# Centime vs Versapay Comparison

| | Centime | Versapay | 
|---|---|---|
| **Star Rating** | 4.6 out of 5 | 4.1 out of 5 | 
| **Total Reviews** | 36 | 95 | 
| **Largest Market Segment** | Mid-Market (66.7% of reviews) | Mid-Market (67.4% of reviews) | 
| **Entry Level Price** | No pricing available | No pricing available | 

---
## Top Pros & Cons

### Centime

Pros:
- Ease of Use (4 reviews)
- Invoicing (3 reviews)

Cons:
- Card Issues (1 reviews)
- Connectivity Issues (1 reviews)

### Versapay

Pros:
- Ease of Use (6 reviews)
- Easy Payments (5 reviews)

Cons:
- Payment Issues (7 reviews)
- Poor Customer Support (3 reviews)

---
## Ratings Comparison
| Rating | Centime | Versapay | 
|---|---|---|
  | **Meets Requirements** | 8.6 (35 reviews) | 8.1 (69 reviews) | 
  | **Ease of Use** | 8.8 (35 reviews) | 8.5 (70 reviews) | 
  | **Ease of Setup** | 8.9 (30 reviews) | 8.2 (57 reviews) | 
  | **Ease of Admin** | 9.1 (21 reviews) | 8.4 (51 reviews) | 
  | **Quality of Support** | 9.8 (33 reviews) | 7.6 (65 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.4 (21 reviews) | 8.2 (49 reviews) | 
  | **Product Direction (% positive)** | 9.7 (35 reviews) | 7.3 (66 reviews) | 

---
## Pricing

### Centime

#### Entry-Level Pricing

No pricing available

#### Free Trial

Yes

### Versapay

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Centime** | N/A | N/A |
| **Versapay** | N/A | N/A |

#### Expense Reports

| Feature | Centime | Versapay | 
|---|---|---|
| **Ease of Creating Expense Reports** | Not enough data | Not enough data | 
| **Bank / Credit Card Integration** | Not enough data | Not enough data | 
| **Smart Categorization** | Not enough data | Not enough data | 
| **Digital Receipt Management** | Not enough data | Not enough data | 
| **Employee Reimbursement** | Not enough data | Not enough data | 
| **Currency Conversions** | Not enough data | Not enough data | 
| **Credit Card Integration** | Not enough data | Not enough data | 

#### Agentic AI - Expense Management

| Feature | Centime | Versapay | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 

#### Travel Management

| Feature | Centime | Versapay | 
|---|---|---|
| **Ease of Booking** | Not enough data | Not enough data | 
| **Itinerary Management** | Not enough data | Not enough data | 
| **Trip Notifications** | Not enough data | Not enough data | 
| **Advanced Integrations** | Not enough data | Not enough data | 

#### Client Invoicing

| Feature | Centime | Versapay | 
|---|---|---|
| **Invoice Creation and Delivery** | Not enough data | Not enough data | 
| **Electronic Payments** | Not enough data | Not enough data | 
| **Project Accounting / Revenue Recognition** | Not enough data | Not enough data | 

#### Generative AI - Expense Management

| Feature | Centime | Versapay | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | Centime | Versapay | 
|---|---|---|
| **Receipt Capture** | Not enough data | Not enough data | 
| **Mileage Tracking** | Not enough data | Not enough data | 
| **Travel Itinerary and Flight Status Updates** | Not enough data | Not enough data | 

#### Platform

| Feature | Centime | Versapay | 
|---|---|---|
| **Embedded AI / Machine Learning** | Not enough data | Not enough data | 
| **Complex Approval Workflow** | Not enough data | Not enough data | 

#### Administration

| Feature | Centime | Versapay | 
|---|---|---|
| **PCI Regulation Compliant** | Not enough data | Not enough data | 

#### Administration

| Feature | Centime | Versapay | 
|---|---|---|
| **Business Tool Integration** | Not enough data | Not enough data | 
| **Workflow** | Not enough data | Not enough data | 
| **Automated Reminders** | Not enough data | Not enough data | 
| **Policy Compliance Management** | Not enough data | Not enough data | 
| **User, Role, and Access Management** | Not enough data | Not enough data | 

