# Circula, Moss | Spend smarter vs Pleo Comparison

| | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Star Rating** | 4.6 out of 5 | 4.7 out of 5 | 4.7 out of 5 | 
| **Total Reviews** | 1,058 | 229 | 1,435 | 
| **Largest Market Segment** | Mid-Market (66.0% of reviews) | Mid-Market (51.9% of reviews) | Small-Business (62.6% of reviews) | 
| **Entry Level Price** | Starting at €15.00 1 License Per Month | Free | Starting at £9.50 Per Month | 

---
## Top Pros & Cons

### Circula

Pros:
- Ease of Use (188 reviews)
- Simple (96 reviews)

Cons:
- Missing Features (22 reviews)
- Unclear Instructions (19 reviews)

### Moss | Spend smarter

Pros:
- Ease of Use (38 reviews)
- Expense Management (25 reviews)

Cons:
- Approval Issues (7 reviews)
- Learning Curve (5 reviews)

### Pleo

Pros:
- Ease of Use (253 reviews)
- Simple (105 reviews)

Cons:
- Receipt Scanning Issues (37 reviews)
- Card Issues (34 reviews)

---
## Ratings Comparison
| Rating | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
  | **Meets Requirements** | 9.1 (899 reviews) | 9.4 (186 reviews) | 9.2 (1131 reviews) | 
  | **Ease of Use** | 9.3 (958 reviews) | 9.4 (197 reviews) | 9.5 (1141 reviews) | 
  | **Ease of Setup** | 9.1 (442 reviews) | 9.0 (136 reviews) | 9.0 (563 reviews) | 
  | **Ease of Admin** | 8.9 (33 reviews) | 9.0 (53 reviews) | 8.9 (445 reviews) | 
  | **Quality of Support** | 8.9 (517 reviews) | 9.0 (151 reviews) | 8.9 (875 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.0 (31 reviews) | 9.0 (62 reviews) | 8.9 (439 reviews) | 
  | **Product Direction (% positive)** | 9.3 (936 reviews) | 9.8 (193 reviews) | 9.1 (1083 reviews) | 

---
## Pricing

### Circula

#### Entry-Level Pricing

Plan: Employee & Travel Expenses

Price: Starting at €15.00 1 License Per Month

Description: Manage and reimburse travel and out-of-pocket expenses easily and on the go.

Key Features:
- AI-powered receipt management including OCR scanning
- Automated per diem and mileage calculation
- Local legal & tax compliance

[Browse all 4 editions](https://www.g2.com/products/circula/pricing)

#### Free Trial

Yes

### Moss | Spend smarter

#### Entry-Level Pricing

Plan: Free Plan

Price: Free

Description: Start free with Cards or Accounts Payable. Upgrade anytime for full functionality.

Key Features:
- Up to 3 users with unlimited cards
- Up to 20 invoices per month (Accounts Payable)
- Customisable approval & verification steps

[Browse all 4 editions](https://www.g2.com/products/moss-spend-smarter/pricing)

#### Free Trial

Yes

### Pleo

#### Entry-Level Pricing

Plan: Starter

Price: Starting at £9.50 Per Month

Description: For entrepreneurs and micro companies who want to automate their expenses.

Key Features:
- Pleo company cards (plastic/virtual)
- Manage & Pay Invoices
- Real-time expense tracking

[Browse all 4 editions](https://www.g2.com/products/pleo/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Circula** | 8.1/10 | 735 |
| **Moss | Spend smarter** | 8.7/10 | 178 |
| **Pleo** | 8.3/10 | 940 |

#### Expense Reports

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Ease of Creating Expense Reports** | 9.0 (655 reviews) ✓ Verified | 8.9 (151 reviews) | 8.7 (656 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.1 (569 reviews) | Feature Not Available | 8.9 (613 reviews) ✓ Verified | 
| **Smart Categorization** | 8.4 (599 reviews) ✓ Verified | 8.8 (149 reviews) | 8.4 (679 reviews) ✓ Verified | 
| **Digital Receipt Management** | 9.0 (639 reviews) ✓ Verified | 9.4 (164 reviews) | 9.2 (814 reviews) ✓ Verified | 
| **Employee Reimbursement** | 8.9 (615 reviews) ✓ Verified | 9.1 (150 reviews) | 8.6 (483 reviews) ✓ Verified | 
| **Currency Conversions** | 8.2 (534 reviews) ✓ Verified | Feature Not Available | Feature Not Available | 
| **Credit Card Integration** | 8.0 (484 reviews) | Feature Not Available | 8.5 (545 reviews) ✓ Verified | 

