 
| **Low-stock Alerts** | Not enough data | Not enough data | 
| **Product Categorization** | Not enough data | Not enough data | 
| **Multilocation Inventory Tracking** | Not enough data | Not enough data | 
| **Purchase Orders** | Not enough data | Not enough data | 

#### Reporting and analytics

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Monitor Store KPIs** | Not enough data | Not enough data | 
| **Real-time data** | Not enough data | Not enough data | 
| **Exportable Reports** | Not enough data | Not enough data | 
| **Remote Reporting** | Not enough data | Not enough data | 

#### Customer Management

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Customer Sales History** | Not enough data | Not enough data | 
| **Loyalty Management ** | Not enough data | Not enough data | 
| **Customer Accounts** | Not enough data | Not enough data | 

#### Team Management

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Employee Tracking** | Not enough data | Not enough data | 
| **Quick Employee Training** | Not enough data | Not enough data | 
| **Commission Tracking** | Not enough data | Not enough data | 
| **Employee Accounts and Permission** | Not enough data | Not enough data | 
| **Staff Scheduling** | Not enough data | Not enough data | 

#### Help and support

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **24/7 Phone Support** | Not enough data | Not enough data | 
| **Email and Chat Support** | Not enough data | Not enough data | 
| **Account History** | Not enough data | Not enough data | 
| **Webinars and Session** | Not enough data | Not enough data | 
| **Customer Forum** | Not enough data | Not enough data | 

#### Integration

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Accounting** | Not enough data | Not enough data | 
| **E-commerce** | Not enough data | Not enough data | 
| **Multi-store** | Not enough data | Not enough data | 

### POS

| Product | Score | Reviews |
|---|---|---|
| **Clover** | N/A | N/A |
| **Stripe Terminal** | N/A | N/A |

#### Payments

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Credit Card Payments** | Not enough data | Not enough data | 
| **Partial Payments** | Not enough data | Not enough data | 
| **Split Payments** | Not enough data | Not enough data | 
| **Discounts** | Not enough data | Not enough data | 
| **Voided/Refunded Payments** | Not enough data | Not enough data | 
| **Store Credit Allocation** | Not enough data | Not enough data | 
| **Tip Adjustments** | Not enough data | Not enough data | 
| **Offline Payments** | Not enough data | Not enough data | 
| **Multidevice Payment Acceptance** | Not enough data | Not enough data | 
| **Next Day Deposits** | Not enough data | Not enough data | 

#### Employee Management

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Employee Accounts** | Not enough data | Not enough data | 
| **Permissions** | Not enough data | Not enough data | 
| **Commission Tracking** | Not enough data | Not enough data | 
| **Tab Allocation** | Not enough data | Not enough data | 
| **Log/Shift Notes** | Not enough data | Not enough data | 
| **Staff Scheduling** | Not enough data | Not enough data | 
| **Floor Plans** | Not enough data | Not enough data | 

#### Customer Management

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Loyalty Membership** | Not enough data | Not enough data | 
| **Customer Profiles** | Not enough data | Not enough data | 
| **Credit Card Filing** | Not enough data | Not enough data | 

#### Inventory Management

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Track Inventory** | Not enough data | Not enough data | 
| **Inventory Notifications** | Not enough data | Not enough data | 
| **Product Organization** | Not enough data | Not enough data | 
| **Multilocation Inventory Tracking** | Not enough data | Not enough data | 

#### Integrations

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Accounting Integrations** | Not enough data | Not enough data | 
| **Inventory Management Integrations** | Not enough data | Not enough data | 
| **E-Commerce Integrations** | Not enough data | Not enough data | 

#### Analytics

| Feature | Clover | Stripe Terminal | 
|---|---|---|
| **Sales Tracking** | Not enough data | Not enough data | 
| **Guest Counts** | Not enough data | Not enough data | 
| **End of Day Reports** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Retail POS Systems](https://www.g2.com/categories/retail-pos)