#### Platform

| Feature | Centime | Versapay | 
|---|---|---|
| **Reporting** | Not enough data | Not enough data | 
| **APIs / Integration** | Not enough data | Not enough data | 
| **Internationalization** | Not enough data | Not enough data | 
| **Performance and Reliability** | Not enough data | Not enough data | 
| **Mobile User Support** | Not enough data | Not enough data | 
| **Offline** | Not enough data | Not enough data | 

### Budgeting and Forecasting

| Product | Score | Reviews |
|---|---|---|
| **Centime** | 9.5/10 | 6 |
| **Versapay** | N/A | N/A |

#### Budget Creation

| Feature | Centime | Versapay | 
|---|---|---|
| **Data Import** | Feature Not Available | Not enough data | 
| **Budget Hierarchies** | Feature Not Available | Not enough data | 
| **Versioning** | Feature Not Available | Not enough data | 
| **Formulas** | Feature Not Available | Not enough data | 
| **What-If** | Feature Not Available | Not enough data | 
| **Budget Periods** | Feature Not Available | Not enough data | 

#### Budget Management

| Feature | Centime | Versapay | 
|---|---|---|
| **Consolidation** | Feature Not Available | Not enough data | 
| **Adjustments** | Feature Not Available | Not enough data | 
| **Workflows** | Feature Not Available | Not enough data | 

#### Forecasting

| Feature | Centime | Versapay | 
|---|---|---|
| **Historical Data** | 9.7 (6 reviews) | Not enough data | 
| **Reforecast** | 9.3 (5 reviews) | Not enough data | 
| **Forecast Types** | 9.7 (6 reviews) | Not enough data | 
| **Rolling Forecasts** | 9.4 (6 reviews) | Not enough data | 
| **AI** | Not enough data | Not enough data | 

#### Analytics

| Feature | Centime | Versapay | 
|---|---|---|
| **Variance Analysis** | Feature Not Available | Not enough data | 
| **Forecasts Comparison** | Feature Not Available | Not enough data | 
| **Forward Looking** | Feature Not Available | Not enough data | 

#### Agentic AI - Budgeting and Forecasting

| Feature | Centime | Versapay | 
|---|---|---|
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Credit and Collections

| Product | Score | Reviews |
|---|---|---|
| **Centime** | N/A | N/A |
| **Versapay** | 7.9/10 | 35 |

#### Customer Credit

| Feature | Centime | Versapay | 
|---|---|---|
| **Credit Limits** | Not enough data | 7.6 (22 reviews) | 
| **Credit History** | Not enough data | 7.9 (19 reviews) | 
| **Credit Limits Adjustment** | Not enough data | 7.2 (18 reviews) | 
| **Integration with Credit Rating Agencies** | Not enough data | 7.1 (15 reviews) | 
| **Credit Limit Suspension** | Not enough data | 6.9 (16 reviews) | 

#### Invoice Matching

| Feature | Centime | Versapay | 
|---|---|---|
| **Incomplete Payments** | Not enough data | 7.8 (29 reviews) | 
| **Match Invoices and Payments** | Not enough data | 8.3 (29 reviews) | 
| **Errors and Adjustments** | Not enough data | 7.9 (27 reviews) | 
| **Cash Application** | Not enough data | 9.0 (26 reviews) | 

#### Collections

| Feature | Centime | Versapay | 
|---|---|---|
| **Late Payments** | Not enough data | 8.7 (30 reviews) | 
| **Disputed Transactions** | Not enough data | 8.4 (30 reviews) | 
| **Personalized Customer Messaging** | Not enough data | 8.5 (28 reviews) | 
| **Customer Profiles** | Not enough data | 8.0 (30 reviews) | 

#### Analytics

| Feature | Centime | Versapay | 
|---|---|---|
| **At Risk Customers** | Not enough data | 7.7 (27 reviews) | 
| **Esimated vs Actual Receipts** | Not enough data | 7.5 (21 reviews) | 
| **Collections Effectiveness** | Not enough data | 7.7 (28 reviews) | 
| **Scaleability** | Not enough data | 8.2 (14 reviews) | 
| **Artificial Intelligence** | Not enough data | 7.6 (14 reviews) | 
| **Compliance Control** | Not enough data | 7.5 (14 reviews) | 

#### Self Service

| Feature | Centime | Versapay | 
|---|---|---|
| **Customer Portal** | Not enough data | 8.6 (28 reviews) | 
| **Financial Documents** | Not enough data | 8.7 (26 reviews) | 