#### Agentic AI - Expense Management

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Autonomous Task Execution** | 7.5 (61 reviews) | 7.6 (32 reviews) | 7.1 (80 reviews) | 
| **Cross-system Integration** | 7.6 (63 reviews) | 7.9 (32 reviews) | 7.3 (79 reviews) | 

#### Travel Management

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Ease of Booking** | 8.0 (507 reviews) | Feature Not Available | Feature Not Available | 
| **Itinerary Management** | 7.9 (497 reviews) ✓ Verified | Feature Not Available | Feature Not Available | 
| **Trip Notifications** | 7.6 (482 reviews) ✓ Verified | Feature Not Available | Feature Not Available | 
| **Advanced Integrations** | 7.7 (453 reviews) ✓ Verified | 8.4 (129 reviews) | 7.7 (366 reviews) | 

#### Client Invoicing

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Project Accounting / Revenue Recognition** | 8.0 (477 reviews) | Feature Not Available | 7.7 (374 reviews) | 

#### Generative AI - Expense Management

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | Not enough data | 

#### Mobile

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Receipt Capture** | 8.8 (569 reviews) ✓ Verified | 9.4 (159 reviews) | 9.2 (823 reviews) ✓ Verified | 
| **Mileage Tracking** | 8.0 (474 reviews) | Feature Not Available | 7.4 (345 reviews) | 
| **Travel Itinerary and Flight Status Updates** | 7.7 (445 reviews) ✓ Verified | Feature Not Available | Feature Not Available | 

#### Platform

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Embedded AI / Machine Learning** | 7.7 (424 reviews) | Feature Not Available | 7.2 (414 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 7.9 (436 reviews) ✓ Verified | Feature Not Available | 7.5 (404 reviews) ✓ Verified | 

#### Administration

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **PCI Regulation Compliant** | 7.9 (418 reviews) ✓ Verified | 8.4 (117 reviews) | 8.1 (377 reviews) ✓ Verified | 

#### Administration

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Business Tool Integration** | 8.0 (487 reviews) ✓ Verified | 8.5 (139 reviews) | 8.3 (485 reviews) ✓ Verified | 
| **Workflow** | 8.5 (527 reviews) ✓ Verified | 8.8 (145 reviews) | 8.5 (510 reviews) ✓ Verified | 
| **Automated Reminders** | 8.0 (496 reviews) ✓ Verified | 8.9 (149 reviews) | 8.8 (663 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.0 (480 reviews) ✓ Verified | 8.6 (135 reviews) | 8.1 (402 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.3 (479 reviews) ✓ Verified | 8.9 (137 reviews) | 8.8 (593 reviews) ✓ Verified | 

#### Platform

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Reporting** | 8.2 (463 reviews) ✓ Verified | 8.6 (129 reviews) | 8.3 (529 reviews) ✓ Verified | 
| **APIs / Integration** | 7.8 (433 reviews) ✓ Verified | 8.3 (122 reviews) | 8.1 (413 reviews) ✓ Verified | 
| **Internationalization** | 8.1 (439 reviews) ✓ Verified | 8.6 (124 reviews) | 8.1 (364 reviews) | 
| **Performance and Reliability** | 8.6 (487 reviews) ✓ Verified | 9.4 (148 reviews) | 9.0 (702 reviews) ✓ Verified | 
| **Mobile User Support** | 8.5 (480 reviews) ✓ Verified | 9.1 (139 reviews) | 9.0 (629 reviews) ✓ Verified | 
| **Offline** | 7.7 (428 reviews) ✓ Verified | 7.6 (118 reviews) | Feature Not Available | 

### Benefits Administration

| Product | Score | Reviews |
|---|---|---|
| **Circula** | 8.3/10 | 74 |
| **Moss | Spend smarter** | N/A | N/A |
| **Pleo** | N/A | N/A |

#### Benefits Administration Platform Features

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Benefits Record Management** | 8.8 (56 reviews) | Not enough data | Not enough data | 
| **Enrollment Planning** | 8.0 (53 reviews) | Not enough data | Not enough data | 
| **Third-Party Carrier Integration** | 7.6 (51 reviews) | Not enough data | Not enough data | 
| **Document Management** | 8.3 (58 reviews) | Not enough data | Not enough data | 
| **Total Compensation Statements** | 8.1 (53 reviews) | Not enough data | Not enough data | 
| **Self-Service Portal** | 8.4 (53 reviews) | Not enough data | Not enough data | 
| **Regulatory Compliance** | 8.3 (52 reviews) | Not enough data | Not enough data | 
| **Mobile Benefits Access** | 8.5 (55 reviews) | Not enough data | Not enough data | 

