# Clover vs Stripe Payments Comparison --- ## AI Generated Summary - **G2 reviewers report** that Clover excels in providing a user-friendly interface, making it easy for employees to navigate. Users appreciate features like the desktop option, which allows multiple staff members to process payments under their own credentials, enhancing accessibility. - **Users say** that Stripe Payments stands out for its seamless integration capabilities with existing tools, such as CRMs and backend systems. The extensive documentation and developer-friendly environment make it a preferred choice for businesses looking to streamline their payment processes. - **According to verified reviews** , Clover is praised for its straightforward setup and ease of use, with many users highlighting how intuitive the platform is for daily operations. This simplicity is a significant advantage for small businesses that may not have extensive technical resources. - **Reviewers mention** that Stripe Payments shines in managing recurring payments and subscriptions, which is a critical feature for businesses with ongoing billing needs. Users find the platform particularly user-friendly for customers, enhancing the overall payment experience. - **G2 reviewers note** that while Clover has a strong presence in the small business market, it sometimes struggles with meeting specific workflow requirements, leading to configuration challenges for some users. This can be a drawback for businesses with unique operational needs. - **Users highlight** that Stripe Payments offers robust reporting and analytics features, which are essential for businesses looking to gain insights into their financial performance. This capability, combined with its high ratings for support quality, makes it a reliable partner for payment processing. | | Clover | Stripe Payments | |---|---|---| | **Star Rating** | 3.9 out of 5 | 4.2 out of 5 | | **Total Reviews** | 107 | 449 | | **Largest Market Segment** | Small-Business (78.8% of reviews) | Small-Business (79.1% of reviews) | | **Entry Level Price** | No pricing available | No pricing available | --- ## Top Pros & Cons ### Clover Pros: - Ease of Use (15 reviews) - Payment Processing (6 reviews) Cons: - Missing Features (3 reviews) - Connectivity Issues (2 reviews) ### Stripe Payments Pros: - Ease of Use (47 reviews) - Easy Payments (45 reviews) Cons: - High Fees (22 reviews) - Poor Customer Support (11 reviews) --- ## Ratings Comparison | Rating | Clover | Stripe Payments | |---|---|---| | **Meets Requirements** | 8.0 (82 reviews) | 8.8 (360 reviews) | | **Ease of Use** | 8.4 (86 reviews) | 8.9 (367 reviews) | | **Ease of Setup** | 8.3 (49 reviews) | 8.8 (248 reviews) | | **Ease of Admin** | 7.4 (38 reviews) | 8.6 (184 reviews) | | **Quality of Support** | 7.3 (74 reviews) | 8.2 (306 reviews) | | **Has the product been a good partner in doing business?** | 7.1 (38 reviews) | 8.5 (175 reviews) | | **Product Direction (% positive)** | 7.2 (82 reviews) | 8.6 (337 reviews) | --- ## Pricing ### Clover #### Entry-Level Pricing No pricing available #### Free Trial No information available ### Stripe Payments #### Entry-Level Pricing No pricing available #### Free Trial No information available --- ## Features Comparison By Category ### Retail POS | Product | Score | Reviews | |---|---|---| | **Clover** | 8.3/10 | 36 | | **Stripe Payments** | N/A | N/A | #### POS | Feature | Clover | Stripe Payments | |---|---|---| | **Credit Card Payments** | 8.9 (32 reviews) | Not enough data | | **Barcode Scanning** | 8.4 (16 reviews) | Not enough data | | **Hardware Integration** | 7.8 (20 reviews) | Not enough data | | **Price Adjustments** | 8.3 (25 reviews) | Not enough data | | **Receipts** | 8.7 (31 reviews) | Not enough data | #### Marketing | Feature | Clover | Stripe Payments | |---|---|---| | **Loyalty Programs** | 8.5 (13 reviews) | Not enough data | | **Email Marketing** | 7.5 (12 reviews) | Not enough data | #### Administration | Feature | Clover | Stripe Payments | |---|---|---| | **Inventory Management** | 8.3 (17 reviews) | Not enough data | | **Employee Management** | 8.2 (19 reviews) | Not enough data | | **Reporting** | 8.8 (27 reviews) | Not enough data | | **E-commerce Integration** | 8.1 (14 reviews) | Not enough data | ### Restaurant POS | Product | Score | Reviews | |---|---|---| | **Clover** | 8.3/10 | 8 | | **Stripe Payments** | N/A | N/A | #### Administration | Feature | Clover | Stripe Payments | |---|---|---| | **Menu Building** | 8.9 (6 reviews) | Not enough data | | **Inventory Management** | 7.8 (6 reviews) | Not enough data | | **Employee Scheduling** | 7.8 (6 reviews) | Not enough data | | **Accounting** | 8.7 (5 reviews) | Not enough data | | **Reporting & Analytics** | Not enough data | Not enough data | | **Loyalty Management** | 8.0 (5 reviews) | Not enough data | #### Meal Service | Feature | Clover | Stripe Payments | |---|---|---| | **Payment Gateway** | 9.3 (7 reviews) | Not enough data | | **Table Management** | Not enough data | Not enough data | | **Check Adjustment** | 8.3 (6 reviews) | Not enough data | | **Kitchen Tickets** | Not enough data | Not enough data | | **Takeout & Delivery** | 7.5 (6 reviews) | Not enough data | ### Payment Processing | Product | Score | Reviews | |---|---|---| | **Clover** | 8.3/10 | 13 | | **Stripe Payments** | 8.5/10 | 249 | #### Payment Processing | Feature | Clover | Stripe Payments | |---|---|---| | **Encryption** | 9.4 (9 reviews) | 9.0 (194 reviews) | | **Credit Card Processing** | 8.9 (11 reviews) | 9.1 (221 reviews) | | **Mobile Payments** | 9.0 (5 reviews) | 8.9 (192 reviews) | | **Digital Wallet Integration** | 8.7 (5 reviews) | 8.5 (154 reviews) | #### Administration | Feature | Clover | Stripe Payments | |---|---|---| | **Reporting & Analytics** | 8.5 (8 reviews) | 8.4 (196 reviews) | | **E-commerce Integration** | 7.0 (5 reviews) | 8.9 (195 reviews) | | **Processing Fees** | 7.6 (7 reviews) | 7.0 (213 reviews) | | **POS Integration** | 9.8 (7 reviews) | 8.1 (141 reviews) | | **Omnichannel** | 7.0 (5 reviews) | 8.4 (145 reviews) | | **Levels 1 & 2** | 8.1 (6 reviews) | 8.1 (135 reviews) | | **Level 3** | 7.9 (7 reviews) | 8.1 (129 reviews) | #### Payment Options | Feature | Clover | Stripe Payments | |---|---|---| | **Multi-Currency** | 6.0 (5 reviews) | 8.6 (153 reviews) | | **Online payment portal** | 8.1 (9 reviews) | 8.8 (181 reviews) | #### Security | Feature | Clover | Stripe Payments | |---|---|---| | **POS Verification** | 9.7 (6 reviews) | 8.2 (136 reviews) | #### Platform | Feature | Clover | Stripe Payments | |---|---|---| | **Accounting integration** | 8.6 (6 reviews) | 8.6 (152 reviews) | | **E-commerce Integration** | 7.7 (5 reviews) | 8.9 (165 reviews) | ### Retail Management Software | Product | Score | Reviews | |---|---|---| | **Clover** | N/A | N/A | | **Stripe Payments** | N/A | N/A | #### Payment | Feature | Clover | Stripe Payments | |---|---|---| | **Credit Card Payments** | Not enough data | Not enough data | | **Loyalty Points** | Not enough data | Not enough data | | **Digital Wallets** | Not enough data | Not enough data | | **UPI Payment** | Not enough data | Not enough data | | **Meal Voucher Redemption** | Not enough data | Not enough data | | **Gift Voucher Redemption** | Not enough data | Not enough data | | **Cash Payment** | Not enough data | Not enough data | | **Installment Payment** | Not enough data | Not enough data | #### Checkout | Feature | Clover | Stripe Payments | |---|---|---| | **Barcode Scanning** | Not enough data | Not enough data | | **Bills/ e-Receipt** | Not enough data | Not enough data | | **Integration** | Not enough data | Not enough data | | **Order Booking** | Not enough data | Not enough data | | **Return/Refund** | Not enough data | Not enough data | #### Inventory Management | Feature | Clover | Stripe Payments | |---|---|---| | **Inventory Control** | Not enough data | Not enough data | | **Low-stock Alerts** | Not enough data | Not enough data | | **Product Categorization** | Not enough data | Not enough data | | **Multilocation Inventory Tracking** | Not enough data | Not enough data | | **Purchase Orders** | Not enough data | Not enough data | #### Reporting and analytics | Feature | Clover | Stripe Payments | |---|---|---| | **Monitor Store KPIs** | Not enough data | Not enough data | | **Real-time data** | Not enough data | Not enough data | | **Exportable Reports** | Not enough data | Not enough data | | **Remote Reporting** | Not enough data | Not enough data | #### Customer Management | Feature | Clover | Stripe Payments | |---|---|---| | **Customer Sales History** | Not enough data | Not enough data | | **Loyalty Management ** | Not enough data | Not enough data | | **Customer Accounts** | Not enough data | Not enough data | #### Team Management | Feature | Clover | Stripe Payments | |---|---|---| | **Employee Tracking** | Not enough data | Not enough data | | **Quick Employee Training** | Not enough data | Not enough data | | **Commission Tracking** | Not enough data | Not enough data | | **Employee Accounts and Permission** | Not enough data | Not enough data | | **Staff Scheduling** | Not enough data | Not enough data | #### Help and support | Feature | Clover | Stripe Payments | |---|---|---| | **24/7 Phone Support** | Not enough data | Not enough data | | **Email and Chat Support** | Not enough data | Not enough data | | **Account History** | Not enough data | Not enough data | | **Webinars and Session** | Not enough data | Not enough data | | **Customer Forum** | Not enough data | Not enough data | #### Integration | Feature | Clover | Stripe Payments | |---|---|---| | **Accounting** | Not enough data | Not enough data | | **E-commerce** | Not enough data | Not enough data | | **Multi-store** | Not enough data | Not enough data | ### Embedded Payments | Product | Score | Reviews | |---|---|---| | **Clover** | N/A | N/A | | **Stripe Payments** | 8.8/10 | 43 | #### Payments - Embedded Payments | Feature | Clover | Stripe Payments | |---|---|---| | **Processing** | Not enough data | 9.4 (41 reviews) | | **Fraud Protection** | Not enough data | 8.8 (40 reviews) | | **Payment Methods** | Not enough data | 9.5 (41 reviews) | #### Personalization - Embedded Payments | Feature | Clover | Stripe Payments | |---|---|---| | **Customer Onboarding** | Not enough data | 8.9 (40 reviews) | | **Checkout Customization** | Not enough data | 8.7 (39 reviews) | | **Localization** | Not enough data | 8.5 (39 reviews) | | **Merchant Portal** | Not enough data | 9.0 (39 reviews) | #### Setup - Embedded Payments | Feature | Clover | Stripe Payments | |---|---|---| | **Payment Flows** | Not enough data | 8.8 (39 reviews) | | **APIs** | Not enough data | 9.3 (40 reviews) | | **Dispute Management** | Not enough data | 8.1 (38 reviews) | #### Analytics - Embedded Payments | Feature | Clover | Stripe Payments | |---|---|---| | **Transactions** | Not enough data | 9.2 (39 reviews) | | **Reconciliation** | Not enough data | 8.9 (38 reviews) | | **Revenue** | Not enough data | 9.0 (40 reviews) | #### Agentic AI - Embedded Payments | Feature | Clover | Stripe Payments | |---|---|---| | **Cross-system Integration** | Not enough data | 7.8 (9 reviews) | ### POS | Product | Score | Reviews | |---|---|---| | **Clover** | N/A | N/A | | **Stripe Payments** | N/A | N/A | #### Payments | Feature | Clover | Stripe Payments | |---|---|---| | **Credit Card Payments** | Not enough data | Not enough data | | **Partial Payments** | Not enough data | Not enough data | | **Split Payments** | Not enough data | Not enough data | | **Discounts** | Not enough data | Not enough data | | **Voided/Refunded Payments** | Not enough data | Not enough data | | **Store Credit Allocation** | Not enough data | Not enough data | | **Tip Adjustments** | Not enough data | Not enough data | | **Offline Payments** | Not enough data | Not enough data | | **Multidevice Payment Acceptance** | Not enough data | Not enough data | | **Next Day Deposits** | Not enough data | Not enough data | #### Employee Management | Feature | Clover | Stripe Payments | |---|---|---| | **Employee Accounts** | Not enough data | Not enough data | | **Permissions** | Not enough data | Not enough data | | **Commission Tracking** | Not enough data | Not enough data | | **Tab Allocation** | Not enough data | Not enough data | | **Log/Shift Notes** | Not enough data | Not enough data | | **Staff Scheduling** | Not enough data | Not enough data | | **Floor Plans** | Not enough data | Not enough data | #### Customer Management | Feature | Clover | Stripe Payments | |---|---|---| | **Loyalty Membership** | Not enough data | Not enough data | | **Customer Profiles** | Not enough data | Not enough data | | **Credit Card Filing** | Not enough data | Not enough data | #### Inventory Management | Feature | Clover | Stripe Payments | |---|---|---| | **Track Inventory** | Not enough data | Not enough data | | **Inventory Notifications** | Not enough data | Not enough data | | **Product Organization** | Not enough data | Not enough data | | **Multilocation Inventory Tracking** | Not enough data | Not enough data | #### Integrations | Feature | Clover | Stripe Payments | |---|---|---| | **Accounting Integrations** | Not enough data | Not enough data | | **Inventory Management Integrations** | Not enough data | Not enough data | | **E-Commerce Integrations** | Not enough data | Not enough data | #### Analytics | Feature | Clover | Stripe Payments | |---|---|---| | **Sales Tracking** | Not enough data | Not enough data | | **Guest Counts** | Not enough data | Not enough data | | **End of Day Reports** | Not enough data | Not enough data | --- ## Categories **Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Unique to Clover (3):** [Restaurant POS Systems](https://www.g2.com/categories/restaurant-pos), [Retail POS Systems](https://www.g2.com/categories/retail-pos), [Retail Management Software](https://www.g2.com/categories/retail-management-software) **Unique to Stripe Payments (1):** [Embedded Payments Software](https://www.g2.com/categories/embedded-payments) --- ## Reviewer Demographics ### By Company Size | Segment | Clover | Stripe Payments | |---|---|---| | **Small-Business** | 78.8% | 79.1% | | **Mid-Market** | 18.2% | 17.2% | | **Enterprise** | 3.0% | 3.7% | ### By Industry #### Clover - **Food & Beverages:** 17.5% - **Retail:** 11.3% - **Restaurants:** 11.3% - **Consumer Services:** 5.2% - **Financial Services:** 3.1% - **Non-Profit Organization Management:** 3.1% - **Legal Services:** 3.1% - **Internet:** 3.1% - **Accounting:** 2.1% - **Automotive:** 2.1% - **Other:** 38.1% #### Stripe Payments - **Computer Software:** 9.5% - **Information Technology and Services:** 8.1% - **Marketing and Advertising:** 7.4% - **Non-Profit Organization Management:** 6.0% - **Health, Wellness and Fitness:** 5.6% - **Retail:** 4.9% - **Consumer Services:** 3.0% - **Financial Services:** 2.8% - **Accounting:** 2.6% - **Professional Training & Coaching:** 2.6% - **Other:** 47.6% --- ## Alternatives ### Alternatives to Clover - [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1207 reviews) - [Toast](https://www.g2.com/products/toast/reviews) — 4.2/5 stars (369 reviews) - [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) — 4.4/5 stars (366 reviews) - [Lightspeed Retail](https://www.g2.com/products/lightspeed-retail/reviews) — 4.0/5 stars (294 reviews) - [Aloha Cloud](https://www.g2.com/products/aloha-cloud/reviews) — 3.9/5 stars (337 reviews) - [Restroworks Restaurant POS](https://www.g2.com/products/restroworks-restaurant-pos/reviews) — 4.8/5 stars (1258 reviews) - [SpotOn](https://www.g2.com/products/spoton/reviews) — 4.4/5 stars (237 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2741 reviews) - [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (973 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) ### Alternatives to Stripe Payments - [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) — 4.8/5 stars (103 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2741 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews) - [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews) - [checkout.com](https://www.g2.com/products/checkout-com/reviews) — 4.6/5 stars (70 reviews) - [8am CPACharge](https://www.g2.com/products/8am-cpacharge/reviews) — 4.7/5 stars (98 reviews) - [Nuvei](https://www.g2.com/products/nuvei/reviews) — 4.3/5 stars (20 reviews) - [QuickBooks Payments](https://www.g2.com/products/quickbooks-payments/reviews) — 3.9/5 stars (44 reviews) --- ## Top Discussions ### Clover - Title: [What is Clover software?](https://www.g2.com/discussions/what-is-clover-software) — 1 comment > **Top comment:** "Clover software allows a business to have a virtual terminal when away from the business location where the main POS is located. Also allows access to..." - Title: [Have you seen huge returns for paying for text promos?](https://www.g2.com/discussions/have-you-seen-huge-returns-for-paying-for-text-promos) — 1 comment, 1 upvote > **Top comment:** "Sorry. No experience using the texting function in Clover." ### Stripe Payments - Title: [What is Stripe Payments used for?](https://www.g2.com/discussions/what-is-stripe-payments-used-for) — 1 comment, 1 upvote > **Top comment:** "Stripe payment is a payment processor. They handle support many payment types and store the payment information in their PCI compliant application. Users can..." --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/clover-vs-stripe-stripe-payments)