**Unique to Clover (3):** [Restaurant POS Systems](https://www.g2.com/categories/restaurant-pos), [Retail Management Software](https://www.g2.com/categories/retail-management-software), [Payment Processing Software](https://www.g2.com/categories/payment-processing)



---
## Reviewer Demographics

### By Company Size

| Segment | Clover | Stripe Terminal | 
|---|---|---|
| **Small-Business** | 78.6% | 70.0% | 
| **Mid-Market** | 18.4% | 18.3% | 
| **Enterprise** | 3.1% | 11.7% | 

### By Industry

#### Clover

- **Food & Beverages:** 16.7%
- **Retail:** 11.5%
- **Restaurants:** 11.5%
- **Consumer Services:** 5.2%
- **Financial Services:** 3.1%
- **Non-Profit Organization Management:** 3.1%
- **Legal Services:** 3.1%
- **Internet:** 3.1%
- **Accounting:** 2.1%
- **Automotive:** 2.1%
- **Other:** 38.5%

#### Stripe Terminal

- **Computer Software:** 13.6%
- **Non-Profit Organization Management:** 8.5%
- **Retail:** 6.8%
- **Financial Services:** 5.1%
- **Information Technology and Services:** 5.1%
- **Consumer Goods:** 5.1%
- **Consulting:** 3.4%
- **Logistics and Supply Chain:** 3.4%
- **E-Learning:** 3.4%
- **Consumer Services:** 3.4%
- **Other:** 42.4%

---
## Alternatives

### Alternatives to Clover

- [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1207 reviews)
- [Toast](https://www.g2.com/products/toast/reviews) — 4.2/5 stars (368 reviews)
- [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) — 4.4/5 stars (366 reviews)
- [Lightspeed Retail](https://www.g2.com/products/lightspeed-retail/reviews) — 4.0/5 stars (294 reviews)
- [Aloha Cloud](https://www.g2.com/products/aloha-cloud/reviews) — 3.9/5 stars (337 reviews)
- [Restroworks Restaurant POS](https://www.g2.com/products/restroworks-restaurant-pos/reviews) — 4.8/5 stars (1258 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (448 reviews)
- [SpotOn](https://www.g2.com/products/spoton/reviews) — 4.4/5 stars (236 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2736 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (972 reviews)

### Alternatives to Stripe Terminal

- [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) — 4.4/5 stars (366 reviews)
- [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1207 reviews)
- [Toast](https://www.g2.com/products/toast/reviews) — 4.2/5 stars (368 reviews)
- [Aloha Cloud](https://www.g2.com/products/aloha-cloud/reviews) — 3.9/5 stars (337 reviews)
- [Lightspeed Retail](https://www.g2.com/products/lightspeed-retail/reviews) — 4.0/5 stars (294 reviews)
- [SpotOn](https://www.g2.com/products/spoton/reviews) — 4.4/5 stars (236 reviews)
- [QuickBooks Point of Sale](https://www.g2.com/products/quickbooks-point-of-sale/reviews) — 4.1/5 stars (104 reviews)
- [HitPay](https://www.g2.com/products/hitpay/reviews) — 4.7/5 stars (97 reviews)
- [Tessitura](https://www.g2.com/products/tessitura/reviews) — 3.8/5 stars (79 reviews)
- [LS Retail](https://www.g2.com/products/ls-retail/reviews) — 4.4/5 stars (87 reviews)

---
## Top Discussions

### Clover

- Title: [What is Clover software?](https://www.g2.com/discussions/what-is-clover-software) — 1 comment
  > **Top comment:** "Clover software allows a business to have a virtual terminal when away from the business location where the main POS is located.  Also allows access to..."
- Title: [Have you seen huge returns for paying for text promos?](https://www.g2.com/discussions/have-you-seen-huge-returns-for-paying-for-text-promos) — 1 comment, 1 upvote
  > **Top comment:** "Sorry. No experience using the texting function in Clover."

### Stripe Terminal

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/clover-vs-stripe-terminal)