#### Benefits Administration Platform Features

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Benefits Record Management** | 8.8 (56 reviews) | Not enough data | Not enough data | 
| **Enrollment Planning** | 8.0 (53 reviews) | Not enough data | Not enough data | 
| **Third-Party Carrier Integration** | 7.6 (51 reviews) | Not enough data | Not enough data | 
| **Document Management** | 8.3 (58 reviews) | Not enough data | Not enough data | 
| **Total Compensation Statements** | 8.1 (53 reviews) | Not enough data | Not enough data | 
| **Self-Service Portal** | 8.4 (53 reviews) | Not enough data | Not enough data | 
| **Regulatory Compliance** | 8.3 (52 reviews) | Not enough data | Not enough data | 
| **Benefits Dashboards** | 8.6 (40 reviews) | Not enough data | Not enough data | 
| **Mobile Benefits Access** | 8.5 (55 reviews) | Not enough data | Not enough data | 
| **Integrations / APIs** | 8.0 (41 reviews) | Not enough data | Not enough data | 
| **Internationalization** | 8.2 (46 reviews) | Not enough data | Not enough data | 
| **Mobility** | 8.6 (46 reviews) | Not enough data | Not enough data | 

#### Generative AI

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **AI Text Generation** | 7.8 (29 reviews) | Not enough data | Not enough data | 
| **AI Text Summarization** | 7.5 (29 reviews) | Not enough data | Not enough data | 
| **AI Image-to-Text** | 7.9 (30 reviews) | Not enough data | Not enough data | 

#### Platform

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Customization ** | 7.8 (66 reviews) | Not enough data | Not enough data | 
| **Integration APIs** | 7.7 (65 reviews) | Not enough data | Not enough data | 
| **Internationalization** | 8.1 (64 reviews) | Not enough data | Not enough data | 
| **User, Role, and Access Management** | 8.4 (67 reviews) | Not enough data | Not enough data | 
| **Performance** | 8.8 (65 reviews) | Not enough data | Not enough data | 
| **Mobility** | 8.9 (66 reviews) | Not enough data | Not enough data | 
| **Reporting** | 8.2 (59 reviews) | Not enough data | Not enough data | 
| **Dashboards** | 8.9 (58 reviews) | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Circula** | N/A | N/A |
| **Moss | Spend smarter** | 8.7/10 | 63 |
| **Pleo** | 7.8/10 | 116 |

#### Setup

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Data** | Not enough data | 8.3 (40 reviews) | 7.7 (103 reviews) | 
| **Approvals** | Not enough data | 8.9 (45 reviews) | 8.1 (108 reviews) | 
| **Alignment** | Not enough data | 8.5 (41 reviews) | 7.9 (102 reviews) | 

#### Performance

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **KPIs** | Not enough data | 8.2 (38 reviews) | 7.2 (105 reviews) | 
| **Benchmarks** | Not enough data | 8.0 (36 reviews) | 7.4 (101 reviews) | 
| **Forecasting** | Not enough data | 8.2 (36 reviews) | 7.2 (100 reviews) | 
| **Savings** | Not enough data | 8.4 (36 reviews) | 7.1 (100 reviews) | 

#### Payment Cards

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **One-time Virtual** | Not enough data | 9.5 (46 reviews) | 7.9 (101 reviews) | 
| **Recurring Virtual** | Not enough data | 9.3 (48 reviews) | 8.2 (104 reviews) | 
| **Physical** | Not enough data | 9.3 (52 reviews) | 8.2 (109 reviews) | 

#### Reporting

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Real time** | Not enough data | 9.2 (48 reviews) | 8.4 (103 reviews) | 
| **Multiple Views** | Not enough data | 8.5 (35 reviews) | 8.0 (101 reviews) | 
| **Export** | Not enough data | 8.7 (38 reviews) | 8.2 (104 reviews) | 
| **Budgets** | Not enough data | 8.5 (42 reviews) | 7.7 (96 reviews) | 

#### Payments

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Vendor** | Not enough data | 8.7 (42 reviews) | 7.7 (100 reviews) | 
| **Recurring** | Not enough data | 9.0 (39 reviews) | 7.8 (99 reviews) | 
| **Employee Reimbursements** | Not enough data | 9.2 (45 reviews) | 8.1 (99 reviews) | 
| **ACH** | Not enough data | 8.2 (33 reviews) | 7.2 (91 reviews) | 