#### Agentic AI - Credit and Collections

| Feature | Centime | Versapay | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 

### Accounts Payable (AP) and Spend Analysis

| Product | Score | Reviews |
|---|---|---|
| **Centime** | 8.5/10 | 17 |
| **Versapay** | N/A | N/A |

#### Data Management

| Feature | Centime | Versapay | 
|---|---|---|
| **Consolidation** | 8.9 (16 reviews) | Not enough data | 
| **Classification** | 8.6 (16 reviews) | Not enough data | 
| **External Sources** | Feature Not Available | Not enough data | 
| **Integration** | 8.9 (17 reviews) | Not enough data | 
| **Cleaning** | 8.3 (16 reviews) | Not enough data | 

#### Agentic AI -  Accounts Payable (AP) and Spend Analysis

| Feature | Centime | Versapay | 
|---|---|---|
| **Decision Making** | Not enough data | Not enough data | 

#### Analytics

| Feature | Centime | Versapay | 
|---|---|---|
| **Benchmarking** | Feature Not Available | Not enough data | 
| **KPIs** | 8.0 (16 reviews) | Not enough data | 
| **Compliance** | 8.5 (16 reviews) | Not enough data | 
| **Errors** | 8.2 (17 reviews) | Not enough data | 

#### Recovery

| Feature | Centime | Versapay | 
|---|---|---|
| **Historical payments** | Feature Not Available | Not enough data | 
| **Overpayments** | Feature Not Available | Not enough data | 

#### AP Data Processing

| Feature | Centime | Versapay | 
|---|---|---|
| **Workflows** | 8.0 (15 reviews) | Not enough data | 
| **Transparency** | 9.1 (15 reviews) | Not enough data | 
| **Controls** | 9.0 (15 reviews) | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **Centime** | 8.6/10 | 13 |
| **Versapay** | N/A | N/A |

#### Invoice Management

| Feature | Centime | Versapay | 
|---|---|---|
| **Capture** | 8.5 (11 reviews) | Not enough data | 
| **Supplier Portal** | 8.3 (11 reviews) | Not enough data | 
| **Repository** | 8.8 (10 reviews) | Not enough data | 

#### Invoice Processing

| Feature | Centime | Versapay | 
|---|---|---|
| **Matching** | 9.2 (11 reviews) | Not enough data | 
| **Payments** | 8.5 (11 reviews) | Not enough data | 
| **Workflows** | 8.5 (10 reviews) | Not enough data | 
| **Tax Compliance** | 7.7 (10 reviews) | Not enough data | 

#### Analytics

| Feature | Centime | Versapay | 
|---|---|---|
| **Due Dates** | 9.2 (12 reviews) | Not enough data | 
| **Benchmarking** | Feature Not Available | Not enough data | 
| **KPIs** | 8.2 (11 reviews) | Not enough data | 

#### Integration

| Feature | Centime | Versapay | 
|---|---|---|
| **Accounting** | 9.0 (12 reviews) | Not enough data | 
| **Payment Integration** | 8.9 (12 reviews) | Not enough data | 
| **ERP** | 8.8 (10 reviews) | Not enough data | 

#### Risk

| Feature | Centime | Versapay | 
|---|---|---|
| **Analysis** | Feature Not Available | Not enough data | 
| **Identification** | 9.5 (10 reviews) | Not enough data | 
| **Scoring** | Feature Not Available | Not enough data | 

#### Recovery

| Feature | Centime | Versapay | 
|---|---|---|
| **Recoup** | 8.1 (9 reviews) | Not enough data | 
| **Reporting** | 8.3 (10 reviews) | Not enough data | 

#### Audit

| Feature | Centime | Versapay | 
|---|---|---|
| **Filters** | 8.5 (10 reviews) | Not enough data | 
| **Post Audits** | Feature Not Available | Not enough data | 
| **Overpayments** | Feature Not Available | Not enough data | 
| **Duplicates** | 8.5 (9 reviews) | Not enough data | 

#### Fraud

| Feature | Centime | Versapay | 
|---|---|---|
| **Vendor Checks** | 8.1 (9 reviews) | Not enough data | 
| **Data Generation** | 8.8 (10 reviews) | Not enough data | 
| **Monitoring** | 7.7 (10 reviews) | Not enough data | 