#### Fraud & Risk Management

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Notifications** | Not enough data | 8.8 (40 reviews) | 8.1 (96 reviews) | 
| **Unique Cards** | Not enough data | 9.1 (43 reviews) | 8.0 (103 reviews) | 
| **Controls** | Not enough data | 9.2 (40 reviews) | 8.5 (98 reviews) | 

#### Agentic AI - Spend Management

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Proactive Assistance** | Not enough data | 8.1 (12 reviews) | 7.0 (33 reviews) | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Circula** | N/A | N/A |
| **Moss | Spend smarter** | 8.4/10 | 51 |
| **Pleo** | 7.6/10 | 102 |

#### Invoice Generation

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Templates** | Not enough data | 7.9 (32 reviews) | 7.2 (58 reviews) | 
| **Digital Invoices** | Not enough data | 9.0 (37 reviews) | 8.3 (73 reviews) | 
| **Recurring Invoices** | Not enough data | 8.5 (34 reviews) | 8.0 (65 reviews) | 

#### Invoice Processing

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Approvals** | Not enough data | 8.7 (39 reviews) | 8.1 (77 reviews) | 
| **Batch Processing** | Not enough data | 8.4 (33 reviews) | 7.3 (61 reviews) | 
| **Consolidation** | Not enough data | 8.0 (32 reviews) | 7.3 (62 reviews) | 
| **Match Invoices** | Not enough data | 8.8 (41 reviews) | 8.0 (68 reviews) | 

#### Analytics

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Due Dates** | Not enough data | 8.4 (29 reviews) | 7.9 (67 reviews) | 
| **Cashflow** | Not enough data | 8.4 (27 reviews) | 8.0 (70 reviews) | 
| **KPIs** | Not enough data | 7.7 (24 reviews) | 7.0 (59 reviews) | 
| **Payment Tracking** | Not enough data | 8.6 (30 reviews) | 8.4 (82 reviews) | 

#### Integration

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Accounting** | Not enough data | 9.0 (42 reviews) | 8.2 (73 reviews) | 
| **Payments** | Not enough data | 9.0 (38 reviews) | 8.7 (90 reviews) | 
| **ERP** | Not enough data | 8.5 (33 reviews) | 7.3 (57 reviews) | 
| **Account Sync** | Not enough data | 8.9 (36 reviews) | 8.0 (65 reviews) | 

#### Agentic AI - Invoice Management

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Cross-system Integration** | Not enough data | 7.9 (14 reviews) | 6.8 (13 reviews) | 
| **Adaptive Learning** | Not enough data | 7.7 (13 reviews) | 6.4 (13 reviews) | 
| **Proactive Assistance** | Not enough data | 8.1 (13 reviews) | 6.4 (13 reviews) | 

### Payment Card Issuance

| Product | Score | Reviews |
|---|---|---|
| **Circula** | 8.2/10 | 54 |
| **Moss | Spend smarter** | N/A | N/A |
| **Pleo** | 8.1/10 | 251 |

#### Card Management

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Card Types** | 8.3 (50 reviews) | Not enough data | 8.5 (209 reviews) | 
| **Card Controls** | 8.4 (48 reviews) | Not enough data | 8.9 (210 reviews) | 
| **Card Personalization** | Feature Not Available | Not enough data | Feature Not Available | 
| **Configuration** | 8.2 (45 reviews) | Not enough data | 8.4 (183 reviews) | 
| **Fulfillment** | 8.1 (44 reviews) | Not enough data | 8.0 (173 reviews) | 
| **Replacement** | 7.9 (44 reviews) | Not enough data | 8.2 (163 reviews) | 

#### Controls

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Tokenization** | 7.6 (45 reviews) | Not enough data | 7.4 (129 reviews) | 
| **Security** | 8.4 (45 reviews) | Not enough data | 8.7 (194 reviews) | 
| **Card Networks** | 8.4 (43 reviews) | Not enough data | 8.3 (153 reviews) | 
| **Integration** | 8.3 (46 reviews) | Not enough data | 8.2 (166 reviews) | 
| **Testing** | 8.3 (45 reviews) | Not enough data | 7.3 (129 reviews) | 
| **APIs** | Feature Not Available | Not enough data | 7.6 (129 reviews) | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Circula** | N/A | N/A |
| **Moss | Spend smarter** | N/A | N/A |
| **Pleo** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to Circula (3):** [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance), [Benefits Administration Software](https://www.g2.com/categories/benefits-administration), [Employee Perks Software](https://www.g2.com/categories/employee-perks)