#### Agentic AI - AP Automation

| Feature | Centime | Versapay | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Centime** | N/A | N/A |
| **Versapay** | 7.4/10 | 39 |

#### Payment Processing

| Feature | Centime | Versapay | 
|---|---|---|
| **Encryption** | Not enough data | 9.0 (34 reviews) | 
| **Credit Card Processing** | Not enough data | 8.2 (35 reviews) | 
| **Mobile Payments** | Not enough data | 6.5 (12 reviews) | 
| **Digital Wallet Integration** | Not enough data | 7.0 (25 reviews) | 

#### Administration

| Feature | Centime | Versapay | 
|---|---|---|
| **Reporting & Analytics** | Not enough data | 7.1 (35 reviews) | 
| **E-commerce Integration** | Not enough data | 7.0 (28 reviews) | 
| **Processing Fees** | Not enough data | 7.2 (32 reviews) | 
| **POS Integration** | Not enough data | 7.0 (10 reviews) | 
| **Omnichannel** | Not enough data | 7.6 (28 reviews) | 
| **Levels 1 & 2** | Not enough data | 7.7 (31 reviews) | 
| **Level 3** | Not enough data | 7.3 (28 reviews) | 

#### Payment Options

| Feature | Centime | Versapay | 
|---|---|---|
| **Multi-Currency** | Not enough data | 6.2 (26 reviews) | 
| **Online payment portal** | Not enough data | 8.3 (32 reviews) | 

#### Security

| Feature | Centime | Versapay | 
|---|---|---|
| **POS Verification** | Not enough data | 7.4 (12 reviews) | 

#### Platform

| Feature | Centime | Versapay | 
|---|---|---|
| **Accounting integration** | Not enough data | 8.1 (35 reviews) | 
| **E-commerce Integration** | Not enough data | 7.3 (28 reviews) | 

### Cash Flow Management

| Product | Score | Reviews |
|---|---|---|
| **Centime** | 8.1/10 | 12 |
| **Versapay** | N/A | N/A |

#### Cash Flow Management

| Feature | Centime | Versapay | 
|---|---|---|
| **File Exports** | 8.5 (10 reviews) | Not enough data | 
| **Income and Expenses** | 8.3 (11 reviews) | Not enough data | 
| **Track Cash Flow** | 8.3 (11 reviews) | Not enough data | 

#### Cash Flow Forecasting

| Feature | Centime | Versapay | 
|---|---|---|
| **Historical Data** | 7.9 (12 reviews) | Not enough data | 
| **Reforecast** | 8.0 (11 reviews) | Not enough data | 
| **Forecast Types** | 8.0 (10 reviews) | Not enough data | 
| **Rolling Forecasts** | 8.0 (10 reviews) | Not enough data | 
| **AI** | 6.7 (6 reviews) | Not enough data | 

#### Analytics

| Feature | Centime | Versapay | 
|---|---|---|
| **Variance Analysis** | Feature Not Available | Not enough data | 
| **Reports** | 7.7 (10 reviews) | Not enough data | 
| **Forecast Comparison** | Feature Not Available | Not enough data | 
| **Forward Looking** | Feature Not Available | Not enough data | 

#### Financial Data Transfer

| Feature | Centime | Versapay | 
|---|---|---|
| **Data Transfer** | 8.8 (10 reviews) | Not enough data | 
| **Data Exchange** | Feature Not Available | Not enough data | 
| **Reporting** | 7.9 (11 reviews) | Not enough data | 
| **Access** | 8.6 (11 reviews) | Not enough data | 
| **Integration** | Feature Not Available | Not enough data | 

#### Agentic AI -  Cash Flow Management

| Feature | Centime | Versapay | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounts Receivable

| Product | Score | Reviews |
|---|---|---|
| **Centime** | 8.4/10 | 17 |
| **Versapay** | 8.2/10 | 27 |

#### Reporting

| Feature | Centime | Versapay | 
|---|---|---|
| **Status** | 9.2 (12 reviews) | 8.1 (23 reviews) | 
| **Customer Credit** | Feature Not Available | 7.8 (20 reviews) | 
| **History** | 8.8 (13 reviews) | 8.8 (23 reviews) | 