**Unique to Moss | Spend smarter (2):** [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Spend Management Software](https://www.g2.com/categories/spend-management)

**Unique to Pleo (3):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance)


---
## Reviewer Demographics

### By Company Size

| Segment | Circula | Moss | Spend smarter | Pleo | 
|---|---|---|---|
| **Small-Business** | 23.4% | 43.9% | 62.6% | 
| **Mid-Market** | 66.0% | 51.9% | 35.4% | 
| **Enterprise** | 10.7% | 4.2% | 1.9% | 

### By Industry

#### Circula

- **Computer Software:** 10.6%
- **Consulting:** 7.4%
- **Information Technology and Services:** 7.1%
- **Automotive:** 4.8%
- **Accounting:** 4.4%
- **Financial Services:** 4.4%
- **Banking:** 2.8%
- **Computer & Network Security:** 2.4%
- **Leisure, Travel & Tourism:** 2.3%
- **Real Estate:** 2.2%
- **Other:** 51.5%

#### Moss | Spend smarter

- **Computer Software:** 12.4%
- **Information Technology and Services:** 9.6%
- **Market Research:** 8.1%
- **Marketing and Advertising:** 6.2%
- **Hospitality:** 5.3%
- **Hospital & Health Care:** 3.8%
- **Accounting:** 3.3%
- **Consulting:** 3.3%
- **Financial Services:** 2.9%
- **Pharmaceuticals:** 2.4%
- **Other:** 42.6%

#### Pleo

- **Computer Software:** 12.3%
- **Information Technology and Services:** 8.6%
- **Marketing and Advertising:** 5.9%
- **Financial Services:** 4.4%
- **Hospitality:** 2.8%
- **Retail:** 2.7%
- **Accounting:** 2.6%
- **Construction:** 2.4%
- **Leisure, Travel & Tourism:** 2.3%
- **Events Services:** 2.3%
- **Other:** 53.9%

---
## Alternatives

### Alternatives to Circula

- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7052 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5638 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9087 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1119 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2412 reviews)
- [Alaan](https://www.g2.com/products/alaan/reviews) — 4.7/5 stars (718 reviews)
- [Vantage Circle](https://www.g2.com/products/vantage-circle/reviews) — 4.7/5 stars (10886 reviews)

### Alternatives to Moss | Spend smarter

- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2412 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9087 reviews)
- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5638 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (407 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7052 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1572 reviews)
- [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1517 reviews)

### Alternatives to Pleo

- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)
- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9087 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7052 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2412 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1572 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2102 reviews)
- [Soldo](https://www.g2.com/products/soldo/reviews) — 4.5/5 stars (191 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5638 reviews)

---
## Top Discussions

### Circula

- Title: [Why are the surveys so long](https://www.g2.com/discussions/46184-warum-sind-die-umfragen-so-lang) — 1 comment, 1 upvote
  > **Top comment:** "Completely agree!"

### Moss | Spend smarter

No discussions available for this product.

### Pleo

- Title: [What is Pleo used for?](https://www.g2.com/discussions/what-is-pleo-used-for) — 2 comments
  > **Top comment:** "Expense accounting on company credit cards."
- Title: [Pleo card is not accepted by all organisations](https://www.g2.com/discussions/13281-pleo-card-is-not-accepted-by-all-organisations) — 2 comments, 1 upvote
  > **Top comment:** "Hi Stephen. Pleo cards can be used in more than 30 million locations worldwide, online and in stores, making corporate purchasing easy and convenient – just..."
- Title: [Pleo isn't on UBER as one of the options for auto-submitting expenses](https://www.g2.com/discussions/pleo-isn-t-on-uber-as-one-of-the-options-for-auto-submitting-expenses) — 1 comment, 1 upvote
  > **Top comment:** "Have you tried just entering as a Mastercard?
I use it for tickets and taxi in Denmark and Sweden without any problems."
- Title: [Can users swap cards?](https://www.g2.com/discussions/13939-can-users-swap-cards) — 1 comment, 1 upvote
  > **Top comment:** "Hi Barry,

Pleo users swap cards with one another. Virtual as well as plastic cards are assigned to one single cardholder and must not be shared. By..."
- Title: [Can I separate manager transactions into lists?](https://www.g2.com/discussions/13845-can-i-separate-manager-transactions-into-lists) — 1 comment, 1 upvote
  > **Top comment:** "Hi Deborah. Admins have access to everyone's transactions directly in the Pleo app. The expense feed as well as the manage expense view give great detail..."

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/circula-vs-moss-spend-smarter-vs-pleo)