#### Integrations

| Feature | Centime | Versapay | 
|---|---|---|
| **Accounting** | 8.7 (13 reviews) | 8.3 (23 reviews) | 
| **ERP** | 9.0 (12 reviews) | 8.6 (24 reviews) | 
| **CPM** | Feature Not Available | 7.5 (21 reviews) | 

#### Transactions

| Feature | Centime | Versapay | 
|---|---|---|
| **Credits** | Feature Not Available | 7.8 (20 reviews) | 
| **Invoices** | 8.1 (14 reviews) | 8.9 (22 reviews) | 
| **Payments** | 8.6 (12 reviews) | 8.6 (27 reviews) | 

#### Workflows

| Feature | Centime | Versapay | 
|---|---|---|
| **Approvals** | 7.7 (8 reviews) | 8.0 (22 reviews) | 
| **Reconciliation** | 6.9 (9 reviews) | 7.8 (22 reviews) | 

#### Agentic AI - Accounts Receivable Automation

| Feature | Centime | Versapay | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

#### AI - Accounts Receivable

| Feature | Centime | Versapay | 
|---|---|---|
| **Generative** | Not enough data | Not enough data | 
| **Responses** | Not enough data | Not enough data | 
| **Predictive Analytics** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Centime** | N/A | N/A |
| **Versapay** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Centime | Versapay | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable)

**Unique to Centime (5):** [Accounts Payable (AP) & Spend Analysis Software](https://www.g2.com/categories/accounts-payable-ap-and-spend-analysis), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Budgeting and Forecasting Software](https://www.g2.com/categories/budgeting-and-forecasting), [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management), [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to Versapay (2):** [Credit and Collections Software](https://www.g2.com/categories/credit-and-collections), [Payment Processing Software](https://www.g2.com/categories/payment-processing)


---
## Reviewer Demographics

### By Company Size

| Segment | Centime | Versapay | 
|---|---|---|
| **Small-Business** | 30.6% | 18.5% | 
| **Mid-Market** | 66.7% | 67.4% | 
| **Enterprise** | 2.8% | 14.1% | 

### By Industry

#### Centime

- **Accounting:** 16.7%
- **Computer Software:** 13.9%
- **Hospital & Health Care:** 11.1%
- **Biotechnology:** 8.3%
- **Information Technology and Services:** 8.3%
- **Consulting:** 5.6%
- **Aviation & Aerospace:** 5.6%
- **Renewables & Environment:** 2.8%
- **Non-Profit Organization Management:** 2.8%
- **Marketing and Advertising:** 2.8%
- **Other:** 22.2%

#### Versapay

- **Wholesale:** 9.8%
- **Accounting:** 8.7%
- **Transportation/Trucking/Railroad:** 7.6%
- **Food & Beverages:** 7.6%
- **Computer Software:** 5.4%
- **Construction:** 5.4%
- **Retail:** 4.3%
- **Medical Devices:** 4.3%
- **Building Materials:** 3.3%
- **Business Supplies and Equipment:** 3.3%
- **Other:** 40.2%

---
## Alternatives

### Alternatives to Centime

- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2412 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1925 reviews)
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- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (407 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Rippling Spend](https://www.g2.com/products/rippling-spend/reviews) — 4.7/5 stars (1880 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Invoiced](https://www.g2.com/products/invoiced/reviews) — 4.5/5 stars (411 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews)

### Alternatives to Versapay

- [Quadient Accounts Receivable](https://www.g2.com/products/quadient-accounts-receivable/reviews) — 4.4/5 stars (137 reviews)
- [Invoiced](https://www.g2.com/products/invoiced/reviews) — 4.5/5 stars (411 reviews)
- [Gaviti](https://www.g2.com/products/gaviti/reviews) — 4.4/5 stars (190 reviews)
- [HighRadius Accounts Receivables](https://www.g2.com/products/highradius-corporation/reviews) — 4.3/5 stars (236 reviews)
- [Tesorio](https://www.g2.com/products/tesorio/reviews) — 4.7/5 stars (235 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (507 reviews)
- [Paystand](https://www.g2.com/products/paystand/reviews) — 4.6/5 stars (28 reviews)
- [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) — 4.8/5 stars (103 reviews)

---
## Top Discussions

### Centime

No discussions available for this product.

### Versapay

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/centime-vs-versapay)